BAWB Archive of Events that You've Missed (2002 - 2007)

Meetings in 2014:
January | February | March | April | May | June | July | August
September | October | November | December

Meetings in 2013:
January |
February | March | April | May | June | July | August
September | October | November

Meetings in 2012:
January | February | March | April | May | June | July | August
September | October | November | December

Meetings in 2011:
January | February | March | April | May | June | July | August
September | October | November | December

Meetings in 2010:
January | February | March | April | May | June | July | August
September | October | November | December

Meetings in 2009:
January | February | March | April | May | June | July | August
September | October | November | December

Meetings in 2008:
January | February | March | April | May | June | July | August
September |
October | November | December

Workshops in 2008:
March | April | October

 

Meetings in 2007:
January | February | March | April | May | June | July | August |
September | October | November | December |

Workshops in 2007:
January
| April | June | August | October |

Meetings in 2006:
January | February | March | April | May | June | July | August |
September | October | November | December |

Workshops in 2006:
January | March | September | November |

Meetings in 2005:
January | February | March | April | May | June | July | August | September | October | November | December |

Workshops in 2005:
September
| October | November |

Meetings in 2004:
January | February | March | April | May | June | July | August | September | October | November | December |

Workshops in 2004:
January
| April | July | September | October |

Meetings in 2003:
January | February | March | April | May | June | July | August | September | October | November | December

Workshops in 2003:
March
| April | October

Meetings in 2002:
January | February | March | April | May | June | July | August | September | October | November | December

 


Thursday, December 18th, 2014

Tdhis is our final meeting of the year!

DON'T MISS OUR
"DOING DEALS HOLIDAY GATHERING
"

This is always judged by our attendees to be one of the BEST meetings we have all year.

It's a great way to learn what others are doing, the genesis of their individual transactions, and more importantly where the profit centers are...you'll be amazed at how many different perspectives to doing a deal there are.

dThis also will be a great meeting to get to better know your fellow attendees.

Come join us for a festive time of the year meeting and Holiday cheer in an open forum setting.

You are invited to bring your spouse or a loved one for a night out and to better see what our meetings are all about.

We have several BAWB members tell us their "deal story" which promises to be informative and fun.

dIt's been an incredible year filled with change, tough lessons, and successes.

We hope some of you will share a hard lesson or success from the past year.






November 20th 2014 - This is a Two Part Meeting

Part 1:

Making it BIG with Commercial Properties

  • cornellUnderstanding the different commercial properties asset types and their unique characteristics
  • Site Selection Criteria for Land Versus Existing Commercial Property
  • Determining the HIGHEST and BEST use of a property
  • How to separate the Winners from the Losers...
  • Why Income is so Important
  • What should you look for when considering a commercial property investment
  • Single Tenant Vs Mixed Tenant Mix and what comprises a good mix
  • How is management best handled
  • Understanding and Determining CAP Rate, ROI, IRR, etc.
  • Is the upside potential large enough ?

Thinking about Commercial Property Investments? Location and site selection can often be the KEY to large upside profit potential.

This month we will cover some of the items that you should be aware of when looking at potential commercial properties and their upside potential. These fundamentals also cross over to residential selection as well.

We will cover:

  • Property Location & Market Analysis:
    Learn about Macro Basics
  • Who are you and your capabilities?
  • What are you looking for?
  • Where are you looking?
  • Why are you looking in that location?

Thorough market analysis may involve more than simply looking at MLS, LoopNet or CoStar comps.

Our speaker Robert Hernandez will present some basics from his practical experience in analyzing market locations for various asset types both in the US and internationally. Imagine signing on to Google Earth to start your market analysis.

Topics to be discussed and included will be:

  • Oceans, lakes and rivers- how important are they
  • Public infrastructure
  • Access
  • Topography
  • Big Brother
  • Show me the money!


About the Speaker:

Robert Hernandez is the Founder and President of Private Capital Ventures, Inc. He works with real estate investors and business owners assisting them through challenges as well as maximizing potential property opportunities.  He identifies himself as the member of your staff or a trusted professional that you don't need around all the time, but when you do you are glad he is there.

Whether needing a second set of eyes to analyze every aspect of your real estate portfolio or functioning as an interim turnaround manager for your commercial property business operation, Robert applies his skill sets and practical experience to help you successfully achieve near term and long term goals.

Robert has lived in Tiburon, CA since 2003. He obtained his Florida Real Estate license in 1982 to work at the Galleon Resort in Key West, FL during preconstruction sales & marketing. During 15 years working for major hotel and restaurant chains he moved up the management ranks then continued to graduate school and corporate finance and development. While at corporate he underwrote over $6.0 billion of transactions of acquisitions and ground up developments in the U.S., Mexico, the Caribbean and Russia. He earned a BS from the School of Hotel Administration at Cornell University and an MBA from the Cox School of Business at Southern Methodist University. He has had an active California Real Estate Broker's license since 2003 and active NMLS license since 2010.

Please visit his website at www.1PCVI.com

Part 2:

Booms, Busts and Beyond Revisited...

Take Away Points from the recent Booms, Busts, and Beyond 2 day workshop with Peter Fortunato and John Schaub

There were a number of dynamite topics covered and the 2 days were filled with tremendous insight into the way these two Legends of Real Estate conduct their business along with their fundamentals beliefs.

We will revisit and cover some of the topics addressed during the event. Whether you were there or could not make it - We promise you do not want to miss this…

 

 


October 25th, 2014

DON'T WAIT! REGISTER TODAY FOR THE UPCOMING 2-DAY WORKSHOP:
Sat. 10-25 & Sun. 10-26
(See below for more details)

Booms, Busts & Beyond…

Evolve or Perish

A VERY Special BAWB regular monthly meeting Thursday 10-23 with BOTH Peter Fortunato & John Schaub followed by their 2-day workshop.
(See below for more details.)

peter john

Join Peter & John and attendees from all over the country as they teach this ONE TIME class on the West Coast;

Markets are Transitioning, but the future of the economy is still uncertain.

You can’t predict the future, but you can be ready for it.

Come learn strategies for building cash flow and your estate whether we have inflation, deflation or a meltdown.

Is Capitalism really where it is at?

Peter and John survived, prospered, and helped their students make money with real estate and notes in every market since 1975.

This is a wonderful opportunity to Listen and Learn from two of the best and most creative Real Estate Educators / Instructors around.

Don’t Miss this Meeting; invite a family member, your spouse, loved one, business associate, etc. and bring them along- they will be glad you did.

The BLOCKBUSTER EDUCATIONAL
EVENT OF THE YEAR !

  • Will Dodd-Frank get repealed and if not how can you work around it ?
  • Rumors are flying about ending home mortgage interest deductions and also 1031 Tax Free Exchanging
  • Is the ROTH IRA going to be under attack by our revenue hungry government?

Learn to Evolve or Perish

You cannot continue doing what you've always done. Markets are heating up, the future of the economy is uncertain. You can't predict the future but you can be ready for it. Come learn strategies for building CASH FLOW and your Estate whether we have Inflation, Deflation, or a Meltdown. Peter & John survived, prospered and have helped their students make money with Real Estate in every market since 1975. Join them and successful investors from across the country for this one time California presentation. Get ready for an exciting and profitable future!

When Peter & John get together it is in a word;  DYNAMIC!

When they teach together on the West Coast - its an experience you do not want to miss!

Sat. 10-25 & Sun. 10-26- South San Francisco

Register Early for Discounted Tuition
Do Not Wait -This Class will Sell out!

Where: South San Francisco Conference Center

Cost:
For individual $595.00 or $895.00 for Two Registering Together*

EARLY BIRD DISCOUNT ENDS Midnight October 15th,2014
$495.00 for an individual and $795.00 for two or more registering together*

*A small Event Brite Registration fee will be due additionally.

NOTE: We have arranged Special lodging prices at the nearby Holiday Inn SFO and Citi Garden Hotel but there are an extremely limited number of rooms. Reserve Early if you need overnight lodging.

Class Times:  9 Am to 5 Pm both days.

GREAT NETWORKING - Also Don't Miss the Networking & Brainstorming Session Saturday Evening after Class

All attendees will receive extensive class workbook containing case studies and documentation of deals.

For more information about the workshop, a brochure or to register CLICK HERE

For additional information and details about this event please CLICK HERE

 


SEPTEMBER 18, 2014 Meeting

fallRed Hot, Crazy Frenetic Markets Cannot Go On Forever

Fall is coming, Followed by the Holiday Season and Winter Time

Prepare for the CHILL OF THE MARKET

chillInterest rates have moved up and are expected to continue to rise

The Fed and Lenders have made some changes...

Loan Resets are kicking in...

There is continued uncertainty in the Middle East & the Ukraine

The economy continues to sputter along

The DOW and Wall Street have reached new unprecedented heights but are they sustainable?

Congress & the President must read an accord on our how to respond to some of these World threats, our Federal Budget and to continue to fund our Bloated Government Bureaucracy

Municipalities around the country continue to struggle to rein in run away costs

These factors and many more are starting to once again creep into the Marketplace here in the SF Bay Area.

Don't miss this months meeting and insights on how you can safely protect yourself and your investments during this coming Chill.

 


UPCOMING Regular BAWB MONTHLY MEETING

THURS Evening 8-21-2014

Meeting Starts at 7:00 Pm and End Approx. 9:30 Pm

and Follow up FULL DAY WORKSHOP EVENT on

Saturday 8-23-14

Do Not Miss This Months Meeting

and the Tremendous Content Rich

FULL DAY Workshop Class

Don't Wait - Register Today for the Saturday
FULL DAY WORKSHOP

All Day WORKSHOP- Saturday August 23rd, 2014
Corte Madera, CA

Going Rogue with Rehab!
Property Rehabbing Done Right....

maryYour Instructor; Mary Morrongiello

Regardless of whether you are a rental landlord or in the Buy/Sell property business; every one involved in rehabbing houses makes a few mistakes. Sometimes those mistakes are pretty BIG mistakes and can leave you running for the courthouse, heading back to your lender or scrambling for more money, or even heading to the hospital! Whether you're just starting out or seasoned this Full Day class will enlighten you about how to avoid major mistakes that can leave you scrambling. Plans, Permits, Roofs, Foundations, Electric, Plumbing, Flooring, Furnaces, Windows, Painting, Landscaping, Sewers, Septic systems, Design choices, Sources, Materials and Labor, and Pest and Home Inspections, etc. can be just a few of the many ongoing tasks involved in a property renovation project.

About Your Instructor:


Having completed 100+ flip renovations and booked with projects through the end of 2014 Mary began flipping in California in 1998 after moving to the Wine Country from Tampa Bay, FL. She went BROKE in the market decline of 2007 when she got stuck with a Million Dollar + wine country rehab. It has taken her 6+ years to recover but she gets up every day and moves forward; As the Life of a Flipper can be filled with "rags to riches" cycles. She enjoys teaching both the new and experienced property renovator not only What to do or consider doing but also what NOT to Do!

  • houseWho will succeed and who will fail as a property Flipper and more importantly WHY?
  • Summary of the California Micro Markets from our vantage point as of August 2014.

You NEED to be paying attention to this! Working a Territory like Willy Loman (Death of a Salesman)

Our Approach to Finding Deals (to Fix n Flip Only)

  • Agents that work and agents that don't have any power or inventory
  • Kitchen Table Discussions
  • Marketing
  • Short Sales, REO's, Other Distress Sales
  • Building Referral's from Past Projects\

construction

Learn intimately about the PROCESS, the CREW, the DESIGN CHOICES, and the RE-SALE

  • How to Find a Good Contractor (and Vendors)
  • The Critical Steps; Once in Contract what do you need to do PRIOR to COE?
  • What inspections should be done, who to use?
  • Streamlining the process of pulling permits, drafting plans, dealing with bureaucrats, tactics that will save you time and money

Is it a Good Deal?

  • Reasons to Walk Away, Reasons to Run!
  • What should be on site – the day you are "on record"
  • At the end of the first 3 days…what should be on site, how do you determine this, how do you get these items there, what are the range of costs
  • Running the Job Site- (How to work on the Crew…not in it)

photosBefore & After Photos to dissect WHY certain choice drives up the price over your competition.

Once in Contract for Resale with a Buyer- What will you do and Where will you draw the line

Open Questions throughout the day and instructor will stay until the Last Question is Answered

Discounted PRE-Registration Tuition Ends Midnight on August 18th 2014

Tuition COST:
IF Pre- Registered and a BAWB member $159.00 per person
IF Pre- Registered and Non Member $179.00 per person
Cost per person after PRE-Registration ends $220.00 per person

Where:
Best Western Corte Madera Inn,56 Madera Blvd, Corte Madera, CA 94925
# 415-924-1502 for Hotel Direct

Register Online for the August 2014 Workshop

View printable brochure of the Workshop 



Thursday July 17th 2014

Topic: "Show me the Money!"

dollarVarious Niche Lenders & Guest Speakers

Regardless of whether you're just starting out, or have lots of experience under your belt, access to quick cash funds is often of paramount importance in being able to negotiate below market transactions. With the right deal structure there is never a shortage of funds available. Visit with us and learn from several Money Experts who will illustrate for you how some creative investor loan products along with "Hard Money" programs can become Easy Money to facilitate your deals.

It's always a new day and age in the ever changing world of Real Estate Finance.

Proper and timely funding is the grease the "squeaky wheel" continues to need in order for properties to continue to be bought and sold, rented and held and for any chance of a long term housing recovery to take hold.
With mortgage lending activities still severely restricted and the availability of funds for both buyers and sellers limited- this month's meeting involves a panel of several different lenders who offer different niche lending programs that address and cater to activities such as:

  • dollarsFixer Upper Loans - both from an institutional lender standpoint and from a private money lending vantage point.
  • First Time and current Home buyers FHA, VA, and Conventional financing programs.
  • What is a QM Mortgage?
  • Do any stated income loan programs even exist anymore?
  • Does Title seasoning of ownership matter?
  • What about the HVCC- Home Valuation Code of Conduit appraisal rules?
  • How has the implementation of Dodd-Frank affected the loan industry?
  • What are the various down payment requirements and qualifying criteria?
  • Investor loan programs for the investor looking both to Purchase and also Refinance Non Owner Occupied Investor properties
  • Short & Long Term Private Money lending
  • Hard Money- Asset based Lending

It's important to be aware of what is out there in the marketplace as it may affect you - regardless of whether you are an investor looking to acquire properties or to pull cash out through refinancing's, or a seller seeking to get cashed out upon the resale of one of your properties.
Join us for what promises to be a very informative meeting.

 

 


June 19th 2014- BAWB Monthly Meeting

"Paper" Vs Real Estate

A lot of Real Estate Investors have heard about "Notes" or have actually invested in Real Estate Secured "paper" versus the actual ownership of the Real property itself. In many cases that may be a more well suited investment for some versus the actual Real Property. This months meeting will explore some of the commonalities and differences between owning THE PROPERTY versus owning DEBT.

noteWhich is the better investment?

Learn about the 3 Common Problems with owning Real Estate

Who is the Ideal Tenant?

Generating Predictable returns

When is it best to be a lender Vs When to own property?

What is the Equity Equation?

homeThe 3 Primary ways to use "paper"

The one BIG Fallacy about Real Estate secured "paper"

About your Speaker:

 Michael Morrongiello is an active investor who specializes in Real Estate & Real Estate "Paper" investments. Widely known as having one of the most knowledgeable & creative minds in the paper business, Michael started creating paper as a result of his own Real Estate investment activities in the early 1980's. He is very active in the Buy/Sell renovation business of properties here in the SF Bay Area.

 Michael is the author of; Paper into Cash – The Convertible Currency-the definitive home study course that assists you in structuring seller financed transactions while creating marketable Notes and The Unity of Real Estate and "paper" – a course book that outlines numerous real world in the marketplace transaction scenarios and solutionswhere Real Estate and financing techniques involving "paper" can be effectively used.

 


May 15, 2014 Meeting

This is a Two (2) Part Meeting:

Part # 1

"Current Legal Issues Affecting Real Estate Investors & Professionals"

Whether you are an active Real Estate Investor or a Real Estate Professional you do not want to miss this month's meeting about HOT Button legal issues you need to be aware of!

Speaker:
Shannon B. Jones, Attorney at Law

jonesWith offices in Danville, San Jose and Sacramento, CA Shannon and her law associates have their pulse on many of the legal aspects involving a wide variety of Real Estate related matters or Transactions. These can vary from transactional assistance and negotiations, litigation, lender or borrower loan assistance, construction and developer help, commercial and residential landlord /tenant issues, to matters involving business entity formation and documentation.

booksWith first hand exposure to numerous transaction matters involving Short sales and REO's, agent, buyer, and seller disclosure issues, current investor and agent trouble areas and other current topics this promises to be a VERY informative meeting. She will cover the following and more;

  • Disclosure Issues what you need to know and WHY
  • Current Issues Concerning the Handling of Short Sales and REOs
  • Current Agent and Investor Trouble Areas
  • New Legal Statutes that have come into play

About Our Speaker:

Shannon B. Jones is the owner and managing partner of Shannon B. Jones Law Group.  She has been representing real estate agents and brokers for 23 years.  She has an undergraduate and law degrees from the University of Southern California.  She is a member of CAR's Strategic Defense Panel.  She has published a number of articles and the best selling scalesreal estate book, "A Real Estate Agents Practical Guide to Avoiding Litigation."  She also is the owner of Diablo Mediation Services, an organization set up to resolve real estate and business disputes. 

She is a shareholder in California Real Estate Legal Alliance ("CRELA"), a company established to represent real estate professionals throughout the State of California that offers real estate advice, coaching, claims prevention, effective and efficient management of claims, risk management, cutting edge industry information, insurance management assistance, as well as other beneficial services. 

Please visit her website at www.calrealestatelaw.com.

Part # 2

A Review and Take Away Points from John Schaub's recent Visit to BAWB and some of his workshop discussion points

 


April 17, 2014

Making it BIG on Little Deals...

Spend an evening listening and learning from seasoned investor, educator, and author;
John Schaub

john sThis is a unique and rare opportunity to catch one of the best educators in the business while he is here on the West Coast and SF Bay Area. John authored; "Building Wealth One House at a Time" and has assisted thousands of Real Estate enthusiasts on their path to successful Real Estate Investing. He is a reformed BIG deal guy and will share with us his straight forward Real Estate philosophies which if followed allow most to prosper.

About John Schaub

John Schaub has prospered during three recessions, four tax law changes and interest rates ranging from 6-16% in his 35 years as a real estate investor. His 2005 best-selling book, Building Wealth One House at a Time, assisted more than 80,000 real estate enthusiasts on their way to successful investing. His book Building Wealth Buying Foreclosures is available through Amazon.

John recommends buying better, well-located houses rather than management-intensive properties.  He advocates paying off debt, owning properties free and clear, and renting only to long term, high quality tenants.

John buys, sells and manages his own properties, and enjoys providing quality housing at fair prices for working families in his community. He teaches two Building Wealth One House at  Time seminars each year where students learn how to identify the best investment property in their town, how to buy it at below-market prices, how to negotiate terms that guarantee a profit and how to manage without working nights or weekends.

John also invests his time helping those who cannot afford to buy a home through conventional sources through his work with Habitat for Humanity and the Fuller Center for Housing. John served for more than 20 years on the board of Sarasota Habitat, 7 years on Habitat's International Board and currently chairs the board of the Fuller Center for Housing International.

........................................................................

DON'T WAIT - PRE-REGISTER TODAY!

BAWB is also sponsoring a FULL DAY workshop with John Schaub on Saturday April 19th 2014 at the South SF Conference Center.

The BEST of John Schaub
40 Years of Profitable Dealmaking

If there is one class you MUST attend in 2014- THIS IS IT

The very affordable class will offer something for everyone as John will cover (4) four main themes or quadrants involved in successful Real Estate investing.

  • Generating Cash Flow 24/7
  • Negotiating Secrets of a Professional Buyer
  • Buying Distress Notes & Property – a path to follow right now
  • Retirement Investing; How to Retire Sooner, with More

Don't Wait – PRE- Register Early for Discounted Tuition and valuable FREE Bonuses.

For more details about the workshop, a workshop brochure, or to register online or offline please click here.

 


BAWB Thursday March 20th 2014 Meeting

A Two (2) Part Program You Do not want to Miss!

Part # 1 TOPIC:

In Defense of Real Estate Agents

Are they the "Keys" to real estate agentsyour success?

Whether you are BUYING or SELLING investment properties, often maligned as not wanting to work with investors, not understanding investors, and often being a deterrent to investor success; this meeting will dispel some of those myths and why you should strive to have several good Real Estate Agents as part of your team

A few Items that will be covered:

  • How to select a good investor friendly agent
  • How to set up the ground rules for how you want to do business
  • Investor friendly RE Agent skill sets which are important
  • How to leverage the services of a good RE Agent
  • Which RE agents to avoid
  • When to take charge and When to let the agent shine
  • Monetizing for YOUR benefit your agent relationships

Part # 2 TOPIC:

How to Pre-Screen Motivated Sellers

How do you screen motivated sellers to determine their level of motivation and whether a "Deal" is worth pursuing ...

Lear about the simple 12 Step Process or series of questions which will quickly tell you whether you have a motivated seller who is willing to be flexible or not.

************************************************

UPCOMING FULL DAY WORKSHOP
Time is Getting Short

DON'T WAIT - PRE-REGISTER RIGHT NOW !

BAWB is also sponsoring a FULL DAY workshop with John Schaub

on Saturday April 19th 2014 at the South SF Conference Center.

The BEST of John Schaub
40 Years of Profitable Dealmaking

If there is one class you MUST attend in 2014- THIS IS IT

Don't miss John Schaub's rare visit to the SF Bay area.

The very affordable class will offer something for everyone as John will cover (4) four main themes or quadrants involved in successful Real Estate investing.

  • Generating Cash Flow 24/7
  • Negotiating Secrets of a Professional Buyer
  • Buying Distress Notes & Property – a path to follow right now
  • Retirement Investing; How to Retire Sooner, with More

Don't Wait – PRE- Register Early for Discounted Tuition and valuable FREE Bonuses.

For more details about the workshop, a workshop brochure, or to register online or offline please click here.

 



BAWB Thursday February 20th, 2014 Meeting 

Is this the Right Time to Buy? Have we really reached the bottom of the Market as other so called experts are saying? Is the worst behind us?  Is stabilization of the Marketplace now upon us as many industry experts are preaching? How long will this so called  Real Estate "recovery" run on for? What is looming over the Horizon? DO NOT MISS THIS MONTHS MEETING!

Start off the New Year Informed "listen and learn from our own industry expert"

janSpeaker: Author of Timing the Real Estate Market, Statistician, & Investor;

Robert Campbell

Topic: 2014 Housing Forecast

What Will Happen & Why

Program Director Note: Robert has spoken at our meetings in the past and has been incredibly prescient in accurately predicting California Real Estate Market trends.Don't miss his insight at this months meeting…"

***********************************************

 

The Campbell Method: A Proven Timing 
System that Tells You EXACTLY When to Buy 
and Sell Real Estate to Make Maximum Profits! 

Dear Real Estate Investor: 
Imagine for a moment how you would feel if you could predict major turning points in the real estate market.

Suppose somebody handed you a 22-year time-tested system that would tell you ahead of time when property values were going to hit a peak … and then when prices were going to hit bottom years later.

If you could anticipate these kinds of critical real estate events in advance … then not only could you make spectacular profits, but you could protect your money as well. 

Sounds pretty amazing, doesn't it?

Actually, it's not. The real estate market does signal its future intentions if you know where to look. 

Hello. My name is Robert Campbell and I wrote Timing the Real Estate Market to help both professionals and ordinary people make the most money in real estate with the least amount of risk. 

I also have my web site; www.realestatetiming.com Based on a major breakthrough in tracking and predicting real estate trends, my book reveals the real estate timing technique that I call The Campbell Method .

As far as I know, The Campbell Method is the only proven method in the world that shows how to accurately anticipate upcoming changes in your local real estate market.

What this means is that when you read Timing the Real Estate Market , you are going to learn how to make and protect your fortune in real estate in the same way that J. Paul Getty, the Rockefeller's, Warren Buffett, and other super-rich investors made their fortunes: by focusing on WHEN to buy and sell.

It's true. When it comes to making money in real estate, 
nothing beats good timing.

The reason that The Campbell Method is going to change the way you think about how to buy and sell real estate is that I share my truly remarkable discovery of five key real estate indicators. I call them Vital Signs, and they're able to predict the peaks and valleys of real estate cycles with an almost uncanny accuracy. As leading indicators to what's looming on the horizon for real estate prices, these Vital Sign indicators act like windows into the future, giving you advance notice of approaching trend changes from three to six months before they become obvious to the general public.

Author's Note: Timing the Real Estate Market is used at the University of San Diego by Professor Elaine Worzala. The class: Real Estate Investment. "The logic behind these Vital Sign indicators is air-tight," says Professor Worzala. "I'm very impressed, and my students love your book."

Copies of Timing the Real Estate Market Book will be available for purchase and autograph by Robert Campbell at the meeting.


BAWB Monthly Meeting Thursday January 16th, 2014

Its a New Year, a Fresh Start, Where are we at?

2014 State of the Union For The Individual Real Estate Investor

unionWhat is going on around us? 

What issues are we facing...

Where will the opportunities be this year?

What Should you be aware of?

 
Plus -How do we deal with Dodd-Frank

Its here, its restrictive and its frightening

New Harmful Legislation for the Individual Investor you must be aware of...

Don't Miss this Event!

Invite a business associate, friend, family member, or loved one and join us for this insightful and timely discussion to start off the New Year


 

Thursday November 21st, 2013

A TWO (2) PART PROGRAM you do not want to Miss!

PART 1:

ACA- The Affordable Care Act (Obamacare)

acaIts Finally Here - What you need to know and how it will affect you

After 3 & 1/2 years - President Obama's Signature Legislation is finally being rolled out. As a Health Care Initiative, its a massive bill and undertaking and represents about 1/6th of our Economy. How will it affect you, your family, loved ones, associates, employees, etc.? Don't miss this opportunity to listen and learn from one of our local Insurance experts about this bill,its requirements and effects.

What you will Learn:

  • Who is eligible?

  • WHO and WHAT is covered?

  • Can I keep my existing Insurer?

  • obamaWhat are some of the various plan offerings?

  • Should I use an agent or go to the Exchange / Marketplace?
    (assuming the web site is operational)

  • What should I expect with my premiums...

  • obamacare

    What are the timelines for registration, implementation, coverage to take effect, etc.

  • What are the Subsidies offered? Subsidies will depend on family size and income.

  • As a Self Employed Business owner how will I fair ?

  • I've heard about the "Donut Hole" but what is it?

  • And So much More...



Speaker:

Rob Kadesh

Bay Area Benefits Insurance Services, Inc.

robAbout Robert:
Robert has been in the insurance business for well over 20 years and is President of BAB - Bay Area Benefits Insurance Services, Inc. His firm specializes is Medical and Dental insurance for groups of 1-100 as well as hundreds of individuals and families. BAB insures over 500 California Companies. Robert lives in Danville, CA with his wife and 3 daughters and has been on numerous local radio programs and live events throughout the Bay Area speaking about the Affordable Care Act .



 

PART 2:

Learn About
Pre-Manufactured Housing

About the Discussion:

bluJoin Blu Homes and Architect, Mark Schirmer, and discover how Blu Homes can help create added value for your property. Blu's award-winning designs, streamlined building process and strong marketing support for our developer partners is a winning recipe for getting your homes sold easier and more quickly. Mark will present how Blu Homes works with homebuilders, investors, lot owners and developers to construct a home that fits their lifestyle needs—showcasing high-quality finishes, efficient appliances and smart design.

Speaker: Mark Schirmer

markMark Schirmer is a licensed architect with over 16 years of experience and is a Customer Design Architect for Blu Homes. 

bluPrior to joining Blu, he worked for Wong Logan architects in Berkeley, where he managed design team production and construction administration of high-tech green community college buildings.

His diverse work experience also includes working on factory lines and construction.

bluHe also has designed affordable multi-family housing in his work with Pyatok Architects in Oakland, and later worked on early Breeze and Glide houses at Michelle Kaufmann Designs, both designs of which are now owned by Blu Homes.

In his personal time, he enjoys playing cello for his two-year old daughter, traveling with his wife or trail running in the East Bay hills.

 


BONUS DISCUSSION:

How to get around Title Seasoning of Ownership issues

If you are in the business of Buying, Fixing, Selling properties and / or Short Sales. Invariably you have run up against this issue. Learn a technique that allows you to thwart seller and lender imposed property Title Seasoning of Ownership issues.


 

October 17th, 2013

Where Do We Go From Here?

Real Estate markets and Buyer / Seller

Activity move UP and also DOWN

houseTrends Develop which often can forecast what direction the market may be heading in the Short Term Vs Long Term

Don't miss this fantastic opportunity to Listen & Learn from RealtyTrac's own Chief Economist; Jake Adger

He will help us understand how to indentify housing market trends and some of the the various Investment Opportunities that will exist

• What are the current Trends in investor & Cash purchases
• What Trends exist in foreclosure activity and inventories
• Useful Metrics for evaluating markets
• What are the Top markets for Investment (based upon the Data)

Regardless of whether you are a BUY and HOLD property investor or in the business of BUYING/SELLING this promises to be a VERY lively discussion and one you do not want to miss!

Invite your partners, associates, spouse or loved one and gain valuable insight on current market trends.


ABOUT OUR SPEAKER:

jakeJake Adger
Chief Economist, RealtyTrac
house

As chief economist at RealtyTrac, Jake is responsible for analyzing data and trends in the housing market, driving original research directly — and in collaboration with — the research community. Jake also works with the company's product team to provide customers with new products and services that will more easily identify and comprehend various housing market trends and investment opportunities.

Jake brings 11 years of analytics and product management experience to RealtyTrac. His experience spans a diverse group of companies including SuccessFactors, Deloitte Consulting and Ski West. He was most recently a director at SuccessFactors, the leader in cloud business execution software.  At SuccessFactors, Adger was responsible for operations in sales tools and free trials. Adger also led the product team for SuccessFactors' "NEXT Labs" initiative to bring consumer software usability to enterprise software.

Prior to joining SuccessFactors, Jake was a consultant at Deloitte Consulting in San Francisco, Calif., where he advised large high tech clients on sales and marketing operations. He also served as director of operations at Ski West in Park City, Utah, overseeing the company's customer relationship management (CRM) and enterprise resource planning (ERP) applications.

Jake earned a Masters of Business Administration from the University of Pennsylvania's Wharton School of Business. He earned a bachelor of sciences with a double major in economics and computer science from Vanderbilt University in Nashville, Tenn.

BONUS DISCUSSION

Vacant Houses are usually the Best Deals. Obviously no one is living there, and someone would probably like to get rid of the property, especially if they're are making payments on it.

We will cover (6) Six Ways to Find
the Owners of Vacant Houses


BAWB Meeting Thursday September 19th 2013

fallRed Hot, Crazy Frenetic Markets Cannot go on Forever

Fall is coming, followed by the Holiday Season and then Winter Time

The air is getting crisp

Prepare for the CHILL OF THE MARKET...

  • chillInterest rates have significantly moved up

  • Lenders have made some changes

  • There is uncertainty in the Middle East

  • The economy continues to sputter along

  • Congress & the President must reach an accord on the Debt Ceiling to continue to fund our Bloated Government Bureaucracy

  • Municipalities around the county continue to struggle to rein in run away costs


These factors and many more are starting to creep into the Marketplace here in the SF Bay Area.

Don't miss this months BAWB meeting and insights on how you can safely protect yourself and your investments during this coming Chill.

winter

 


BAWB Monthly Meeting -Thursday August 15, 2013

Trust Concepts & Strategies

This meeting will expose you the wonderful world of Trusts

Come learn about Land Trusts, Personal Property Trusts, Title Holding Trusts and other Trust Vehicles that you can use for privacy and profit.

The Legendary Jack Miller once said:

"If there is ever a doubt about HOW to take title to a property- put it into a Trust"

Isn't it time you learn and understand the power of Trusts, Title Holding Trusts, Personal Property Trusts among others?

Well you can by Attending this evenings meeting and the fantastic Upcoming; TRUST STRATEGIES & CONCEPTS 2 day information packed Nuts and Bolts workshop with Dyches Boddiford - Check out the INFO and LINK BELOW for more info and details about this NUTS & BOLTS info packed class.

Trust Strategies and Concepts to be held on Sat. & Sun. 8-17 & 8-18 at the South San Francisco Conference Center.

Tonights speaker is Investor, Educator, and Author; Dyches Boddiford

PLUS Upcoming Workshop
y
ou do not want to miss:
Sat. & Sun. August 17th & 18th

dThis 2 day workshop with Dyches Boddiford and Guests;  will give you a broad understanding of the various types of  Trusts, many of their uses for Real Estate and also other asset types, and also the forms needed to save you time and money in their creation. We highly recommend you bring your tax professional and attorney to the class.

Don't Miss this Fabulous workshop and the Fantastic FREE BONUSES for those who PRE-Register

For more information about the FREE bonuses and the workshop, or to register see below;

 Trust Concepts & Strategies

Land Trusts and Personal Property Trusts Powerful Legal, Tax & Business Strategies for the Savvy Investor

With Author, Investor, Educator; Dyches Boddiford along with guest experts available to answer your questions.

Sat. & Sun. August 17th & 18th

South San Francisco,CA (right near SFO)

Two Full Days of High Quality Real World Education

Whether you have significant assets or just starting, there will be practical strategies presented that you can use that will save you many times the cost of this conference!  

ARE YOU A TARGET?
Take this Test and See for Yourself!

  1. Are you in business?
  2. Do you manage rentals?
  3. Are you a Professional?
  4. Do you live in a nice house?
  5. Do you own any property?
  6. Do you drive a car?
  7. Do you have employees?
  8. Do you invest in the market?

If you answered YES to any of the above, you're a potential target of the Urban Terrorist of the 21st Century; the "contingent fee" lawyer who can tie up your assets for years in legal proceedings.

The Solution?

REDUCE TAXES!
ACHIEVE FINANCIAL PRIVACY!
PROTECT ASSETS!

AVOID PROBATE!
BECOME JUDGEMENT PROOF!

This will be a down-to-earth, nuts and bolts class on Land Trusts and Personal Property Trust.  No, they are not the be-all and end-all entity for asset protection as some teach.  However, they are valuable entities to use in your asset protection plan and to conduct your business affairs.  

We will even have a couple of special guests, including a Trust Attorney to answer questions you may have on the topic and a Title Company representative .  We will be covering in detail the legal and tax aspects of Land Trusts and other kinds of Trusts what they really do for you and what they do not provide.  This will be a reality check!  And we will also discuss how Land Trusts fit into an overall business and investment plan. 

Even if you have been using Trust and Land Trusts for years, this class will be of value since we will also discuss particular clauses that can strengthen your Trust but they should only be used by an informed investor.  And you will be an informed investor after this class. 

We will cover practical, everyday techniques you can use to help bulletproof your assets as well as advanced strategies for use when you are ready.  You will gain insights on methods others can use to separate you from your hard earned dollars and assets, then how to legally protect yourself. 

For Example, just a few of the topics we plan to cover in detail include -

  • Myriad of Uses of the Land Trust & Personal Property Trust
  • Liability issues
  • When a Trust can owe taxes -- Complex & Simple Trusts
  • Grantor & Non-Grantor trusts and why it makes a difference
  • Land Trusts and the Due-on-Sale clause
  • Deeds into Land Trusts
  • The importance of Beneficiary Agreements
  • Trustee and fiduciary issues
  • Title holding trusts for Lease-Options and Land Contracts
  • Trusts used in estate planning
  • and much more!

 


BAWB meeting Thurs. July 18th 2013

The Myths and Misconceptions of Real Estate Investing & Insurance.

  • I have a Policy - Am I Really Protected?
  • What do I need to know when investing in Real Estate and the specific type of Insurance Policy and coverage you might need?
  • Do I have enough coverage...Do I have the right coverage?
  • Coverage and Price-What's the difference?
  • Does my Insurance agent really understand Real Estate investing and how to properly protect me?

bc

Are you a Landlord with Rentals?, Are you in the Buy & Sell renovation business where people are working on your properties?, perhaps you own properties Titled in a Trust or some other entity type.

There is a TON of misconceptions about the various types of insurance coverage that exist in the marketplace for the Real Estate owner and investor. What covers dyou if an event happens on your property involving; fire, slip and falls, dog bite, on site injuries, wind or storm damage, earthquake, water damage, etc.

Don't find this information out AFTER the fact- be prepared and informed.

Plan on being with us this evening to clear up some of the mystery.

SPEAKER: George Romonsky
"The Insurance Guy"

aAbout our Speaker:

George has been in the Insurance Industry for over 7 years with a background as a real estate broker for over 15 years.

Having invested in real estate over 20 years ago doing fix and flips and buy and holds himself, George realized his properties, investments, and future was not fully protected through his current Farmers Agent when he decided to become an agent.

He realized becoming an Independent Insurance Broker was the best way to provide his clients a variety of products and coverage's through multiple companies. He made his mission the education of insurance to the Real Estate Investor.

fWith George's background as a real estate broker and prior real estate investor he brings a plethora of knowledge when it comes to your real estate investments and making sure that you have the right insurance coverage not just any coverage.

When it comes to insuring your investments, you want the competence and experience that most agents just don't have in regards to investment properties. George wants to make sure that the real estate investor has the knowledge of the products and services that are available to them in order for them to make informed Insurance decisions. When George isn't educating Investors or working in the office he enjoys getting outdoors wake boarding, fishing and spending time with his 19 year old son.



June 20th 2013

cTop 10 Mistakes to Avoid in Real Estate Investing

With the current marketplace in a state of frenzy its easy for the wannabe real estate investor and even a seasoned pro to get caught up in a lot of the surrounding hype.

In real estate, like many facets of life, it can often times be more useful to know what NOT to do than to know what to do. This months meeting will share awith you various patterns of mistakes that most people tend to make as beginners (and even the pros make)

If you are able to stay clear of even some of these mistakes before you invest in your first or next property, then you are way ahead of most investors out there.

Our meetings are always filled with tons of high quality information, Education and discussion that you can take home with you. Stay out of trouble – attend this months event- You'll be glad you did.

bd

 

 

WORKSHOP Sat. June 29th 2013

crush it!

Learn the Secrets of Real Estate Success

Real Estate Investing made Easy, Fun, & Profitable

Earn Your first Million (or more)

Making a Million dollars in Real Estate is no longer and option…instead it's a necessity for surviving and thriving during these crazy economic times!

The Good News; with dedication and forethought, this current market is the perfect market to achieve such a goal.


Thursday May 16th 2013 BAWB Regular Monthly Meeting

You've Got Questions?

We've Got Answers (maybe)

aaOur Real Estate Marketplace is always evolving and constantly changing.

Join us tonight as we have a panel discussion with individuals who are trying to be active in THIS marketplace as they seek feedback and answers to some of their most pressing questions or issues. These issues might include;

  • Time Management issues

  • Effective Marketing for deals

  • Negotiation issues with difficult sellers

  • Overcoming Titlequestion or lien problems

  • Bring Sellers down to reality

  • How to handle the paperwork

  • Legal or Tax issues


This will be an information filled interactive meeting that you simply do not want to miss.


BAWB Monthly Meeting Thursday 4-25-2013

NOTE: Because of a scheduling conflict out our meeting facility this months meeting is on Thursday 4-25-2013 and not the 3rd Thursday of the month!!

A Time to Reboot?

2The Real Estate Marketplace has Heated Up!

There is a TON of Money Chasing Deals

BUT Where are All the Deals?

The Hedge Funds are buying Thousands of Houses

Investors are scrambling to find profitable opportunities

Inventory is Tight

Does Shadow Inventory really exist...

What will be the affect in the marketplace:

  • 3 The Buy / Sell Model – how long will it flourish
  • Are there MLS Opportunities or is this wishful thinking
  • Are Buying at Auctions the way to go?
  • Where and What to Buy
  • What will happen with our Rents and Prices?
  • Are we poised for the Next Big Run up?
  • Will easier financing for Investors return?

Attend this months meeting to get insight and answers to the above and more...


BAWB Thursday March 21, 2013 Meeting 

Technology Makeover

The Top 5 Apps for Real Estate Investors

ipadAre you a smartphone or tablet junkie? If so, there are a ton of great applications for real estate investors that will help you quickly access information right on your smartphone or tablet.

The nice thing about the apps is they're mobile, portable, and easily travel with you while you are out meeting with sellers and looking at houses.

At This months Meeting – we will be showing some of our favorites, with brief demos and screenshots.  Some are for smart phones, and some are for any computer.
 
We'd like to encourage you to share your favorites as well, so we can all benefit. 

Learn how using the right Mobile Apps or Programs can:

  • Give you a competitive advantage
  • Allow you to be more flexible
  • Make your business 100% more efficient

iphoneBeing efficient plays a huge part in keeping you and your team motivated and focused, while minimizing frustrations all around.
 
We've compiled a list of the best mobile applications for Real Estate Investors and narrowed that list down to the Top 5 Apps.
 
These featured apps allow you to:

  • Help manage your projects and teams
  • Stay on top of new properties as they are listed and price changes
  • Pull comps on site
  • Manage properties on the fly
  • And the coolest real estate app we have ever seen!

Not only will you discover which apps are VERY useful and best, you will get instructions on how to optimize them for your business.

 


BAWB Thursday February 21, 2013 Meeting 

Is this the Right Time to Buy? Have we reached the bottom of the Market as other so called experts are saying? Is the worst behind us?  Is stabilization of the Marketplace now upon us as many industry experts are preaching? DO NOT MISS THIS MONTHS MEETING!

Start off the New Year Informed "listen and learn from our own industry expert"

janSpeaker: Author of Timing the Real Estate Market, Statistician, & Investor; Robert Campbell

Topic: 2013 Housing Forecast -What Will Happen & Why

Program Director Note: Robert has spoken at our meetings in the past and has been incredibly prescient in accurately predicting California Real Estate Market trends.Don't miss his insight at this months meeting…"

***********************************************

 


The Campbell Method: A Proven Timing 
System that Tells You EXACTLY When to Buy 
and Sell Real Estate to Make Maximum Profits! 

Dear Real Estate Investor: 
Imagine for a moment how you would feel if you could predict major turning points in the real estate market.

Suppose somebody handed you a 21-year time-tested system that would tell you ahead of time when property values were going to hit a peak … and then when prices were going to hit bottom years later.

If you could anticipate these kinds of critical real estate events in advance … then not only could you make spectacular profits, but you could protect your money as well. 

Sounds pretty amazing, doesn't it?

Actually, it's not. The real estate market does signal its future intentions if you know where to look. 

Hello. My name is Robert Campbell and I wrote Timing the Real Estate Market to help both professionals and ordinary people make the most money in real estate with the least amount of risk. 

I also have my web site; www.realestatetiming.com Based on a major breakthrough in tracking and predicting real estate trends, my book reveals the real estate timing technique that I call The Campbell Method .

As far as I know, The Campbell Method is the only proven method in the world that shows how to accurately anticipate upcoming changes in your local real estate market.

What this means is that when you read Timing the Real Estate Market , you are going to learn how to make and protect your fortune in real estate in the same way that J. Paul Getty, the Rockefellers, Warren Buffett, and other super-rich investors made their fortunes: by focusing on WHEN to buy and sell.

It's true. When it comes to making money in real estate, 
nothing beats good timing.

The reason that The Campbell Method is going to change the way you think about how to buy and sell real estate is that I share my truly remarkable discovery of five key real estate indicators. I call them Vital Signs, and they're able to predict the peaks and valleys of real estate cycles with an almost uncanny accuracy. As leading indicators to what's looming on the horizon for real estate prices, these Vital Sign indicators act like windows into the future, giving you advance notice of approaching trend changes from three to six months before they become obvious to the general public.

Author's Note: Timing the Real Estate Market is used at the University of San Diego by Professor Elaine Worzala. The class: Real Estate Investment. "The logic behind these Vital Sign indicators is air-tight," says Professor Worzala. "I'm very impressed, and my students love your book."

Copies of Timing the Real Estate Market Book will be available for purchase and autograph by Robert Campbell at the meeting.

 


 

Upcoming BAWB Sponsored Workshop Saturday January 19th 2013

Become an IRA Dealmaker

Strategies for Tax Free Investing

By Walter Wofford

Learn Insider Information Your Custodian CANNOT & WON'T Tell you about how to deploy IRA's both for your Personal Wealth building & for leveraging other IRA owners Capital.

Custodians go to extremes to avoid being an active advisor. It's not their job!  So how do you learn how to safely and profitably invest your IRA and retirement account funds?

This is a FULL Day chock full of ideas and examples of how to deploy your own funds or the funds of others for safe, profitable win-win transactions that benefit each party. You will be amazed how you can do more and more business in a tax deferred or tax free environment. The deal making examples are tremendous – don't miss out – Register Early.  

Come hear Walter at this All Day Workshop. You will not only receive his recently recorded "Strategies for Tax Free Investing Course" materials but you will hear many examples and ideas not covered in the course.

All attendees will receive a FREE copy of the entire 200+ page course, along with the audio and video sections!  – a $500 value!

A valuable FREE Bonus will be provided to those who Pre-Register by Midnight Tuesday 1-15-2013

Rules of the Road: What you need to know and not what you don't need to know. A real short cut to learning

Dealing with your Custodian: Remember, all transactions are first created in your mind and its your mind not theirs

Inherited IRA's - Learn how to incorporate this powerful Multi-Generational wealth building Stratergy before Congress takes it away.

Personal Property Trusts: Learn 10 Compelling reasons to have this in your backpack! - VERY IMPORTANT

Tons of Real Life- Real Time examples of How Business owners can use these techniques within the realm of their personal business.

Listen to Walter Wofford on WHY YOU SHOULD ATTEND by clicking on this link:

More of what will be covered: 

  • Discovering the Big Picture and Learning the Rules of Engagement
  • Top 10 IRA Investment Models Almost Anyone Can Do
  • How To Purchase IRA Owned Rentals For Cash 
  • Need Acquisition Money? Discover How To Borrow From IRAs and Their Owners on Favorable Terms
  • Seller Financing For IRA Purchases
  • Designer Financing For IRAs
  • Graduate to Being a Nobody – Learn How IRAs use Personal Property Trusts and Land Trusts 
  • Options & IRAs – Learn How To Use Options to Super Charge Your IRA Account 
  • Joint Ventures & IRAS -Learn How 2 or more IRAs Join Hands to Share the Workload and Profit 
  • Wraparounds & IRAS

Workshop Tuition Cost:

BAWB Member if Pre- Registered $149.00 per person

Non Member if Pre-Registered $169.00 per person

After Pre-Registration - on a space available basis $179.00 per person
(No FREE Bonus Given)

For more information about the workshop, brochure or to register please CLICK HERE


 

Thursday, December 20th, 2012

Tdhis is our final meeting of the year!

DON'T MISS OUR
"DOING DEALS HOLIDAY GATHERING
"

This is always judged by our attendees to be one of the BEST meetings we have all year.

It's a great way to learn what others are doing, the genesis of their individual transactions, and more importantly where the profit centers are...you'll be amazed at how many different perspectives to doing a deal there are.

dThis also will be a great meeting to get to better know your fellow attendees.

Come join us for a festive time of the year meeting and Holiday cheer in an open forum setting.

You are invited to bring your spouse or a loved one for a night out and to better see what our meetings are all about.

We have several BAWB members tell us their "deal story" which promises to be informative and fun.

dIt's been an incredible year filled with change, tough lessons, and successes.

We hope some of you will share a hard lesson or success from the past year.


 

Thursday November 15th 2012 BAWB Regular Monthly Meeting

Lessons Learn this Year!

It has been quite the year for Real Estate...

 

There have been Ups, Downs, Crazy Economic News, REO's, More Short Sales, Foreclosures, Legal Settlements, new Legal Statutes, discussion and talk about Market Stabilization, and so forth

We have a panel of local investors visiting with us at our meeting who will discuss some of the Lessons they have learned this past year while providing their take away points. It's a VERY valuable information filled meeting you do not want to miss!

Have you ever wondered:

  • Should I buy a home with existing tenants still in it?
  • Does Location always matter- what if it's a Helluva deal?
  • What's the difference between CLTA and ALTA title insurance
  • Is there a better way to travel thru the FHA / VA financing gauntlet?
  • How can I minimize costs and expenses when I BUY and also SELL?
  • Should I go out of State for Cash Flow and bargain properties?
  • What makes my offer stand out versus others?

 Be with us on Thursday 11-15-2012 to listen, learn, and get your own Questions Addressed


BAWB Regular Monthly Meeting Thursday October 18th 2012

From The Subprime Mortgage Fallout to the new California Foreclosure, Bankrupcty,Eviction Legislation known as SB 900;

The Times they are a Changing.

 

Speaker: Spencer Scheer, Attorney at Law, Scheer Law Group, LLP

An Essential Overview of California Real Estate, Foreclosure and Bankruptcy Issues and Trends Facing Secured Creditors and Real Estate Investors.

If you are the Real Estate Business, private lending, have contemplated loans of have made loans, are a Debtor or Creditor this is an insightful meeting about some of the new compliance issues which have come into play. Avoid costly problems and litigation and learn from Attorney Spencer Scheer whose specialty area of practice is creditor representation.

Here is just a sampling of what you will learn

  1. Subprime Fallout: What happened to cause one of the greatest real estate turnarounds in history? Have things changed forever?

  2. Inflation or Deflation in Residential and Commercial Real Estate? Real Estate Trends. What should we expect?

  3. Legal Trends. Should you buy or sell, rent or lease? You need to be aware of the full arsenal of rights available to borrowers and lenders to make intelligent real estate decisions:

    1. Income Property Issues. Preserving the rights to income is as important as the underlying collateral: Assignment of Rents, Receivers and impact of bankruptcy.
    2. Bankruptcy issues.
      • Bankruptcy can be a "win win" for both sides if used properly and a "graveyard" to creditors who don't.
      • "Cram downs" and "lien strips".
    3. Eviction (Lender-borrower and general Landlord- tenant issues).
      • Tenants after foreclosure have enhanced rights under state and federal law. Learn how to spot "phony leases" and avoid scams.
    4. Recent Legislation, including a general review of the California Homeowners Bill of Rights. –"The Mother of all Foreclosure Reform". Many of the bills have passed. Residential foreclosures will never be the same, for now; But that's not all!!

About Spencer Scheer:

Mr. Scheer has received an AV (highest rating) from Martindale-Hubbell and received a designation as a Northern California "Super Lawyer" by the Thompson Reuters group. He is an effective and successful litigator and has handled over 200 jury and non-jury trials in State and Federal courts, focusing on creditor and real estate litigation matters. Mr. Scheer has a reputation as an attorney who provides superior client service and who gets things done. Mr. Scheer has a diverse legal background that allows him to represent and advise SLG lender, mortgage broker, business and investor clients on a wide variety of legal matters, including: consumer and commercial creditor bankruptcy litigation, real estate litigation, note and trust deed review and litigation, TILA rescission claims, commercial and consumer lease review, general contract review and litigation, landlord tenant litigation, title insurance litigation, real estate transaction and lender and broker liability matters.

Mr. Scheer has been a speaker on issues affecting lender/ servicer rights at numerous seminars, and conventions including: California Mortgage Bankers Association, United Trustee's Association, California Credit Union Collectors Council, Marin County Bar Association-Real Property Section, and the Northern California Consumer Bankruptcy Conference.

Mr. Scheer is also a lecturer and speaker for the California State Bar Association and was a panelist at California State Bar Association Annual Real Property Law Section Retreat, Napa, CA, (Subprime Mortgage Fallout-Lender Perspective (2010); a webinar presenter for the State of California Bar Association, Real Property Section, on Real Property Foreclosure: Recent Legislation and & Case Developments (2011); and was a panelist for the State Bar of California at its Annual convention in Long Beach, CA (2011), Real Estate Foreclosure, How to Get it Right.

Mr. Scheer is licensed attorney in the State of California and is a member of the State of California Real Property Law Section, Marin County Bar Association Real Property Law Section, United Trustee's Association (fka California Trustees Association), and the California Credit Union Collectors Counsel.

For More info about Attorney Spencer Scheer, a Biological profile and some of the cases he has been invovled in click here


BAWB Regular Monthly Meeting
Thursday September 20th 2012

Listen and Learn From the
Master Dealmaker himself Peter Fortunato


This is one meeting you MUST attend!

There are certain fundamental negotiating and investment techniques that are universal regardless of your location.

This month's featured speaker is Peter Fortunato. Nationally  known as an expert in using Real Estate creatively coupled with "paper" to formulate profitable Real Estate Transactions for the buyer, seller, and investor.

Learn how to create profitable Transactions, Income and Wealth- often without cash, credit, or extensive connections.

Discover negotiating techniques and paperwork which make the numbers work and allow for deals to happen.

Visit with us and learn from one of the Masters on how to "Construct" Deals. Hear Pete's clear, patient explanations, and practical insights. Peter rarely visits the Bay area and You Do NOT want to miss this month's meeting. Invite a business partner, associate, friend, and /or loved one, as they will be thankful you did and plan on being with us!

UPCOMING FULL DAY WORKSHOP - Sat 9-22-2012

Learn from the "Master Dealmaker" Himself

Peter Fortunato

This is a class that everyone can benefit from and should attend whether you are a beginning or seasoned Investor. Its a wonderful opportunity to catch Peter live in a rare West Coast SF Bay area visit.

This class is filling fast - Pre-Register early no later than Tuesday 9-18-2012 to get Discounted cost of tuition and a FREE BONUS copy of Jack Miller's timely book;

 "Financial Strategies in Uncertain Times"

Workshop Info:

Peter Fortunato's

Using Skill Sets & Currencies to
Acquire Assets and Generate Income

If your have certain "Skill Sets", are already in business or aspire to be in business – Pete will cover and discuss the use of Inventory, Investments, and Promises as "Currencies" that can be used other than cash in Business building and in Estate building.

Learn how to acquire Assets and Inventory which can be resold to generate ordinary income and fund your lifestyle.

And

Learn how to acquire Investments which can be held for the production of Portfolio, Passive, and / or Tax advantaged Long Term Capital Gain Income to fund your lifestyle.

This will be quite the valuable day for everyone! As always Pete requests you Challenge him, Ask Questions, and Offer Suggestions and Alternatives.

For more information about the workshop, or to register, go to the following link;

http://www.bawb.info/workshop/


BAWB Regular Monthly Meeting Thursday August 16th 2012

A (2) Two Part Program you do not want to Miss!

Part One

One of the BEST way to find Deals
in Today's Current Market

Regardless of whether you are in the Buy & Sell Business or are looking for long term Buy and Hold rentals-   with available inventory VERY tight…and investors competing with owner user would be homeowners – its getting tougher to find below market deals that one can make money with.

We will share with you one the Best Way to find Deals in Today's market and it may not be what you think.

Speaker; Author, Investor, Educator;

Michael Morrongiello 

 

 

About Michael Morrongiello

Michael Morrongiello is an active investor and "paper practitioner" who for over 25 years has specialized in Real Estate & Real Estate "Paper" investments. He has bought, sold, or held for investment; multiple properties in several states and thousands of Real Estate secured Mortgages securing all types of residential properties, apartments, mobile home parks, office buildings, development land, businesses, and commercial property, in every state in the Union from Alaska to Hawaii and Florida to California.

 

Part 2

Creating Marketable Title & Its Importance to the Investor

 

21 Reasons to Buy Title Insurance

Why the Savvy Property Investor Should Buy a Purchase Binder

Deal Stoppers – Issues on Title that Must be Cleared to Transfer

  • What if you use an entity to buy or sell? (Trust, Corporation, LLC)
  • How does construction or remodeling affect title?
  • Is Marital status important to buy or sell important?
  • What if parties are deceased who have legal title…
  • What happens if a buyer or seller is in Bankruptcy?

Speaker: Peggy Lickert

AVP, Fidelity National Title

 

 

About Peggy

Peggy has been providing service to Real Estate and Lending professionals since 2002. Peggy strives to find new ways to best service her clients, while complying with the Department of Insurance rules. The best way she knows to do that is to research and be knowledgeable about industry changes, practices and trends affecting title and escrow, and to be available. A few years ago, she began to develop a particular interest in the default servicing sector and spent a year developing knowledge and relation­ships in that part of the business. Whether it is working directly with Realtors, Lenders, Investors or managing a large servicer relationship, Peggy is diligent, conducts business with integrity and is a resourceful problem solver and a creative thinker.

 


Thursday July 19th 2012

Foreclosure Market Update

Sean O'Toole, Founder / CEO of Foreclosure Radar

Prior to launching ForeclosureRadar, Sean successfully purchased and flipped more than 150 residential and commercial foreclosures. Leveraging 15 years in the software industry, Sean used technology as a key competitive advantage to build his successful real estate investment track record. Sean has always thrived in startup environments, and as such, became a key contributor at Xing Technology (acquired by Real Networks), ISI/GlobalCenter (acquired by Global Crossing), and Icarian, Inc.(acquired by Workstream, Inc.). With his extensive experience in computers, software development, and business processes, Sean moved easily into VP and Director level positions in engineering, product management, sales, marketing and operations. Sean also served as President of the OpenMPEG Consortium, which brought together 32 companies to define industry standards for video on personal computers.

For more information about Foreclosure Radar go the following link: http://www.foreclosureradar.com/about


Peter Fortunato workshop event in September 2012


 

All meetings in 2012 will be held on the THIRD THURSDAY of the month.

Our General Monthly Meeting, featuring top-notch national and local entrepreneurs and educators, is held the THIRD THURSDAY of each month at 7:30pm.

Location


Our Roundtable Discussion is hosted monthly by a featured monitor and begins at 7:00pm, prior to the General Monthly Meeting.

At 7:30pm, the Property Pitch Session begins. Whether you're an agent, investor, or property seller, this session provides an opportunity to present your property and listings to a demographically perfect audience.

Guest speakers discuss topics to assist investors in acquiring Real Estate often with little or no money down. Future meeting topics include:

  • Getting started
  • Finding money
  • Qualifying buyers
  • Buying & Selling in strong & weak markets
  • Buying and Selling "paper"
  • Asset Protection
  • Saving Taxes
  • Creative Financing
  • Hassle-free Landlording
  • Mobile Homes
  • Rehabbing & Fixers
  • Creating Income
  • Wholesaling vs. Retailing Property
  • 1031 Tax Deferred Property Exchanges
  • Working with brokers
  • Lease/Options
  • Foreclosures
  • Asset & Wealth Accumulation

 

 


June 21st 2012 Meeting

The California
Great Depression of 2012

SPEAKER: Stephen Frank

Don't miss this insightful discussion about many of the woes our Great once "Golden State" faces and thoughts for remedy.

You will learn about:

  • Our Stagering State Government deficit and debt
  • The upcoming Government Pension System Collapse
  • The Detrimental Affects on local government (hence Real Estate property values)
  • What are the real Reasons for our State's Problems
  • Do we have any real Solutions?

Who is Stephen Frank?

He is a long time political activist Human Rights Activist (Freedom is a human right) (Foodie-devotee to The Food Network)

  • Born December 2, 1946 in The Bronx, New York
  • Graduated from Los Angeles HS and LA City College
  • Served in Viet Nam, First Infantry Division
  • Received my B.S. from the University of Redlands
  • Married for 39 years to my wife Leslie , an educator.
  • Has two daughters, Emily 32, a graduate from UC Davis Law School and Amy 32, received her MBA from Pepperdine. And a grand daughter
  • Publisher California Political News and Views (capoliticalnews.com)
  • Guest 3-5 times per week on various talk radio programs, including segments on KSFO, San Francisco, Brian Sussman show every Monday at 7:05am.

He has worked with numerous Charity Groups, along with D.C. based organizations from Americans for Tax Reform, NRA, and many of the supporting groups of CPAC

Upcoming Peter Fortunato
FULL DAY Workshop you don't want to miss!

Pre-Register early to get Discounted tuition and a FREE BONUS copy of Jack Miller timely book; "Financial Strategies in Uncertain Times"

Workshop Info:

Using Skill Sets & Currencies to Acquire Assets and Generate Income

If your have certain "Skill Sets", are already in business or aspire to be in business – Pete will cover and discuss the use of Inventory, Investments, and Promises as "Currencies" that can be used other than cash in Business building and in Estate building.

Learn how to acquire Assets and Inventory which can be resold to generate ordinary income and fund your lifestyle.

And

Learn how to acquire Investments which can be held for the production of Portfolio, Passive, and / or Tax advantaged Long Term Capital Gain Income to fund your lifestyle.

Some of the Topics Covered:

  • Promises for Property
  • Income for Use
  • Services for Property
  • Growth for Income
  • Management for Growth
  • Better Security for Better Terms
  • Toys for Property
  • Property for Property
  • Amortization for Cash Flow
  • Fixing for Profit
  • Income for Yield
  • Property for Debt Relief
  • Modifications for Property
  • Management for Income
  • Options for Down Payments

This will be quite the valuable day! As always Pete requests you Challenge him, Ask Questions, and Offer Suggestions and Alternatives.

Don't Wait – Pre- Register Today!

 


 

BAWB Regular Monthly Meeting Thursday May 17th 2012
A Two (2) Part Program

Part 1 - "Call me When you Find a GOOD Deal"

We've all heard this statement in the past... What does it really mean?

Learn about the "ART" of the deal and Why that is so crucial in this frenzied market to your success

Deal Structuring Tips and Tricks by Michael Morrongiello

Part 2 - Selling For Top Dollar in Today's Market

Do you Want to sell Your Properties Quickly and for Top Dollar?

Attend this months meeting to learn insider secrets about how to properly prepare your home for resale.

With the demand for Qualified Retail buyers intense and buyers becoming VERY picky you need to bring your property to the market so that it stands out from competing inventory.

Highlight your property strengths, downplay its weaknesses and appeal to the greatest possible pool of prospective buyers with these Selling & Staging tips.

Get your house looking its best and ready for sale within days. Learn Seamless and economical orchestration of all the small and large details such as landscaping, touch up, plumbing,electrical, gutter cleaning, clutter removal and organizing, window washing, pressure washing, painting, storage,interior design and yes STAGING are some of the services that will allow you to sell your house fast and for the highest price.

  • Creating a marketing plan for your property
  • What are the most crucial days from a marketing standpoint
  • What Technologies & Tools can assist you in marketing your property
  • Photographic image tips and traps ...
  • What Glue makes your deals stick
  • Why Staging?
  • Benefits of Staging- When & Where to Stage?
  • What is the Value / Cost proposition
  • Partnering with a Staging Firm
  • Plenty of Q&A

About Yami Arvelo

Yami Arvelo, founder and designer of MOONES, Inc & MOONEShome, has a keen eye and over 20 years of experience in redesigning spaces, reinventing them and making them uniquely her own. She has renovated and facilitated sales of numerous residential properties in the San Francisco Bay Area from Tiburon to Silicon Valley. With equal parts style and vision, Yami is an interior designer with a strong team of builder contractors and handy man. Whether you are renting an apartment or living in a mansion, MOONES wants to help you create a space filled with pure style and luxury

... a place that will inspire you!

Yami's work has been featured on INTERIOR DESIGN, DWELL, Modern Conteporary Furniture & Home Decorating, Home & Design, Design Journal and Seattle Life & Style publications to name just a few. To date, she has remodeled and staged more than one hundred high end homes and apartments in San Francisco and Marin counties. She has also designed and produced eco-friendly custom lighting for Caesars Palace Hotel Las Vegas, Yoshi's San Francisco, and private residences in Vancouver, Canada and Oahu, Hawaii.

She has revamped, remodeled and staged properties for a top Napa wine producer, Silicon Valley software developers, San Francisco Bay Area real estate brokers, developers/investors, international art collectors, and local artists. She is one of the most successful and devoted all-in-one designer and "turn-key-real estate solutions" providers in the Bay Area. Her work has gained recognition for Excellence in the ADEX 2005.

With her broad design background and international upbringing, Yami brings comfort, timeless style and value to each and every project she works on. Ms Arvelo's experience servicing international clients via innovation and stellar creative comes from her days at Contempo Design in Amsterdam, The Netherlands. Her extensive travels to Asia, Latin/North America, and Europe has influenced her metropolitan style and personal elan.

 


 

 

moneyShow Me the Money! - 2012

Thursday April 19th 2012

Its a new day and age in the world of Real Estate Finance.

Proper and timely funding is the grease the "squeaky wheel" continues to need in order for properties to continue to be bought and sold and for any chance of a housing recovery to take hold.

With mortgage lending activities severely restricted and the availabiltiy of funds for both buyers and sellers limited- this months meeting involves a panel of several different lenders who offer different niche lending programs that cater to activities such as:

* Fixer Upper Loans - both from an institiutional lender standpoint and from a private money lending vantage point.

* First Time and current Home buyers FHA, VA, and Conventional financing programs.

Does Title seasoning of ownership matter?

What about the HVCC- Home Valuation Code of Condut appraisal rules?

What are the various down payment and qualifying criteria?

* Investor loan programs for the investor looking for both Purchase and also Refinance Non Owner Occupied Investor properties

*dollar Short & Long Term Private Money lending

* Hard Money- Asset based Lending

Its important to be aware of what is out there in the marketplace as it may affect you - regardless of whether you are an investor looking to acquire properties or to pull cash out through refinancings, or a seller seeking to get cashed out upon the resale of one of your properties.

Join us for what promises to be a very informative meeting.


Due Diligence for Real Estate Investors

Learn how to do your due diligence before you jump into a deal or a joint venture.

Reggie Lal will show you how to analyze the numbers of a real estate deal to see if it is worth your time! Utilizing Reggie's iron-clad Deal Analysis Template, you will learn how to analyze all the possible numbers on a deal to decide if it makes sense. He will also list resources and advice for doing your own due diligence on people, deal structuring, joint ventures and organizations as well.

Speaker: Investor, Educator, Realtor, Lender; Reggie Lal

Discussion will touch these and other issues:

  • Property Inspection
  • Running the numbers
  • Deal Structuring
  • Securing the deal
  • Working with partners
  • Using the Proper paperwork

FULL DAY WORKSHOP

Sat. 3-17-2012
South San Francisco Conference Center

Buying & Selling Strategies for these Chaotic Times!



Many Investors are making a small fortune in your backyard using some powerful marketing & investing techniques that will be taught at this event.

  • Create Long Term Wealth RIGHT NOW rather than Swapping Hours for Dollars
  • Learn to Create your own Personal Economy with Cash Flow and Chunks of Cash
  • Learn from Reggie Lal & Michael Morrongiello as they teach you various strategies to keep you on the cutting edge for this distress market and to keep you out of harms way.
  • No Fluff or Theory - Actual techniques being used in this marketplace by these active investors to make deals happen.
  • A Content Rich Event with High Quality Education & Discussion
  • Great Networking


Discounted Tuition ONLY if you PRE-Register!

For more information about this Content Rich Workshop Event or to PRE-Register go to this link;

http://www.bethesmartinvestor.com/Public/Events/Buying-SellingStrategies/index.cfm

IMPORTANT NOTE:
BAWB members can get the Member discount by using coupon code: BAWB2012

 


BAWB Monthly Meeting Thursday February 16th 2012 

GOOD FLIP...BAD FLIP


Speaker; 
Mary Morrongiello
Investor, Rehab Project Manager, Design Consultant

If you in the Buy / Sell Business or you upgrade and renovate properties to enhance their value you don't want to miss this meeting and the discussion involving the tips, tricks, and traps that one needs to be aware of when involved in renovation projects.

About Mary:

Mary Morrongiello has renovated more than 70 homes. She has worked on projects that required as little as $5,000 in renovation work to projects costing as much as $800,000 to get to "market ready" and among all of the destruction, decision making and restoration many , many lessons have been learned. Continue to Kick off 2012 with what will be the most candid, hard hitting, brutal presentation of the year! You do not want to miss this speaker as she's got information you need... delivered in an entertaining manner.


Among a few of the Topics to be discussed:
  • How to quickly know if "The deal makes sense"…
  • Common sense fixes that most idiots over look
  • Talking yourself into a Bad deal (How and why we do this)
  • Mistakes made in 2011 (never to be repeated)
     

BAWB Thursday January 19th 2012 Meeting 

Say Good Riddance to 2011! 
Out with the OLD and in with the NEW YEAR...

Is this the Right Time to Buy? Have we reached the bottom of the Market as other so called experts are saying? Is stabilization of the Marketplace near?

The January Meeting will be held in San Francisco at:

Holiday Inn Golden Gateway
1500 Van Ness Ave
San Francisco, CA 94109
(415) 441-4000- Hotel Direct #

Start off the New Year Informed "listen and learn from our own industry expert"

janSpeaker: Author of Timing the Real Estate Market, Statistician, & Investor; Robert Campbell

Topic: 2012 Housing Forecast -What Will Happen & Why

Program Director Note: Robert has spoken at our meetings in the past and has been incredibly prescient in accurately predicting California Real Estate Market trends.Don't miss his insight at this months meeting…"

***********************************************



The Campbell Method: A Proven Timing 
System that Tells You EXACTLY When to Buy 
and Sell Real Estate to Make Maximum Profits! 

Dear Real Estate Investor: 
Imagine for a moment how you would feel if you could predict major turning points in the real estate market.

Suppose somebody handed you a 21-year time-tested system that would tell you ahead of time when property values were going to hit a peak … and then when prices were going to hit bottom years later.

If you could anticipate these kinds of critical real estate events in advance … then not only could you make spectacular profits, but you could protect your money as well. 

Sounds pretty amazing, doesn't it?

Actually, it's not. The real estate market does signal its future intentions if you know where to look. 

Hello. My name is Robert Campbell and I wrote Timing the Real Estate Market to help both professionals and ordinary people make the most money in real estate with the least amount of risk. 

I also have my web site; www.realestatetiming.com Based on a major breakthrough in tracking and predicting real estate trends, my book reveals the real estate timing technique that I call The Campbell Method .

As far as I know, The Campbell Method is the only proven method in the world that shows how to accurately anticipate upcoming changes in your local real estate market.

What this means is that when you read Timing the Real Estate Market , you are going to learn how to make and protect your fortune in real estate in the same way that J. Paul Getty, the Rockefellers, Warren Buffett, and other super-rich investors made their fortunes: by focusing on WHEN to buy and sell.

It's true. When it comes to making money in real estate, 
nothing beats good timing.

The reason that The Campbell Method is going to change the way you think about how to buy and sell real estate is that I share my truly remarkable discovery of five key real estate indicators. I call them Vital Signs, and they're able to predict the peaks and valleys of real estate cycles with an almost uncanny accuracy. As leading indicators to what's looming on the horizon for real estate prices, these Vital Sign indicators act like windows into the future, giving you advance notice of approaching trend changes from three to six months before they become obvious to the general public.

Author's Note: Timing the Real Estate Market is used at the University of San Diego by Professor Elaine Worzala. The class: Real Estate Investment. "The logic behind these Vital Sign indicators is air-tight," says Professor Worzala. "I'm very impressed, and my students love your book."

Copies of Timing the Real Estate Market will be available for purchase and autograph by Robert Campbell at the meeting.

 


Thursday, December 15th, 2011

Tdhis is our final meeting of the year!

DON'T MISS OUR
"DOING DEALS HOLIDAY GATHERING
"

This is always judged by our attendees to be one of the BEST meetings we have all year.

It's a great way to learn what others are doing, the genesis of their individual transactions, and more importantly where the profit centers are...you'll be amazed at how many different perspectives to doing a deal there are.

dThis also will be a great meeting to get to better know your fellow attendees.

Come join us for a festive time of the year meeting and Holiday cheer in an open forum setting.

You are invited to bring your spouse or a loved one for a night out and to better see what our meetings are all about.

We have several BAWB members tell us their "deal story" which promises to be informative and fun.

dIt's been an incredible year filled with change, tough lessons, and successes.

We hope some of you will share a hard lesson or success from the past year.

 

 

 

 


 

November 17th BAWB Meeting- A (2) Two Part Informative Program you simply do not want to miss!


Part 1:

Doing Real Estate Right

Making Big Money Close to Home in Good Markets or Bad

Speaker: Local Investor; Richard Kelly

  • How to find high-profit deals within 30-minutes of your home
  • How to find and buy from prospects with lots of equity
  • How to make offers that will make you big money
  • Negotiation techniques that will supercharge your deal
  • How to find seller financing here in the Bay Area
  • Step-by-step case studies of actual local deals

novRichard Kelly is an investor who has grown his real estate business in his back yard -- right here in the Bay Area. His focus is doing real estate right: keeping it simple and profitable in good times and bad. His presentation will outline how he finds and signs deals, and offer a step-by-step look case studies of his actual deals, revealing how he did it, and how you can, too!

Richard Kelly has been a full-time real estate investor for the past six years. Before switching into investment, Mr. Kelly worked was a journalist for 12 years. He has a BA in Economics and an MBA in Finance. A Canadian, he has called the Bay Area home for the past 15 years.

**********************************************

Part 2:

The 10 Point Housing Recovery Plan!


Hey, Washington are you listening?

With Housing still struggling across the country and here in the immediate Bay Area our speaker will share his poignant thoughts on effective policy changes which if implemented could jump start a stabilization of this vicious downward spiraling housing market.

Here are a few:

- Repeal the over reaching Dodd- Frank Financial Services Regulation Bill

- Bring back accelerated method Depreciation to encourage Real Estate ownership
  and to soak up some of this excess  inventory

- Lift the $25,000.00 limitation or ceiling on passive losses

To learn and hear about the rest - be sure to visit with us!

 


October 20th 2011 - A Two Part Program

Part One -

Techonology Talk for Real Estate Agents & Investors

Whether your an investor or agent - Learn how to be more efficient in running your business, getting back to clients, customers, making offers, and handing day to day tasks and followup. Don't miss this insight. 

Speaker; Investor Ford Chiang

A few topics to be covered:

  1. Creative uses of Technology for small businesses

  2. Digital signatures so you can sign anywhere

  3. Telecommunications tools to stay connected

  4. Into the cloud - files online, synchronization, aggregation

  5. Social Networking- easy updating and finding friends a little easier

  6. Making Craigslist a little better

  7. Tracking expenses and accounts all in one place


fordAbout our Speaker:

Ford Chiang graduated from the University of California with a degree in Economics in 1999 but had a thirst for technology. He spent the next 7 years working in the IT industry in various positions from technical support to systems administration. At the turn of 2008 he quit a secure job at University of Calfornia because he saw great opportunities in the real estate market. Since then he has applied his technical experience in helping his family build a portfolio of real estate rentals as well as shared his knowledge with others in his field. Ford's personal experience has a heavy emphasis on wireless technology, collaboration and mobile tools.

Part Two -

The Repurchase Market - Looming Danger Ahead

About our Speaker; Mary Fricker
maryMary Fricker is an independent journalist living in Sebastopol who has retired after 20 years as a business reporter for The Santa Rosa (Calif.) Press Democrat, including many years covering the real estate beat. In 2010 she was awarded the McGill Medal for Journalistic Courage from the University of Georgia for her work with the Chauncey Bailey Project in Oakland, Calif. (www.chaunceybaileyproject.org). Among her awards are three Investigative Reporters & Editors awards, the UCLA Gerald Loeb Award, the George Polk award, several New York Times Company Chairman's Awards, the National Headliner Award and an Associated Press award for best business reporting. She was co-author of the New York Times best-selling book "Inside Job - The Looting of America's Savings and Loans" published by McGraw-Hill (1989) and HarperCollins (1990).

A Bad Rap for the Mortgage & Real Estate Industry's?

The real estate and mortgage industry has gotten a bad rap, as the cause of the financial crisis of 2007-2008. Yes, there were big troubles in real estate and in mortgage lending. But the most fundamental cause of the financial crisis in 2007-2008 was not subprime mortgages, it was the $5-10 trillion repurchase (repo) market, where giant financial institutions used subprime mortgage securities as collateral to get loans. When subprime borrowers began to default, the repo lenders panicked and stopped lending to the banks. That was the credit freeze that caused the crisis in September 2008.

In other words, the crisis was not caused by property owners borrowing too much money, it was caused by giant financial institutions borrowing too much money, much of it on the repurchase market.

Why should you care about this?

Some of the new rules for property transactions are not needed, since fixing mortgages will not prevent the next financial crisis if repo lenders panic over a different kind of collateral (like Greek debt) or hear a false rumor and panic for no reason at all.

To prevent the next financial crisis, we need to settle on reforms for the repurchase market.

Economists have made some suggestions. Visit with us as we talk about them. If nothing is done, expect more turmoil.

 

  


 

September 15th, 2011 BAWB Meeting Date

Speaker;
Author, Investor, Educator; "Fixer Jay" Decima

INVESTING JAY'S WAY
MULTIPLE UNITS (COLONIES)

Don't miss this rare opportunity to listen and learn from one of the old time masters and his wisdom involving the acquistion and management of small multi unit rentals. Make it out to this event and invite an associate, friend, family member, or loved one- they will be glad you did.

Learn About the 12 BENEFITS:

 * RECESSION PROOF Property
 * QUICKER CASH FLOW & MORE cash flow
 * VERY LOW RISK
 * IDEAL FAMILY BUSINESS
 * HIGH DEMAND RENTAL UNITS
 * YEAR ROUND INCOME
 * SELLER FINANCING (MOSTLY without Banks)
 * EZ EQUITY LOANS
 * FAST EQUITY BUILDUP
 * FINANCIAL INDEPENDENCE
 * SELF EMPLOYMENT
 * Building a WORRY-FREE RETIREMENT

worryfree

 


 

August 18th 2011 Meeting 

WORLD IN CHANGES...

worldWe've got a lot to learn about you too....

The dog days of summer continue on as congress finally got their act together to raise our Nations debt ceiling.However instead of instilling confidence and stability to our economy- we've seen tremendous push back as skittish markets have reacted in a manner that was unthought of.

goldThis is a First - We've never done this type of Meeting format before

Tonights meeting will be a discussion of how folks like yourselves see the Real Estate Investment marketplace.

  • Is stabilization near?
  • Has the Housing market found a firm footing?
  • What is going to happen to Interest Rates?
  • When will the Jobs return?
  • Whats up with consumer confidence...
  • What is the Banks and Asset Managers real game plan to crashsort out this mess?

 Attendees will share from their "perspective" and what Prism they are looking through their outlook about Real Estate and what does it tell them about the here and NOW and the Future.

We will try to make it an interactive event with a "Town Hall" feel to it.

The focus is on current opportunities and what folks feel will be the
ones presenting themselves in the near future.

ADDED BONUS;

Speaker:

Author, Investor, Educator 
Greg Pinneo
will discuss:

"What our Entrepreneurial Focus should be in these uncertain economic times."

gregAbout Greg Pinneo

Gregory Pinneo is a Northwest native and a graduate of the University of Washington. For over 30 years Greg has been a full time real estate entrepreneur and has become a recognized expert in acquisition, finance, negotiation, property management, and the philosophical mindset that makes possibility a reality.

A natural entrepreneur and motivator, Greg gives his audiences a challenge to live a more deliberate life. His message is one of focus and possibility, as well as delivering sound tools to make these possibilities a reality in peoples' lives. His many students and seminar participants remain in touch and look to Greg as mentor and friend.

 


 

BAWB Monthly Meeting -Thursday July 21st 2011

Trust Concepts & Strategies

This meeting will expose you the wonderful world of Trusts

Come learn about Land Trusts, Personal Property Trusts, Title Holding Trusts and other Trust Vehicles that you can use for privacy and profit.

The Legendary Jack Miller once said:

"If there is ever a doubt about HOW to take title to a property- put it into a Trust"

Isn't it time you learn and understand the power of Trusts, Title Holding Trusts, Personal Property Trusts among others?

Well you can by Attending this evenings meeting and the fantastic Upcoming; TRUST STRATEGIES & CONCEPTS 2 day information packed Nuts and Bolts workshop with Dyches Boddiford and Guests. - Check out the link for more info and details about this NUTS & BOLTS info packed class.

Trust Strategies and Concepts to be held on Sat. & Sun. 7-23 & 7-24 at the South San Francisco Conference Center.

Tonights speaker is Investor, Educator, and Author; Dyches Boddiford

PLUS Upcoming Workshop You do not want to Miss
Sat. & Sun. July 23rd & 24th

dThis 2 day workshop with Dyches Boddiford and Guests; including  a Trust Attorney, Title Company representative and others will give you a broad understandning of the various types of  Trusts, many of their uses for Real Estate and also other asset types, and also the forms needed to save you time and money in their creation. We highly recommend you bring your tax professional and attorney to the class.

Don't Miss this Fabulous workshop and the Fantastic FREE BONUSES for those who pre-register

For more information about the FREE bonuses and the workshop, or to register see below;

 

Trust Concepts & Strategies

Land Trusts and Personal Property Trusts Powerful Legal, Tax & Business Strategies for the Savvy Investor

With Author, Investor, Educator; Dyches Boddiford along with several guest experts available to answer your questions.

Sat. & Sun. July 23rd & 24th

South San Francisco,CA (right near SFO)

Two Full Days of High Quality Real World Education

Whether you have significant assets or just starting, there will be practical strategies presented that you can use that will save you many times the cost of this conference!  

ARE YOU A TARGET?
Take this Test and See for Yourself!

  1. Are you in business?
  2. Do you manage rentals?
  3. Are you a Professional?
  4. Do you live in a nice house?
  5. Do you own any property?
  6. Do you drive a car?
  7. Do you have employees?
  8. Do you invest in the market?

If you answered YES to any of the above, you're a potential target of the Urban Terrorist of the 21st Century; the "contingent fee" lawyer who can tie up your assets for years in legal proceedings.

The Solution?

REDUCE TAXES!
ACHIEVE FINANCIAL PRIVACY!
PROTECT ASSETS!

AVOID PROBATE!
BECOME JUDGEMENT PROOF!

This will be a down-to-earth, nuts and bolts class on Land Trusts and Personal Property Trust.  No, they are not the be-all and end-all entity for asset protection as some teach.  However, they are valuable entities to use in your asset protection plan and to conduct your business affairs.  

We will even have a couple of special guests, including a Trust Attorney to answer questions you may have on the topic and a Title Company representative .  We will be covering in detail the legal and tax aspects of Land Trusts and other kinds of Trusts what they really do for you and what they do not provide.  This will be a reality check!  And we will also discuss how Land Trusts fit into an overall business and investment plan. 

Even if you have been using Trust and Land Trusts for years, this class will be of value since we will also discuss particular clauses that can strengthen your Trust”but they should only be used by an informed investor.  And you will be an informed investor after this class. 

We will cover practical, everyday techniques you can use to help bulletproof your assets as well as advanced strategies for use when you are ready.  You will gain insights on methods others can use to separate you from your hard earned dollars and assets, then how to legally protect yourself. 

For Example, just a few of the topics we plan to cover in detail include -

  • Myriad of Uses of the Land Trust & Personal Property Trust
  • Liability issues
  • When a Trust can owe taxes -- Complex & Simple Trusts
  • Grantor & Non-Grantor trusts and why it makes a difference
  • Land Trusts and the Due-on-Sale clause
  • Deeds into Land Trusts
  • The importance of Beneficiary Agreements
  • Trustee and fiduciary issues
  • Title holding trusts for Lease-Options and Land Contracts
  • Trusts used in estate planning
  • and much more!

Click here for the upcoming Workshop details.

 


 

June 16th 2011

juneSecrets to Getting your REO offers Accepted!

REO's (Repossesed Real Estate Properties Owned by Banks) continue to hit the market and many expect this to run on for several more years as the foreclosures continue and an attempt to flush out all aof this distress inventory properties takes place. 

You don't want to miss tonights meeting as we will have (2) two very active REO agents share with us their insider secrets to constructing and presenting your offers to lenders and asset managers and more importantly how to get them accepted!

 

How to Work with an REO Agent

Topics that will be covered:

  • Understanding Current REO / Foreclosure Inventory
  • How Government Legislation Affects the Current Market
  • Predictions and Forecasting for so called Shadow Inventory
  • Who is Buying? and  Who is Selling?
  • Do Short Sales Really Work? Why or Why not?
  • How To Survive and Thrive in Today's Competitive Marketplace
  • Prospering In An Ever Changing Market
  • Investment Concerns in Current Market

tyTy Leon-Guerrero is the Broker/ Owner of the Real Estate office, Team1Realty. Since beginning his Real Estate career in 1994, Ty has successfully sold and closed well over 1500 properties in the Bay Area. As an investor, he has personally bought and sold over 200 properties as rentals, "Fix and Flip" repositioning, and development projects. Currently, Ty is actively involved in all phases of Foreclosure Real Estate and has the knowledge and tools to guide prospective buyers and investors throughout any transaction process.

nAbout Joseph McNulty – MBA and Real Estate Broker
Proven financier, businessman, executive, entrepreneur and Real Estate broker with more than 18 years of diverse experience in the fields of residential mortgage lending, single-family residential sales, single-family home construction, and small business acquisitions. Expertise in marketing and selling distressed properties and all phases of construction projects.

 



BAWB May 19th, 2011 Meeting

This months BAWB meeting is a very informative

Two Part Program You Don't Want to Miss!

Part 1

California Prosperity:
Understanding Today and How to Return Prosperity to the Golden State

Now more than ever, it is vital that our policy responses are guided by the principles that best preserve the essence of America- its entrepreueurial spirit, belief in the dignity of individuals, and vigilant defense of liberty.

  • Measuring and Understanding the State's Economic Performance
  • Providing Incentives and Disincentives...
  • How do Taxes affect Economic Performance in California? 
  • Are we getting real Value-for-Money from Sacramento or is there a better way?
  • Solutions for the Future and a California recovery

jasonSPEAKER:

Jason Clemens, Director of Research for the Pacific Research Institute.

About Jason Clemens:
Jason Clemens is the Director of Research at the San Francisco-based Pacific Research Institute. Prior to joining PRI he held a number of positions at the Canadian-based Fraser Institute over a ten-plus year period. He has an Honors Bachelors Degree of Commerce and a Masters’ Degree in Business Administration from the University of Windsor as well as a Post Baccalaureate Degree in Economics from Simon Fraser University. He has published over 50 major studies on a wide range of topics, including taxation, government spending, labor market regulation, banking, welfare reform, productivity, and entrepreneurship. He has published over 250 shorter articles, which have appeared in such newspapers as The Wall Street Journal, Investors Business Daily, the Washington Post, and a host of U.S., Canadian, and international newspapers. Mr. Clemens has been a guest on numerous radio and television programs across Canada and the United States, including ABC News. He has appeared before committees of both the House of Commons and the Senate in Canada as an expert witness and briefed state legislatures in California. In 2006, he received the coveted Canada’s Top 40 Under 40 award presented by Caldwell Partners as well as an Odyssey Award from the University of Windsor. In 2011, he was awarded (along with his co-authors) the prestigious Sir Antony Fisher International Memorial Award for the best-selling book The Canadian Century.


*********************************************************

PART 2

Adding Value Through Deconstruction!

milaSpeaker: Mila Zelkha, Developer, Associate AIA, Realtor, and owner of 

Mint Condition Homes, LLC Oakland, CA

Mila will share her redevelopment company's unique and innovative approach as they wrestle with the following issues:

  •  Is there a viable alternative to "flipping"?
  •  How can we offer a refreshing and thoughtful design?
  •  How to incorporate Green design materials & Methods
  •  Is there an way to create an Alternative Appraisal Market?
  •  Ways to effect overall market transformation...

 



April 21st BAWB Meeting

Tonight's discussion will be from (3) Three different Local Investors who are Deploying Different Techniques to work our current Marketplace.

It's a Meeting you don't want to Miss!

The Areas to be Covered will Include:

Trustee Sales - Buying Properties right at the Courthouse Steps During Trustee Sale Auctionsnews

  • What is the process- an overview

  • bankWhat properties to Target and Why

  • Can you get Title Insurance?

  • How  Do you fund such purchases

  • Are their Deals to be had?

  • Tips, Tricks, Traps, and Travesties..


WHOLESALE PROPERTIES FOR IMMEDIATE CASH PROFITS

  • aWhat Properties make the most sense

  • How to find the below market deals

  • Types of Marketing to find deals with "Meat on the Bone"

  • What type of closing to orchestrate and expect

  • Making sure your buyer doesn't flake



aBUYING TO SELL OR HOLD WITH CREATIVE TERMS & NON BANK FINANCING

  • Which properties are the best Candidates

  • How to determine value and make your offer

  • Where do the funds come from?

  • How to structure your deal with multiple exit strategies

  • Logistics, Paperwork, Realties of a Sellers Mindset

 



March 17, 2011

Using Private Placement Offerings to Raise Capital

mar2011Speaker: Attorney Bruce E. Methven

Whether the need for capital is for Real Estate investment opportunities, a business concept, invention or startup;

Getting money shouldn't be difficult, but getting the right money at the right time on the right terms is what matters.


At this Meeting – you will hear discussion on:

  • The Two Rules-
    Rule No. 1: Raise money before you need it.
    Rule No. 2: You always need it sooner than you think.
  • What is a syndication?
  • What about Entities…
  • Who is considered an accredited investor today?
  • Common Mistakes to Learn from when trying to raise Capital
  • About Sources of private lenders / investors
  • What type of documentation is require in an offering
  • Learn how to raise money without violating the securities laws.
  • Learn when "finders" can be used to help you raise money.
  • Learn the Pros and Cons of the different federal and California exemptions for raising money.

About our Speaker:

Bruce E. Methven is the principal of Methven & Associates (www.methvenlaw.com) a business‑law firm based in Berkeley.  He graduated from Boalt Hall School of Law
(U.C. Berkeley) in 1980. 

His law firm forms business entities; structures real‑estate deals; handles securities-law work for offerings to investors; reviews contracts, leases and licenses; files trademark applications; advises on real-estate, business and employment law; handles probates, particularly those involving real estate; and represents clients in commercial litigation and arbitration.


February 17th, 2011
headClaude "The Mentor" Diamond

On February 17th, 2011 The Bay Area Wealth Builders Association welcomes back option investor and author Claude "The Mentor" Diamond with his new 2011 Lease Purchase Success System for California Creative Real Estate.
Claude believes in the following,
which he learned from his Mentor Max:

"Why own when you can Control?"
"No more Tenants and Terlits!"
"You make your money, up-front, in every deal."
"Life is too short to drink cheap wine and drive a used Yugo."
"Sales, Marketing and Negotiation are the Million Dollar Skills."

Claude is a fellow California Investor, who for 26 years, has created a wonderful lifestyle working out of his homes thanks to creative real estate. He spends his time in San Diego, California, Winter Park, Colorado, NYC, NY (ya know) and Maui, Hawaii. 

bookClaude will discuss Lease Purchase and
wealth building Strategies including:

*How to profit up-front, every month and at the end of every deal with Lease Purchasing*

*How to create first class notes and generate passive income with options*

*How to consult in Creative Real Estate and generate consistent monthly cash flow*

*How to use his unique Arbitrage Strategy -"Get a contract and get out."*

*Sandwich Leasing-Assignments-Hybrids-Wholesaling and so much more*

*The G.U.T.S.™ Sales-Marketing Success System-Never make a cold call again and qualify the
prospect in 3 minutes!*.

*The State of The State of California: When are we going to get our Sh*t Together?*
Claude is a person committed to improving the quality of peoples' lives through the ancient art of One-on-One Mentoring, just as his mentor did for him.

His motto has always been "Success, One Person at a Time".  

Claude Diamond is the author of the following books:
Lease Purchasing for the 21st Century© 
The Lease Purchase Bible©
The Mentor Teaches Success©
The Mentor Teaches The G.U.T.S.™ Success System©
Consulting, Coaching and Mentoring in Creative Real Estate©
The Mentor and the Success Gauntlet© (coming in 2011)

He is also the publisher of The Lease Purchase Times© newsletter.  
Note: Complimentary subscription for Bay Area Wealth Builders members, go to www.TheLeasePurchaseTimes.com.

gutsClaude and his wife Claudia are the founders of the innovative  Diamond Consulting Group.  He specializes in One-On-One Mentoring and Success Training with his innovative G.U.T.S.™ Success Method.

Claude holds a degree in business and a Juris Doctorate in Law. He addresses investment clubs and corporations around the United States. He speaks at national seminars and conventions on the subjects of Lease Purchasing/Creative Real Estate, The New G.U.T.S.™ Sales System, Personal and Business Achievement and Wealth Creation. He is the creator and producer of several contemporary CD and DVD sets dealing with success. His most recent success novel "The Mentor, A Story of Success" is a best seller on www.Amazon.com and www.claudediamond.com.


Be sure to visit with us!

Here's your opportunity to learn personally from the undisputed master of this Science of Wealth Creation, Personal Achievement and Peak Performance. Find out why so many people from all over the world have benefited from his unique One-On-One Mentoring Approach to Success.

 


 

BAWB Thursday January 20th 2011 Meeting

Say Good Riddens to 2010!
Out with the OLD and in with the NEW YEAR...

Is this the Right Time to Buy? Have we reached the bottom of the Market as other so called experts are saying? Is stabilization of the Marketplace near?

The January Meeting will be held in San Francisco at:

Holiday Inn Golden Gateway
1500 Van Ness Ave
San Francisco, CA 94109
(415) 441-4000- Hotel Direct #

Start off the New Year Informed –listen and learn from our own industry expert…

janSpeaker: Author of Timing the Real Estate Market, Statistician, & Investor; Robert Campbell

Topic: 2011 Housing Forecast -What Will Happen & Why

Program Director Note: "Robert has spoken at our meetings in the past and has been incredibly prescient in accurately predicting California Real Estate Market trends.Don't miss his insight at this months meeting…"

***********************************************



The Campbell Method: A Proven Timing
System that Tells You EXACTLY When to Buy
and Sell Real Estate to Make Maximum Profits!

Dear Real Estate Investor:
Imagine for a moment how you would feel if you could predict major turning points in the real estate market.

Suppose somebody handed you a 21-year time-tested system that would tell you ahead of time when property values were going to hit a peak … and then when prices were going to hit bottom years later.

If you could anticipate these kinds of critical real estate events in advance … then not only could you make spectacular profits, but you could protect your money as well.

Sounds pretty amazing, doesn't it?

Actually, it's not. The real estate market does signal its future intentions if you know where to look.

Hello. My name is Robert Campbell and I wrote Timing the Real Estate Market to help both professionals and ordinary people make the most money in real estate with the least amount of risk.

I also have my web site; www.realestatetiming.com Based on a major breakthrough in tracking and predicting real estate trends, my book reveals the real estate timing technique that I call The Campbell Method .

As far as I know, The Campbell Method is the only proven method in the world that shows how to accurately anticipate upcoming changes in your local real estate market.

What this means is that when you read Timing the Real Estate Market , you are going to learn how to make – and protect – your fortune in real estate in the same way that J. Paul Getty, the Rockefellers, Warren Buffett, and other super-rich investors made their fortunes: by focusing on WHEN to buy and sell.

It's true. When it comes to making money in real estate,
nothing beats good timing.

The reason that The Campbell Method is going to change the way you think about how to buy and sell real estate is that I share my truly remarkable discovery of five key real estate indicators. I call them "Vital Signs," and they're able to predict the peaks and valleys of real estate cycles with an almost uncanny accuracy. As "leading indicators" to what's looming on the horizon for real estate prices, these Vital Sign indicators act like windows into the future, giving you advance notice of approaching trend changes from three to six months before they become obvious to the general public.

Author's Note: Timing the Real Estate Market is used at the University of San Diego by Professor Elaine Worzala. The class: Real Estate Investment. "The logic behind these Vital Sign indicators is air-tight," says Professor Worzala. "I'm very impressed, and my students love your book."

Copies of Timing the Real Estate Market will be available for purchase and autograph by Robert Campbell at the meeting.

 


BAWB December 16th, 2010 Meeting

 

  NOTE: Our NEW Meeting Location Best Western Corte Madera Inn
56 Madera Blvd
Corte Madera, CA 94925
(415) 924-1502 - hotel direct

Tdhis is our final meeting of the year!

DON'T MISS OUR "DOING DEALS HOLIDAY GATHERING"

This is always judged by our attendees to be one of the BEST meetings we have all year.

It's a great way to learn what others are doing, the genesis of their individual transactions, and more importantly where the profit centers are...you'll be amazed at how many different perspectives to doing a deal there are.

dThis also will be a great meeting to get to better know your fellow attendees.

Come join us for a festive time of the year meeting and Holiday cheer in an open forum setting.

You are invited to bring your spouse or a loved one for a night out and to better see what our meetings are all about.

We have several BAWB members tell us their "deal story" which promises to be informative and fun.

dIt's been an incredible year filled with change, tough lessons, and successes.

We hope some of you will share a hard lesson or success from the past year.

 


BAWB November 18th, 2010 Meeting

A Two Part Meeting:

Part 1

d"A Memory is a Terrible Thing to Waste..."

Join us tonight and don't miss out on what's guaranteed to be a highly entertaining, productive, and shall we dare say UNFORGETTABLE meeting.

Never Forget Another Name!
(or anything else for that matter)

Every computer runs faster and better when its allowed to
operate at its full capacity.

Your Brain is no exception. As a matter of fact,
there's no more powerful computer in the world!


How many times has it happen to you....Where you've met someone for the first time....and no sooner did the handshake break with that person...

AND You've already forgotten their Name?!

Would you like to be Able to:

> Instantly recall the names of your clients and prospects?

> Remember important dates, times and appointments?

> Remember complex lists of things you need to do or
   buy...without ever having to write anything down?

> DOUBLE your INCOME while cutting your stress in half?

> Just improve your overall memory -PERIOD?

Be sure to join us as you'll come away with a few good
Ideas on how a better memory will increase your efficiency,
productivity, and selling ability for Real Estate Investors
and have fun in the process.


**************************************************************

dPart 2

Special Mystery Speaker

The "Japanification"
Of America!


The FED recently moved to drive down interest rates
even lower than they already are.

How will this effect our Economy and Real Estate Values?

> Few Nations in Recent History have seen a striking reversal of 
   Economic Fortune as Japan

> Japan rode to Economic dominance one of the Great speculative Stock
   Market and Real Estate Bubbles of all time in the 1980's.....only
   to see the bubbles popped in the late 1980's and early 1990's

> For nearly a generation now the Japanese nation has been trapped
   in low growth and a corrosive downward spiral of prices, 
   known as Deflation.

> Now, as the United States and other Western Nations struggle to
   recover from debt and property bubble's of their own a growing
   number of Economists are pointing to Japan as a dark vision
   of our future.

> Just as Inflation scarred a generation of Americans,
   DEFLATION has left a deep imprint on the Japanese.

Economists are now warning of the possible "Japanification" of America
- the same deflationary trap of collapsed demand that occurs when
consumers refuse to consume, corporations hold back on making
investments and banks in a tight credit market sit on cash.

Join us for this insightful discussion!

 


 

BAWB October 21st 2010 Meeting
How Sweet Deals Go Sour...

carySpeaker: Real Estate Broker, Author, Expert Witness Cari Lynn Pace

Cari Lynn Pace has been a real estate broker for 36 years and is in demand as a real estate expert witness for testimony in litigation and mediation.

A former President of the Marin Association of Realtors, Pace writes and instructs statewide courses accredited by the Department of Real Estate.

Her latest book "Don't Shoot Me...I'm Just the Real Estate Agent!" reveals
the top 100 red flags for real estate sellers and buyers.  She's been
interviewed on ABC television, KGO radio, and many other consumer affairs
programs.  Her program for BAWB is "How Sweet Deals Go Sour". 
cooHere are a few of the points she will cover which include:* When selling, how can you protect yourself from lawsuits?

* What are the warning signs when you are buying property?

* What must your real estate agent disclose to you?

* What do real estate agents NOT have to disclose?

* What rude surprises come up when you buy a short sale?

* Why don't people buy at foreclosure sales?

* Where is all this inventory that lenders have foreclosed?

* How can you save money on closing costs?

Ms. Pace will be available to autograph copies of her book,
available for $20 cash or check, after the program.

 


BAWB Monthly Meeting Thursday September 16th, 2010

NOTE: Our NEW Meeting Location Best Western Corte Madera Inn
56 Madera Blvd
Corte Madera, CA 94925
(415) 924-1502 - hotel direct

This months Meeting will be a Multi Part Program with special added Bonus (please read below):

PART I
The "Checkbook" IRA

LLC Attorney, Educator, Author, Radio Host;

Michael Yesk

* What is the "checkbook" style IRA
* Why would you want one
* What can you invest in...
* What are the Limitations
* What are some of the Risk's & Rewards

About Michael Yesk
Michael J. Yesk is the President of Adelphi Retirement, LLC, an administrator of Self-Directed IRA accounts. In his 24 years as an attorney Michael has helped thousands of clients legally save millions of dollars in taxes on their investments.

Prior to joining Adelphi, Michael was the attorney-manager of the Northern California and Hawaii region for a national Qualified Intermediary for 1031 tax deferred exchanges for 12 years. He obtained his undergraduate degree in Philosophy from the University of California, Berkeley, and his JD degree from the University of San Francisco. Mr. Yesk teaches accredited courses to investors, real estate agents, escrow officers, accountants and attorneys.

Michael is the co-author of "The Real Estate Investment Flow Chart," which helps investors get started on the road to real estate wealth, and then to move from the residential real estate investment market to the commercial real estate market with www.browndevelopments.com

Michael is currently the co-host of the radio show Going Beyond Real Estate, www.goingbeyondrealestate.com. Michael spent 5 years as the host of the popular Sunday morning radio show Rock, Roll and Real Estate www.rockrollandrealestate.com


PART II

WHAT IS WORKING NOW?

Audience members will share their take on what they are curently doing in today's uncertain marketplace and their strategies for the coming months.

Listen and learn invaluable insights and tips from your fellow attendees about the techniques they are deploying to survive and thrive in our market.

BONUS SESSION:
If you are dealing with Property sellers and customers who are facing foreclosure you often fall under California Civil Code Section 1695.

There is a special "Home Equity Sales Contract" which must be used under these circumstances to comply. However even the existing CAR- California Association of Realtors approved contract contains some defective flaws surroudning the way it was drafted and its language you need to be aware of.

Find out What those potential "mine fields" are and how to avoid them!

 


BAWB Monthly Meeting Thursday August 19th, 2010

NOTE: Our NEW Meeting Location

Best Western Corte Madera Inn
56  Madera Blvd
Corte Madera, CA 94925
(415) 924-1502 - hotel direct

Why the Housing Market
Hasn't Recovered…

The Eisenhower Years

From a historical standpoint many people look back at the Eisenhower years when Dwight David Eisenhower served as President for eight years from 1953 to 1961 as a "quiet" era. During Dwight's time in office, home ownership was on the rise. The average home sold for $22,000.00. Guess where Mortgage rates were at that time?

You guessed right…. About where they are today! Mortgage interest rates were in the mid 4 % range.

A Perspective

Let's put this into a perspective for you. The last time mortgage interest rates were this low a first class postage stamp was 3 cents, the average income in the U.S. was $3,960.00 per year, a Ford automobile cost $1,548-$2,415, bread was .17 cents a loaf, a T-bone steak was .95 cents per pound, etc. Also they had Nickel & Dime stores not Dollar stores.

Today's home buyers are enjoying rolled back prices; sellers who are willing to pay some buyers closing costs, and interest rates at historic lows- BUT many of them are still not buying….WHY?

Four years after the housing bubble popped, the American real estate market has yet to launch a sustainable recovery. Although U.S. home prices have improved modestly since the spring of 2009—and certain regional markets have performed even better—sales and values will face renewed downward pressure later this year in the wake of the expiration of the federal home buyer tax credits. Indeed, some analysts expect the bloated inventory and sputtering demand to trigger a "double dip" housing recession, with prices possibly even slipping back below their April 2009 lows.

This disconcerting outlook has materialized despite some optimistic developments within the market. The 30-percent drop in real estate prices has helped restore affordability to a once wildly-overvalued market, putting additional consumers in position to become homeowners. Meanwhile, mortgage financing as pointed out above has grown downright cheap—with rates falling to 50-year lows.

So what's the problem then?

What's causing this stagnation in the housing recovery?

Attend this months meeting to find out why the housing market hasn't recovered, and how you as a savy investor can take advantage of the opportunities which will continue to present themselves.

 

July 15th,2010 Meeting

Building Wealth One
House at a Time

schuabSpeaker:
Author, Investor, Educator Extraordinaire;
John Schaub

This is one meeting you simply MUST attend! - bring your spouse, family member, business associate, or a loved one - they will be glad  you did.

Why Should you Listen & Learn From John Schaub?

"The best investment you can make: knowledge you can use today"
Today you have a unique opportunity to buy investment houses that will produce large profits for years to come. The changing market produces a short-term opportunity to buy good properties at deeply discounted prices. Low interest rates make it possible to buy these properties on terms that will produce immediate profits. Lenders, both institutional and private, are awash in loans in default and with properties they now own. They are renegotiating loans and wholesaling properties. It is your opportunity to buy several prime properties at bargain prices or on great terms. Be a picky buyer!The future for real estate is bright. Inflation will dramatically drive up prices and rents. Take advantage of this opportunity - learn to buy and finance property today that will pay you profits for a lifetime.

ABOUT JOHN SCHAUB:
Nationally known real estate expert John Schaub learned his craft in the best way possible: 35 years on the job, investing in every kind of real estate, dealing with every twist of the economy and managing hundreds of tenants. John's unique focus on investing in single-family homes in quality neighborhoods enables his readers and students to accumulate wealth while providing affordable housing for families.

John has survived eight Presidents and prospered for 30 years as a landlord. He authored the original single family house seminar in 1976 which launched thousands on their way to successful investing. He is still an active buyer and engaged in managing his business and investments, when not traveling with his family, or building homes for Habitat for Humanity.John is a reformed "Big Deal" guy, who discovered that most of the big talkers had small bank balances. John stresses keeping it simple. He talks only about what he has done and what has worked and sometimes not worked for him. John spends nearly all of his working time making deals and managing his properties. He teaches only three seminars a year.

Join John Schaub & Management Expert David Tilney
for this fantastic 2 Day Workshop - Sat. & Sun. July 17th & 18th at the South San Francisco Conference Center

CREATING CASH DURING UNCERTAIN TIMES
How to survive and thrive in Real Estate today

For more information on this workshop click here

Take Advantage of the Limited Time to Pre-Register for the Discounted Workshop Tuition & FREE Bonuses - Do it Today!

 

 

 

BAWB Meeting June 17 th 2010

Topic:

fSpecialists (hired guns)

Wikipedia states: A Specialist frequently refers to an expert in a profession.

There are certain incidents or problems which often seem to crop up when trying to buy or sell Real Property where an escrow is involved.

These might involve title flaws, occupancy, ingress and egress issues, boundary lines, and Permit, Pest, Roof, & Home inspections, dealing with the new lead paint rules and so on….

Knowing who you can contact as a so called "Specialist" can often keep the escrow Alive and an actual closing together versus your deal falling apart.

4This months meeting will introduce you several local specialists (or Hired Guns as we like to refer to them as) who can assist you when that moment arrives and you need to seek out their help!

Don't miss this opportunity to learn from our panel of "Specialists"

Workshops in 2002: | August | October |

 


BAWB May 20th 2010 Meeting

HOW TO KEEP WHAT YOU'VE GOT IN SPITE OF HYPERINFLATION OR DEPRESSION

reedAlways willing to share his thoughts and often Controversial...

John T. Reed, Author, Investor, Publisher

From his New Book:

"How To Protect Your Life Savings from Hyperinflation and Deflation"

John will discuss and cover: 

• Why Federal spending is a Runaway train

• Why the government only has five choices when investors stop buying U.S. Bonds to Finance our deficits: the most probable is Hyperinflation

• Hyperinflation and Depression will wipe out certain persons and groups financially and leaves others unscathed and sometimes better off- Which Group are you in?

• There is still time to get out of the way of this runaway train but you must consider certain steps...find out which steps to take NOW!

• Why the following do NOT protect you from hyperinflation:
TIPs, Savings Bonds, Gold, and Cost-of-Living clauses

• Why even Real Estate & Common Stocks are unreliable when it comes to protecting you from hyperinflation and depression

• Learn why Foreign Currencies, Bonds, & Stocks offer little protection

• Why Liquidity is Crucial and often Overlooked: You gotta be both Wealthy and Liquid to STAY Wealthy

• What it comes down to Is having the RIGHT mindset and types of Assets & Debts—if you got ‘em, you're a spectator to hyperinflation/depression; if not, you become a victim

About John T. Reed: John T. Reed is a self-publisher of books and a national newsletter on real-estate investment, and books on football coaching and baseball coaching and self-publishing. He has been a columnist on football coaching for American Football Quarterly magazine. He has sold over 160,000 books and 3 million newsletters. He has been quoted regularly in the national news media since the 1970's and has appeared on numerous radio and TV shows including Larry King Live, Good Morning America, and 60 Minutes. He was a real-estate investor for 23 years. He also worked as a bartender, property manager, real-estate salesman, banker, football coach, and volleyball coach. He has been married since 1975 and has three sons.

He was an Army officer in the U.S. and Vietnam and graduated from Army Airborne (paratrooper) and Ranger schools. Mr. Reed holds a Bachelor of Science degree from West Point and a Master of Business Administration degree from Harvard Business School.

 


 

BAWB April 15th, 2010 Meeting

What is Working Now?

Join us for a Panel discussion with several local investors who will share their insights about what is currently working for them in this protracted downtrodden Real Estate market.

- REO's - is all the "low hanging fruit" gone?
- Are Foreclosures for the bottom feeders...
- Credit & Investor Capital and where to obtain it
- Should you be a BUY & HOLD investor 
   or BUY & SELL dealmaker...?
- How to negotiate, structure, and put together the deal
- What are their projections for the foreseeable future?
- Lots of Q & A and your chance to get your questions answered

Join Us and Find out!

Invite a business associate, friend, family member or loved one to attend as this promises to be a very informative meeting you don't want to miss!

 


 

BAWB March 18th, 2010 Meeting

After the Fall: Saving capitalism from Wall Street—and Washington

SPEAKER: Author, Nicole Gelinas

 

aBut it doesn't have to be this way.

You see the government gradually adopted a "too big to fail" policy for the largest or most complex financial companies, saving lenders to failing firms from losses. As a result, these companies became impervious to the vital market discipline that the threat of loss provides.

Adding to the problem, Wall Street created financial instruments that escaped other reasonable limits, including gentle constraints on speculative borrowing and requirements for the disclosure of important facts.

The financial industry eventually posed an untenable risk to the economy—a risk that culminated in the trillions of dollars' worth of government bailouts and guarantees that Washington scrambled starting in late 2008.

Even as banks and markets seem to heal, lenders to financial companies continue to understand that the government would protect them in the future if necessary. This implicit guarantee harms economic growth, because it forces good companies to compete against bad.

History and recent events make clear what Washington must do.

First, policymakers must reintroduce market discipline to the financial world. They can do so by re-creating a credible, consistent way in which big financial companies can fail, with lenders taking their warranted losses. Second, policymakers can reapply prudent financial regulations so that markets, and the economy, can better withstand inevitable excesses of optimism and pessimism. Sensible regulations have worked well in the past and can work well again.

Don't miss this incredibly informative meeting!

About Nicole Gelinas:

Nicole Gelinas is the Searle Freedom Trust Fellow at the Manhattan Institute and a contributing editor of City Journal. Gelinas writes on urban economics and finance, municipal and corporate finance, business issues, and crime. She is a Chartered Financial Analyst (CFA) and a member of the New York Society of Securities Analysts.

Copies of her book will be available for purchase and autograph at the meeting.

In After the Fall, Nicole Gelinas shows how the financial crisis that began in 2008 was not a failure of markets, but a failure of government to understand its proper role in markets.

She explains how Washington helped bring on the economic crisis in two ways: through its "too big to fail" policy, and by its failure to apply proven, prudent regulatory principles to modern financial markets and firms. In the absence of market discipline and prudent regulation, the government is now deciding which companies and people should receive investment capital, and on what terms—harming our economic competitiveness.

 


BAWB February 18th, 2010 Meeting

A TWO (2) PART MEETING YOU MUST NOT MISS! sgplunderPART # 1 - Author & CalWatchdog's Editor in Chief; Steven GreenhutAuthor of the Book:"Plunder! How Public Employee Unions are Raiding Treasuries, Controlling Our Lives and Bankrupting the Nation."His Op-Ed article for the Wall Street Journal; "Plundering California" is a must read. Here is the link:http://liberty.pacificresearch.org/press/plundering-california

  • The 2010 California Budget shortfall is projected to be $20B or more!
  • This Shortfall is larger than the entire state budgets of all but a handful of other States
  • The California Legislature continues to use budget gimmicks, including unrealistic assumptions of new revenue and accounting tricks employed to effectively borrow from future year.
  • California as a state enacted the largest tax increase ever imposed by any statehouse in the history of America. The results were predictable: Like the tax increase of 1991, California plunged deeper into recession and produced less revenue.
  • The inability of politicians to restrain their spending of taxpayer dollars is the direct result of the forceful application of political power. And, in California, there are no greater political influences than thepublic employee unions.

To make a difference, lovers of liberty ought not only to buy Steven Greenhut's book, but buy several copies to distribute to friends and family.

To win the battle, we have to educate voters and Plunder! will not only educate, it will enrage. And in this case, a little rage is a good thing.Don't miss this opportunity to listen to Steven Greenhut LIVE! - books will be available for purchase and autograph.

About Steven Greenhut:

Steven Greenhut is director of PRI's Journalism Center, which will be launched in January 2010 to provide in-depth news coverage of California government, with a focus on uncovering waste, fraud and misuse of taxpayer dollars.

Previously, Greenhut was deputy editor and columnist for The Orange County Register in Santa Ana, Calif. He joined the Register's editorial page staff in 1998, after serving as editorial page editor of The Lima News, a daily newspaper in northwest Ohio. Both newspapers are owned by Irvine-based Freedom Communications. He is author of the 2004 book, "Abuse of Power: How the Government Misuses Eminent Domain." His columns have been published in newspapers across the country including the Wall Street Journal.

In 2005, Greenhut won the Institute for Justice's Thomas Paine Award for his writing promoting freedom. He is a senior fellow at the Goldwater Institute in Phoenix. His new book on public employee unions will be out in November. It is titled, "Plunder: How Public Employee Unions are Raiding Treasuries, Controlling our Lives and Bankrupting the Nation." He graduated from George Washington University, is married and has three daughters.
 

PART # 2 - Author, Investor, Exchangor, Educator; Jack Shea

Co-Authored the Book;

Land Trust's For Privacy & Profit

*************************************

aAbout Jack Shea:

Jack Shea was raised in Chicago and attended the University of Illinois where he received a BS degree in Engineering with a minor in business. He spent seven years as an Air Force pilot flying four-engine transports. He was an aircraft commander and flight examiner, and lived in France and Japan. He spent over ten years in the aviation and technology industry serving as head of marketing, and as an officer for several New York Stock Exchange corporations.

Jack moved to Florida in 1978, and began investing in real estate. He is a licensed Realtor and Mortgage Broker. He has done syndications and mobile home development. He also has bought and sold mortgages and notes on personal property. He has concentrated on buying and selling options on real estate, and has been and continues to be an active investor in single-family houses and mobile homes. Jack operates a 1031 exchange facilitator business with his wife, Merle, and his son Daniel as well as conducts classes and briefings on the details of tax-free sales and purchases. He has taught in the MBA program for FIT and to numerous investors around the country on the benefits of using lease-purchase contracts, discounted note investments, and using Land Trusts.

aA few of the uses and benefits of land trusts:

Avoid Deficiency Judgments
Protect from Foreclosure Judgments
Use a Trust Director
Limit Liability
Avoid Probate
Keep Your Ownership Private
Buy Foreclosures
Avoid Gift Taxes
Keep Tax Assessments Low
Avoid Brokerage Laws
Safer Lease-Options
Get Around "Due On Sale"? Clause
Use Land Trusts for "Simple"? Partnerships
A First Line of Defense for Asset Protection
Use a Land Trust to Return a House to a Lende

Upcoming Workshop
Saturday Feb. 20th 2010:
LAND TRUST's FOR PRIVACY & PROFIT

A Practical understanding and myriad number of ways you can use the Land Trust including the specific nuts & bolts of how to safely acquire properties "subject to" existing financing using the Land Trust.

Jack Shea & Michael Morrongiello will be conducting a FULL DAY Workshop on Sat. 2-20-2010 at the South San Francisco Airport Conference Center you don't want to miss.

 

 


BAWB Thursday January 21st 2010 Meeting

Is this the Right Time to Buy? Have we reached the bottom of the Market as other so called experts are saying? Is stabilization of the Marketplace near?

IMPORTANT MEETING LOCATION CHANGE- The January Meeting will be held in San Francisco at:

Holiday Inn Golden Gateway
1500 Van Ness Ave
San Francisco, CA 94109
(415) 441-4000- Hotel Direct #

Start off the New Year Informed –listen and learn from our own industry expert…

janSpeaker: Author of Timing the Real Estate Market, Statistician, & Investor; Robert Campbell

Topic: 2010 Housing Forecast -What Will Happen & Why

Program Director Note: "Robert has spoken at our meetings in the past and has been incredibly prescient in accurately predicting California Real Estate Market trends. Don't miss his insight at this months meeting…"

***********************************************

The Campbell Method: A Proven Timing
System that Tells You EXACTLY When to Buy
and Sell Real Estate to Make Maximum Profits!

Dear Real Estate Investor:
Imagine for a moment how you would feel if you could predict major turning points in the real estate market.

Suppose somebody handed you a 21-year time-tested system that would tell you ahead of time when property values were going to hit a peak … and then when prices were going to hit bottom years later.

If you could anticipate these kinds of critical real estate events in advance … then not only could you make spectacular profits, but you could protect your money as well.
Sounds pretty amazing, doesn't it?

Actually, it's not. The real estate market does signal its future intentions if you know where to look.
Hello. My name is Robert Campbell and I wrote Timing the Real Estate Market to help both professionals and ordinary people make the most money in real estate with the least amount of risk. I also have my web site; www.realestatetiming.com Based on a major breakthrough in tracking and predicting real estate trends, my book reveals the real estate timing technique that I call The Campbell Method .

As far as I know, The Campbell Method is the only proven method in the world that shows how to accurately anticipate upcoming changes in your local real estate market.

What this means is that when you read Timing the Real Estate Market , you are going to learn how to make – and protect – your fortune in real estate in the same way that J. Paul Getty, the Rockefellers, Warren Buffett, and other super-rich investors made their fortunes: by focusing on WHEN to buy and sell.

It's true. When it comes to making money in real estate, nothing beats good timing.

The reason that The Campbell Method is going to change the way you think about how to buy and sell real estate is that I share my truly remarkable discovery of five key real estate indicators. I call them "Vital Signs," and they're able to predict the peaks and valleys of real estate cycles with an almost uncanny accuracy. As "leading indicators" to what's looming on the horizon for real estate prices, these Vital Sign indicators act like windows into the future, giving you advance notice of approaching trend changes from three to six months before they become obvious to the general public.

Author's Note: Timing the Real Estate Market is used at the University of San Diego by Professor Elaine Worzala. The class: Real Estate Investment. "The logic behind these Vital Sign indicators is air-tight," says Professor Worzala. "I'm very impressed, and my students love your book."

Copies of Timing the Real Estate Market will be available for purchase and autograph by Robert Campbell at the meeting.


 

BAWB Thursday November 19th 2009 Meeting

jasonSPEAKER: Jason Clemens, Director of Research, Pacific Research Institute

- The "Golden State" is experiencing a world of hurt right now...

- Some Politicians feel that we must raise taxes in order to continue to operate

- Businesses are leaving, People are leaving, and the economy is stagnant

- What makes for "good policy" that will once again create a postive business 
climate in California?

- Is there really true Taxation with Representation for Californians? 

Don't miss this months insightful meeting about our State and Where we may be heading...

About Jason Clemens:

Jason Clemens is the Director of Research at the Pacific Research Institute. He also directs strategic planning and budgeting for the Institute. Prior to joining PRI he held a number of positions at the Canadian-based Fraser Institute over a ten-plus year period, including the director of research quality, resident scholar in fiscal studies, and the director of strategic planning and budgeting. He has an Honors Bachelors Degree of Commerce and a Masters' Degree in Business Administration from the University of Windsor as well as a Post Baccalaureate Degree in Economics from Simon Fraser University.

He has published over 50 major studies on a wide range of topics, including taxation, government spending, labor market regulation, banking, welfare reform, productivity, entrepreneurship, public choice economics, and economic prosperity. He has published over 200 shorter articles, which have appeared in such newspapers as The Wall Street Journal, Investors Business Daily, The National Post, The Globe & Mail, and all major daily papers in Canada as well as in major U.S. papers and websites such as the Washington Post, L.A. Daily News, San Francisco Chronicle, San Diego Union-Tribune, Detroit Free Press and Detroit News, Pittsburgh Tribune-Review, Sacramento Bee, Human Events, Townhall.com, and the Flash Report. Mr. Clemens has been a guest on numerous radio and television programs across Canada and the United States, including ABC News. He has appeared before committees of both the House of Commons and the Senate in Canada as an expert witness and briefed state legislatures in California. In 2006, he received the prestigious Canada's Top 40 Under 40 award presented by Caldwell Partners as well as an Odyssey Award from the University of Windsor.

 

DON'T WAIT - REGISTER TODAY FOR UPCOMING WORKSHOP!

Tell The Recession to Take a Hike!

Attend the UPCOMING Taxes & Tidings Workshop

Creative Deal Structuring & Keeping the Tax Man from Coming...

Saturday November 14th, 2009 - South San Francisco Conference Center

Making Real Estate Deals Work in Today's Market

Featuring John Groom & Michael Morrongiello

A CPA who is in the Real Estate "game" and a True Real Estate & "paper" guru teaching together for the first time.


 

BAWB Thursday October 15th 2009 Meeting

WHAT's WORKING IN TODAY's MARKET

Join us for a discussion about what other investors are doing in today's topsey turvey marketplace.

Is the Recession Over?
Have we reach a strategic Bottom...?

What are Investors doing today?

Are they sitting on the sidelines with a Deer in the headlights look? stuck in Neutral...Or are some working Pre-Foreclosures? Foreclosures? REO's?, Short Sales, Divorce or Probate leads? Private Party Sellers?, Repairing Credit,
Fixing & Flipping, etc.

WHO are they renting to? WHO are they Selling to?

How Hard is it for buyers and sellers and investors to obtain financing?

This promises to be a very informative meeting and your chance to ask questions
of our panel and the audience.

Don't Miss it!

Tell The Recession to Take a Hike!

Attend the UPCOMING Taxes & Tidings Workshop

Creative Deal Structuring & Keeping the Tax Man from Coming...

Saturday November 14th, 2009 - South San Francisco Conference Center

Making Real Estate Deals Work in Today's Market

Featuring John Groom & Michael Morrongiello

A CPA who is in the Real Estate "game" and a True Real Estate & "paper" guru teaching together for the first time.  


BAWB Thursday September 17th 2009 Meeting

moneyShow Me the Money! - 2009

Its a new day and age in the world of Real Estate Finance.

Proper and timely funding is the grease the "squeaky wheel" continues to need in order for properties to continue to be bought and sold and for any chance of a housing recovery to take hold.

With mortgage lending activities severely restricted and the availabiltiy of funds for both buyers and sellers limited- this months meeting involves a panel of several different lenders who offer different niche lending programs that cater to activities such as:

* Fixer Upper Loans - both from an institiuional lender standpoint and from a private money lending vantage point.

* First Time and current Home buyers FHA, VA, and Conventional financing programs.

Does Title seasoning of ownership matter?

What about the new HVCC- Home Valuation Code of Condut appraisal rules?

What are the various down payment and qualifying criteria?

* Investor loan programs for the investor looking both Purchase and also Refinance Non Owner Occupied Investor properties

*dollar Short & Long Term Private Money lending

* Hard Money- Asset based Lending

Its important to be aware of what is out there in the marketplace as it may affect you - regardless of whether you are an investor looking to acquire properties or to pull cash out through refinancings, or a seller seeking to get cashed out upon the resale of one of your properties.

Join us for what promises to be a very informative meeting.

 

 

 


BAWB Thursday August 27th 2009 Meeting

Steve.jpgSteve Dexter

Investor, Mortgage & Foreclosure Expert, Educator, Author of; "Real Estate Debt Can Make You Rich" & "Prospering in the Rising Wave of Bank Foreclosures"

Beat the Banks- Prospering during the Tsunami wave of Bank Foreclosures

Who is Steve Dexter?

Steve is an invited expert commentator for CNN/Money, CBS Radio, Fox TV and numerous other newspapers and media outlets.Steve_book.jpg

 

Here's what others are saying:

Great advice about foreclosures…Steve Dexter is the expert on everything foreclosure, and reveals how to profit in today's volatile market."-Jaclyn Kessler, publisher, Creative Real Estate Magazine

"If you ever wanted in on the real estate market, buy this book and start using Steve Dexter as your guide"- Kenn Ricci, author of "Management by Trust"

"This book is gold-a how to that can help you start making money as fast as you can open it up and start turning the pages."- Christopher Cerda, author of Serious Money Investing

"If you want a solid, professional system from somebody who has actually done what he's talking about, then Beat the Banks is for you- Said Darwazah, author of Building a Global Success

He is an active real estate investor and owns 27 investment houses in Southern California and around the country. Steve Dexter continues to offer mentoring to hundreds of investors across the nation. He teaches courses in investing and real estate finance at colleges across Southern California. He writes a free bi-monthly E-Newsletter, "Economic News You Can Use". He has been a distinguished speaker at the Harvard Business School, Harvard Law School and their Graduate School of Design and has mentored many of their students about entrepreneurship and real estate investing. He also has spoken at Northwestern University's Kellogg School of Business Management located in Chicago. Steve's has just finished his second book, "Prospering in the Rising Wave of Bank Foreclosures" which can be purchased on Amazon or his website, www.moneyforeclosures.com

 He is author of the book "Real Estate Debt Can Make You Rich" published by McGraw-Hill. The book was rated one of the top 5 real estate books of the year by Bob Bruss, a nationally syndicated columnist of the Washington Post Media Group.



BAWB Thursday July 16th 2009 Meeting

A Two Part Program;

Part 1-

Wholesaling Properties for Profit

A Panel Discussion about how to effectively find, negotiate, tie up, finance, and then WHOLESALE properties for Quick Cash Profits

Part 2 -

"Getting Rich in today's market with bank-owned Foreclosures and ‘Rent-Smart' Lease Options"

Presented by Andy Heller of Regular Riches: Real Estate Riches for Regular People

Don't Miss the Follow up FULL DAY WORKSHOP
Sat. July 25th in San Francisco

There will be a Follow up FULL DAY Workshop on Saturday July 25th, 2009 - held in San Francisco with Andy Heller - the cost to attend is as little as $49.00 - and we have (2) two valuable FREE Bonuses for you if you Pre-Register. For more details about the workshop and to register please click here. 

aaAbout Andy Heller:

Andy Heller is a nationally recognized real estate expert, and has been interviewed and prominently featured in respected publications including Kiplinger, WallStreetJournal.com, TheStreet.com, Personal Excellence, Money Magazine, and MarketWatch.com.

There are literally hundreds of wealth-building strategies available for real estate investors. Some are more lucrative than others, and many are simply way to much work for the money that an investor hopes to make. Fortune Magazine is arguably the leading magazine in North America today that teaches people how to make money. "Regular Guy" Andy Heller, will show you why of the hundreds of wealth-building formulas, Fortune Magazine recommended Andy Heller's "Buy Low, Rent Smart, Sell High" strategy among the top five recommended strategies for real estate investors. 

Andy and his story will inspire and connect with you, as it is a "regular guy" get rich story. Like so many of us, Andy started investing part time, pulling aside a few hours each week for his hobby. The lack of success of Andy and his partner Scott's "buy and flip" plans led them literally by accident to a goldmine called buy low, rent smart, sell high.

When Andy and Scott found buying properties from distressed sellers to be tedious, hard work, and depressing they discovered by accident a hidden gem in the foreclosure process…BANK OWNED REAL ESTATE. With bank-owned real estate an investor is able to purchase MULTIPLE PROPERTIES from single sources, without emotions, and with clean and clear title.

Once purchased, when Andy and Scott were then unable to flip their first home after 9 months on the market, they modified the typical lease/purchase deal to come up with their unique rent smart and sell high formula. Their SHORTEST lease is 3 years, and each of their tenants (gladly) accepts responsibility for repairs and maintenance. High turnover, nightmare tenants, and lengthy vacancies are non-issues when you "rent smart"

How profitable is their formula? The last home Andy and Scott sold required about 20 hours of effort, and netted a profit of $57,400. That is $2,870/per hour. But don't leave your day job just yet. Come hear Andy speak and he will cover:

• Why today's COOLING market is a RED HOT opportunity for investors

• Buying Low: Learn about the untapped fortunes with bank-owned real estate

• Why especially today bank owned properties offer investors of all means unlimited deals

• WHY ESPECIALLY TODAY AN INVESTOR CAN MAKE ENOURMOUS PROFITS BUYING 
BANK-OWNED FORECLOSURES!!!

• Why bank-owned properties may be the best SOURCE for investors who have limited cash
and/or credit

• How to calculate the EXACT price you need to buy properties at in order to maximize
your profits

• What types of properties can you buy from banks

• Why a MOTIVATED tenant is the key to landlording fortunes

• How the "typical" lease options minimize, not maximize, an investor's profits

• How to make a fortune in real estate AND help your tenants at the same time

• How to sell for top dollar WITHOUT paying real estate commissions

• Achieve your REGULAR RICHES: Real estate fortunes for regular people…without the hassles

Andy will explain why the "Buy Low, Rent Smart, Sell High" strategy is specifically positioned to take advantage of two dominant characteristics of today's real estate market. First, on the buying end, we are seeing record foreclosures, and the lucrative post-foreclosure market has been their favorite hunting ground for deals for close to 20 years. Secondly, on the marketing end, their unique lease/purchase strategy positions today's investor to take advantage of a rapidly strengthening rental market.

 


 

BAWB  Thursday June 18th 2009 Meeting

 "Investing in Non-Performing Bank Notes – Catch a Falling Knife?"

When a lender's loan stops performing or defaults all sorts of headaches can arise. However their bad news creates tremendous opportunity for the savvy investor. Visit with us this evening to get an introduction into the world of sub-performing and non-performing "paper"

• Are you invested in non-performing notes today? (Are you sure?) • Mutual funds, Toxic Assets, and you – how you may already be invested  inToxic Assets – you just don't know it • How to "unlock" these Toxic Assets and control them for profit • Case studies on investing in non-performing notes • How to get started buying non-performing notes from banks SPEAKER: Investor, Author, Dean Engle

About Dean Engle:

Mr. Engle is an investment manager focused on residential distressed debt investments. He has over 10 years experience in financial services, and has managed or brokered over $26MM in non-performing residential mortgages. Mr. Engle is CEO of Note Portfolio Advisors, LLC, where he has responsibility for acquisitions and underwriting.

Earlier in his career, Mr. Engle worked as a retail bank strategist at JPMorganChase. He began his career in finance as an associate at the Mitchell Madison Group, a New York-based management consulting firm, in 1998.

Mr. Engle received a B.A. (with Honors) in English from Dartmouth College, and an M.A. in International Economics from John Hopkins' School of Advanced International Studies. He is a Fulbright Scholar.


 

 

May 2009:

THE BLOCKBUSTER WORKSHOP EVENT OF THE YEAR!

a


BAWB  Thursday May 28th 2009 Meeting

IMPORTANT NOTE: This months meeting is not being held at the Mill Valley Community Center - Please Note the Special Event & Location This months Regular BAWB monthly meeting is being held the evening before the Blockbuster Cash Flow Workshop Event with Jack Miller, Peter Fortunato, and John Schaub in San Francisco and will be held as a kick off event to this Historic workshop at the Holiday Inn Golden Gateway Hotel at 1500 Van Ness Ave., San Francisco, CA 94109 - Hotel Direct # 415-441-4000

WHICH IS THE BETTER INVESTMENT?

Owning REAL ESTATE Vs Owning the "PAPER" secured by the Real Estate What should you choose to invest in EQUITY or invest in DEBT?

In the Stock market you have Stock or Equity Investors primarily seeking growth and some income and Bond Investors who seek a coupon clipping return on their invested capital.  Well equity (owning the property) and debt (owning the Mortgage on the property) also exists in the Real Estate Investment arena. Do you like to deal with Tenants & Toilets & Management? or do you favor a more passive management free income stream?We have quite a battle planned for tonight where Jack, Pete, and John - our Master "Deal Makers" will make their case for WHY one type of investment is far better than the other. This is a MUST Attend Meeting! Listen & Learn from the Collective Wisdom of;Jack Miller, Peter Fortunato & John Schaub Each of them will share with you their thoughts on why they may favor one type of investment over the other...HINT: They don't always agree It promises to be a lively, spirited, and informative discussion you simply do not want to miss. REMINDER: Special May 28th 2009 only Meeting location:Holiday Inn Golden Gateway Hotel1500 Van Ness Ave.

 San Francisco, CA 94109 - Hotel Direct # 415-441-4000

 


 

 

BAWB  Thursday April 16th 2009 Meeting

TOPIC:

HOW TO HIRE A $50,000

PER YEAR ASSISTANT

WHO PAYS FOR THEMSELF

SPEAKER:

Author, Investor, Educator, Creator of Key Elements Training;

ALAN BRYMER

 

A Personal Assistant – Who Pays Their Own Salary

Most entrepeneurs, business owners, and investors know how to buy and sell, but find that their business and also investing in real estate is taking over their free time and running them ragged.

Alan Brymer is the only speaker whose sole focus is to show business owners and real estate investors how to cut the number of hours they work by 50-80%, while doing more deals with less hassle. The key is having systems, and having someone in place to take care of the myriads of time-consuming phone calls and busy work for you.

Alan teaches a system of strategies designed to help any business owner or investor, whether new or experienced, to hire and train an assistant to run their errands, make their calls, run their marketing campaigns, find them deals, sell their houses, and more. The techniques Alan covers will…

 

• Let you work HALF as much – or get twice as much done – with less effort

• Cut your working hours down by 50-80% each week, and

• Allow you to do ONLY the work that YOU want to/can do – so you can have a life again!

 

 Here's just a sampling of the important topics covered by Alan in his presentation:

• Sure fire, inexpensive ways to attract hundreds of the right kind applicants

• Tips that zero in on separating the diamonds from the duds, so you are left with only the most qualified

• How to get an assistant who will do personal errands for you as well as business tasks

• How much should you pay an assistant, and how? Hourly? Salary? Commission?

• What kinds of things can they do for you?

• At what point of your business do you recommend getting an assistant?

• The amazing secret of having an assistant that makes you several times more money than you are paying them.

• The pros and cons of hiring someone in your town vs. another state, or even another country

• How to professionally manage people to minimize headaches and hassles, so your business flows smoothly and efficiently.

• How to train your assistant in the least amount of time and get the very the best results.

• How can I learn to LET GO and not be a control freak?

• Independent Contractors vs employees…And MORE!

How many business owners and investors got into business or real estate so they could retire early, travel the world, or live a comfortable life? And how few are actually doing that now?

Business owners and Investors want to know how to get the things they want most out of life, and that is exactly what Alan teaches. And, that's exactly why people must learn about The Assistant Who Pays Their Own Salary.

This is a VERY valuable presentation you don't want to miss.

Who is Alan Brymer?

Alan Brymer is the creator of The Assistant Who Pays Their Own Salary and the Founder and President of the Utah Valley Real Estate Investors Association. He has been a full-time investor since his first property at the age of 22. By creating a structured, organized approach to his business, Alan has raised millions of dollars in private funding and has become an expert in creative real estate transactions.

Alan's real estate investment company was named by the Utah Valley Entrepreneurial Forum as one of the "Top 25 Companies Under Five Years Old."  Competing companies were judged based on profit, growth, funding, job creation, and job quality.

He is a frequent guest expert for the news media, having made TV appearances on KSL's Studio 5 Morning Show, iProvo, and Spotlight with Dana Robinson. He has also been published or highlighted in The Salt Lake Tribune, Deseret Morning News, The Daily Herald, Utah Business Magazine, Connect Magazine, The Provo/Orem Chamber Insider, Intermountain Investor, Mortgage Mag Weekly, The Scotsman Magazine, Utah Valley Business Quarterly, and The Salt Lake Enterprise.

In addition to his real estate experience, Alan is an expert at systemizing businesses to run without the owner.  Like many, he attended seminars and bought courses but found that while the techniques of real estate are frequently taught, there were no courses that showed how to streamline and run a business in the level of detail and freedom that he was searching for.

He began to develop systems for his own real estate business, which has allowed him to do more deals in less time each month. He has incorporated these into his consulting and is now presenting them as complete systems modules.  Today, serious real estate investors can, for the first time, take their investing to the next level with the world's first system designed to streamline the real estate investing business and increase profitability.

 


 

 
BAWB
Thursday March 19th 2009 Meeting

Topic:

The Age of Obama...

Whose Taxes will Dip or Rise under the new Tax Proposals...

 

*Tax cuts and Tax increases

*Tax rate increases to as much as 39.6%

*Expanded Tax credits for families, individuals, college expenses

*Where will capital gains Tax rates go

 

What you need to know about Taxes-

From Real Estate to Your Income.attorney_stephen.jpg

 

 

Speaker:
Steve Moskowitz, Tax Attorney

Undoubtedly you've heard Steve on the Bay area radio airwaves. His law firm specializes in all types of taxation matters. Visit with us this evening to listen and learn from his years of insight and expertise about:

  Bankruptcy Options and Strategies
•  When you can't pay the IRS or State of California - What to do?
•  Real Estate Losses are substantial
•  Using the treat of bankruptcy
•  How to survive an audit with sanity
•  How to manage your Real Estate and finances with regard to taxes
•  Q & A on areas chosen by the audience

About the Speaker:

Steve Moskowitz, is the Senior Partner of the Law Offices of Stephen Moskowitz, LLP, located in the Financial District in San Francisco, California.  The law firm representing clients with individual and business tax matters at a local or national level, as well as, representing clients with International tax matters. 

For over thirty years, Steve has successfully helped tens of thousands of clients with tax representation and resolving any and all types of tax situations that can arise with Federal or State taxes.  His services include Audit Representation, Tax Planning, Preparation of Current and Delinquent Tax Returns, Tax Disputes, Criminal Tax Representation, Defense of Money Laundering, Tax Levy Release, Defense of Investors and Promoters of Offshore Tax Shelters, Payroll or Sales Tax Disputes and International Tax Planning and Representation.

Steve has earned all his degrees with Honors; including a Bachelors Degree in Accounting from Drexel University in Philadelphia, PA., an M.B.A. from New York University in New York City, a Law Degree from New York Law School and an Advanced Law Degree specializing in Tax from Golden Gate University Law School in San Francisco, CA.  
Steve's licensing includes the State Bar of California, the State Bar of New York (inactive), CPA (New York-inactive), United States Tax Court, U.S. District in all Districts in California, Federal Court of Claims, Federal Appeals Court and U.S. Supreme Court.

Some of Steve's accomplishments include articles featured in several publications on the subject of How to Reduce your Taxes, Avoiding Tax Return Preparation Penalties, Tax Aspects of Financial Planning and Hong Kong Revenue Law to mention a few.  Steve has conducted countless seminars on such topics as the Tax Aspects of Financial Planning, Legal Liability of Certified Public Accounts, and Tax Planning for Small Business, Tax Saving Through Year-End tax planning and taxation of Individuals.

Steve's media accomplishments include seven years as the Fox TV-Bay Area Legal Analyst, hosting his own Talk Show on KNBR Radio-San Francisco and numerous appearances on Bay Area radio and television stations.  Steve speaks on all legal and tax issues.

Steve taught for eight years at Golden Gate University in San Francisco as well as the University of San Francisco.

 


 

BAWB Thursday February 19th 2009 Meeting

TOPIC:

Strategies For Growing Your Home Renovating Business
Buying and Selling Houses in a Down Market

robynthompson_1.jpgSpeaker; Robyn Thompson

"The Queen of Rehab"

 


Robyn became financially independent renovating houses, and you can do the same;however, if you aren't prepared, the process can become completely overwhelming...

Many real estate investors shy away from the "ugly" house business because they fear hiring contractors and tradesmen. However the BEST deals whether they are from REO lenders or private party sellers are typically found where a property needs lots of fix up work.

We have all heard the horror stories of rehabbers who loose their shirt because a contractor took them to the cleaners, they did not properly estimate the costs for materials and labor, or forgot about the invariable unknowns.

Learn how the beginning novice real estate investor and even the seasoned pros make
correct choices when tackling a renovation project.

How to engage your "Team"; contractors, and tradesmen so that they are hard working team players that get the job done on time, on budget and at a high standard of quality.

*********************************************************************************

Who Is Robyn Thompson?

Robyn Thompson is the nations leading expert on buying, renovating and selling homes for huge chunks of cash and is known throughout the United States and Canada as "The Queen of Rehab".

After spending 9 years working a dead end corporate job, Robyn realized that her hard work and dedication for IBM was not going to provided financial independence.  She walked away from her secure paycheck and never looked back.

Over the past 11 years since Robyn left IBM, she has bought, fixed and sold 260 homes with price ranges as low as $8,000 to as high as $4,000,000.  She has spent as much as $2,100,000 in labor and materials in one year to renovate properties with more than 22 contractors working full time to take the ugly homes she bought and turn them into little castles at lightening speed.

Robyn will be sharing her strategies on: 1) How to find the profitable homes that need to be renovated, 2) How to find and control the contractors to get the job done and 3) Selling houses quickly for huge chunks of cash.

Robyn has taught thousands of students throughout the United States how to become financially independent. She has shared the stage with Donald Trump, Dr Phil, Mark Victor Hansen, Ron LeGrand, Marshall Sylver & many more legends.

Robyn uses her success in the real estate business to help those less fortunate. The most recent construction project that Robyn completed was an orphanage in Haiti for 165 children that opened on February 21st, 2007.

**********************************************************************************

Robyn Thompson -

"The Queen of Rehab" FULL DAY WORKSHOP

Buying & Selling Houses in a Down Market

Learn How to put $20,000 Cash in the Bank each month,

Finding, Fixing, & Flipping the Right Properties in today's Marketplace.

Robyn will be conducting a FULL DAY Workshop on Sat. 2-21-2009 at the
South San Francisco Airport Conference Center you don't want to miss.

For more information about the workshop, a workshop brochure,
and registration form please click here.

FREE PRE-REGISTRATION BONUS

 

 

Pre- Register for the Workshop by Monday February 16th, 2009 and receive as a
FREE pre-registration Bonus Robyn's recent report; "Selling Houses in a Down Market".

For a copy of Robyn's report; "Nine Strategies for Growing your Home Renovation Business" please click here


BAWB Thursday January 15th 2009 Meeting

Start off the New Year Informed –listen and learn from our own industry expert…

Speaker: Author of Timing the Real Estate Market, Statistician, & Investor; Robert Campbell

Topic: 2009 Housing Forecast -What Will Happen & Why

Program Director Note: "Robert has spoken at our meetings in the past and has been incredibly prescient in accurately predicting California Real Estate Market trends. Don't miss his insight at this months meeting…"

***********************************************

The Campbell Method: A Proven Timing
System that Tells You EXACTLY When to Buy
and Sell Real Estate to Make Maximum Profits!

Dear Real Estate Investor:

Imagine for a moment how you would feel if you could predict major turning points in the real estate market.

Suppose somebody handed you a 21-year time-tested system that would tell you ahead of time when property values were going to hit a peak … and then when prices were going to hit bottom years later.

If you could anticipate these kinds of critical real estate events in advance … then not only could you make spectacular profits, but you could protect your money as well.

Sounds pretty amazing, doesn't it?

Actually, it's not. The real estate market does signal its future intentions if you know where to look.

Hello. My name is Robert Campbell and I wrote Timing the Real Estate Market to help both professionals and ordinary people make the most money in real estate with the least amount of risk. I also have my web site; www.realestatetiming.com Based on a major breakthrough in tracking and predicting real estate trends, my book reveals the real estate timing technique that I call The Campbell Method .

As far as I know, The Campbell Method is the only proven method in the world that shows how to accurately anticipate upcoming changes in your local real estate market.

What this means is that when you read Timing the Real Estate Market , you are going to learn how to make – and protect – your fortune in real estate in the same way that J. Paul Getty, the Rockefellers, Warren Buffett, and other super-rich investors made their fortunes: by focusing on WHEN to buy and sell.

It's true. When it comes to making money in real estate, nothing beats good timing.

The reason that The Campbell Method is going to change the way you think about how to buy and sell real estate is that I share my truly remarkable discovery of five key real estate indicators. I call them "Vital Signs," and they're able to predict the peaks and valleys of real estate cycles with an almost uncanny accuracy. As "leading indicators" to what's looming on the horizon for real estate prices, these Vital Sign indicators act like windows into the future, giving you advance notice of approaching trend changes from three to six months before they become obvious to the general public.

Author's Note: Timing the Real Estate Market is used at the University of San Diego by Professor Elaine Worzala. The class: Real Estate Investment. "The logic behind these Vital Sign indicators is air-tight," says Professor Worzala. "I'm very impressed, and my students love your book."

Copies of Timing the Real Estate Market will be available for purchase and autograph by Robert Campbell at the meeting.

 


Meetings in 2008

Thursday December 18, 2008

This is our final meeting of the year!

DON'T MISS OUR DEAL OF THE YEAR HOLIDAY GATHERING

This is always judged by our attendees to be one of the BEST meetings we have all year. It's a great way to learn what others are doing, the genesis of their individual transactions, and more importantly where the profit centers are...you'll be amazed at how many different perspectives to doing a deal there are.

This also will be a great meeting to get to better know your fellow attendees. Come join us for a festive time of the year meeting that will feature some refreshments, wine, finger foods, and Holiday cheer in an open forum setting. You are invited to bring your spouse or a loved one for a night out and to better see what our meetings are all about.

Do you know of a BAWB member who did a Killer deal this past year?

Nominations are encouraged for our annual "BAWB 2008 Deal of the Year" awards.

Click here to obtain one of the nomination forms which can be sent in.

Each of the selected nominees will tell us their "deal story" which promises to be informative and fun. It's been an incredible year filled with change, tough lessons, and successes. We hope some of you will share a hard lesson or success from the past year.

 

 

Thursday November 20, 2008

A TWO PART PROGRAM

PART ONE

Don't miss this revealing meeting!

CHAIN OF BLAME
How Wall Street Caused the Mortgage and Credit Crisis
by Paul Muolo and Mathew Padilla


 

The true extent of Wall Street's role in the current mortgage and credit crisis is revealed for the first time by authors Paul Muolo and Mathew Padilla, two acclaimed journalists who have long tracked the financial industry. In CHAIN OF BLAME: How Wall Street Caused the Mortgage and Credit Crisis (Wiley; $27.95; July 2008, Hardcover), the authors spin a tale of greed and recklessness all around Countrywide Chief Angelo Mozilo, whom Muolo has known for 20 years. Going behind the scenes of Mozilo's dramatic rise and fall, the book outlines his love-hate relationship with The Street, and how he paved the way for mortgage banking firms to use loan brokers who had "no skin" in the lending game. The idea was to fund loans as quickly as possible and securitize them through Wall Street. It was then Wall Street's job to transform the mortgages into "investments" and find people (sometimes suckers) to buy them. The whole system became concerned with one thing: earning a commission.

Muolo and Padilla chronicle this disaster, and explain in detail what went wrong at the nation's top subprime lending institutions including Countrywide, and non-banks such as New Century Financial, Ameriquest Mortgage and its sister firm, Argent Mortgage, the latter two of which were owned by the late Roland Arnall, former ambassador to the Netherlands, and a large political donor to the George W. Bush. (Many of the nation's largest non-bank subprime firms were backed by such Wall Street giants as Bear, Stearns, Credit Suisse, Merrill Lynch, Lehman Brothers and Greenwich Capital, among others.

 

 

 


Revelations from CHAIN OF BLAME include the following (and more):

  • Wall Street firms like Merrill Lynch and Bear Stearns were using sweat shop contract underwriting firms to review billions of dollars worth of mortgages from 2004 to early 2007. Some workers interviewed by Muolo and Padilla believed the edict was to review one loan an hour or never get called again for a job.
  • Some workers told the authors that certain supervisors working for the contract underwriting firms of Clayton Holdings and the Bohan Group changed the ratings on loans to please their Wall Street clients. At the same time Wall Street supervisors didn't seem to care too much about quality because they were more interested in quantity: they had loans to securitize and bond investors to sell those securities too-especially overseas.

  • The inside story of went wrong at Angelo Mozilo's Countrywide Financial, the nation's largest home lender.

  • How various lenders kept lists (such as Countrywide's "Friends of Angelo's") in order to give special concessions and deals to influential people

  • An inside look at the rise and fall of the Bear Stearn hedge funds, based on subprime assets, created by Ralph Cioffi and Matthew Tannin who currently face federal prosecution.

  • How America's subprime debacle sparked a worldwide credit crisis.

  • Which reputable Wall Street firms couldn't resist the gold rush despite growing evidence that subprime delinquencies were growing.

  • What led to the rise and fall of Ameriquest Mortgage, the nation's largest subprime lender.

  • The first definitive history of subprime lending in America with juicy details about how this business started out with 'Repo Men' throwing bald grannies out of their homes.

  • The reasons why it could be a full decade before the U.S housing market recovers from the losses and price declines of the past 18 months.

CHAIN OF BLAME is a sweeping, narrative of greed run amok, one that has not come down the pike since James B. Stewart's Den of Thieves and Michael Lewis's Liar's Poker.

About the authors:

Paul Muolo is the co-author of the bestselling "Inside Job: The Looting of America's Savings and Loans." He is the executive editor of National Mortgage News, which won a Polk Award in 1990 for its reporting on the S&L Crisis. His freelance work has appeared in The New York Times, The Washington Post, Barron's, Playboy, and various other publications.

Mathew Padilla (Santa Ana, CA) is a business reporter for The Orange County Register and a regular business news commentator on KOCE and KDOC television. His work on the subprime crisis was recognized by the Society of American Business Editors and Writers and was nominated for a Pulitzer Prize. He also hosts the popular Mortgage Insider blog website, which has been featured on CNBC, MarketWatch, and Editor & Publisher.


Copies of the book will be available for purchase and autograph at the meeting.


Thursday October 16th 2008

Topic:

CONFESSIONS OF A REAL ESTATE ENTREPRENEUR

WHAT IT TAKES TO WIN IN HIGH-STAKES
COMMERCIAL REAL ESTATE

SPEAKER: Author, commercial Real Estate Attorney, Real Estate Broker and investor;

James A. Randel


Everything You Need to Know To Make It Big In Real Estate

Confessions of a Real Estate Entrepreneur: What It Takes to Win in High-Stakes Commercial Real Estate will be of great interest to anyone interested in real estate or entrepreneuring. Full of real-world wisdom from successful investor James Randel, this discussion will be packed with detailed examples of real-life deals, demonstrating strategies to help you avoid the mistakes that Randel and other investors learned the hard way.

Randel is NOT a get-rich-quick, no money down proponent. His approach to the accumulation of wealth, using real estate, is aggressive and creative but by no means, risk-free. Inside you'll learn first hand lessons and secrets about:

  • Researching properties
  • Financing strategies that maximize your buying power
  • Legal terms, issues, and conditions you should understand
  • Profiting through option agreements
  • The most vital skills for real estate success

Below are two endorsements written by leaders of two of the largest commercial real estate companies in the United States:

"I've tracked Jimmy's incredible run of successful real estate investments for 20 years and more recently invested very profitable with him. His latest book, Confessions of a Real Estate Entrepreneur, provides all the tools for analyzing, buying, improving and profiting from the investment in income producing properties. It is a must read for anyone interested in real estate investing."
Jeff Dunne, Vice Chairman, CB Richard Ellis.

"Jim Randel's book, Confessions of a Real Estate Entrepreneur, expounds on all of the exciting elements of commercial real estate. Jim's focus on the building blocks, the creativity and the strategy of deal making gives its readers a front row seat into this high stakes, and richly rewarding game. I have completed many transactions with Jim and have found his excerpts to be a true and readable accounting of just some of his dealings. For all the real estate professionals who work for me, this is a must read."
Jim Fagan, Managing Director, Cushman & Wakefield.

Don't Miss this outstanding evening and a chance to listen and learn from the author of the book; Confessions of a Real Estate Entrepreneur - the book that the late Bob Bruss reviewed and stated;

"Hidden under that shell is one of the best real estate investment books I've ever read. On my scale of one to 10, this unique book rates an off-the-chart 12…."

To Read the entire Bob Bruss book review click here

Who is James A. Randel?

JAMES A. RANDEL
Commercial Real Estate Attorney, Real Estate Broker, Investor

Jim Randel is a graduate of the Columbia University College and Law School. Since graduating law school, he has been buying/selling, brokering and lawyering real estate deals. His earliest ventures relied on creative financing partnerships. With time, he moved into more aggressive real estate strategies. Today Randel is a leader in "added value" investing,
an approach to real estate that attempts to boost the value of a property well beyond normal appreciation or inflation. His strategies have been followed by many investors around the country.

Randel is also the author of two books. His first book, THE REAL ESTATE GAME AND HOW TO WIN IT, was published in March of 1985. His second book, CONFESSIONS OF A REAL ESTATE ENTREPRENEUR, came out in January, 2006 and demonstrates commercial real estate investment strategies through examples of detailed real-life deals.

Randel has also been a daily commentator on real estate issues on television and has spoken at national real estate conferences around the United States, including Harvard Business School.


And don't miss the exciting Peter Fortunato's exciting October Workshop:

Taught for First Time in over a Decade on the West Coast! - Don't Miss this Opportunity to learn from the Master Dealmaker

Peter Fortunato's Real Estate Acquisition Techniques Class

Peter will present (2) two days of lecture and discussion, with case studies, regarding the acquisition and control of Real Property. Questions & Discussion are encouraged!

PRE - REGISTER TODAY for the Upcoming BAWB sponsored
FULL DAY WORKSHOP - Saturday & Sunday October 11-12

For more information on this fabulous workshop event please CLICK HERE!


Thursday September 18, 2008

Speaker: Master Dealmaker; Peter Fortunato

TOPIC: Real Estate Acquisition Techniques

In what may represent one of the greatest buying opportunities in ones lifetime to creatively acquire or control Real property which will produce income, growth, and lifestyle for you and your family for years to come - don't miss this opportunity to listen and learn from the Master Dealmaker himself;
Peter Fortunato

Whether you're just starting out or consider yourself a seasoned pro you don't want to miss month's meeting and the follow up Saturday and Sunday workshop.

Invite a friend, associate, family member or loved one for a wonderful evening out of education, discussion, and networking.

Pete will outline his views about:

* Capitalism and Freedom

* The subjectivity about Value for property

* What do you want?
Income, Growth, Tax Benefits, Amortization, Management, or Use?

* Why the statement; "I need Cash…" is often a BIG lie

* How to get started

* Equity Financing and Equity Participation agreements

* How to involve other investors, family and friends in your investments

* Why non institutional financing is far better than "off the rack" financing

* Dealing with Promises to Property

 

 


Thursday August 14, 2008

Speaker: Steve Moskowitz, Attorney, CPA


 

TOPIC: Winning on your Taxes

Undoubtedly you've heard Steve on the Bay area radio airwaves and seen him on TV. His law firm specializes in taxation matters and negotiation with the IRS. Visit with us this evening and learn from his expertise about;

* What Real Estate investors need to know about their investments and taxes?

* What happens if you don't file or file truthfully

* Audit trigger issues and preparedness

* IRS penalties and defenses

* And so much more…


About the Speaker:

Steve Moskowitz, is the Senior Partner in the Law Office of Steven Moskowitz, LLP, located in San Francisco, California. Steve Moskowitz, LLP, also represents clients with local, national and International needs.

The Steve Moskowitz tax law firm specializes in civil and criminal business and individual tax law. For over thirty-five years, Steve Moskowitz has successfully helped thousands of clients with tax representation and resolving different types of tax situations that can arise with the IRS or State. His services include Criminal Tax Representation, Audit Representation, Civil and Criminal Representation, Tax Planning, Current and Delinquent Tax Returns, Tax Disputes, Money Laundering, Tax Levy Release, Offshore Tax Shelter, Employment or Payroll Taxes and International Tax Representation.

 

The Steve Moskowitz tax law firm includes a professional staff of attorneys, certified public accountants, paralegals and administrative assistants.

Steve Moskowitz has earned an advanced law degree specializing in tax, in addition to the regular law degree. His degrees all with Honors include an M.B.A. Specializing in Accounting from New York University and a Bachelor Degree, Specialization in Accounting from Drexel University. His licensing include, State Bar of California and the State Bar of New York, Certified Public Account-New York, United States Tax Court, Federal Appeals Court, United States Supreme Court, Northern District of California, Eastern District of California, Southern District of California and Central District of California.

Steve has published articles featured in a variety of publications on the subject of Tax Law, How to Reduce your Taxes, Avoiding Tax Return Preparation Penalties, Tax Aspects of Financial Planning and Hong Kong Revenue Law to mention a few. He has conducted seminars on such topics as Tax Aspects of Financial Planning, Legal Liability of Certified Public Accounts, and Tax Planning for Small Business, Tax Saving Through Year-End tax planning and taxation of Individuals and business.

Steve Moskowitz media accomplishments include being the Fox TV Legal Analyst for seven years, Talk Show Host for KNBR-San Francisco and KGO and KSFO Talk Radio-San Francisco speaking about legal and tax issues.

As a tax attorney, Steve taught for ten years in Law School, Graduate Tax School and University.


Thursday July 17, 2008

Speaker: Master Dealmaker; Peter Fortunato

TOPIC: The ART of the Deal

Good Deals are not found…Opportunities are located or locate you….Then good deals (Transactions) are constructed…

There are certain fundamental negotiating and investment techniques that are universal regardless of your location.

This month's featured speaker is Peter Fortunato. Nationally known as an expert in using Real Estate creatively coupled with "paper" to formulate profitable Real Estate Transactions for the buyer, seller, and investor.

Learn how to create profitable Transactions, Income and Wealth- often without cash, credit, or extensive connections.

Discover negotiating techniques and paperwork which make the numbers work and allow for deals to happen.

Visit with us and learn from one of the Masters on how to "Construct" Deals. Hear Pete's clear, patient explanations, and practical insights. You Do NOT want to miss this month's meeting, plan on being with us!

Taught for First Time in over a Decade on the West Coast! - Don't Miss this Opportunity to learn from the Master Dealmaker

Peter Fortunato's Real Estate Acquisition Techniques Class

Peter will present (2) two days of lecture and discussion, with case studies, regarding the acquisition and control of Real Property. Questions & Discussion are encouraged!

PRE - REGISTER TODAY for the Upcoming BAWB sponsored
FULL DAY WORKSHOP - Saturday & Sunday October 11-12

For more information on this fabulous workshop event please CLICK HERE!

 

 


Thursday June 19, 2008

Speaker:

Author, investor, educator,
Michael Morrongiello

TOPIC:

"Paper" into Cash - The Convertible Currency

How to Manufacture Your Own Financing

Don't just survive the credit crunch - THRIVE during changing market cycles!

Discover how to effectively create marketable real estate-secured Notes that can be easily and readily converted into a cash lump sum. With the real estate markets softening, Wall Street no longer buying certain loans, and qualifying criteria becoming more stringent - with the right knowledge, you can fill the void in the marketplace by offering seller financing for both the acquisition and disposition of properties.

What is Seller Carryback financing?

When a property seller assists the buyer by acting as the lender, the property seller may finance part or all of the sale. The term given to such seller financing is "carryback financing." A seller is literally carrying back part or all of the financing on the property instead of a financial institution.
In today's tight credit Market; Seller carryback financing is vital to a successful sales program. It is so important that if more property sellers, their agents, buyers, and Real Estate Investors understood the principles of seller carryback financing, more real estate activity would be generated across the country than with any other marketing tool!

A Few Advantages of Seller Carryback Financing:

It makes a listing more salable.

It provides the seller with an interest return (yield) on their note that exceeds savings accounts, CD's and money market accounts.

The seller carryback note(s) can be an extremely safe investment.

The seller carryback note(s) can be made salable, should the holder need cash in the future.

 

At this Meeting you will learn About;

  • Understanding "Paper" - WHY use seller financing to buy or sell
  • Different types of security instruments which can be used
  • Relationship between PRICE vs. TERMS
  • Wrap's -- Your Multi Purpose Financing Tool
  • Magnifying yield & capturing amortization
  • Deal Structuring tips, tricks, and techniques
  • Using other collateral
  • The some NOW, some LATER concept
  • Generating solutions and how to profit with "paper"

* The type of notes preferred by "paper" investors or note buyers. Owner-occupied homes are the most desirable. History has proven them the most stable. Notes secured by land usually have the greatest risk.

* Real estate values fluctuate both up and down over time, even in good areas. Why a note holder's best protection against loss is protective equity established at the time he acquires a note. An owner with a substantial equity who is paying on a note will be motivated to protect his/her equity position.

Some Terms & Concepts to become familiar with:

Your Financial Calculator:

TIME: Expressed in months or years (Calculator symbol = N)

INTEREST: The rate of interest or yield desired usually expressed per month or per year (Calculator symbol = I). The annual interest rate must be divided by the number of payments that the note requires during the year. Monthly + by 12, Quarterly + by 4, semi-annually + by 2, etc.

PRESENT VALUE: The dollar value today of dollars to be received in the future. (PV is the symbol.)

PAYMENT: The amount of money paid periodically on the note. In the above example, payment includes principal and interest. (Payment is the PMT symbol on a financial calculator.)

FUTURE VALUE: As a seller carried back of a note to be fully amortized over 10 years, the future value (FV on the financial calculator) would be zero. However, suppose a note has a future balloon payment due before it fully amortizes. If you are solving for PV, you must first calculate the amount of the balloon or the Future Value (FV) before you can calculate or solve for the discounted PV value.

More Terms

PROTECTIVE EQUITY: Is the current market value of the property less the total debt on the property. It is the sellers' or lenders' cushion against possible loss. The larger the protective equity, the more protection for the lender. Note: Having substantial protective equity is the best way to take back a mortgage without being taken.

LOAN-TO-VALUE (LTV) ratio is the amount of debt on a property expressed as a percentage of the Fair Market Value (FMV) of the property. Example: A property valued at $100,000 has a first loan of $50,000 and a second loan of $20,000. The $70,000 total debt divided by the $100,000 Fair Market Value (FMV) = 70% LTV. The lower the loan-to-value ratio, the more equity an owner has. For example, with only $50,000 debt, the same property would have a LTV ratio of 50%.

About the Speaker:

Michael T. Morrongiello is an active investor who specializes in Real Estate & Real Estate "Paper" investments. Widely known as having one of the most knowledgeable and creative minds in the paper business, Michael started creating paper as a result of his own Real Estate investment activities in the early 1980s. He has bought, sold or held for investment multiple properties in several states as well as thousands of real estate-secured mortgages. He has creatively used seller financed mortgages to secure all types of residential properties, apartments, mobile home parks, office buildings, development land, businesses, and commercial properties in every state in the Union from Alaska to Hawaii and Florida to California. His tips, tricks, and traps articles often appear in industry publications.

 


Thursday May 15th, 2008

Speaker: Marko Rubel

Topic:
"How to make $20,000 to $50,000 per month Buying Houses Part Time"

Take Advantage of the Tidal Wave of Opportunities that currently exist and will continue through this market "correction"

Don't Miss this opportunity to listen and learn what is working for Marko under today's market conditions

Join the growing number of groups and members around the country who are embracing a fascinating personal story as well as an original voice the real estate investing field. When Marko comes to speak for your group, you will learn to:

  • How to Dominate the Foreclosure market more efficiently
  • Learn to automate your Direct Mail program and Skip-Tracing
  • How to find REAL motivated sellers consistently
  • How to better analyze deals for greater profits
  • How to move quickly and efficiently to formulate offers, tie up the deal, and then get it closed
  • And much, much more-you don't want to miss this meeting.

In over 5 years as a full time investor, Marko has completed several hundred highly profitable transactions. Last year alone his automated business produced over $1,000,000 in profits.

Marko contributes his success to Marketing and Automating how he runs his business. He will reveal one of his secret automation tools that allowed him to systemize his operation. This proven system alone was responsible for doubling his profits and cutting his active involvement down to only several hours per deal!

This eye-opening presentation will blow you away! Marko will teach you why setting up a "Motivated Seller Attraction System" and a "Lazy Man's Back Office System" is the key to doubling profits and at the same time tripling your free time! You don't want to miss it!

Don't let your competition get there first!

 

Thursday April 17th, 2008

Speaker: Richard Desich - Equity Trust Company

Topic:
Accelerating Wealth with Self-Directed IRAs

Self-Directed IRAs for the Real Estate Investor:
Your Knowledge + Your Expertise = Your Profits… Earned Tax Free with the use of government sponsored retirement plans.

One of the greatest (and least known) tools available to real estate investors are government sponsored retirement plans. Most real estate investors believe that their only IRA investment options are bank CDs or the stock market. Very few realize that they have the option to truly self direct their IRAs in areas where they have knowledge and expertise such as real estate.

  • Choosing the right self directed custodian
  • A review of your retirement plan Options

  • Creative and high yielding Investment Options- Real Estate, Notes, Options, Private Placements and much more…

  • Rules and Regulations/Prohibited Transactions

  • How to Create Tax-Free income for life

  • Plenty of Questions and answers

About our Speaker- Who is Richard Desich?

 

 

 

Richard Desich

As a Vice President of Equity Trust Company, Richard Desich Jr. is a nationally recognized, pre-eminent authority on non-traditional investing in IRAs and qualified plans. An experienced real estate investor, Rich holds Series 7, 24, 55 and 63 licenses with the NASD. A graduate of Ohio State University, he joined Equity Trust in 1998, and now travels throughout the country educating numerous investor associations and groups each year on the advantages of self-directed real estate IRAs. Rich has been quoted in prestigious financial publications including the Wall Street Journal and Investor's Business Daily, and investors of all levels and experience benefit from his expertise.

About Equity Trust Company

With more than 32 years experience, Equity Trust Company is a leading custodial provider of self-directed IRAs and small business retirement plans. Clients benefit from our extensive expertise, dedication and customer-focused support in providing truly self-directed IRAs, and our clients increase financial wealth by investing in variety of opportunities from real estate and private placements to stocks and bonds. Equity Trust Company manages more than 30,000 accounts for clients in all 50 states.

SPECIAL WORKSHOP EVENT:
Tax-Free Wealth Seminar
Stop Paying Taxes On Real Estate and Other Non-Traditional Investments Today!

When: Saturday April 19th 2008

Where:
Embassy Suites
South San Francisco Airport
250 Gateway Blvd.
San Francisco, CA 94080
# 650-589-3400

Time: 9 Am to 4 Pm - check in begins 8:30 am

For more information on this workshop, please click here 

 


March 20th, 2008

Speaker: author, investor, educator; John Schaub

Topic:
Creating Wealth During Uncertain Times


 

 

Don't miss the wonderful opportunity to listen and learn from John Schaub

* Buying from sellers and lenders who are in trouble

* Using Investor money for your down payments

* Structuring financing that gives you the cash flow

* Buying property with the greatest profit potential

* Attracting and keeping the best tenants in your town.

* Selling quickly at market prices in a soft market

About John Schaub:

John has survived eight Presidents and prospered for 30 years as a landlord. He authored the original single family house seminar in 1976 which launched thousands on their way to successful investing. He is still an active buyer and engaged in managing his business and investments, when not traveling with his family, or building homes for Habitat for Humanity.

John is a reformed "Big Deal" guy, who discovered that most of the big talkers had small bank balances. John stresses keeping it simple. He talks only about what he has done and what has worked and sometimes not worked for him. John spends nearly all of his working time making deals and managing his properties. He teaches only three seminars a year.

He stresses buying better, well located houses as opposed to less expensive houses or other income properties. Better houses are much more profitable and far less trouble. He advocates paying off debt, owning properties free and clear and maximizing cash flow by only buying properties with larger profit potential, financed so they produce immediate cash flow.

John graduated in 1970 from the University of Florida College of Business, was an active Realtor for 10 years and served as President of both the Sarasota and Florida Real Estate Exchangers. He is listed in the Hall of Fame of Who's Who in Creative Real Estate, featured on the cover of Personal Finance magazine and was recently quoted in Forbes.

He is an advocate for privately owned affordable housing. He served 7 years on the International Board of Habitat for Humanity and has served four terms as President of the Sarasota Habitat Affiliate and served 17 years on their board.

John's wife Valerie, a real estate attorney, and their three perfect children enjoy skiing, boating, diving, horseback riding, and touring the country in John's plane. John is an instrument rated pilot and has been flying his own plane since 1973.

IMPORTANT WORKSHOP DATE CHANGE

The John Schaub WORKSHOP event has been changed to a new date from Sat. 3-22-2008 to the NEW date of Saturday 3-29-2008 - same times, same location.

PRE- REGISTER TODAY for John Schaub's
Full Day Sat. 3-29-2008 Workshop Event

Creating Wealth During Uncertain Times

Time: 9 Am to 4 Pm

When: Saturday March 29

South San Francisco Conference Center
Near SFO

This will be a powerful information filled event you simply must attend.

* Special Bonus Material to also be presented by Michael Morrongiello on using alternative & creative financing techniques

Seating is VERY limited! - Don't Wait - Pre-Register Today!

For a workshop brochure, registration form and more information click here

 


February 21st, 2008

Speaker: Jay P. DeCima a/k/a "Fixer Jay"

Topic:
Investing in small Mixed use and Multi Unit properties

About our Speaker:
Author of the fabulous "Making BIG Money Fixing Ugly Houses" book and "Trade Secrets" newsletter we distribute to all new BAWB members as part of their membership package Jay will discuss a topic he knows very well. How to invest in and make money with smaller mixed use and Multi unit rental investment properties.

Don't miss this opportunity to listen and learn from this seasoned "Old Timer" and the wisdom he shares with Real Estate investors around the country.

Jay P. DeCima, known to many as "Fixer Jay", is a seasoned real estate investor with more than 40 years of hands on experience; nearly half that time has been devoted to Jay's specialty - fixing-up rundown houses and adding value. In 1980, Jay quit his 23K-year telephone job to pursue real estate investing full time. Today, Jay is widely regarded as the undisputed king of fixer-upper houses on the national teaching circuit. He spends a great deal of his time overseeing his 200 house empire in Redding, California, and writing about his experiences.

Since Jay's favorite recreation is the same as his day to day activities. He always enjoys sharing his knowledge with the various investor clubs around the country.

If you wish to get your book autographed - bring it to the meeting.

 


January 17th 2008 Meeting

A (2) Two Part Information filled Program you do not want to miss!

The Campbell Method: A Proven Timing System that Tells You EXACTLY When to Buy and Sell Real Estate to Make Maximum Profits!
&
The Mortgage Meltdown Freeze = Fraud


Part 1 – San Mateo, CA Attorney, freelance writer;

Sean Olender

MORTGAGE MELTDOWN
Interest rate 'freeze' - the real story is fraud
Bankers pay lip service to families while scurrying to avert suits, prison

Excerpt:
…unfortunately, the "freeze" is just another fraud - and like the other bailout proposals, it has nothing to do with U.S. house prices, with "working families," keeping people in their homes or any of that nonsense.

The sole goal of the freeze is to prevent owners of mortgage-backed securities, many of them foreigners, from suing U.S. banks and forcing them to buy back worthless mortgage securities at face value - right now almost 10 times their market worth.

The ticking time bomb in the U.S. banking system is not resetting subprime mortgage rates. The real problem is the contractual ability of investors in mortgage bonds to require banks to buy back the loans at face value if there was fraud in the origination process.

And, to be sure, fraud is everywhere. It's in the loan application documents, and it's in the appraisals. There are e-mails and memos floating around showing that many people in banks, investment banks and appraisal companies - all the way up to senior management - knew about it.

To read the rest of this insightful article go to:

www.sfgate.com/cgi-bin/article.cgi?file=/c/a/2007/12/09/IN5BTNJ2V.DTL

 


Part 2 – Author of Timing the Real Estate Market, Statistician, & Investor;

Robert Campbell

The Campbell Method: A Proven Timing
System that Tells You EXACTLY When to Buy
and Sell Real Estate to Make Maximum Profits!


"Is now a good time to buy ...
or should I wait?"

"Should I sell now ...
or will housing prices go even higher?"


 

Dear Real Estate Investor:

Imagine for a moment how you would feel if you could predict major turning points in the real estate market.

Suppose somebody handed you a 21-year time-tested system that would tell you ahead of time when property values were going to hit a peak … and then when prices were going to hit bottom years later.

If you could anticipate these kinds of critical real estate events in advance … then not only could you make spectacular profits, but you could protect your money as well.

Sounds pretty amazing, doesn't it?

Actually, it's not. The real estate market does signal its future intentions if you know where to look.

Hello. My name is Robert Campbell and I wrote Timing the Real Estate Market to help both professionals and ordinary people make the most money in real estate with the least amount of risk. Based on a major breakthrough in tracking and predicting real estate trends, my book reveals the real estate timing technique that I call The Campbell Method.

As far as I know, The Campbell Method is the only proven method in the world that shows how to accurately anticipate upcoming changes in your local real estate market.

 

What this means is that when you read Timing the Real Estate Market, you are going to learn how to make – and protect – your fortune in real estate in the same way that J. Paul Getty, the Rockefellers, Warren Buffett, and other super-rich investors made their fortunes: by focusing on WHEN to buy and sell.

It's true. When it comes to making money in real estate, nothing beats good timing.

The reason that The Campbell Method is going to change the way you think about how to buy and sell real estate is that I share my truly remarkable discovery of five key real estate indicators. I call them "Vital Signs," and they're able to predict the peaks and valleys of real estate cycles with an almost uncanny accuracy. As "leading indicators" to what's looming on the horizon for real estate prices, these Vital Sign indicators act like windows into the future, giving you advance notice of approaching trend changes from three to six months before they become obvious to the general public.

Author's Note: Timing the Real Estate Market is used at the University of San Diego by Professor Elaine Worzala. The class: Real Estate Investment. "The logic behind these Vital Sign indicators is air-tight," says Professor Worzala. "I'm very impressed, and my students love your book."

Copies of Timing the Real Estate Market will be available for purchase and autograph by Robert Campbell at the meeting.


Workshops in 2008


Saturday April 19th 2008

SPECIAL WORKSHOP EVENT:
Tax-Free Wealth Seminar
Stop Paying Taxes On Real Estate and Other Non-Traditional Investments Today!

Equity Trust Company's Tax-Free Wealth Seminar is coming to the SF Bay Area to educate you on how limited investment options and taxes that drain profits can be problems of the past...

Where:
Embassy Suites
South San Francisco Airport
250 Gateway Blvd.
San Francisco, CA 94080
# 650-589-3400

Time: 9 Am to 4 Pm - check in begins 8:30am

One of the nation's leading custodian for self-directed IRAs, details the amazing benefits that self-directed IRAs can provide you today and in the future. This day-long event showcases the power and astounding growth potential of self-directed IRAs and below is some of what you'll learn:

· Quick turn real estate and Note deals TAX-FREE
· Raise millions of dollars hassle-free to fund your deals
· Compound your profits TAX-FREE for over 100 years
· Make your children or grandchildren millionaires

Sign-up Today! It's easy, just click below to obtain the workshop registration form, fill it out and mail or fax it in.

The Pre-registration deadline expires Tuesday April 15th 2008

If you pre-register in advance, your cost is just $99 per person, $149 per couple.

After the deadline and on a space available basis at the door the cost will be $199 per person or $249 per couple-no exceptions

FREE Bonuses available only to you but only if you PRE-REGISTER!

Sign up in advance and receive $410 worth of fabulous educational products including:

* Two FREE months of Investor Insights - a private teleconference with Dick Desich held the 1st Wednesday of each month- a $300 value.

* Dick Desich's book, "Proven Wealth Building Secrets for You and Your Children"
-a $50 value.

* Dick Desich's lease option report
- $20 value.

* Equity Trust's guide to "Stop Paying Taxes to Your Real Estate Profits Today!"
- a $40 value.

The FREE Bonuses are yours but you must PRE-Register BEFORE the deadline date!

Don't Miss This Incredible Opportunity To Learn From A Nationally Recognized Expert!

For a workshop brochure, registration form and more information click here

 

March 29, 2008

PRE- REGISTER TODAY for John Schaub's
Full Day Sat. 3-29-2008 Workshop Event

Creating Wealth During Uncertain Times

Time: 9 Am to 4 Pm

When: Saturday March 29

South San Francisco Conference Center
Near SFO

This will be a powerful information filled event you simply must attend.

* Special Bonus Material to also be presented by Michael Morrongiello on using alternative & creative financing techniques

Seating is VERY limited! - Don't Wait - Pre-Register Today!

For a workshop brochure, registration form and more information click here


And don't miss the exciting Peter Fortunato's exciting October Workshop:

Taught for First Time in over a Decade on the West Coast! - Don't Miss this Opportunity to learn from the Master Dealmaker

Peter Fortunato's Real Estate Acquisition Techniques Class

Peter will present (2) two days of lecture and discussion, with case studies, regarding the acquisition and control of Real Property. Questions & Discussion are encouraged!

PRE - REGISTER TODAY for the Upcoming BAWB sponsored
FULL DAY WORKSHOP - Saturday & Sunday October 11-12

For more information on this fabulous workshop event please CLICK HERE!

Meetings in 2007


Thursday November 15th, 2007

Topic:
How to Profit from the Coming Wave of Bank Foreclosures

Speaker:
Author, Investor, Mortgage Counselor; Steve Dexter


 


How Much, How Many, How Quick Will They Come?

Fact: 40% of all national loan purchases had marginal subprime or Alt -A- Loans. One in 5 will default

Fact: 2.2 Million foreclosures nationwide are forecast in the next two years

Fact: Bank foreclosures in California have exploded FIVE-FOLD in 2007 for one major lender!

Find out about:

I. The Subprime Contagious Effect
II. The People and the Areas most likely to get hit
III. How long will this downturn last?
IV. What lenders, builders and realtors are most likely to get hit ---Where the present state of the real estate markets is and where it is likely to go
V. How the Subprime Contagious effect will effect the real estate industry and the larger overall US economy
VI. To homeowners in trouble---How to talk to the people in loss mitigation if you are in foreclosure
VII. To investors seeking to profit----How to find asset managers in the REO departments and establish relationships with top producing bank brokers

Don't Miss Your Chance to Profit!
Tremendous Fortunes Will Be Made in the Coming Years


About Steve Dexter:

  • Distinguished speaker at Harvard Business School, Law School and the Graduate School of Design
  • Owner and manager of 27 investment properties located in California and around the country
  • President of National Capital Funding since 1997. Since 1990, Dexter has personally funded over 500 million dollars and does many loans for homeowners and investors in Southern California and across the country
  • Author of the book "Real Estate Debt Can Make Can Make You Rich" published by McGraw-Hill available at local bookstores
  • His newest book "How to Ride the Coming Wave of Bank Foreclosures" is due out Spring 2008
  • Member of The National Association of Real Estate Editors, a professional group of authors and major newspaper journalists who write about the national real estate market.
  • Mentor to hundreds of investors across the country
  • Teacher of two popular college seminars in investing and real estate finance at colleges across Southern California
  • Writer of a free bi-monthly E-Newsletter, "Economic News You Can Use"
  • He writes articles for several national real estate journals


Thursday October 18th, 2007

Speakers:
Bill Twyford & Dwan Bent Twyford

 

Don't miss this exciting and successful couple and they share with you;

A Two Part Program - Short Sale Secrets in the Changing Market & Power Negotiating Techniques

Part 1 - Short Sale Secrets in the Changing Market


Building Your Case - Learn how to find deals, quickly and properly put together your submission packages with the banks, have the crucial conversation that will make or break your deal, how to pin down loss mitigation, how to handle the lenders property inspection, getting the deed, and more.

Additional Closing Arguments - When the bank says no, there is still work to do. How to place your second and third offer, how to delay the foreclosure, how to give the homeowners some money, what about bankruptcy, 1099's and deficiency judgments, etc.


About Dwan Bent Twyford
Dwan Bent-Twyford, the Queen of Foreclosures, is a distinguished author, motivating national speaker, and incredible teacher. She has published a home study course, Financial Freedom Through Foreclosures, that will teach you every aspect of the exciting foreclosure world….in detail! In a world dominated by men, this amazing woman has certainly made her mark wholesaling, short saling, buying, rehabbing, and successfully selling real estate for over a decade.

Her niche is finding foreclosures with no equity, negotiating with the banks to accept less than what is owed, thus creating a "Short Sale." Over the last several years she has developed a hugely successful "Short Sale" system that has earned her and her students hundreds of thousands of dollars. She wants to share that knowledge with you. Her goal is simple…to teach you how to become a "super investor" using her proven techniques, strategies, and concepts.



Part 2 - Learn to Negotiate Like a Pro

Bill Twyford has been buying foreclosures for almost a decade. In his first year as an investor, he sold eighty properties. The money was ten times better than any commission he had earned, so he made the switch from agent to investor, and his career took off. To date he has sold well over 800 properties.

Bill is successful because he has learned the art of proper communication. The difference between earning good money and great money is the way you speak.

Bill Twyford will touch on some of the scripts, objection handlers, and persuasive language patterns that will have banks and homeowners eating out of your hand. Once you learn these secrets, your income will go through the roof!


About Bill Twyford
Bill Twyford is a successful real estate investor with over 800 deals under his belt. In addition, he is a national speaker, author, motivator, and incredible teacher. He has taught thousands how to break down the communication barrier using his highly successful, one-of-a-kind concept: "Shut Up! and Stick To The Script!" and "The Secrets of Closing The Deal."

The key to success lies in your communication skills. Without them, you are like a fish out of water. He will teach you how to influence others using NLP (Neuro Linguistic Programming) geared especially for real estate investors.

Dwan's & Bill's follow up
FULL DAY WORKSHOP

Short Sales in the Changing Market & Learn to Negotiate Like a Pro

Saturday October 20th 2007

South San Francisco Airport Conference Center

9:00 Am to 5:00 Pm - registration begins 8:00 Am

Dwan & Bill are to going to share an amazing Saturday with you. They specialize in every aspect of investing from finding deals to short sales to bankruptcy to rehabbing to super negotiating, all with great success. They believe if you have the right scripts and use the right tools you'll be successful in this exciting business. Don't miss the chance to spend an entire day with this exciting couple.

For more information about the workshop, a printable workshop flyer, and registration form please click here.


Thursday July 19, 2007

Speaker: Kalinda Rose Stevenson, Ph.D.

TOPIC: No Money Limits: Teaching The Truth about Money


Every hopeful real estate investor wants to make money in real estate. This is why people buy books and courses, take real estate seminars, and attend real estate investment club meetings.

The reality is that most people who want to make money in real estate investing don't make money in real estate investing. Why? It comes down to understanding the truth about making money.

The most successful real estate investors know how to make money because they understand that they are playing a game with specific money-making rules. Unsuccessful real estate investors are unsuccessful, precisely because they are playing with a different set of money rules. And this is where the game of Monopoly is significant. Too many real estate investors attempt to play the real estate game with Monopoly-like money rules.

Kalinda Rose Stevenson, Ph.D.

Author, Internet Marketer, Consultant, Certified Guerrilla Marketing Coach, and longtime student of real estate investing.

Kalinda brings a teacher's perspective and experience to real estate education, particularly on the topic of making money.

Join us for an interactive, entertaining experience with an experienced teacher who will forever change the way you think about money and real estate investing.

Kalinda is the author of No Money Limits For Real Estate Investors, published by Morgan James Publishing and Co-Author of ebooks, Partner For Profits, and Owner Financing Made Easy. In her academic life, Kalinda earned B.A, B.S., M.Div., and Ph.D. degrees. Through her own transition from former Adjunct Professor and Lecturer at various schools of the Graduate Theological Union in Berkeley, CA, to entrepreneur, Kalinda is committed to teaching others what she learned the hard way about living life with "No Money Limits."

Copies of her wonderful book will be available at the meeting and can be autographed.


Thursday August 23, 2007

It's Miller Time...and the "Big Kahuna" is back…

(Please read all the way down for info about the upcoming
do not miss Jack Miller & John Schaub Blockbuster Workshop Event)

Don't miss this once in a blue moon opportunity to spend an evening with the incomparable Jack Miller.

THERE IS A SECRET TO GETTING RICH...

Anyone can learn how to get rich, but there's a catch. You have to understand MONEY--Why people spend it? When? How. Where? For What? You have to understand how a little money, plus time, can create a fortune for anyone. Test yourself. Do you know someone who isn't particularly smart or talented or energetic who seems to have made a lot of money, or who owns a lot of property?

My name is Jack Miller. I've been a successful investor in single family houses for 45 years. I've bought, sold, leased, managed, built, exchanged, financed and owned several hundred properties. Real estate is the main source of both my income and accumulated assets, thus, I can speak from years of actual experience.

LET ME TELL YOU A LITTLE STORY...
Once upon a time I was 40 years old and out of work. I'd been an executive with a Fortune 500 company with specialized technical skills. Without warning, I suddenly became a casualty of a corporate downsizing. I had two teenagers at home and a mortgage. I'd placed my future into the hands of my employer and felt secure with a retirement plan which would provide enough money for a comfortable lifestyle, recreation and travel. Suddenly I was out of work.

MIDDLE-AGED, OUT OF WORK, AND BROKE
My assets consisted of experience for which there were no jobs and a real estate license I'd picked up just for fun. The only employment I could find was as a residential real estate salesman. Although I'd owned real rental houses previously, I knew nothing about real estate or financing and had never earned a living as a salesman before. I had to start from scratch to learn the business.
In the real estate market that prevailed then, there were lots of buyers, but no sellers. I had to learn ways to prospect for cash sale listings because unmotivated sellers would settle for nothing less. That involved developing innovative ways to qualify buyers so they could obtain financing for their home purchases. In the process of creating down payments, I had to devise supplemental income credits, decorating and landscaping allowances. In the process I discovered ways to use virtually anything they owned in trade as down payments to reduce the amount they had to borrow, and along with it, their monthly payments.

LEARNING HOW TO BUY AND SELL HOUSES FROM SCRATCH
Suddenly, just when I was beginning to learn how to make money in a competitive selling market, the economy flip flopped. The buyers all disappeared and the phones stopped ringing. In order to earn a living, I had to come up with creative ways to locate buyers for all the properties that eager sellers wanted to list with me. Even when I found a buyer, interest rates on mortgage money was often too expensive for them to be able to afford the purchase. Necessity forced me to innovate. I learned ways to "create paper" with which to close a deal. Leases and Options became basic building blocks for making deals. So did contracts.

BREAKTHROUGH! BUYING AND SELLING FOR MYSELF!
One day it occurred to me that rather than properties per se, what I was really selling were my negotiating and deal-making skills. Instead of listing properties for sale, I began focusing my efforts on increasing my income. I started by buying Options on houses, then "flipping my Options, selling them either for cash or terms depending upon the deal. When I controlled the property, I could make more sophisticated transactions. But this required me to develop better negotiating skills and closing techniques. In the process, I had to learn the ways that taxes affected a sale from both the buyer's and seller's points of view.
Some of the most powerful techniques I learned were based upon tax free exchanges and gifts. These benefited both buyer and seller at the expense of the tax collector. And I found ways to structure complex transactions which solved financial and tax problems for both buyers and sellers in order to earn bigger profits; far greater than might have been made simply earning commissions or merely "flipping options".

RETIREMENT AFTER ONLY 5 YEARS!
Finally things began to click. During one 153 week period, I closed one or more deals each week in the capacity of broker, buyer, seller, or Optionee. At the age of 45, a short five years after I first started selling real estate, I was able to close my office and retire to the good life with my wife, touring the country in my motorhome and traveling in Europe and Asia. Why am I telling you all this? Because the time is as ripe as I've seen it in almost 20 years for you to do it too. I'll even tell you how to do it. Read on . . .
You can only look at so many sunsets, catch so many fish, or play so many rounds of golf before retirement gets to be a job. As a bored retiree, I started making the rounds of community social clubs as a luncheon speaker telling others about my experiences. From this sprang the first seminar in the world oriented toward the single family house as an investment vehicle. For the person who wants to build wealth starting with little or nothing, the single family house still offers more possibilities than any other type of investment. But there's a catch: You've got to have an intense desire to be rich, and be willing to work hard to learn as many real estate insiders' fortune-building secrets as you can. I'll share these with you.

BIRTH OF A NATIONAL NEWSLETTER
I started as a speaker, then as a seminar educator of thousands of people, many of whom went on to start their own seminars. In 1978, I wrote the first issue of The Commonwealth Letters, the first ever monthly newsletter devoted to single family house investors. My objective was to provide readers with insights on how to achieve financial security over and above that provided by their career, regardless how successful. Since then, I've been able to help readers to consistently make money more than any other publication.

IT'S TIME TO MAKE A DECISION FOR YOUR FINANCIAL FUTURE
If you aren't 100% certain of your future financial security, it's time for you to make the decision to become financially independent. This will be an easy decision! Either you're happy with your lot in life or you're not! Either you've already provided for your family's financial security or you're willing to bet their lifestyle on your employer or the government. It's up to you to take action now before time passes you by.
Wouldn't you really rather control your financial future yourself? You can, as an entrepreneur in real estate. Thousands have done it before you starting with little cash or know-how. They didn't have the advantage of being coached by someone who's been where you are now, and gone where you want to go; someone who can make it happen a lot faster than you think possible if you take his advice. It's your choice...


BAWB is proud to co-sponsor a BRAND NEW Jack Miller / John Schaub Money Making Seminar.

"Making Mega Profits in the Sub Prime Meltdown!"

The next wave of fortunes will soon be created in the greatest discount buying opportunities seen in years! Learn how to Cash-In on the Buying bonanza that lies ahead.

This is a No Fluff, Real World Educational Event from (2) two of the so called "Florida Fab Four" Millionaire Makers; Jack Miller and John Schaub. Join Jack and John in San Francisco and learn from two guys who have seen these markets before and know how to profit from them. They have been teaching how to make money with houses longer than anyone in the business and now they can teach you.

WHEN: Saturday & Sunday August 25th & 26th 2007

WHERE: South San Francisco Airport Conference Center
275 South Airport Blvd., South San Francisco, CA 94080

COST: $500.00 per person or if two (2) register together then $400.00 per person.

For more information, please click here


Thursday September 20th, 2007

Topic: Which Entity is Best for you?

Speaker: Garrett Sutton, ESQ


 

About Garret Sutton:

Garrett Sutton, Esq., is the bestselling author of Own Your Own Corporation, Real Estate Advantages, The ABC's of Getting Out of Debt, The ABC's of Writing Winning Business Plans and How to Buy and Sell a Business in Robert Kiyosaki's Rich Dad's Advisors series. Garret has over twenty-five years experience in assisting individuals and business to determine their appropriate corporate structure, limit their liability, protect their assets and advance their financial, personal and credit success goals.

Asset & Business Protection

The Need for Asset Protection: Every three seconds another American is sued. We live in the most litigious society on earth. Many claims are frivolous and without merit, brought only to harass and squeeze settlement dollars out of an innocent party. In this environment it is prudent to protect your assets ahead of time. Once you have been sued the courts disapprove of moving or protecting assets. With the proper asset protection planning you can shield your valuable business, real estate and investment assets from claims brought against you as an individual.

In this presentation you will learn how to protect yourself through the strategy of asset protection. Asset protection involves utilizing limited liability entities, such as corporations, LLCs and LPs, as well as certain trusts to minimize your personal exposure. As John D. Rockefeller said: "Own nothing and control everything." When a plaintiff's attorney is looking for people to sue you want your profile to be low. If during an asset search your name does not show up as an owner, but you control your assets through a mix of limited liability entities and trusts with privacy protections, you will gain protection.

The Right (and Wrong) Way to Protect Assets: There is a misperception that asset protection is only for the very rich. This is not true. Almost all asset protection strategies are very affordable to implement, especially when compared with the potential loss of a lifetime's worth wealth building. The problem arises when you implement a "poor man's asset protection" strategy. Using the right mix of entities is an important asset protection tool. In some cases a series of both Nevada and Wyoming entities (LLCs, LPs and Corporations) can be used to implement an effective asset protection strategy. However, there is no one size fits all approach that works. You will learn that not every entity is appropriate for every situation. Deciding when and how to use a C corporation, S corporation, limited liability company or limited partnership, or a combination thereof, is an important consideration. Knowing how these entities can strategically work together to protect your assets, as well as how to maintain the limited liability protections, is also very important

The best way to approach asset protection is to do it early (before you are aware of a lawsuit or get involved in any business or investing activity) and do it right.

Garrett Sutton, attorney, best-selling author and Robert Kiyosaki's corporate advisor in the Rich Dad/Poor Dad series, is the founder of the Sutton Law Center. The firm assists individuals and businesses from around the world with asset protection, estate planning, trademark and corporate strategies. Sutton Law Center PC's attorneys provide the legal and planning opportunities for personal, business and real estate wealth building.

 

 


Thursday January 18, 2007

Topic: Options

Speaker:
Author, Investor, Exchange Expert; Jack Shea

Jack is an engineering graduate of University of Illinois and has done post-graduate studies in business and marketing. He has taught courses to MBA students, investors, CPAs and attorneys. He buys, sells, and finances houses and also operates a national 1031 Exchange Facilitator business. He deals in discounted paper and specializes and teaches Land Trust privacy strategies and ways to use them with Creative Options. He'll show you how to use Option techniques to catapult NET worth and legally take tax benefits and 1031 tax free exchange properties without ownership.

OPTIONS

Options are on of the most powerful tool for investors. Coupled with leases, options present the opportunity to control property with the little risk and with the least in investment. In these uncertain market times; down, level or up, options are available and are the best investment strategy for many reasons. Investors and exchangors typically buy property during all phases. If market prices decline, investors in options can elect not to close. Owners can elect to lower the price to current market, or investors can elect to move on to another opportunity.

In most areas of the country property sellers are becoming more agreeable and receptive to Options and Lease Purchase offers. Slow sales and large unsold property inventories are forcing sellers to consider terms that were not available in the past several years. Options have often been referred to as a financing devise in disguise.

Join us this month to listen and learn from this very experience investor not solely about options but also about how they can be implemented with Land Trust, management, 1031 tax deferred property exchanges, and other unique applications.

Upcoming Jack Shea Full Day Workshop

Saturday January 20th, 2007 - Clarion SFO Hotel

All you need to know about how to CONTROL, buy, sell, finance, option, and lease, along with complete privacy…and more.

Don't miss this wonderful opportunity to attend Jack Shea's:

Secrets of Lease Option Profits Workshop

For more information on the workshop, a workshop brochure & registration form click here.


Thursday February 15th, 2007

"Creating Tremendous Real Estate Opportunities Through Tenancy In Common Transactions"

All sorts of BIG money is being made by converting properties in San Francisco and elsewhere (even internationally) to condo use or TIC's - Tenancy in Common use. The path to achieve this can be tricky and filled with mine fields of crazy bureaucratic requirements, paperwork, and expertise required. We are very fortunate to have one of the areas extremely well regarded TIC specialists and attorney visit with us this month; Andy Sirkin - www.andysirkin.com

Do not miss this opportunity to learn from Andy as he covers some of the following and more!

  • TICs as condo conversion alternatives
  • TICs in shared vacation home transactions
  • Local and state regulation of TICs
  • TIC financing options
  • TIC structure and TIC agreements
  • TIC risks and benefits for sellers, homebuyers and investors
  • The Ellis Act and its implications

Who is Andy Sirkin:

D. Andrew Sirkin's law practice is devoted exclusively to real estate co-ownership and subdivision matters including transaction planning, offering materials, co-ownership agreements and CC&Rs, entity formations, regulatory approvals, fractional lending and mediation. He has been a
pioneer in the area of real estate co-ownership involving shared use of the co-owned property, such as group ownership and occupancy of apartment buildings of which condominium conversion is restricted or prohibited, vacation home sharing, and equity sharing between investors and home owner/occupants, and this is the work for which he is best known. He has prepared co-ownership agreements for over 4000 clients.

Mr. Sirkin received his law degree Magna Cum Laude from Boston College in 1984, where he was an editor of Boston College Law Review and admitted to Order of the Coif. He was admitted to the California Bar in 1984 and has practiced in San Francisco ever since. He has restricted his practice to real estate co-ownership and subdivision matters since 1986, and currently practices with the firm of Sirkin Paul Associates, with offices in San Francisco and Paris. In addition to his work on projects in the San Francisco Bay Area and Paris, he has recently advised clients and prepared documents regarding projects throughout California and the United States, as well as Argentina, France, Italy, Mexico, and Belize.

Mr. Sirkin brings extensive personal real estate development and brokerage experience to his law practice. In addition to advising clients including buyers, sellers, developers, syndicators, real estate brokerages, other attorneys including District Attorneys, and governmental agencies, Mr. Sirkin has personally developed 34 residential and mixed-use projects in the Bay Area and France, and operated and managed real estate brokerage, syndication, property management and construction companies.

Mr. Sirkin is an accredited instructor with the California Department of Real Estate, and frequently conducts co-ownership workshops for attorneys, real estate agents, corporations, and prospective home buyers. A vocal advocate for creation of affordable home ownership opportunities, Mr. Sirkin has made numerous appearances on San Francisco Bay Area television and radio, and addressed the Commonwealth Club of California. His first book, The Equity Sharing Manual, was published by John Wiley and Sons in November 1994, and his most recent book, The Condominium Bluebook, was published by Piedmont Press in January 2005.


Thursday March 15th, 2007

Speaker: Hubert Bromma, Founder and CEO of the Entrust Group

Real Estate IRAs and 401(k)s: What you need to know in 2007 for your tax deferred investing

Real Estate IRAs and 401(k)s in a Changing Market:
The Future Potential In Changing Markets

  • Taking Advantage Of Changing Markets
  • Tax Benefits of Buying Low
  • The Rewards of Never Having to Pay Tax Again
  • Individual 401(k) for Single Member Companies
  • The Checkbook IRA for Real Estate: The IRS thinking

What will be covered in session

The session will cover the advantages of purchasing real estate in down markets, as well as creating notes using your IRAs. The concept of Fair Market value as related to Real Estate IRAs and conversion of assets to Roth IRAs. The tax law changes of 2010 for traditional and 401(k) conversions and the positive impact on real estate and note investors will be discussed. How Single member Individual 401(k)s fit into the tax planning and real estate and note investing will reviewed. The "check book" IRA, Real Estate Investing and the impressions of that from the IRS will be discussed on the basis of discussions with the IRS.
Plan on being with us and don't miss this informative meeting!

Please read Hugh Bromma's bio here.


 

Thursday April 19th 2007

Speaker: Master Dealmaker; Peter Fortunato

TOPIC:
Good Deals are not found…Opportunities are located or locate you….Then good deals (Transactions) are constructed…

"That won't work here…" or "That can't be done here…"


Often we hear this statement from folks who live and invest in California. However there are certain fundamental negotiating and investment techniques that are universal regardless of your location.

This month's featured speaker is Peter Fortunato. Nationally known as an expert in using Real Estate creatively coupled with "paper" to formulate profitable Real Estate Transactions for the buyer, seller, and investor.

Learn how to create Transactions, Income and Wealth.

Discover negotiating techniques and paperwork which make the numbers work and allow for deals to happen.

Visit with us and learn from one of the Masters on how to "Construct" Deals. Hear Pete's clear, patient explanations, and practical insights. You Do NOT want to miss this month's meeting, plan on being with us!

REGISTER TODAY for the BAWB sponsored Upcoming

FULL DAY WORKSHOP - Saturday April 21st 2007

At the Hyatt Regency SFO

"Creative Financing Techniques & Transaction Solutions for Distress Times"

Join the "Master dealmaker" himself; Peter Fortunato along with Michael Morrongiello who will cover a variety of ways to survive and prosper in a down market. For more information on this fabulous workshop event please click here.


Thursday May 17th, 2007

Building a successful real estate and loan portfolio

Speaker: Author, Investor, Educator; Lisa Moren Bromma


 

ABOUT LISA MOREN BROMMA

Lisa has been a real estate investor since 1978, a note investor since 1988, and a well known marketing expert. She has consulted for some of the nation's top financial services industries in the private mortgage, business loans, and Individual Retirement Plans.

Lisa has taught over 1,000 workshops and seminars devoted to real estate investing, marketing and business forums.

She is a professional member of the National Speaker's Association and sits on the board of the National Real Estate Investor's Association.

She is the president of The Entrust Group, the nation's largest network of third party administrators. Entrust provides record keeping services for individuals who wish to truly self-direct their retirement plans to buy real estate or any alternative investment allowable by the IRS.

Lisa's recently published book by McGraw Hill titled "Real Estate Investing for The Utterly Confused" has motivated new investors with factual information told in her humorous and easy going manner.

Her new book, "Wise Women Invest in Real Estate…achieve financial independence and live the lifestyle of your dreams" is available in paperback.

Her topic, Building a successful real estate and loan portfolio will assist any investor, no matter what level of experience they have in real estate or notes, increase their knowledge and take home valuable information and techniques to build wealth.


Thursday June 21st, 2007

Speaker: Author, Investor, Educator, Bruce Norris

Topic: "The California Crash"


 

About Bruce:

Bruce Norris is an active investor, hard money lender, and real estate educator extraordinaire with over 25 years experience. Bruce has been involved in over 2,000 real estate transactions as a buyer, seller and money partner. Renowned for his ability to forecast real estate market trends and timing, the release of The California Comeback in 1997 gained him much notoriety and its accuracy of the extensive report led many California investors to financial freedom. His latest release, The California Crash is an in-depth look into the coming California market correction and the statistics behind Bruce's predictions.
Bruce speaks often at investment clubs throughout Southern and Northern California and has also been a guest speaker at the Learning Annex, Real Wealth Expo, Foreclosures.com and several other national investment clubs and investor events. He has contributed articles to many real estate magazines and newsletters including Creative Real Estate Magazine, AOA Magazine, and the Daily Commerce. He has also been featured in The Wall Street Journal, The New York Times, Fortune, Money Magazine, The Orange County Register, and many others.
Bruce is currently on the Board of Advisors at Chapman University's Roger C. Hobbs Institute for Real Estate, Law and Environmental Studies.

"California Only - Investor Essentials" - Bruce Norris Full Day Workshop Event - Saturday June 23rd, 2007

Get yourself ready to profit from this current "Golden State" Real Estate market correction. Learn the savvy tricks and tips from an experienced long time extremely successful California investor. BAWB is proud to sponsor an information packed Full Day Workshop event on Saturday June 23rd, 2007 at the South San Francisco Airport Conference Center with Bruce Norris titled; California Only - Investor Essentials - the cost is only $97.00 and it includes a valuable 200+ page workbook + audio CD's.

For a detailed course outline, and to register for this workshop, please click here.

 

 

 

Workshops in 2007:

Saturday January 20st, 2007 – Clarion SFO Hotel

All you need to know about how to CONTROL, buy, sell, finance, option, and lease, along with complete privacy…and more.

Don’t miss this wonderful opportunity to attend Jack Shea’s:

Secrets of Lease Option Profits Workshop

Jack Shea, an experienced long time investor co-authored with attorney Mark Warda this wonderful instructional manual on Lease Options which covers a wide variety of practical uses for the savvy Real Estate investor.

The revised 175+ page manual which is included with your registration contains hard copy sample option agreements, examples of how to combine an option with a lease, the lease purchase, the lease option, various sample leases, along with Jack's infamous "contract for option" agreement and other useful Real Estate forms. A CD with the forms outlined in the manual is also included, and much more.

We invite you to invite and bring your Realtor, Attorney or CPA to this workshop as well as this course has been taught in the past where 8 hours of CED- continuing education credits are given to Realtors, Attorneys, CFP’s, and CPA’s. The workshop is “hands on”, filled with practical tips, tricks, and traps, derived from Jack's years of "in the trenches" experience.

For more information and a workshop registration form, click here.


FULL DAY Saturday, April 21 2007 at the Hyatt Regency SFO

DON'T WAIT - REGISTER TODAY for this quality workshop event

"Creative Financing & Alternative Transaction Solutions for Distress Times"

Featuring the Master "Dealmaker" himself Peter Fortunato and Michael Morrongiello

Jack Miller has said; "In times of change, the learners are the winners…"

You must learn how to adapt to changes and transition in the marketplace. The PARTY IS OVER! , Skill sets are the KEY to getting into and staying in the game.

Visit with us and learn how to survive and prosper in a down market…. Learn how to create Transactions, Income, and Wealth.

For more information on this workshop, a workshop brochure, and registration form, please click here


Upcoming Workshop in June

"California Only - Investor Essentials" - Bruce Norris Full Day Workshop Event - Saturday June 23rd, 2007

Get yourself ready to profit from this current "Golden State" Real Estate market correction. Learn the savvy tricks and tips from an experienced long time extremely successful California investor. BAWB is proud to sponsor an information packed Full Day Workshop event on Saturday June 23rd, 2007 at the South San Francisco Airport Conference Center with Bruce Norris titled; California Only - Investor Essentials - the cost is only $97.00 and it includes a valuable 200+ page workbook + audio CD's.

For a detailed course outline, and to register for this workshop, please click here.


August Workshop

BAWB is proud to co-sponsor a BRAND NEW Jack Miller / John Schaub Money Making Seminar.

"Making Mega Profits in the Sub Prime Meltdown!"

The next wave of fortunes will soon be created in the greatest discount buying opportunities seen in years! Learn how to Cash-In on the Buying bonanza that lies ahead.

This is a No Fluff, Real World Educational Event from (2) two of the so called "Florida Fab Four" Millionaire Makers; Jack Miller and John Schaub. Join Jack and John in San Francisco and learn from two guys who have seen these markets before and know how to profit from them. They have been teaching how to make money with houses longer than anyone in the business and now they can teach you.

WHEN: Saturday & Sunday August 25th & 26th 2007

WHERE: South San Francisco Airport Conference Center
275 South Airport Blvd., South San Francisco, CA 94080

COST: $500.00 per person or if two (2) register together then $400.00 per person.

PLUS - for only $129.00 we have an extraordinary Special One Day Event you simply do not want to miss!

From the Desk of Jack Miller

All of us who make a living buying, fixing, selling, and renting houses face an uncertain future that none of us can truly predict. If prices continue to stabilize, or to fall, should we be buying or selling?

Will mortgage money be available for us to use when buying, or to fund buyers we might sell to? Will we be able to refinance short term loans, or to afford adjustable rate mortgages if interest rates continue to rise?

Will the market be glutted with foreclosed houses that could be bought for pennies on the dollar, reducing the value of our houses? If we have a period of inflation, will rents rise enough so that we can afford rising operating costs, taxes, and insurance?

Nobody really knows the answer. We can only guess! More than thirty years ago, John Schaub and I were the originators of the concept that single family homes could be bought and held as rentals. We were lucky. Just as we began teaching, we began to experience the highest rate of inflation in recent history, and those who followed out advice reaped millions of dollars of profit.

As time went on, we went our separate ways, but continued to buy houses. The years have been good to us, and we've had a lot of success, but now, we're at opposite ends of the seesaw. I'm of another generation than John. My concern is that I'll lose much of what I've accumulated, so I think it's time for me to take most of my chips off the table by selling my houses and to hunker down until the financial picture becomes clear. I expect to buy back in with the cash I've accumulated.

On the other hand, John sees the near future as a time to accumulate houses at good prices from people like me who are selling out. He sees rents rising as those who lose their houses to foreclosure rush back into the rental market in search of good homes, for which they will be willing to pay top rents.

Only time will tell which of us is right; but we thought you should get the benefit of our opposing points of view; hence, the Miller/Schaub seminar was held last year in Tampa, FL which we call "Making Good Deals in Bad Times"

The Miller/Schaub teaching team has never been surpassed, and this event should be no exception; but to add interest, we'll be proposing different strategies. Those who attend can't fail to benefit from hearing two guys who have almost 66+ years of combined experience in good times and bad; and who expect to continue to make money in the future. This is a unique event, which won't be repeated. Enhance your prospects for success and make a decision now to attend this one-of-a-kind special seminar.


PLUS - for only $129.00 we have an extraordinary Special One Day Event you simply do not want to miss!


Jack Miller & John Schaub's;
Problems & Solutions Q & A Help Day Workshop

Friday August 24th, 2007 - 9 Am to 5 Pm

Your chance to bring your questions and situations, and Jack and John will spend the entire day providing you with their innovative strategies and solutions. This is a rare opportunity to spend a FULL DAY with two guys who have been there, done that, and seen it all with their 66+ years of combined experience.

FREE WELCOME RECEPTION COCKTAIL PARTY - On Friday after the Q & A help day workshop. - Sponsored by Entrust Administration

Being able to listen and learn from Jack & John as their share their expertise, wisdom, interaction, and banter- plus the fabulous Friday evening Welcome Reception alone is worth the price of admission.

You can attend just the Friday Q & A Workshop for $129.00 - However if you also Attend the (2) two day event, then this special Q & A workshop is only $99.00!

Special Workshop Pre-Registration Bonus Package

If you Pre-Register by August 1st, 2007 you will receive this valuable $200.00+ Pre-Registration Bonus Package;

  • Jack & John's Bonus CD - "Buyers Guide to Making Money in the Sub Prime Market"- a $129.00 value

  • Free Special Report from Entrust Administration;
    "Creative Strategies to using your Self Directed retirement plan to amass Wealth"- a $75.00 value

This FREE Bonus Package is available only to you but you must Pre-Register for the event by 8-1-2007. Don't delay - Register Today.

For more information, a workshop brochure, and a registration form for the very Special Friday Q & A Problems and Solutions Help Day, or the Saturday & Sunday Workshop event please click here.

 


Dwan & Bill Twyford's follow up
FULL DAY WORKSHOP

Short Sales in the Changing Market & Learn to Negotiate Like a Pro

Saturday October 20th 2007

South San Francisco Airport Conference Center

9:00 Am to 5:00 Pm - registration begins 8:00 Am

Dwan & Bill are to going to share an amazing Saturday with you. They specialize in every aspect of investing from finding deals to short sales to bankruptcy to rehabbing to super negotiating, all with great success. They believe if you have the right scripts and use the right tools you'll be successful in this exciting business. Don't miss the chance to spend an entire day with this exciting couple.

For more information about the workshop, a printable workshop flyer, and registration form please click here.

 



 

Meetings in 2006:

Thursday January 19th, 2005

The Real Estate Bubble: Is it a Time Bomb or Dud?

CALIFORNIA: With Golden State housing prices in a near vertical rate of climb (a 70%+ rise in last three years), some experts warn that the market could be in for a reality check. With the median priced home now at all time highs – home affordability indexes are now flashing danger signals.

WHO SHOULD ATTEND?

Any man or woman who is thinking about buying – or selling – a house in California. Anyone who wants to know if is better to be a buyer or seller at these price levels. Anyone who wants to know what Robert Campbell’s key market-timing indicators are now signaling for real estate prices.

YOUR SPEAKER

Robert M. Campbell – (1) author of Timing the Real Estate Market and (2) publisher of the only market-timing advisory for real estate investors – will be our featured speaker (read his Bio below)

WHEN YOU COME TO OUR MEETING January 19th, 2005 WHAT YOU WILL LEARN:

  • How to identify the best time to buy a home – and the best time to sell.
  • How to maximize investment profits – and avoid losses.
  • Are we in a real estate bubble? Here’s how to tell.
  • The reason why real estate prices are soaring
  • Learn five key trend indicators that have a 78% success rate for predicting “what’s ahead” for the real estate market.
  • How to “read” the signals that tell you the market is about to change.
  • When it’s smart to “follow the crowd,” and when its smart to “break ranks” and go in the opposite direction. This is how you “buy low/sell high.”
  • Learn how to avoid the single biggest mistake you can make in real estate. Learn how to protect yourself.
  • How interest rates influence real estate trends. This will surprise you!
  • Eight telltale signs of a housing cycle peak.
  • What Really Drives the Housing Cycle Higher & Lower

  • What direction will California housing prices head in the next 3-5 years. You'll learn the good, the bad, and the ugly.

Start out the New Year Informed– Plan on being with us Thursday January 19th, 2005


Copies of Robert’s fabulous book; “Timing the Real Estate Market” will be available for purchase at the meeting.

About Robert M. Campbell

Robert Campbell is a real estate advisor and author. His book Timing the Real Estate Market presents what Robert calls; “The Campbell Method”, which successfully employs five key trend indicators to signal the coming peaks and valleys of real estate cycles.

Robert has been living and breathing real estate from the time he learned how to walk. The son of a successful San Diego homebuilder, he started investing in real estate at age 24, borrowing $14,000 from his parents for the down payment on a 6-unit apartment house. After doing some cosmetic repairs and raising the rents, he sold the property for an $11,000 profit one year later. He was hooked.

Since then, Robert Campbell has had a multifaceted 30-year real estate career that includes:

  • As a real estate investor, he has bought and sold numerous rental properties.
  • As a real estate developer, he has built and developed homes and apartment units.
  • As a California real estate broker (licensed in 1976), he has handled the sales and mortgage financing for hundreds of clients.

Based on the trend indicators presented in his book, Robert also publishes The Campbell Real Estate Timing Letter, which is a real estate timing advisory newsletter for Real Estate investors.

Robert Campbell earned a BA in Economics from the University of California at Los Angeles in 1969 and an M.B.A. in Real Estate Finance from San Diego State University in 1974.


Thursday, Febuary 16th, 2006

TOPIC: Build a Powerful Financial Future with Real Estate

SPEAKER: Adiel Gorel

Mr. Gorel formed (1983) International Capital Group (ICG), a Marin County, CA based real estate investment company that assists investors worldwide in purchasing U.S properties and provides full service including lending and property management.

As CEO of ICG MR. GOREL has purchased over 4,000 properties in cities including Phoenix, Las Vegas, Jacksonville, Orlando, Tampa, Dallas, Houston, San Antonio, Austin, Oklahoma City, Salt Lake City, and many others and has also formed a variety of apartment-complex and development syndications throughout the Sunbelt.

ADIEL GOREL gives lectures world-wide on U.S real estate investing and has published two books on the subject; “Remote-Controlled Real Estate Riches—The Busy Person’s Guide to Real Estate Investing” (Progress Press) and “Discovering Real Estate in America” (Turquoise Press). MR. GOREL has been profiled on NBC, ABC, the San Francisco Examiner, Fortune Magazine and numerous radio shows. He is a highly rated speaker. His professional experience also includes management and director positions in Corporations including Hewlett-Packard and bio tech firms such as Marlstone, Lifecare, and Lifewave.

MR. GOREL holds a BSEE from McGill University, graduating first in his class and an MSEE from Stanford University graduating with a 4.0 GPA.

BUILD A POWERFUL FINANCIAL FUTURE WITH REAL ESTATE


Adiel Gorel will be covering the following topics:

  • The best real estate markets in the country.

  • Real Estate bubbles? markets with dangerous bubbles, markets with small bubbles and markets with no bubbles

  • The type of properties we should buy.

  • Property management made safe.

  • What makes some mortgages in the United States so special?

  • Moving faster: accomplishing one's investment goals more rapidly.

  • Tax considerations, 1031 exchanges, etc.

  • Investing well even when you are extremely busy.

  • Safety issues and considerations.

  • Appropriate use of IRA funds for real estate investing.|

  • Setting up your kids' college education with real estate investments.

  • Setting up your retirement with RE investments.

  • Q and A

DON’T MISS THIS INCREDIBLY INFORMATIVE BAWB SPONSORED LECTURE!!!!


BAWB Meeting Thursday March 16th 2006

TWO PART PROGRAM with Peter Fortunato and Warren Racine

Part One:

ONE STEP BEYOND…

Features the master "dealmaker" himself Peter Fortunato. Nationally known as an expert in using Real Estate creatively coupled with "paper" to formulate profitable Real Estate Transactions for the buyer, seller, and investor.
Learn how to create Transactions, Income and Wealth.
Discover negotiating techniques and paperwork which make the numbers work and allow for deals to happen.
Visit with us and learn from one of the Masters on how to "Construct" Deals. Hear Pete's clear, patient explanations, and practical insights. You Do NOT want to miss this month's meeting, plan on being with us!

Pete will also be conducting on Saturday & Sunday March 18th & 19th his powerful two day workshop class:


ONE STEP BEYOND


Two Full days of quality no fluff instruction, education, real world case studies, the forms used to create results, Pete's patient explanations, and discussion by the master "dealmaker" himself.

Special Price for BAWB attendees - $350.00 per person- only if pre-registered using our workshop registration form.

Given the short time until this event and the fact that this class is being marketed nationally you would be well advised to register as soon as possible.

This may be the first and only time this class will be held on the West Coast!

Don't miss this incredible workshop event & decide to wait again for it to come around- REGISTER TODAY!

For more information on Peter Fortunato's ONE STEP BEYOND workshop and a workshop registration form please click here.


Part Two of the March Meeting:

California Foreclosures; The Good, the Bad, & the Fantastic!

Speaker: Author, Investor, Instructor and California foreclosure expert:

Warren Racine


 

Warren Racine, holds a Master's degree in Structural Engineering and a Master of Business Administration, has been a licensed California Real Estate Broker since 1972.

He is an investor in foreclosures and a mentor to those who buy distressed properties at a discount, repair the properties, and sell them for profit.

He has taught more than 10,000 students since 1974 and continues to teach, invest, and write weekly articles about foreclosures for The Daily Journal in Los Angeles that owns eleven subsidiary newspapers throughout the western United States.

At this meeting you will learn:

  • How you find distressed properties and show you how they can be acquired at a substantial discount.

  • You will learn several different ways to purchase distress properties, the laws that affect the purchase of foreclosures, and how to evaluate risks and rewards.

  • You will become familiar with the legal documents, contracts, and forms through which distress property purchases are made.

  • Innovative research techniques that will increase the profit potential in each property.

More information about Warren Racine is available on-line at www.discoverforeclosures.com


BAWB Meeting Thursday April 20th, 2006

Guest Speaker: Richard Desich

Self-Directed IRAs for the Real Estate Investor:
Your Knowledge + Your Expertise = Your Profits… Earned Tax Free with the use of government sponsored retirement plans.

One of the greatest (and least known) tools available to real estate investors are government sponsored retirement plans. Most real estate investors believe that their only IRA investment options are bank CDs or the stock market. Very few realize that they have the option to truly self direct their IRAs in areas where they have knowledge and expertise such as real estate.

Topics to be discussed in the presentation include:

  • How IRAs and retirement plans can work for you
  • Benefits of retirement plans- including tax-free growth and the power of compounding interest
  • How to maximize your contributions and receive great tax deductions
  • Basic Guidelines for real estate investments in self directed IRAs
  • Self-Directed IRAs for Estate Planning Purposes

About our Speaker- Who is Richard Desich?

Richard Desich

As a Vice President of Equity Trust Company, Richard Desich Jr. is a nationally recognized, pre-eminent authority on non-traditional investing in IRAs and qualified plans. An experienced real estate investor, Rich holds Series 7, 24, 55 and 63 licenses with the NASD. A graduate of Ohio State University, he joined Equity Trust in 1998, and now travels throughout the country educating numerous investor associations and groups each year on the advantages of self-directed real estate IRAs. Rich has been quoted in prestigious financial publications including the Wall Street Journal and Investor's Business Daily, and investors of all levels and experience benefit from his expertise.

About Equity Trust Company

With more than 32 years experience, Equity Trust Company is a leading custodial provider of self-directed IRAs and small business retirement plans. Clients benefit from our extensive expertise, dedication and customer-focused support in providing truly self-directed IRAs, and our clients increase financial wealth by investing in variety of opportunities from real estate and private placements to stocks and bonds. Equity Trust Company manages more than 30,000 accounts for clients in all 50 states.

Articles for your review (click on the article):

Investors Put Pension Money into Real Estate

Learn About the Roth 401K


BAWB Meeting Thursday May 18th 2006

Winning on your Taxes with the IRS for Real Estate Investors

Speaker: Investor, Author, Attorney, Accountant John Hyre

Learn How To Legally and Ethically Hammer the IRS!

Taxes are probably your #1 expense. I'd like to help you change that. As a tax attorney, accountant and real estate investor, I'm well equipped to do just that. On Thursday May 18th, I will cover the basics of how to legally and ethically lower your taxes. I will speak for approximately 1.5 hours on how I do it for my clients - ALL of whom are real estate investors. The speech will be full of substance, not sales hype. You will learn what the IRS is good at, what it's not good at, and how to take advantage of both situations. You will learn how to squeeze the most out of depreciation, which entities are best for you and how to get the deductions you deserve. You will learn about IRS penalties - and how to avoid them. I will also teach you how to prepare for an audit and why it's not something to be afraid of.

With your indulgence, I will take just 10 minutes of the presentation to tell you why my course, The Real Estate Investors KISS Guide to Bookkeeping will save you far more than its cost. That's it. Ten minutes of crass marketing and ninety minutes of dead-on substance. You can't help but make money by showing up!

Who is John Hyre?

John Hyre - Real Estate Tax Consultant


My name is John Hyre. I am an attorney, accountant and real estate investor. All of my clients are real estate investors. Prior to venturing out on my own, I worked for two of the Big Five accounting firms and for several Fortune 500 companies. I saved my clients millions of dollars in taxes annually. But working for the man got old- so now I'm here to save RE investors big bucks...and invest my earnings in more RE of my own.

My advice and research are thoroughly focused on real estate. I've heard most of the questions and researched most of the answers....and constantly work to stay on top of RE tax issues. That means that I can normally answer questions quickly, aggressively and ethically. Few generalists can compete with a focused specialist. Would you go to the family doctor for heart surgery? Of course not! So why use a jack of all trades (master of none) for your real estate business?

I have a JD. Unlike many accountants, I actually read the law, not just someone else's opinion of the law. I interpret that law aggressively whenever ethically possible. I LIKE gray law, unlike many accountants who just want a black and white box to fill in. I respect the IRS' power, but do not fear it.

I am also an accountant. So unlike many attorneys, my understanding of numbers goes beyond entering the fees on your billing invoice. I understand proper bookkeeping - without which, the most expensive tax planning is absolutely worthless. I also understand (and perform) tax compliance- and give tax planning advice that reflects compliance ins and outs.

I invest in real estate. I DO deal with tenants, buyers, contractors (ugh!), suppliers, title companies and other investors, to name a few. I needn't bill you to learn OUR business. My clients and I sometimes "talk shop" and learn more than just taxes from each other. In short, I have "a dog in the fight".

My firm provides tax services, including bookkeeping, return preparation, audit representation and planning advice to real estate investors in all 50 states. To learn more, please visit us at www.realestatetaxlaw.com and to click on the links below to read some of my articles;

Choice of Entity

Daddy's little Tax Deduction

Primary Asset Protection Against Lawsuits

You "Dealing?"

Federal Income Tax 101


BAWB Meeting Thursday June 15th 2006

Speaker: The Legal Wiz - William "Bill" Bronchick

Who is the Legal Wiz?

William Bronchick, CEO of Legalwiz Publications, is a Nationally-known attorney, author, entrepreneur and speaker. Mr. Bronchick has been practicing law and real estate since 1990, having been involved in over 800 transactions. He has trained countless people all over the Country to become financially successful. His best-selling book, "Flipping Properties", was named one of the ten best real estate books of the year by the Chicago Tribune.

William Bronchick is also the author of the highly acclaimed books, "Financing Secrets of a Millionaire Real Estate Investor" and "Wealth Protection Secrets of a Millionaire Real Estate Investor."

In the News

William Bronchick's articles appear in newspapers, magazines and journals worldwide. He has appeared as a guest on numerous radio and television talk shows, such as CNBC Power Lunch. He has been featured in countless publications, including:

  • Who's Who in American Business
  • Money Magazine
  • USA Today
  • Investors Business Daily
  • The Washington Post
  • CNN Money Online
  • New York Newsday
  • The Wall Street Journal Online
  • The Los Angeles Times
  • Creative Real Estate Magazine
  • Southwest Airlines Magazine
  • The Denver Business Journal

William Bronchick has served as President of the Colorado Association of Real Estate Investors since 1996. He is admitted to practice law before the bars of New York and Colorado.

A BAWB sponsored FULL DAY Fabulous educational workshop with Bill Bronchick will be held on Saturday June 17th, 2006 at the Sheraton Gateway SFO airport hotel, 600 Airport Blvd, Burlingame, CA 94010.

    For more information and to register for William Bronchick's seminar on Flipping Properties, please visit:

    www.flipping-properties.com/seminar


    BAWB Meeting Thursday July 20th 2006

    Anatomy of Successful Fixer Projects in San Francisco

    Speaker: Pete Brannigan, experienced agent with BJ Droubi & Company

    SFFixers (www.sffixers.com) is San Francisco’s only direct marketing vehicle for buyers and sellers of deferred maintenance homes, probate properties, development properties, and buildable lots. Created by Pete Brannigan, SF Fixers has assisted in hundreds of fixer projects and sales since 1971.

    About Pete Brannigan:


    3rd Generation San Francisco native, Pete Brannigan has been buying, remodeling and working with fixers in San Francisco since 1971. As a San Francisco property owner for 30+ years and a very successful realtor for over 15 years, Pete has a first hand knowledge of San Francisco’s real estate market and all the changes real estate has gone through. With an eye for buildings with “potential” Pete constantly searches out the Fixers that are the raw material for a successful project. Knowledge plus experience and hard work is what Pete brings to each transaction. "I am a hard worker who really believes in-and delivers-personal service, integrity and a high level of knowledge and professionalism." In 1990 he joined BJ Droubi & Company where he has become one of the firm's hardest working and most successful sales associates. Pete was named a top producer in 2000, 2002 and the #1 Producer in 2003.

    At this meeting you will learn:

    • How do you find these potential “diamonds in the rough”What should you be looking for as far as profitabilty is concerned?

    • What types of offers to make to acqure these “fixer type” deals

    • Experiences with the infamous City of San Francisco beauracratice red tape, the SF Department of Building Inspection and SF Planing Departments.

    • Issues to be concerned with that can make a project go askew

    • Setbacks, obstructing others views, parking, adding square footage, utility concerns, and other issues that can profoundly affect a project.

    • Photos of some before and after projects

    • How did the project shake out profit wise?

    • Issues surrounding conversions of existing housing to “TIC’s” tennant in common use and condominium use and their potential for profit

    Thursday August 23, 2007

    It's Miller Time...and the "Big Kahuna" is back…

    (Please read all the way down for info about the upcoming
    do not miss Jack Miller & John Schaub Blockbuster Workshop Event)

    Don't miss this once in a blue moon opportunity to spend an evening with the incomparable Jack Miller.

    THERE IS A SECRET TO GETTING RICH...

    Anyone can learn how to get rich, but there's a catch. You have to understand MONEY--Why people spend it? When? How. Where? For What? You have to understand how a little money, plus time, can create a fortune for anyone. Test yourself. Do you know someone who isn't particularly smart or talented or energetic who seems to have made a lot of money, or who owns a lot of property?

    My name is Jack Miller. I've been a successful investor in single family houses for 45 years. I've bought, sold, leased, managed, built, exchanged, financed and owned several hundred properties. Real estate is the main source of both my income and accumulated assets, thus, I can speak from years of actual experience.

    LET ME TELL YOU A LITTLE STORY...
    Once upon a time I was 40 years old and out of work. I'd been an executive with a Fortune 500 company with specialized technical skills. Without warning, I suddenly became a casualty of a corporate downsizing. I had two teenagers at home and a mortgage. I'd placed my future into the hands of my employer and felt secure with a retirement plan which would provide enough money for a comfortable lifestyle, recreation and travel. Suddenly I was out of work.

    MIDDLE-AGED, OUT OF WORK, AND BROKE
    My assets consisted of experience for which there were no jobs and a real estate license I'd picked up just for fun. The only employment I could find was as a residential real estate salesman. Although I'd owned real rental houses previously, I knew nothing about real estate or financing and had never earned a living as a salesman before. I had to start from scratch to learn the business.
    In the real estate market that prevailed then, there were lots of buyers, but no sellers. I had to learn ways to prospect for cash sale listings because unmotivated sellers would settle for nothing less. That involved developing innovative ways to qualify buyers so they could obtain financing for their home purchases. In the process of creating down payments, I had to devise supplemental income credits, decorating and landscaping allowances. In the process I discovered ways to use virtually anything they owned in trade as down payments to reduce the amount they had to borrow, and along with it, their monthly payments.

    LEARNING HOW TO BUY AND SELL HOUSES FROM SCRATCH
    Suddenly, just when I was beginning to learn how to make money in a competitive selling market, the economy flip flopped. The buyers all disappeared and the phones stopped ringing. In order to earn a living, I had to come up with creative ways to locate buyers for all the properties that eager sellers wanted to list with me. Even when I found a buyer, interest rates on mortgage money was often too expensive for them to be able to afford the purchase. Necessity forced me to innovate. I learned ways to "create paper" with which to close a deal. Leases and Options became basic building blocks for making deals. So did contracts.

    BREAKTHROUGH! BUYING AND SELLING FOR MYSELF!
    One day it occurred to me that rather than properties per se, what I was really selling were my negotiating and deal-making skills. Instead of listing properties for sale, I began focusing my efforts on increasing my income. I started by buying Options on houses, then "flipping my Options, selling them either for cash or terms depending upon the deal. When I controlled the property, I could make more sophisticated transactions. But this required me to develop better negotiating skills and closing techniques. In the process, I had to learn the ways that taxes affected a sale from both the buyer's and seller's points of view.
    Some of the most powerful techniques I learned were based upon tax free exchanges and gifts. These benefited both buyer and seller at the expense of the tax collector. And I found ways to structure complex transactions which solved financial and tax problems for both buyers and sellers in order to earn bigger profits; far greater than might have been made simply earning commissions or merely "flipping options".

    RETIREMENT AFTER ONLY 5 YEARS!
    Finally things began to click. During one 153 week period, I closed one or more deals each week in the capacity of broker, buyer, seller, or Optionee. At the age of 45, a short five years after I first started selling real estate, I was able to close my office and retire to the good life with my wife, touring the country in my motorhome and traveling in Europe and Asia. Why am I telling you all this? Because the time is as ripe as I've seen it in almost 20 years for you to do it too. I'll even tell you how to do it. Read on . . .
    You can only look at so many sunsets, catch so many fish, or play so many rounds of golf before retirement gets to be a job. As a bored retiree, I started making the rounds of community social clubs as a luncheon speaker telling others about my experiences. From this sprang the first seminar in the world oriented toward the single family house as an investment vehicle. For the person who wants to build wealth starting with little or nothing, the single family house still offers more possibilities than any other type of investment. But there's a catch: You've got to have an intense desire to be rich, and be willing to work hard to learn as many real estate insiders' fortune-building secrets as you can. I'll share these with you.

    BIRTH OF A NATIONAL NEWSLETTER
    I started as a speaker, then as a seminar educator of thousands of people, many of whom went on to start their own seminars. In 1978, I wrote the first issue of The Commonwealth Letters, the first ever monthly newsletter devoted to single family house investors. My objective was to provide readers with insights on how to achieve financial security over and above that provided by their career, regardless how successful. Since then, I've been able to help readers to consistently make money more than any other publication.

    IT'S TIME TO MAKE A DECISION FOR YOUR FINANCIAL FUTURE
    If you aren't 100% certain of your future financial security, it's time for you to make the decision to become financially independent. This will be an easy decision! Either you're happy with your lot in life or you're not! Either you've already provided for your family's financial security or you're willing to bet their lifestyle on your employer or the government. It's up to you to take action now before time passes you by.
    Wouldn't you really rather control your financial future yourself? You can, as an entrepreneur in real estate. Thousands have done it before you starting with little cash or know-how. They didn't have the advantage of being coached by someone who's been where you are now, and gone where you want to go; someone who can make it happen a lot faster than you think possible if you take his advice. It's your choice...


    BAWB is proud to co-sponsor a BRAND NEW Jack Miller / John Schaub Money Making Seminar.

    "Making Mega Profits in the Sub Prime Meltdown!"

    The next wave of fortunes will soon be created in the greatest discount buying opportunities seen in years! Learn how to Cash-In on the Buying bonanza that lies ahead.

    This is a No Fluff, Real World Educational Event from (2) two of the so called "Florida Fab Four" Millionaire Makers; Jack Miller and John Schaub. Join Jack and John in San Francisco and learn from two guys who have seen these markets before and know how to profit from them. They have been teaching how to make money with houses longer than anyone in the business and now they can teach you.

    WHEN: Saturday & Sunday August 25th & 26th 2007

    WHERE: South San Francisco Airport Conference Center
    275 South Airport Blvd., South San Francisco, CA 94080

    COST: $500.00 per person or if two (2) register together then $400.00 per person.

    For more information, please click here

     

     


    BAWB Meeting Thursday September 21st 2006

    Techniques to Help you Succeed

    A (2) two part program with two dynamite speakers -

    Author, investor, educator; Scott Britton discusses the art of mastering Short Sales…

    And

    Author, Investor, educator, Jeff Smith discusses why so called "Lazy Money" can hike your profit on each deal…..

    Both of these seasoned investors / educators will present a BAWB sponsored Dynamite Dual (2) Two Full days Workshop on Saturday & Sunday, September 23rd & 24th at the Clarion SFO Hotel.

    This is not a workshop event with a bunch of hype and fluff, just pure content. Don't miss this quality event and remember to pre-register for the FREE Bonuses.

    For a workshop brochure and registration form please
    click here
    .

    About Scott Britton;

    Scott Britton, author and publisher of the "University of Real Estate Letter" is an active, full time Investor who has been successfully buying, selling and investing in Single Family Houses and Mortgages since 1979. Beginners and seasoned pros alike have learned to trust and profit from Scott's down-to-earth, common sense investment advice. Scott is known for his clear thinking and straight-forward problem solving abilities. His strategies for generating cash and building wealth can help anyone accelerate their investment program while improving their lifestyle. Scott, along with his wife Cindy and their three children live and work out of their high-tech home office in historic Jackson, Mississippi, where Scott practices what he preaches on a daily basis. Visit www.Real-Estate-Investing-Resources.com for Scott's free list of resources for Real Estate Investors.

    Scott Britton's "Mega-Profits with Short Sales"

    No, this isn't just another "boxers-or-briefs" seminar. During this extraordinary (and rare) presentation, you will learn Scott's insider secrets to adding thousands of extra dollars to your bottom line by incorporating "Short Sales" into your buying business.

    Scott has agreed to break down "Short Sales" to their simplest form so you will have a better understanding of why and how they work. Once you have this knowledge, Scott will show you how to develop an eye for "Short Sale" opportunities, plus give you the tools and strategies you need to capitalize on these opportunities the quickest and most efficient way.

    Scott loves to interact with the audience and have a good time. But, don't expect him to pull any punches or dance around your questions. You will get his biased opinions and not the safe answer others rely on. If there is such a thing as educational entertainment, this is it.

    Here is a partial list of items Scott has agreed to cover on "Short Sales":

    • How and why you should add Short Sales to your buying Arsenal
    • Why understanding the Short Sale process is critical to your success!
    • The definition of a "Competitive Void" and why you should be operating inside of one (This isn't a legal entity. It's a marketing state you create)
    • Dirty tricks, ploys and gambits (from the trenches of other Short Sale Pros you'll never ever hear from)
    • Why having a clear understanding of the "Short Sale Clock" is critical. Screw this up and you'll never be successful. (Think perfect timing)
    • Short Sales versus Discounting. Which one is superior? (I'll explain how you can have your cake and eat it too)
    • The 4 Parties involved in every Short Sale (Amateurs think there are only 3. How many do you think there are?)
    • Enhancers to Short Sales - these ideas and techniques can double and triple your profits and literally make Short Sales smoke.
    • Learn who is the ideal Short Sales candidate and why. (This one topic will save you countless hours of prospecting time and thousands of dollars in marketing costs. In fact, if you aren't using this in all of you investing efforts, you are throwing money out the window and will never be as successful as you should)
    • How to Master the "Short Sale" Paperwork… and how to organize it for maximum efficiency (This will save you gobs and gobs of time).
    • How to create instant equity in overleveraged properties… even if they are in good condition and desirable neighborhoods. (The cats in California are missing out on this one completely)
    • The most important piece of office equipment you need to be successful in Short Sales and how most investors screw this up by being a tight ass.
    • Which properties make the best Short Sale candidates and why? (This is the Viagra of "Short Sale" investing)
    • Who are you in the Short Sale process… and who should you be? Entity and naming strategies. There are choices. (heck, why not have some fun and be more than one)
    • Learn my "Simple Two" technique and how it can be applied to Short Sales to boost your profits through the roof. (Not learning this one technique will cost you thousands and thousands of dollars, guaranteed!)
    • The Reverse Short Sale - another way to make a deal nobody every thinks about (or maybe they just don't know about it).
    • The one necessary ingredient in all successful Short Sales. (If you can't identify this immediately, get out fast)
    • Learn how to build rapport quickly (in person and over the phone)
    • Plus, tips and tricks for controlling and limiting your time involvement in successful Short Sales (quite frankly, most investors are turned off by Short Sales because they haven't learned to short-cut the time aggravation. I'll so you how to collapse the time frames so you'll have time to do other things)

    Getting Scott to agree to present his techniques on Short Sales was no easy task. We had to muscle him a bit by reminding him of some incriminating pictures presently sealed in our safe deposit box. It's doubtful he'll do this again!

    But, you decide if you can afford to miss this or not.

    Who should attend Scott's presentation? Anybody who has an open mind and a desire to improve their lifestyle by working smarter, not harder. It doesn't matter if you are a new investor or a seasoned pro, if you have the desire to learn new money-making tricks, you should be in this room.


    About Jeff Smith;

    Jeff Smith is a Tampa-based real-estate entrepreneur, author and speaker. He manages a number of diversified real-estate ventures. He teaches "Fixers To Fortunes," his flagship seminar since 1998 that is considered the benchmark in how to rehab for maximum profits. He also teaches seminars on how to find, negotiate, buy, finance, market, wholesale and retail properties and is the author of "Real Estate Profit Line," a monthly newsletter.


    'Finding Lazy (Cheap) Money'

    Jeff Smith's complete workshop on how you can make $10,000 or more on each deal you do and have virtually unlimited private money!

    We can't list all the dynamite stuff you will learn at this workshop. He says these 10 ought to be enough to convince you to come -

    • How to eliminate an investor's biggest obstacle - where to get the money
    • How to personally make at least $10,000 or more on each house you buy
    • Receive a comprehensive 90-page manual complete with all the forms needed
    • Find out the "dirty little money secrets" banks don't want you to know
    • You receive all the paperwork necessary to please your private lenders
    • Learn at least 11 private sources eager to lend you money
    • Find out the best and worst places to go for purchase money
    • Step-by-step process on how to create your private money machine
    • How to find the absolute cheapest money for your investment deals
    • How to borrow $150,000 for 5% percent … or less

    You will receive all the forms he uses on his deals with private lenders. You also will receive his "Lender's Financial Package," which includes an easy-to-complete financial overview. That gives potential lenders all they need to know in only five or six pages. It allows you to put your best side in front of your potential lenders.

    You will not need to attend another boot camp to learn Jeff's secrets. The workbook for this workshop / seminar includes ALL of Jeff's materials on "Finding Cheap Money."

    For a workshop brochure and registration form please
    click here
    .


    BAWB Meeting Thursday October 19th 2006

    A Real Estate Investing Program that Provides Win-Win-Win
    A Sustainable Wealth Generating Program for the Average Person

    Speaker: Investor and Author, Andy Heller

    Facing a volatile stock market, many people have turned to real estate as a way to invest their hard-earned money. While many investors opt to buy property and then sell it quickly, other investors choose to hold onto their property for a longer period of time to realize a greater return on their investment. Real estate experts Scott Frank and Andy Heller have developed a proven and diversified program for real estate investing that incorporates both approaches and enables investors to take control of their financial futures and build wealth over time.

    Their book, Buy Low, Rent Smart, Sell High: Real Estate Investing for the Long Run (Dearborn Trade Publishing, October 2003), outlines a win-win-win program, one where average people can reap significant financial rewards by investing in real estate.

    Win One: Buying Low – The investors first win occurs by purchasing real estate at a 10-20 percent discount by seeking out motivated buyers and avoiding paying agent commissions. The book reveals the secret to buying foreclosed homes with clean titles from banks and mortgage companies.

    Win Two: Renting Smart – The property is rented through a lease/purchase agreement. Not only does the investor get a down payment from the lease/purchase, but he or she also receives monthly rent that usually exceeds the monthly mortgage payment. Also, the lease/purchase takes on the maintenance and repair responsibilities and tends to be a better tenant in return for their special lease/purchase terms. In addition, as the owner of the property, the investor is able to receive tax write-offs.

    Win Three: Selling High – The final win results when the lease/purchase exercises his or her right to purchase the property. The owner has realized the benefits of owning the property and has sold it to the lease/purchase without agent commissions. If the lease/purchase decides not to exercise his or right, the investor still wins because he or she can either extend the lease purchase agreement and increase the purchase price (based on property appreciation) or enter into another lease/purchase agreement with a new tenant and begin the cycle of wins all over.


    “Buying low and selling high consistently is very difficult for most people in the stock market,” said author, Scott Frank. “But by using our proven methods to buy low and sell high plus rent smart in the residential real estate market, the average person can generate significant wealth over time.”

    Buy Low, Rent Smart, Sell High contains an appendix complete with sample contracts and forms, plus a variety of adaptable marketing materials that will enable investors to jump-start their real estate investment businesses.

    Over the past 20 years, Scott Frank and Andy Heller have bought, rented and/or sold approximately 100 residential properties valued at more than $10 million. They have done this while holding full-time jobs, and putting their families first. Frank and Heller are members of the Georgia Real Estate Investment Association.

    Copies of their Book; Buy Low, Rent Smart, Sell High - will be available for purchase at the meeting


    BAWB Meeting Thursday November 16th 2006

    Don't miss this fabulous evening of quality education, instruction, and discussion

    Speaker: Jeff Lerman, ESQ
    Attorney and President-elect of the Marin County Bar Association www.realestateinvestorlaw.com

    The first hour of his presentation will be 100% content.

    However, the second hour of his presentation will be 100% informative Q&A with Jeff to address:

    "WHAT IS YOUR SINGLE MOST IMPORTANT QUESTION ABOUT REAL ESTATE LAW?"

    Jeff's expertise is in specifically representing real estate investors in real estate transactions and litigation. So, your questions could be about any topic in those areas including real estate contract questions, real estate disputes, family limited partnerships, land trusts, the so-called "privacy" afforded by Nevada entities, Delaware series LLCs, whether all those complicated, confusing, multi-layered, and expensive structures are really necessary to protect your assets, etc. - anything. Jeff will then take the most broadly applicable of those questions and then provide the answers. BUT, you need to get your questions e-mailed to him in advance. He's going to personally review and hand-pick the best questions for group discussion. If you don't submit your question in advance by e-mail, odds are Jeff won't have time to take it "live" during the seminar.

    Jeff Lerman is known as "The Real Estate Investor's Lawyer". He is Managing Partner of Lerman Law Partners, LLP. His credentials include being co-chair of the State Bar Real Estate Litigation Section and co-chair of the Marin County Bar Association Real Estate Section. Jeff has been practicing law for 25 years and was formerly general counsel for two real estate companies. He has published articles nationwide and is a sought-after speaker.


    Get those questions in ASAP - send to: [email protected]

     

     


    Workshops in 2006:

    Saturday January 21st, 2006 – Clarion SFO Hotel

    All you need to know about how to buy, sell, finance, option, and lease, in complete privacy…and more.

    Don’t miss this wonderful opportunity to attend Jack Shea’s:

    Land Trusts for Privacy and Profit Full Day workshop.

    Jack Shea, an experienced long time investor co-authored with attorney Mark Warda this wonderful instructional manual on Land Trust’s which covers a wide variety of practical uses for the savvy Real Estate investor. The 220+ page manual which is included with your registration contains hard copy land trust and other useful Real Estate forms, a CD with forms, Land Trust legal summary and statutes for all 50 states and much more.

    We invite you to invite and bring your Realtor, Attorney or CPA to this workshop as well as this course has been taught in the past where 8 hours of CED- continuing education credits are given to Realtors, Attorneys, CFP’s, and CPA’s. The workshop is “hands on”, filled with practical tips, tricks, and traps, and you will actually create your own sample land trust from the instruction received during the day.

    For more information and a workshop registration form, click here.


    Saturday & Sunday March 18th & 19th San Francisco Airport Location

    Peter Fortunato's ONE STEP BEYOND workshop event

    Catch the master "dealmaker" himself; Peter Fortunato at this powerful workshop event

    Don't miss what may be the first and only time this fabulous class is taught by Pete on the West coast.

    The (2) two days is packed with quality no fluff education, an extensive handout workbook, Pete's patient explanations, the forms used to create results, and numerous case studies covered.

    If you pre- register through BAWB - you will be able to attend for $350.00 per person

    For more information on the workshop and a workshop registration form click here.


    September 23 and 24: Dynamite Dual Workshop

    Author, investor, educator; Scott Britton discusses the art of mastering Short Sales…

    And

    Author, Investor, educator, Jeff Smith discusses why so called "Lazy Money" can hike your profit on each deal…..

    Both of these seasoned investors / educators will present a BAWB sponsored Dynamite Dual (2) Two Full days Workshop on Saturday & Sunday, September 23rd & 24th at the Clarion SFO Hotel.

    This is not a workshop event with a bunch of hype and fluff, just pure content. Don't miss this quality event and remember to pre-register for the FREE Bonuses.

    For a workshop brochure and registration form please
    click here
    .


    November 10th, 11th, & 12th

    Author, investor, educator; Dyches Boddiford presents his

    LLC, Limited Liability Company, Partnership, & Corporation Combo Workshop

    Legal, Tax, & Investment Strategies that will teach you the Nuts & Bolts concepts as well as practical aspects of the LLC, S & C Corporations, as well as general and limited partnerships. This workshop class will provide you the information needed to not only setup but to properly run your LLC, Corporation, or partnership starting Monday morning!


    For a workshop brochure and registration form
    please click here.

     

     

    Thursday December 21th, 2006

    This is our final meeting of the year!


    This is always judged by our attendees to be one of the BEST meetings we have all year. It's a great way to learn what others are doing, the genesis of their individual transactions, and more importantly where the profit centers are...you'll be amazed at how many different perspectives to doing a deal there are.

    This also will be a great meeting to get to better know your fellow attendees. Come join us for a festive time of the year meeting that will feature some refreshments, wine, finger foods, and Holiday cheer in an open forum setting. You are invited to bring your spouse or a loved one for a night out and to better see what our meetings are all about.

    Do you know of a BAWB member who did a Killer deal this past year?

    Nominations are encouraged for our annual "BAWB 2005 Deal of the Year" awards.

    Click here to obtain one of the nomination forms which can be sent in.

    Each of the selected nominees will tell us their "deal story" which promises to be informative and fun. It's been an incredible year filled with change, tough lessons, and successes. We hope some of you will share a hard lesson or success from the past year.

     

     

    Meetings in 2005:

    Thursday January 20th, 2005

    The Real Estate Bubble: Is it a Time Bomb or Dud?

    CALIFORNIA: With Golden State housing prices in a near vertical rate of climb (a 70%+ rise in last three years), some experts warn that the market could be in for a reality check. With the median priced home now at all time highs – home affordability indexes are now flashing danger signals.

    WHO SHOULD ATTEND?

    Any man or woman who is thinking about buying – or selling – a house in California. Anyone who wants to know if is better to be a buyer or seller at these price levels. Anyone who wants to know what Robert Campbell’s key market-timing indicators are now signaling for real estate prices.

    YOUR SPEAKER

    Robert M. Campbell – (1) author of Timing the Real Estate Market and (2) publisher of the only market-timing advisory for real estate investors – will be our featured speaker (read his Bio below)

    WHEN YOU COME TO OUR MEETING January 20th, 2005 WHAT YOU WILL LEARN:

    • How to identify the best time to buy a home – and the best time to sell.
    • How to maximize investment profits – and avoid losses.
    • Are we in a real estate bubble? Here’s how to tell.
    • The reason why real estate prices are soaring
    • Learn five key trend indicators that have a 78% success rate for predicting “what’s ahead” for the real estate market.
    • How to “read” the signals that tell you the market is about to change.
    • When it’s smart to “follow the crowd,” and when its smart to “break ranks” and go in the opposite direction. This is how you “buy low/sell high.”
    • Learn how to avoid the single biggest mistake you can make in real estate. Learn how to protect yourself.
    • How interest rates influence real estate trends. This will surprise you!
    • Eight telltale signs of a housing cycle peak.
    • Three housing market scenarios that could unfold in the next 5 years. You’ll learn the good, the bad, and the ugly.

    Start out the New Year Informed– Plan on being with us Thursday January 20th, 2005


    Copies of Robert’s fabulous book; “Timing the Real Estate Market” will be available for purchase at the meeting.

    About Robert M. Campbell

    Robert Campbell is a real estate advisor and author. His book Timing the Real Estate Market presents what Robert calls; “The Campbell Method”, which successfully employs five key trend indicators to signal the coming peaks and valleys of real estate cycles.

    Robert has been living and breathing real estate from the time he learned how to walk. The son of a successful San Diego homebuilder, he started investing in real estate at age 24, borrowing $14,000 from his parents for the down payment on a 6-unit apartment house. After doing some cosmetic repairs and raising the rents, he sold the property for an $11,000 profit one year later. He was hooked.

    Since then, Robert Campbell has had a multifaceted 30-year real estate career that includes:

    • As a real estate investor, he has bought and sold numerous rental properties.
    • As a real estate developer, he has built and developed homes and apartment units.
    • As a California real estate broker (licensed in 1976), he has handled the sales and mortgage financing for hundreds of clients.

    Based on the trend indicators presented in his book, Robert also publishes The Campbell Real Estate Timing Letter, which is a real estate timing advisory newsletter for Real Estate investors.

    Robert Campbell earned a BA in Economics from the University of California at Los Angeles in 1969 and an M.B.A. in Real Estate Finance from San Diego State University in 1974.


    Thursday February 17th, 2005

    Speaker: Jay P. DeCima a/k/a “Fixer Jay”

    Topic: Investing in small Mixed use and Multi Unit properties

    About our Speaker:

    Author of the fabulous “Making BIG Money Fixing Ugly Houses” book and “Trade Secrets” newsletter we distribute to all new BAWB members as part of their membership package Jay will discuss a topic he knows very well. How to invest in and make money with smaller mixed use and Multi unit rental investment properties.

    Don’t miss this opportunity to listen and learn from this seasoned “Old Timer” and the wisdom he shares with Real Estate investors around the country.

    Jay P. DeCima, known to many as "Fixer Jay", is a seasoned real estate investor with more than 40 years of hands on experience; nearly half that time has been devoted to Jay's specialty - fixing-up rundown houses and adding value. In 1980, Jay quit his 23K-year telephone job to pursue real estate investing full time. Today, Jay is widely regarded as the undisputed king of fixer-upper houses on the national teaching circuit. He spends a great deal of his time overseeing his 200 house empire in Redding, California, and writing about his experiences.

    Since Jay's favorite recreation is the same as his day to day activities. He always enjoys sharing his knowledge with the various investor clubs around the country.
    If you wish to get your book autographed – bring it to the meeting.


    Thursday March 17th, 2005

    How to Finance Any Real Estate, Any Place, Any Time.

    BUY OUTSIDE THE BOX!

    Seasoned Real Estate Pro James Misko offers over 50 ways to finance properties


    Ever wonder how real estate magnates become real estate magnates? By filling out mind-numbing mortgage applications? By taking out ditech.com equity loans against their homes? By making personal guarantees to their bankers? Hardly. For years, successful real estate investors have used nontraditional methods of securing funding. They have created effective money strategies that circumvent banks, yet still result in profitable deals.


    For over thirty years, real estate professional James Misko has trained thousands of licensed realtors in the use of nontraditional financing methods. Misko makes his creative techniques available to the general public in his book, How to Finance Any Real Estate, Any Place, Any Time.

    In this easy-to-use guide, Jim offers fifty-three time-tested nontraditional ways of buying properties. These are not pie-in-the-sky theories about what could happen "if," but proven deal-closing secrets that will put the wraps on virtually any real estate purchase. In his book, you will learn how to turn your dwindling stocks into real estate equities, how to take frozen equity and create real estate paper, how to exchange one property for another tax-free, how to maximize tax write-offs, how to acquire land without money, and so much more.

    How to Finance Any Real Estate, Any Place, Any Time provides its readers with all the information you might pay hundreds--if not thousands--of dollars for through realty courses, at only a fraction of the cost. If the only thing holding you back from buying your dream house or investment property is financing, maybe it's time to buy "outside the box."

    James A. Misko has been a highly successful real estate professional for over three decades. He is a Certified Commercial Investment member of the National Association of Realtors and has served as an instructor for this organization. As a sought-after lecturer, he speaks at local, state, and national real estate conventions. He is also a published author, an outdoorsman, and one of the most creative investment and exchange brokers in the nation. James splits his time between Anchorage, Alaska, and Palm Springs, California.

    Books will be available for purchase and autograph by the Author at the meeting.


    Thursday April 21th, 2005

    "How to Write an Offer"

    Speaker: Mary Morrongiello

    You find a potentially profitable Real Estate opportunity. Now what do you do? Well nothing happens unless you make an offer!

    Mary will take the audience through the process of writing an offer.

    She'll share the contract she uses, why she chose it and more importantly how to complete it. Each audience member will have their own copy for personal notes. Additionally you will learn:

    * How to present the offer to a listing agent and save 2.5% off the price
    * What to ask a seller before the offer is made
    * How to get a property with multiple offers and make money doing it.
    * What "unique" addendums to use and why
    * How to get out of the deal if you need to without losing a dime.

    Mary Morrongiello is an active investor and "wine country" renovation specialist. She enjoys sharing with our audience some of her experiences in negotiating the fixer upper deal.

    Additionally - A Real Estate Investing Q & A Session

    This evening we will be having a special extended Question and
    Answer session on any topic the audience wishes to take up.

    Have some nagging questions about in State or out of State properties?

    Do you have a burning issue about Real Estate or Real Estate "paper" investments that you need to have clarity about?

    Issues surrounding marketing, negotiating, financing, fixing, are all on the table…

    Michael Morrongiello and Mary Morrongiello will oversee this lively discussion which will draw on theirs and others vast experience with Bay area and out of state properties.


    Thursday May 19th, 2005

    Dyches Boddiford Presents:

    “THE GRAND PLAN”

    Entity structuring for asset protection and minimizing taxes is an area every investor and businessperson needs to understand. At our meeting Dyches will give those in attendance an overview of some of the advantages and disadvantages of “C” & “S” Corporations, Limited Liability Companies (LLCs), Partnerships and Land Trusts. It is intended to give you an understanding of how these entities interact to benefit you and your real estate portfolio.

    To provide both asset protection and to minimize taxes, you need to develop your own Grand Plan of entity structures. Properly structured, your Grand Plan will provide:

    • Asset Protection - You never know when someone will want what you have. Look at the many frivolous lawsuits in the news.
    • Privacy - If they don't know you have it, you’re less likely to be involved in a suit or someone trying to swindle you out of your assets.
    • Diversification - All your eggs aren't in one basket, a bad deal in one area won't wipe out everything you have worked so hard to build.
    • Simplification - Once you have a plan, you no longer have to make a decision on how to structure a deal, but only if you want to do it or not.
    • Tax Savings - Taxes easily account for wealth reduction of 1/3 or more. Structuring should consider this fact to maximize wealth accumulation.
    • Estate Planning - Proper structuring will build in an estate plan that can save your family hundreds of thousands in estate taxes and keep your estate private!

    IMPORTANT: Don’t Miss this Powerful Workshop!

    BAWB will also be sponsoring a FULL DAY workshop with Dyches Boddiford on Saturday May 21st, 2005 to further explore the above Topics and to assist you in formulating your own “Grand Plan”.

    For more information about the workshop, a workshop brochure, and registration form please click here.


    Thursday June 16th, 2005

    Speaker: Steven Good

    "Churches, Jails, & Gold Mines: Mega-Deals from a Real Estate Maverick"

    To The Highest Bidder Goes … The Golf Course, The Church, The Jail, And The Private Island

    Steven Good’s Churches, Jails, and Gold Mines discussion this month will be an intriguing business narrative about real estate deals at the highest level. Until now real estate auctions were deemed “fire sales,” traditionally associated with hard-to-sell buildings and foreclosed properties. Now, Churches, Jails, and Gold Mines, real estate entrepreneur Steven Good shows how it’s done and you will get the insiders, behind-the-scenes story.

    About Steven Good

    Steven Good is chairman and CEO of Sheldon Good & Company, LLC in Chicago, Illinois. Under Steven’s tutelage, the company, founded by his father Sheldon Good in 1965, has become the largest real estate auction firm in the United States responsible for the sale of more than 40,000 properties and $8 billion in sales. Good is the 121st President of the Chicago Association of Realtors (CAR) and is active in the leadership of the National Association of Realtors Forum. An established authority in his field, Good is regularly quoted in publications such as Forbes, Fortune, the Wall Street Journal, the New York Times, the Chicago Tribune, USA Today, and Newsweek.

    To learn more about Steven Good, visit his website at www.sheldongood.com.


    WORKSHOP:

    Saturday May 21st, 2005 Dyches Boddiford Presents:

    “THE GRAND PLAN” - Entity Structuring for Asset Protection and Minimizing Taxes

    Entity structuring for asset protection and minimizing taxes is an area every investor and businessperson needs to understand. This class is an overview of advantages and disadvantages of "C" & "S" Corporations, Limited Liability Companies (LLCs), Partnerships and Land Trusts. It is intended to give you an understanding of how these entities interact to benefit you and your real estate portfolio.

    To provide both asset protection and to minimize taxes, you need to develop your own Grand Plan of entity structures. This workshop is packed with useful information to assist the real estate entrepreneur in customizing his or her own "Grand Plan". Properly structured, your Grand Plan will provide:

    * Asset Protection - You never know when someone will want what you have. Look at the many frivolous lawsuits in the news.

    * Privacy - If they don't know you have it, you're less likely to be involved in a suit or someone trying to swindle you out of your assets.

    * Diversification - All your eggs aren't in one basket, a bad deal in one area won't wipe out everything you have worked so hard to build.

    * Simplification - Once you have a plan, you no longer have to make a decision on how to structure a deal, but only if you want to do it or not.

    * Tax Savings - Taxes easily account for wealth reduction of 1/3 or more. Structuring should consider this fact to maximize wealth accumulation.

    * Estate Planning - Proper structuring will build in an estate plan that can save your family hundreds of thousands in estate taxes and keep your estate private!

    BAWB will be sponsoring this powerful FULL DAY workshop with Dyches Boddiford on Saturday May 21st, 2005 to assist you in formulating your own “Grand Plan”. For more information about the workshop, a workshop brochure, and registration form please click here.


    Thursday July 21st, 2005

    Don't miss this month's program as;

    Barney Zick presents:

    "How to Finance ANY Deal!"

    If everything you thought was true was not, how long would you want to wait to find out?

    There are myths about what to do and not do on the road to financial success...most people have heard the wrong story. Barney will touch on the following topics at the Bay Area Wealth Builders meeting on Thursday, evening July 21st, 2005

    Bernard Zick CCIM, MBA, CCIM has put together a complete overview of all the ways you can pull cash out of real estate. All the ways to buy and sell, all the ways to get deals to close. To buy it, to re-invest, to get your cash out of deals so others can buy from you – all this takes financing knowledge. We will look at each and every way from the point of view of a real estate investor. Can you take out the cash? Can you hide who owns what? Which source is best for what kinds of financing, which is best for commercial property owners, how do you set up the financing so you can pass on the wealth?

    Private Investor Money

    Cash loans and how to get them. We can show you how to get 8%, 9% and 10% loans from friends, co-workers and associates. You can show them where to get the cash when they thought they did not have any. Open the doors to get, easy-to-pay private loans.

    Options

    It is no secret that fortunes have been made by those that know how to use real estate options. Now, details of those financial maneuvers are explained. Barney Zick will show you how to acquire immediate cash profits, cash flow and control your future wealth through the creative use of OPTIONS!

    Hard Money Loans

    There is a national network of people that exists who will loan based only on the value of the property and not care (relatively) about your credit! They close in days, not months. They loan on future value in some cases. If you don’t know this world, you need to get connected. This is one of the most often used but seldom talked about sources for the pros. And we will tell you where YOU can get the money too!

    Cash Financing

    Hard money loans, when and where to use quick cash lenders and how to negotiate terms.

    Conventional Loan Financing

    Last week, Karen Zick (my wife and life partner) closed five loans for real estate investors that ranged from nothing down to payments that started at a 1.95% payment factor! And next week she will do five more! Learn about the seldom discovered source for investor cash…conventional loans. Learn what they will take for down payments and how to structure a zero down deal that will close. Learn how to get past seasoning and other possible road blocks. You will also find out how you can be paid when you show a house to 20 people and no one buys. You can get paid for getting the next loan for whatever they do buy. Open the doors to the multi-billion dollar world of cash to allow you to get your money out and re invest again. How the application can kill or slow your deals. How to build a second stream of income as a “loan originator” and get “insider” control of you own loans with industry knowledge.

    Owner Carried Financing

    Everything about the art of taking “subject to” to the smart structure of a seller financed note, from Nothing Down to No Payments and No Interest!

    When you know where all the stones are buried in the creek it is a lot easier to cross to the other side. This event will give you an overview of ALL the ways to bring cash to the table, making you a much smarter, faster-moving and more confident investor.

    About Barney Zick

    Bernard “Barney” Zick’s real estate problem solving skills have made him a legend among small real estate investors. His credentials include CCIM, (Certified Commercial Investment Member-Realtors) and an MBA from Northwestern. He is also a Real Estate Investment Banker
    (go to www.realvestfunding.com for more information). Barney has authored over 4,000 pages about investment real estate, (articles, books, 19 home study courses and a dozen courses for TV gurus), bought and sold millions in properties (and is still doing so), had over 100 hours of CE credit courses approved in 36 states, featured in "Money" by Money Magazine, credentialed as a college instructor in RE, served four years on the NAR committee, 12 years as a consultant to Century 21 Investment Div., spoken at five NAR conventions, National RE/Max, Century 21, Realty World of Canada Conventions., Member Academy of Real Estate, CPS, EMS, ACE, CE, CBC and more!

    Barney can empower an audience to face adversity and change with a positive attitude, and he does it with wit and wisdom. An innovative and experienced negotiator, Barney shares lessons gained through millions of business and investment acquisitions, sales and syndications. He is a problem solver who finds overlooked solutions. He is a master of the negotiated sale. He combines two key elements -- education and experience -- with equal parts of humor and empathy, and creates a blend that has made Barney Zick one of the most sought after Real Estate educators in America.


    Thursday August 18th, 2005

    How One Man Achieved Financial Redemption. . . .

    Topic: GOOD DEBT, BAD DEBT
    Knowing the Difference Can Save Your Financial Future

    Speaker: Author, Real Estate investor, Jon Hanson

    Bring your, son, daughter and loved ones and plan on being with us as Jon Hanson provides us with a remarkably uplifting discussion about money and life.

    Jon Hanson, survivor of a “near-debt experience,” is now the author of Good Debt, Bad Debt: Knowing the Difference Can Save Your Financial Life.

    "The past is the past unless you still owe for it...

    This year break free from the chains of Debt"

    Debt as a topic of inspiration? You bet—especially in the hands of Jon Hanson, who barely survived a “near-debt experience” a few years ago and used the lessons he learned to mine a deeper joy out of the dysfunctional monetary habits and attitudes that nearly cost him his life.

    Stressed, demoralized, nearly $100,000 in debt to the IRS, and suffering severe chest pains, Hanson imagined his own obituary while hooked to a heart monitor at his local emergency room: “Jon Hanson, 41, of Pickerington, Ohio, died Tuesday from complications stemming from lack of discipline, inability to delay gratification, and lack of discernment in financial matters. He showed great promise early in life. Unfortunately, he expired before much could be made of it.”

    GOOD DEBT, BAD DEBT is about what it takes to rise above the financial mistakes made by virtually everybody in today’s immediate-gratification consumer culture. Hanson is especially concerned about the alarming rate that young people are accumulating debt. “Debt can make or mar your entire life. It can build you up or tear you down. Debt absolutely changes the character of men and women. It is a severe mistake not to learn about the correct use of debt as early in life as possible.”

    Good Debt is any debt that eventually increases your net worth; Bad Debt decreases your net worth. Consumer credit—the ultimate Bad Debt in Hanson’s view—is particularly insidious because it gives its victims temporary pleasure. Hanson calls credit cards the crack cocaine of the credit industry. Spending without earning can be addictive, but its four pernicious effects always catch up with you: loss of freedom, loss of cash flow, loss of time, and loss of opportunities. Good Debt, in contrast, increases cash flow, secures a discount that can be converted to cash, and/or creates a leveraged position with a strong margin of safety. Think of a (reasonable) mortgage or college loan.

    Bad Debt can drag down virtually everybody—“from the guttermost to the uttermost.” With too much bad debt and an income of $200,000 a year, you may be in worse shape—financially and emotionally—than someone earning $50,000 a year with no Bad Debt. “We could further define Bad Debt as spending that reaches into the last 10 percent of your disposable income. For some people it’s not just the debt, it’s the spending. Your spending will determine your ending,” says Hanson.

    Some people actually end up less happy the more money they make. Thanks to their debt-abuse habits, the more their income grows, the poorer they get.

    Jon Hanson’s discussion about GOOD DEBT, BAD DEBT provides a wealth of practical, step-by-step instructions for getting out of debt and staying there. With information covered about real estate, car leasing, spending habits, spousal selection, and retirement planning, you’ll not only know exactly what to do—and what to avoid—on your way to building a better life; you’ll also be filled with inspiration to immediately start acting on it.

    Don’t miss this profound discussion about money and life!


    Thursday, September 15th, 2005

    Times They Are A Changing…

    It's Miller Time...(again)

    Don’t miss this once in a blue moon opportunity to spend an evening with the incomparable Jack Miller.

    Yes, the “Big Kahuna” Jack Miller is back. Jack rarely speaks at Real Estate club meetings any longer so don’t miss this golden opportunity to listen and learn from the master.

    Nothing moves in a straight line forever, especially house prices. Housing almost everywhere has been appreciating for the past decade. This has created speculative fortunes for thousands of new millionaires, some of whom belong to our investor group. The reason for this is overall economic prosperity produced by a rare combination of low inflation coupled with interest and income tax rates that are at historically low levels.

    How long can this fantastic housing market continue? Unlike the stock market, which boomed, then crashed and burned, wiping out a trillion dollars of wealth, why is the so-called "housing bubble” more myth than fact?

    How will rising inflation, taxes, and interest rates affect the housing market and future prospects of full time Realty investors?

    What new strategies will come into play in the coming years?

    Every change in the market creates new opportunities for those who have the required knowledge and skills and are prepared to exploit them. Do you?

    Jack Miller, our Thursday night speaker, will give us his insights based upon over a half century of economic booms and busts as a successful speculator, financier, landlord, and investor. He's been where you are presently; and is where you want to be in the future. Don't miss this rare opportunity to find ways to position yourself for any scenario the future might present.


    October 20th, 2005

    Using None of Your Own Cash Or Credit is the

    HOLY GRAIL

    Of creative real estate investing....

     

    Why is that? Because it takes the risk out of investing!

    And that is why it is so important for you to be here and find out how to do this in your own investing.

    Come hear how fellow California investor Bill Gatten has been doing it for the past 15 years from California to Florida.

    Watch and learn as he teaches you how Landtrusts work, how they compare to other strategies for controlling property and why the Due-On-Sale Clause is not a problem if you know how to use the Landtrust.

    PLUS! in a follow up 2.5 day FREE training workshop Bill will demonstrate Live how to do all of the above using his trademarked Landtrust Buying Systems known as the PACTrust and NEHTrust.

    For more information and a registration form for the FREE 2.5 day Land Trust Buying Systems workshop event to be held on October 28th thru October 30th please Click HERE

    National speaker, trainer, real estate investor, and creative real estate expert and author of two leading books on creative real estate investing, his first, No Down, No New Loan!, and his second, How to Make it Big in No Down, No Credit Real Estate Investing . . . And Keep It, have helped demonstrate that Bill Gatten is the countrys' leading educator and proponent re. use of the Illinois-Type Title Holding Land Trust for acquisition and disposition of real estate. Bill is also the President and CEO of North American Realty Services Inc. (NARS), as well as being the "inventor" of the much publicized PACTrust™ and NEHTrust™ systems for safe and secure No New Loan real estate transfers. These two remarkable systems allow for informal mortgage payment assumption while avoiding triggering lender's Due-on-Sale clause, while shielding and protecting the property's title from potential lawsuits, creditor judgments, bankruptcy claims, tax liens and Probate involvement.

    Named by Creative Real Estate Magazine as one of the nation's "Top 25 Most Informative People In Creative Real Estate Today," Mr. Gatten is frequently a key note speaker at real estate investment clubs, conferences and myriad radio and TV stations across the country. He delights his audiences with his irreverent and humorous style of teaching his innovative sure-fire creative real estate financing strategies.

    Having personally dealt in the acquisition and sale of thousands of properties over the past 20+ years, Bill Gatten continues to buy and sell for his own account while teaching others the hard-learned lessons and skills that have made him a financial success. Personally Walking the Walk and Talking the Talk and using the NEHTrust™ and PACTrust™ in virtually all real estate transactions. Bill's methods, knowledge, patience and teaching skills are unparalleled.

    Read Bill Gatten's article on; "Avoiding the Due on Sale Clause" by clicking here…

    Read Bill's "Diary of a No Equity Deal" by clicking here…


    Thursday, November 10th, 2005

    Important Note: This month's BAWB meeting is on a special 2nd Thursday 11-10-2005 meeting date.

    Peter Fortunato: An Evening on Contracts

    Real Estate Contracts

    • The way to present proposals to others so that they make sense…

    • How to make a “Creative” offer and explain it…

    • Addendums – Why, How, and When to use them…

    • The assignment of contracts…

    This month's featured speaker is Peter Fortunato. Nationally known as an expert in using Real Estate creatively coupled with "paper" to formulate profitable Real Estate Transactions for the buyer, seller, and investor.

    Join us and learn how to create Transactions, Income and Wealth.

    Discover negotiating techniques and paperwork which make the numbers work and allow for deals to happen.

    Visit with us and learn from one of the Masters on how to "Construct" Deals. Hear Pete's clear, patient explanations, and practical insights.

    You Do NOT want to miss this month's meeting with Pete, plan on being with us!

    And don't miss our November workshop:

    Dyches Boddiford & Peter Fortunato present:

    Amassing Tax-Free WEALTH Using Self-Directed IRAs

    November 12 & 13, 2005 in San Francisco, CA

    For more information please visit our Workshops section here.


    Thursday December 15th, 2005

    This is our final meeting of the year!


    This is always judged by our attendees to be one of the BEST meetings we have all year. It's a great way to learn what others are doing, the genesis of their individual transactions, and more importantly where the profit centers are...you'll be amazed at how many different perspectives to doing a deal there are.

    This also will be a great meeting to get to better know your fellow attendees. Come join us for a festive time of the year meeting that will feature some refreshments, wine, finger foods, and Holiday cheer in an open forum setting. You are invited to bring your spouse or a loved one for a night out and to better see what our meetings are all about.

    Do you know of a BAWB member who did a Killer deal this past year?

    Nominations are encouraged for our annual "BAWB 2005 Deal of the Year" awards.

    Click here to obtain one of the nomination forms which can be sent in.

    Each of the selected nominees will tell us their "deal story" which promises to be informative and fun. It's been an incredible year filled with change, tough lessons, and successes. We hope some of you will share a hard lesson or success from the past year.


    Thursday August 24th 2006

    PLEASE NOTE: For this month only, our meeting is on the FOURTH Thursday of August.

    Panel Discussion with Northern California Investors:

    Times they are a Changin' - What is happening in the marketplace and how to adapt.

    We see it happening around us- the California Real Estate market is far different today than just one year ago. What trends seem to be developing?How are other investors changing their business tactics during these uncertain times to survive and prosper? What angles today seem to work better than before? - Have an inquiring mind? - Want to know? Then don't this meet this wonderful opportunity to listen, observe, and learn from our panel of investors who are active in the Northern California marketplace.

    A few of the topics to be addressed;

    • Where is the market heading in the short term? the Long term?
    • What type of distress seller situations are more readily apparent today than before? How best to work these types of scenarios…
    • What changes have happen if any to their core Real Estate investment philosphies about the types of properties they are seeking under the current or yet to come unforseen market conditions?
    • What is being done differently today than recently
    • Some deal examples will be discussed and analyzed
    • Audience Q & A

    This is a very insightful meeting - Plan on being with us Thursday August 24th!

     


    Workshops in 2005:

     

    Special Jack Miller Workshops

    BAWB is proud to sponsor Jack Miller's

    "Everything you Ever Wanted to Know about Real Estate but Had No One to Ask" special HELP DAY workshop.

    Friday September 16th, 2005 at the Holiday Inn Golden Gateway Hotel - 1500 Van Ness Ave, San Francisco, CA 94109

    Jack will do a short presentation in the morning and then it's a full day of taking your questions on a wide variety of topics while providing you with Money making insights and concepts gleaned from "Uncle Jack's" 50+ years of experience and unique prospective.

    We have purposefully made this powerful information filled HELP DAY workshop affordable at $79.00 for BAWB members and $99.00 for Non members. Don't miss this rare opportunity to listen and learn from Jack Miller in this format!

    For more information, a workshop brochure, or registration form for the "Everything you Ever Wanted to Know about Real Estate but had No One to Ask HELP DAY" (1) one day Friday 9-16-2004 seminar event please click here.

    September 17th & 18th - TWO DAY WORKSHOP

    Creating Cash Flow with Creative Deals Workshop

    Saturday & Sunday September 17th & 18th, 2005 at the Holiday Inn Golden Gateway Hotel - 1500 Van Ness Ave, San Francisco, CA 94109


    Jack will be holding his wonderful (2) two day Creating Cash Flow with Creative Deals class in the San Francisco Bay Area on Saturday & Sunday, September 17h & 18th.

    The Objective of the Investor should not be just to create Wealth, But to create Net Income that will support the Lifestyle they choose.

    Whether you are a beginning investor or a seasoned Pro, this is great class on Buying & Selling Techniques to Build Cash Flow and Income Fast.

    To register for this workshop, click here to view the registration form.

    For more information about Jack Miller, go to; www.cashflowconcepts.com and be sure to mention BAWB.


    October 28-30: 2.5 Day FREE Workshop:

    Using None of Your Own Cash Or Credit is the

    HOLY GRAIL

    Of creative real estate investing....

    Come hear how fellow California investor Bill Gatten has been doing it for the past 15 years from California to Florida.

    Watch and learn as he teaches you how Landtrusts work, how they compare to other strategies for controlling property and why the Due-On-Sale Clause is not a problem if you know how to use the Landtrust.

    JOIN US for a 2.5 day FREE training workshop Bill will demonstrate Live how to do all of the above using his trademarked Landtrust Buying Systems known as the PACTrust and NEHTrust.

    For more information and a registration form for the FREE 2.5 day Land Trust Buying Systems workshop event to be held on October 28th thru October 30th please Click HERE

    National speaker, trainer, real estate investor, and creative real estate expert and author of two leading books on creative real estate investing, his first, No Down, No New Loan!, and his second, How to Make it Big in No Down, No Credit Real Estate Investing . . . And Keep It, have helped demonstrate that Bill Gatten is the countrys' leading educator and proponent re. use of the Illinois-Type Title Holding Land Trust for acquisition and disposition of real estate. Bill is also the President and CEO of North American Realty Services Inc. (NARS), as well as being the "inventor" of the much publicized PACTrust™ and NEHTrust™ systems for safe and secure No New Loan real estate transfers. These two remarkable systems allow for informal mortgage payment assumption while avoiding triggering lender's Due-on-Sale clause, while shielding and protecting the property's title from potential lawsuits, creditor judgments, bankruptcy claims, tax liens and Probate involvement.

    Named by Creative Real Estate Magazine as one of the nation's "Top 25 Most Informative People In Creative Real Estate Today," Mr. Gatten is frequently a key note speaker at real estate investment clubs, conferences and myriad radio and TV stations across the country. He delights his audiences with his irreverent and humorous style of teaching his innovative sure-fire creative real estate financing strategies.

    Having personally dealt in the acquisition and sale of thousands of properties over the past 20+ years, Bill Gatten continues to buy and sell for his own account while teaching others the hard-learned lessons and skills that have made him a financial success. Personally Walking the Walk and Talking the Talk and using the NEHTrust™ and PACTrust™ in virtually all real estate transactions. Bill's methods, knowledge, patience and teaching skills are unparalleled.

    Read Bill Gatten's article on; "Avoiding the Due on Sale Clause" by clicking here…

    Read Bill's "Diary of a No Equity Deal" by clicking here…

     


    Dyches Boddiford & Peter Fortunato present:

    Amassing Tax-Free WEALTH Using Self-Directed IRAs

    November 12 & 13, 2005 in San Francisco, CA

    Theory and practice come together for one dynamic weekend. Just think of how much you could make if you could invest your retirement plan in an investment you already understand. For most of us, that is real estate and notes in our own local markets. Well, properly structured, you can. We have been doing it for years. This weekend is an opportunity to learn how to super-charge your IRA with returns of 12%, 15%, 25%, 50% and higher! You will learn nice and steady, as well as very aggressive, techniques for growth.

    Peter and Dyches will join forces in what promises to be a lively conference on self-directed IRA investments. Pete will present case studies and will walk you through, step-by-step, exactly how the transaction would be crafted and the results. He will also suggest scenarios to watch for that can boost your returns significantly.

    Dyches will take you through the technical issues in layman terms, as well as sharing some of his own IRA
    experiences. He and Pete will analyze some actual transactions and show you the different ways they could have been done to gain different advantages or results.

    For more information and a registration form, please click here.

     


    Meetings in 2004:

    Thursday, January 15th, 2004

    Topic: Estate Planning and Protecting Your Wealth

    Guest Speaker: Attorney Lee Phillips

    The guest speaker for this exciting, information packed presentation is attorney Lee Phillips. Whether you're new to real estate or a seasoned pro, you'll learn how you can preserve your wealth today and how to make a better plan for passing it on to your heirs with a minimum of taxes. Maybe more
    importantly, you will learn how to reposition yourself using the law so you can establish a legal foundation for your wealth and make money faster than you could otherwise.

    As a promising young attorney and fledgling entrepreneur, the last thing on Lee Phillips' mind was the possibility of a life-threatening disease. But at age 27, just three months after getting his first legal job as an attorney, he was told he had advanced cancer and had only weeks to live. That was in 1982.

    Unfortunately, as he made medical progress and defied the odds, the legal system took its toll on his personal and business life. During months of debilitating cancer treatment and hospitalization, Lee gained firsthand experience in effectively dealing with the legal system, asset protection, the medical industry, and insurance companies. To survive, he figured out what he should have done to handle life's unexpected "bumps in the road" that we all face.

    Since his recovery, he has become a nationally known author and lecturer on financial security. During the past 18 years, Lee has advised more than 500,000 financial professionals, attorneys, doctors, accountants and entrepreneurs throughout the United States and Canada. He is well suited to help you too.

    BAWB invites you to attend this fantastic and financially rewarding program. We've designated January 15th as Guest Night, so why not invite your friends who haven't been to a BAWB meeting for awhile.

    Join us and you'll have the chance to meet and network with successful investors and housing providers from all over the area. You'll also get a chance to check out BAWB's other great benefits, such as special discounts from vendors you use every day.

    For more information, read these informative articles by Lee Phillips: (requires Adobe Acrobat)

    An Unexpected Trauma

    Four Tools of Financial Foundation


    Thursday
    February 19, 2004

    Topic: Detecting and Surviving Applicant Fraud

    Guest Speaker:
    Rex Maroney - Author and National Speaker

    In the course of your daily business you regularly engage in the essential process of interviewing, investigating, and getting to know absolute strangers and their backgrounds. As an owner, investor, property manager, landlord & employer your livelihood depends on it. Come to our meeting when Rex Maroney will present The Landective Process © (landlording detective).

    Rex teaches multi-family housing and Real Estate professionals how to successfully detect, survive and profit from the most cunning and sophisticated fraudulent applicants. Attendees will learn how to turn vacancy into cash flow by getting paid by every con, fraud, liar and thief who maliciously wastes your time. Our speaker comes from a 20-year background as a successful entrepreneur, investor, owner, landlord, general contractor, property manager, consultant, investigator, author and national keynote speaker. He has made a study of the methods and resources applicants use to create a phony identity and background to defraud you. The costs are huge – lost rents, long management hours, ongoing advertising, court filing costs, attorney fees, delayed evictions, appeals, malicious apt damage, skips and bankruptcy. Too often owners, managers and employers are forced to “Anti up“ for signing or hiring another fraudulent applicant.

    Don’t miss this gripping presentation as Rex blows the cover on the very sly and sophisticated fraudulent applicants of our time. Yes… bring your friends as they’ll want to hear and see this presentation filled with

    AMAZING INFORMATION !

    For more information on this month's meeting, CLICK HERE.


    Thursday, March 18th, 2004

    Topic: REMOTE CONTROL REAL ESTATE RICHES!

    Don’t miss this meeting featuring: Adiel Gorel

    Adiel Gorel has been investing all over the United States for the past twenty years. He considers several investment venues to be the best for most investors, especially busy people. One is the investment in Single Family Homes, especially in the Sunbelt States where the landlord –tenant laws are landlord-friendly and the prices and rents work to provide the investor with the best cash flow and appreciation potential.

    Mr. Gorel also invests in large apartment complexes and teaches the small investor the optimal ways to participate in such properties.

    In addition, Mr. Gorel is involved in land development deals and other specialized real estate deals.

    He is also a managing partner of SVC Partners, A Real Estate diversified portfolio fund.

    Adiel will be speaking on:

    • The best markets in the country.
    • The type of properties we should buy.
    • Property Management made safe.
    • What makes some mortgages in the USA so special.
    • Financing various property types for various investor scenarios.
    • Moving faster accomplishing one’s investment goals than one thinks they are able too.
    • Successful parameters for single family home purchases.
    • Successful parameters for apartment complex purchases.
    • Tax considerations, 1031 exchanges, TIC etc.
    • Unloading the busy investor’s burden while still investing heavily.
    • Safety issues and considerations.
    • Appropriate use of IRA funds for RE investing.
    • Setting up your kids’ college education with RE investments.
    • Setting up your retirement with RE investments.

    Mr. Gorel formed International Capital Group (ICG), a Marin-based real estate investment company that assists investors worldwide in purchasing U.S properties and provides full service including lending and property management. As CEO of ICG, Mr. Gorel has purchased over 4,000 properties in Sunbelt cities including Phoenix, Las Vegas, Orlando, Dallas, San Antonio, Tampa, Austin, and Jacksonville. Mr. Gorel has also formed a variety of apartment-complex and development syndications throughout the Sunbelt.

    Adiel Gorel gives lectures world-wide on U.S real estate investing and has published two books on the subject; “Remote-Controlled Real Estate Riches – The Busy Person’s Guide to Real Estate Investing” (Progress Press) and “Discovering Real Estate in America” (Turquoise Press). Mr. Gorel has been profiled on NBC, ABC, and the San Francisco Examiner and is a highly rated speaker for the Learning Annex.

    Mr. Gorel's professional experience also includes management and director positions in firms including Hewlett-Packard, Excel Telecommunications, and bio tech firms Marlstone, Lifecare, and Lifewave.

    Mr. Gorel holds a BSEE from McGill University, graduating first in his class and an MSEE from Stanford University.


    Thursday, April 15th, 2004

    Guest Speaker: Peter Fortunato

    "That can't be done here…" PART II

    Often we hear this statement from folks who live and invest in California; however, there are certain fundamental negotiating and investment techniques that are universal regardless of your location.

    This month's featured speaker is Peter Fortunato. Nationally known as an expert in using Real Estate creatively coupled with "paper" to formulate profitable Real Estate Transactions for the buyer, seller, and investor.

    For those in attendance at our 2002 meeting who were able to listen to and learn from Peter, it was compared to a “gospel like” session. His profound discussion, expertise, and insight shined as the evening went on and those in attendance left energized.

    Learn how to create Transactions, Income and Wealth.

    Discover negotiating techniques and paperwork which make the numbers work and allow for deals to happen.

    Don’t miss this opportunity to listen and learn from one of the most down to earth and practical Real Estate educators around. Peter rarely visits the Bay area so be sure to make it out to this meeting and invite a loved one, family member, or guest. You’ll be glad you attended!

    Visit with us and learn from one of the Masters on how to "Construct" Deals. Hear Pete's clear, patient explanations, and practical insights. You Do NOT want to miss this month's meeting, plan on being with us!

    HELP DAY

    Unity of Real Estate and "Paper" WORKSHOP

    Peter Fortunato and Michael Morrongiello will hold a; Unity of Real Estate & “Paper” Workshop and Help Day- which will be a FULL DAY Saturday April 17th event. Seating for this event will be very limited and pre-registration is encouraged. To get more information and for registration forms, Click Here.


    Thursday May 20th, 2004

    It's Circle Time… Join us as this promises to be a fun evening with the variety of information presented.

    Plan on being with us this month as we break down the attendees into (5) five smaller groups who will have a chance to listen, learn, and question our panel of moderators on the following subjects;

    Jeff Lerman, Lerman and Lerman, Attorney at Law

    "Legal Issues When Buying Real Estate Investment Properties"

    Darlene Jones, GM Mortgage & Real Estate- Investor

    "Buying out of state properties- rental investment properties in the Sunshine State; Florida"

    Cathie O'Hanks, O'Hanks Management - Investor

    Managing your properties here and abroad"

    Dave Wilson, Business owner and Investor

    "Creating wealth with houses and a simple Buy and Hold Strategy"

    Rick Garibaldi, Diablo Funding Group - Mortgage originator

    "Financing options for Investors"


    Thursday June 17th, 2004

    ROCK, ROLL & REAL ESTATE
    The #1 Sunday morning Radio Show on Real Estate
    -in association with-
    BAY AREA WEALTH BUILDERS “BAWB”
    -present-

    SIZZLING TALK
    -on-
    1031 REAL ESTATE EXCHANGE
    SEMINAR & SYMPOSIUM

    -at the-
    MILL VALLEY COMMUNITY CENTER
    180 Camino Alto, Mill Valley 94941

    5:30pm
    Wine Tasting * Meet the Experts in the
    1031 Exchange Arena & BAWB Sponsors

    7:30pm
    “Rock, Roll & Real Estate” live taping
    with Michael Yesk on Talk 910AM KNEW

    8:30-10:00pm
    Discussion on 1031 Exchange

    For more info: www.rockrollandrealestate.com 408-892-3376
    To print this information, click here.


    Thursday July 15th, 2004 Meeting


    Successful, experienced, investor Jeff Smith will reveal
    "Fixers To Fortunes: Inside Secrets of the Rehab Game"


    Smith has 25 years of profitable real-estate investing under his tool belt. He has remodeled, sold and rented scores of houses in Florida. His "Fixers To Fortunes" seminar is without question the best in the business. It sells out virtually every time. Jeff will share many of its money-making secrets with you.

    Jeff never gets dirty. Instead, he hires out the work. Jeff will show you how to get the most work done for the cheapest price. He also will discuss:

    • Ways to limit your risk on rehabs
    • How to make sure the jobs come in on time and under budget

    • How to decide whether to buy or not

    • The 3 houses you should run from

    • His exclusive "11-Minute Power Profit" strategy, where you get $9 back for every $1 you spend

    • How to handle the buyer's home inspector, what to fix fast, and secrets to dealing with contractors and much more!

      Everyone who attends this BAWB meeting will receive a special bonus package from Jeff. But get there early and get a good seat so you can see the visual presentation!


    For those who want more "inside secrets", details, tricks of the trade, and valuable tips when renovating and upgrading properties.... as a bonus, Jeff will offer his "Power Cashflow Generating Strategies" seminar Saturday, July 17th, 2004.

    The special one-day price for BAWB member attendees is only $99.00 and $129.00 for Non members. This special one-day seminar will include strategies from Jeff's very popular and highly regarded "Power Negotiations" and "Buyer's Boot Camp" seminars. Jeff will show you how to use his unusual negotiating techniques to put together profitable winning deals. He also will reveal how to guarantee your deal will please any seller or buyer. Jeff will show you techniques to make your contracts irresistible to buyers or sellers.

    For more information on the FULL DAY WORKSHOP Saturday 7-17-2004, a workshop brochure and registration form,
    Click Here!

    Who is Jeff Smith?

    Jeff Smith is a savvy investor with 24 years experience rehabbing distressed houses and junkers for huge profits. He also finds and buys killer deals that virtually no one knows about. Jeff has been a successful landlord for more than two decades. He wrote for the prestigious Kiplinger Florida Letter for 14 years and was the dean of the Southeastern banking writers for a decade! Jeff writes “Real Estate Profit Line,” a best-selling real-estate newsletter, and is in demand to speak to investment groups nationwide.

    Jeff teaches students how to become their own boss through real estate investments. His “Fixers To Fortunes” rehab course sells out almost every class! That power-packed course has limited seating because it includes an exclusive, all-day bus trip where you learn hands on how to rehab houses for incredible profits! This is a must-attend-at-all-costs seminar!

    Jeff’s 2004 seminar schedule will include:

    • An incredible $99 class that puts you on the path to real estate wealth!

    • Jeff’s original ‘Fixers To Fortunes’ rehab class … it will amaze you!

    • “The Buyer’s Bootcamp” … The complete real estate acquisition seminar!

    • Jeff’s brand-new ‘Negotiations’ seminar … With “Live’ sessions!

    “Are you short of cash? Have bad credit? Do you want to quit that dead-end job and finally earn what you are worth? I will show you how to turn it around.” – Jeff Smith

    Look at just some of the topics covered in our rehab seminar:

    • Make a profit of $40,000 – up to $80,000 or more – on every rehab you do

    • Unlock the secrets to rehabbing for top dollar every time

    • Sell a house you haven’t even touched for big profits

    • Build wealth fast and virtually eliminate your risk through proven methods

    • Beat your competition to the best deals and easiest rehabs

    • Get jobs to come in on time and under budget every time

    • Slice 20 percent – or more – off every rehab you do

    Call Jeff Smith (813) 980-3939 or fax (813) 980-1554
    for more information about his seminars and newsletter.


    Thursday August 12th, 2004

    Please Note:
    This month’s meeting is on the 2nd Thursday of the month instead of the normal 3rd Thursday of the month because of a scheduling conflict at our meeting facility

    Fixer Uppers…

    5 COSTLY MISTAKES

    5 PROFITABLE LESSONS LEARNED


    Our August speaker, Mary Morrongiello, is an experienced and very successful rehabber of Wine Country houses. She has recently completed her 9th MAJOR renovation in just 4 years and in that time has learned important information to help others in her field. Mary is always a crowd favorite as it motivates others to know that “one of our own” is out there everyday practicing what we preach.

    At this meeting you will learn:

    1. Why surveys are worth the expense
    2. Why to pay attention to square footage…
    3. Crystal clear disclosures are a must
    4. How even a good realtor can cost you thousands
    5. What does a property buyer want?
    6. The best way to pay your workers / tradesman, etc.
    7. My approach to insuring a fixer upper
    8. Before & After photos (always fun to see)

    Thursday, September 16th, 2004

    It’s Miller Time...

    Don’t miss this once in a blue moon opportunity to spend an evening with the incomparable Jack Miller.

    THERE IS A SECRET TO GETTING RICH...

    Anyone can learn how to get rich, but there's a catch. You have to understand MONEY--Why people spend it? When? How. Where? For What? You have to understand how a little money, plus time, can create a fortune for anyone. Test yourself. Do you know someone who isn't particularly smart or talented or energetic who seems to have made a lot of money, or who owns a lot of property?

    My name is Jack Miller. I've been a successful investor in single family houses for 45 years. I've bought, sold, leased, managed, built, exchanged, financed and owned several hundred properties. Real estate is the main source of both my income and accumulated assets, thus, I can speak from years of actual experience.

    LET ME TELL YOU A LITTLE STORY...
    Once upon a time I was 40 years old and out of work. I'd been an executive with a Fortune 500 company with specialized technical skills. Without warning, I suddenly became a casualty of a corporate downsizing. I had two teenagers at home and a mortgage. I'd placed my future into the hands of my employer and felt secure with a retirement plan which would provide enough money for a comfortable lifestyle, recreation and travel. Suddenly I was out of work.

    MIDDLE-AGED, OUT OF WORK, AND BROKE
    My assets consisted of experience for which there were no jobs and a real estate license I'd picked up just for fun. The only employment I could find was as a residential real estate salesman. Although I'd owned real rental houses previously, I knew nothing about real estate or financing and had never earned a living as a salesman before. I had to start from scratch to learn the business.
    In the real estate market that prevailed then, there were lots of buyers, but no sellers. I had to learn ways to prospect for cash sale listings because unmotivated sellers would settle for nothing less. That involved developing innovative ways to qualify buyers so they could obtain financing for their home purchases. In the process of creating down payments, I had to devise supplemental income credits, decorating and landscaping allowances. In the process I discovered ways to use virtually anything they owned in trade as down payments to reduce the amount they had to borrow, and along with it, their monthly payments.

    LEARNING HOW TO BUY AND SELL HOUSES FROM SCRATCH
    Suddenly, just when I was beginning to learn how to make money in a competitive selling market, the economy flip flopped. The buyers all disappeared and the phones stopped ringing. In order to earn a living, I had to come up with creative ways to locate buyers for all the properties that eager sellers wanted to list with me. Even when I found a buyer, interest rates on mortgage money was often too expensive for them to be able to afford the purchase. Necessity forced me to innovate. I learned ways to "create paper" with which to close a deal. Leases and Options became basic building blocks for making deals. So did contracts.

    BREAKTHROUGH! BUYING AND SELLING FOR MYSELF!
    One day it occurred to me that rather than properties per se, what I was really selling were my negotiating and deal-making skills. Instead of listing properties for sale, I began focusing my efforts on increasing my income. I started by buying Options on houses, then "flipping my Options, selling them either for cash or terms depending upon the deal. When I controlled the property, I could make more sophisticated transactions. But this required me to develop better negotiating skills and closing techniques. In the process, I had to learn the ways that taxes affected a sale from both the buyer's and seller's points of view.
    Some of the most powerful techniques I learned were based upon tax free exchanges and gifts. These benefited both buyer and seller at the expense of the tax collector. And I found ways to structure complex transactions which solved financial and tax problems for both buyers and sellers in order to earn bigger profits; far greater than might have been made simply earning commissions or merely "flipping options".

    RETIREMENT AFTER ONLY 5 YEARS!
    Finally things began to click. During one 153 week period, I closed one or more deals each week in the capacity of broker, buyer, seller, or Optionee. At the age of 45, a short five years after I first started selling real estate, I was able to close my office and retire to the good life with my wife, touring the country in my motorhome and traveling in Europe and Asia. Why am I telling you all this? Because the time is as ripe as I've seen it in almost 20 years for you to do it too. I'll even tell you how to do it. Read on . . .
    You can only look at so many sunsets, catch so many fish, or play so many rounds of golf before retirement gets to be a job. As a bored retiree, I started making the rounds of community social clubs as a luncheon speaker telling others about my experiences. From this sprang the first seminar in the world oriented toward the single family house as an investment vehicle. For the person who wants to build wealth starting with little or nothing, the single family house still offers more possibilities than any other type of investment. But there's a catch: You've got to have an intense desire to be rich, and be willing to work hard to learn as many real estate insiders' fortune-building secrets as you can. I'll share these with you.

    BIRTH OF A NATIONAL NEWSLETTER
    I started as a speaker, then as a seminar educator of thousands of people, many of whom went on to start their own seminars. In 1978, I wrote the first issue of The Commonwealth Letters, the first ever monthly newsletter devoted to single family house investors. My objective was to provide readers with insights on how to achieve financial security over and above that provided by their career, regardless how successful. Since then, I've been able to help readers to consistently make money more than any other publication.

    IT'S TIME TO MAKE A DECISION FOR YOUR FINANCIAL FUTURE
    If you aren't 100% certain of your future financial security, it's time for you to make the decision to become financially independent. This will be an easy decision! Either you're happy with your lot in life or you're not! Either you've already provided for your family's financial security or you're willing to bet their lifestyle on your employer or the government. It's up to you to take action now before time passes you by.
    Wouldn't you really rather control your financial future yourself? You can, as an entrepreneur in real estate. Thousands have done it before you starting with little cash or know-how. They didn't have the advantage of being coached by someone who's been where you are now, and gone where you want to go; someone who can make it happen a lot faster than you think possible if you take his advice. It's your choice...

    BAWB is proud to sponsor Jack Miller's - Creating Wealth with Houses Seminar

    Friday September 17th, 2004 at the Mill Valley Community Center

    One Full Day of Money making insights and concepts on Four Essential Wealth Building Topics; BUYING, FINANCING, NEGOTIATING, & SELLING – You’ll learn from the Master, the WHO, HOW, WHEN, and WHY on each topic from Jack’s unique perspective. All the nitty gritty to help you on your way down the road to Real Estate Success! We have purposefully made this powerful information filled workshop affordable at $59.00 for BAWB members and $79.00 for Non members. Don’t miss this rare opportunity to listen and learn from Jack Miller.

    For more information, a workshop brochure, or registration form for the “Creating Wealth with Houses” (1) one day Friday 9-17-2004 seminar please click here.

    September 18th, 19th, & 20th - THREE DAY WORKSHOP- Options Combo Workshop

    Jack will be holding his wonderful (3) three day Options Combo class in the San Francisco Bay Area on Saturday, Sunday, and Monday September 18th, 19th, and 20th. This is arguably the best, most in depth course on profitably using Real Estate options in the nation today. It is actually (2) two classes combined into one; starting with the Fundamental Uses of Options and then moving into some of the more Advanced Option Techniques.

    To register for this workshop, click here to view the registration form.

    For more information about Jack Miller, go to; www.cashflowconcepts.com and be sure to mention BAWB.


    Thursday, October 21st, 2004

    Guest Speaker: Hugh Bromma, Entrust Group

    Topic: Tax Advantaged Strategies for Real Estate in 2005 and Beyond

    • Learn new strategies for investing in real estate with your IRA or Qualified Plan.
    • Real case studies from real estate investors just like you will be discussed and explored.
    • Presented by Hugh Bromma, CEO of Entrust. Hugh has over 23 years of experience with self-directed plans. You will learn what you can and cannot do within a self-directed IRA.

    Curriculum Vitae Synopsis: Hubert Bromma

    Hubert Bromma is the CEO of Entrust Administration, Inc. and Principal of the Entrust Group, which supplies record keeping and administration services to discriminating investors who use Entrust's unique Self-directed retirement programs, including Individual Retirement Arrangements and Qualified Plans of all types.

    He is a frequent speaker at real estate conferences, real estate investor gatherings, retirement and financial planners and other related affinity groups. He is the author of "Real Estate in IRAs and Keoghs, A Guide", "Real Estate Investments in Your Retirement Plan: A Guide", and "Do Your Own Qualified Retirement Plan” a Guide for Self Directed Plans for Business Owner, Spouses and Partners. He is a regular author for Creative Real Estate Magazine, and has written articles for various publications since 1988. His articles also appear on the Entrust web site at www.iraplus.com.

    He has appeared on many television and radio programs internationally primarily discussing the diversification of assets in tax free and tax deferred environments. These include KABC, KNBC, KCBS, KJSL, KNBR, KRMS, FNN, ORF, WCIU-TV, WebFN and many others.

    Entrust and its affiliates have been providing such services to thousands of clients internationally since 1981. The company was founded originally by Bromma as Consulting Associates, Inc. and has made a number of acquisitions over the years, including several trust companies and third party pension administration entities. The operations center is now located in Oakland, California at the edge of Lake Merritt, a rapidly growing business section of the San Francisco Bay area. Other Offices are in Los Angeles and Las Vegas.

    From 1988 to 1992, he was the also Chairman of Commonwealth Administration, Inc., Mission Hills, California. In 1991 Bromma, as principal of Commonwealth acquired Providence Trust Company, Commonwealth’s wholly owned subsidiary, based in Houston Texas, with branches in Dallas and Amarillo. Providence was a combination of formerly failed trust companies which were combined by Bromma into a highly profitable organization. Providence was subject to a hostile takeover in 1992, and subsequently closed in 1993 by the Texas Department of Banking, due to unsound banking practices attributed to the take over management team.

    From 1981 through 1989, he was the owner of the national bank consulting firm Consulting Associates, Inc. with offices in New York, Chicago, San Francisco, Los Angeles, and San Antonio. This firm performed 51 mergers, acquisitions or divestitures, and provide extensive consulting services to many banks and savings associations in the area of bank operations and profitability.

    Bromma's prior banking career extended from 1967 to 1981 with positions of General Auditor to corporate manager of acquisitions and divestitures, at medium to large west coast banks.

    His undergraduate degrees are in economics and political science, from San Francisco State University. His graduate work was completed in public administration in a combined program from UC Berkeley and SFSU.

    Other information:

    • Former instructor at Southern Methodist University
    • Past board member of Children's Hospital Foundation
    • Member of the Blue Ribbon Committee on Management, City of San Francisco
    • Special Consultant to the Municipal Court of San Francisco
    • Instructor for Operation Hope in Los Angeles
    • Instructor, LA City College
    • Board Member, Counseling West, Woodland Hills


    Thursday, November 11th, 2004

    Guest Speaker: Albert Aiello

    Topic: Transform Real Estate from an Ordinary Tax Shelter into a Formidable TAX REDUCTION MACHINE.

    Most rental property owners and real estate entrepreneurs say "good-bye" to hundreds, even thousands of dollars every year. They just let their money "fly" away in the form of taxes that they don't really have to pay. Former IRS officials have been quoted as saying that, "self employed people unnecessarily overpay the IRS over 150 billion dollars per year!"

    C.P.A. Albert Aiello has spent his adult life finding legal ways to put a stop to this flight of cash. He has researched hundreds of little known tax reduction, tax saving and tax deferral strategies. Now he's brought them all together in a brand new presentation. Albert Aiello's GOLDMINE strategies will show you how to transform real estate from an ordinary tax shelter into a formidable TAX REDUCTION MACHINE.

    Albert Will Show You How To Play The Tax Game And Win Big-Legally

    A veteran of over 20 years teaching real estate agents and brokers his tax saving strategies, Albert now speaks to investor, landlord and rental property owner associations around the country. Geared for people who invest in real estate, he'll explain all three phases of a real estate investment (1) Acquisition, (2) Operation and (3) Disposition. He covers all kinds of real estate investing including, rental property, rehabs, flips, paper-virtually every kind of real estate situation imaginable. Fully documented, Albert gives the IRS code or other citation so you and your accountant can be sure all your activities are perfectly legal. This talk is the most complete presentation of tax reduction strategies ever offered to real estate investors at any time, any where.

    Here's Some Of What You'll Learn From Albert's Real Estate Entrepeneur's Goldmine of Brilliant Tax Strategies

    • 6 Essential Fundamentals of Tax Reduction Planning That You Must Know to Forever Cut Taxes
    • 4 Strategies to Pay No Taxes When You Sell Your Property, Even if Profits Are Huge, Even if You Are a Dealer
    • 4 Types of Powerful Depreciation Deductions That Can Double or Even Triple Your Deductions
    • 4 Proven, Documented Strategies to Reap Huge Tax Savings by Immediately Deducting Repairs, Rather Than Having to Depreciate Them as Capital Improvements
    • 3 Powerful, Overlooked Deductions That Can Save Thousands for Rental Property Owners
    • 5 Essential Requirements That You Must Know to No Longer be Subject to Passive Loss Limits and Be Able to Fully Deduct Any Amount of Rental Losses (over $25,000), No Matter How Large, Regardless of Size of Your Income
    • 3 Powerful & Proven Ways to Audit Proof Your Return-and Let the IRS Forget You
    • 3 Ways to Create Wealth With Retirement Plans
    • 2 Ways to Legally Get Back Taxes Paid in Prior Years, Without IRS Notice
    • 3 Year-End Tax Planning Strategies That Can Slash More Taxes-Even at the Last Minute

    Articles by Albert Aiello (requires Adobe Acrobat)

    Medical Expenses as Business Deductions

    Leasing a Car - Beware!

    Tips on Hiring the Right Tax Advisor

    Reap Immediate Deductions for Computers and Other Assets

    Albert Aiello's Bio

    Albert Aiello certainly has the credentials to be the featured speaker at Bay Area Wealth Builders' regular evening meeting, Thursday, November 11th.

    He is a GRI Instructor, a Graduate Tax Professor, a licensed Real Estate Broker and a CPA who passed the exam in one sitting. He also has a Masters Degree in Taxation.

    On the practical side, he has 25 years experience as a tax advisor, 23 years experience as a real estate investor and 20 years as a 1031 exchange facilitator make him uniquely qualified to address the tax issues that investors and landlords face.

    As both a residential and commercial real estate Realtor, Albert has listed, bought, sold and managed millions of dollars of real estate. He has also had his own tax & accounting practice specializing in real estate and IRS audit representation.

    But, wanting something more creative, challenging and rewarding, he sold his accounting practice to do what he really loves; actively invest in real estate, teach real estate courses and author books on creative real estate.

    Albert remains active as a 1031 specialist, as president of National Exchange Services, Inc. (NESI), one of the leading 1031 Exchange Intermediaries in the country.

    He is the author of hundreds of articles on taxation and real estate. He has also written a number of books. Some of his most popular ones are: The Real Estate Professional's Bible of Tax Strategies, The 1031 Money Machine, The Medical Reimbursement Plan Kit, Creating Tax-Free Wealth With Self-Directed IRA's and his newest, The Real Estate Investor's Goldmine of Brilliant Tax Strategies.

    Today he travels around the country sharing his incredible wealth of information on how the average real estate investor can save hundreds even thousands of dollars in taxes every year.

    Join us on Thursday, November 11th for this special meeting where Albert Aiello will be our featured speaker. We will meet at the Mill Valley Community Center.


    Thursday December 16th, 2004

    This is our final meeting of the year!

    This is always judged by our members to be one of the BEST meetings we have all year. It's a great way to learn what others are doing, the genesis of their individual transactions, and more importantly where the profit centers are...you'll be amazed at how many different perspectives to doing a deal there are.

    This also will be a great meeting to get to better know your fellow attendees. Come join us for a festive time of the year meeting that will feature some refreshments, wine, food, and Holiday cheer in an open forum setting. The meeting will be catered and you are invited to bring your spouse or a loved one for a night out and to better see what our meetings are all about.

    Important Note: Anyone can attend but to drink and dine the cost is $25.00 per individual and $40.00 for a couple.

    Do you know of a BAWB member who did a Killer deal this past year?

    Nominations are encouraged for our annual "BAWB 2003 Deal of the Year" awards.


    Each of the selected nominees will tell us their "deal story" which promises to be informative and fun. It's been an incredible year filled with change, tough lessons, and successes. We hope some of you will share a hard lesson or success from the past year.


    Workshops in 2004:

    Saturday January 31st, 2004: FULL DAY WORKSHOP

    National Expert on Cutting Edge Real Estate Investing is coming.

    National speaker and author T.J. Marrs, developer of the “Financial Mastery Series” of Real Estate & Asset Protection Programs will be teaching:

    The Secrets of finding thousands of hidden nothing or low down treasures in your own back yard.

    HINT: The best ones you’ll least suspect. Over 50,000 per million homes are coming on the market every month!

    • 4 simple plans to create fortunes in real estate in today’s changing market, some of which can earn quick cash in just a few days.
    • Review TJ’s new forms & strategies needed to survive and profit from the new 2003 HUD rules. HINT: We virtually re-invented investing with these.
    • How to automate your marketing machine to get tons of sellers calling you, practically begging to give you their homes for free.
    • How to Get Faster Lender Discounts/Short Sales, creating huge additional profits...and what to do if they don't accept your offers!
    • How to make money on all those foreclosures that DON’T want to sell to you, and how to blow away any foreclosure competition. PLUS How to make money on deals other think are not deals.
    • How to keep your asset away from legal predators.
      A “no brainer” business plan where you can virtually work along side us as a finder, to learn while you earn.
    • ONE IDEA COULD EARN YOU THOUSANDS, DON’T GET LEFT OUT!

    For more information and to register for this exciting workshop, CLICK HERE.


    Saturday April 17th, 2004: FULL DAY WORKSHOP

    Unity of Real Estate and "Paper" WORKSHOP

    Peter Fortunato and Michael Morrongiello will hold a; Unity of Real Estate & “Paper” Workshop and Help Day- which will be a FULL DAY Saturday April 17th event. Seating for this event will be very limited and pre-registration is encouraged. To get more information and for registration forms, click here.


    Saturday July 17th, 2004: FULL DAY WORKSHOP

    "Power Cashflow Generating Strategies"

    For those who want more "inside secrets", details, tricks of the trade, and valuable tips when renovating and upgrading properties.... as a bonus, Jeff Smith will offer his "Power Cashflow Generating Strategies" seminar Saturday, July 17th, 2004.

    The special one-day price for BAWB member attendees is only $99.00 and $129.00 for Non members. This special one-day seminar will include strategies from Jeff's very popular and highly regarded "Power Negotiations" and "Buyer's Boot Camp" seminars. Jeff will show you how to use his unusual negotiating techniques to put together profitable winning deals. He also will reveal how to guarantee your deal will please any seller or buyer. Jeff will show you techniques to make your contracts irresistible to buyers or sellers.

    For more information on the FULL DAY WORKSHOP Saturday 7-17-2004, a workshop brochure and registration form,
    Click Here!


    BAWB is proud to sponsor Jack Miller's - Creating Wealth with Houses Seminar

    Friday September 17th, 2004 at the Mill Valley Community Center

    One Full Day of Money making insights and concepts on Four Essential Wealth Building Topics; BUYING, FINANCING, NEGOTIATING, & SELLING – You’ll learn from the Master, the WHO, HOW, WHEN, and WHY on each topic from Jack’s unique perspective. All the nitty gritty to help you on your way down the road to Real Estate Success! We have purposefully made this powerful information filled workshop affordable at $59.00 for BAWB members and $79.00 for Non members. Don’t miss this rare opportunity to listen and learn from Jack Miller.

    Special Bonus Offer:
    Pre register and prepay for this One (1) day seminar event and you may attend the phenomenal, one of kind (3) three day OPTIONS COMBO WORKSHOP to be held at the Holiday Inn, San Francisco Airport on September 18th, 19th, & 20th for a special discounted BAWB price of $300.00 per person. That’s (4) four days of quality education for $359 / $379.00 (Non BAWB members). (For more information on the Options Combo Workshop – See below)

    For more information, a workshop brochure, or registration form for the “Creating Wealth with Houses” (1) one day Friday 9-17-2004 seminar please click here.

    September 18th, 19th, & 20th - THREE DAY WORKSHOP- Options Combo Workshop

    Jack will be holding his wonderful (3) three day Options Combo class in the San Francisco Bay Area on Saturday, Sunday, and Monday September 18th, 19th, and 20th. This is arguably the best, most in depth course on profitably using Real Estate options in the nation today. It is actually (2) two classes combined into one; starting with the Fundamental Uses of Options and then moving into some of the more Advanced Option Techniques.

    To register for this workshop, click here to view the registration form.

    For more information about Jack Miller, go to; www.cashflowconcepts.com and be sure to mention BAWB.


    BAWB is pleased to have John Schaub as our speaker for a special FULL DAY Saturday workshop on October 30th.

    John has survived 8 Presidents and prospered for 30 years as a landlord. He authored the original single family house seminar in 1976 which launched thousands on their way to successful investing. He is still an active buyer and engaged in managing his business and investment, when not traveling with his family, or building homes for Habitat for Humanity.

    John is a reformed "Big Deal" guy, who discovered that most of the big talkers had small bank balances. John stresses keeping it simple. He talks only about what he has done and what has worked and sometimes not worked for him. John spends nearly all of his working time making deals and managing his properties. He teaches only three seminars a year.

    He stresses buying better, well located houses as opposed to less expensive houses or other income properties. Better houses are much more profitable and far less trouble. He advocates paying off debt, owning properties free and clear, and maximizing cash flow by only buying properties with larger profit potential, financed so they produce immediate cash flow.

    John graduated in 1970 from the University of Florida College of Business, was an active Realtor for 10 years and served as President of both the Sarasota and Florida Real Estate Exchangers. He is listed in the Hall of Fame of Who's Who in Creative Real Estate, featured on the cover of Personal Finance magazine and was recently quoted in Forbes.

    He is an advocate for privately owned affordable housing. He served 7 years on the International Board of Habitat for Humanity and has served four terms as President of the Sarasota Habitat Affiliate and served 17 years on their board.

    John's wife Valerie, a real estate attorney, and their three perfect children enjoy skiing, boating, diving, horseback riding, and touring the country in John's plane. John is an instrument rated pilot and has been flying his own plane since 1973.

    Don't miss John's "The Business of Buying and Selling Homes (and properties)" FULL DAY workshop event on Saturday, October 30th at the Four Points Sheraton in San Rafael, CA.

    For more information on the workshop, a workshop brochure and registration form please click here.



    Meetings in 2003

    Wednesday January 8, 2003

    Two (2) Great Speakers and Topics of Discussion

    # 1 - It’s a New Year - Where is the Real Estate Market heading?

    Guest Speaker: Allen Cymrot

    Allen Cymrot is the principal of Cymrot Realty Advisors, Inc. His real estate and Wall Street experiences blend to give him a rare, in-depth understanding of real estate and securities.

    The first 20 years of Cymrot's career were spent on Wall Street, where he was a successful broker, manager and allied member of the New York Stock Exchange.

    The past 25 years of Cymrot's experience have earned him a reputation as a nationally recognized real estate strategist, planner and expert. Some business highlights from his real estate experience are:
    • Supervised the purchase and management of approximately $2 billion of real estate in major metropolitan areas of the United States.

    • Served as chairman and director of the National Multi Housing Council, which represents the owners of the country's largest apartment holdings.

    • Testified before both the Senate and House of Representatives as a real estate expert.

    • Wrote two highly recommended books; Critical Real Estate Issues of the 90s;
    Required Reading for Successful Investing & Street Smart Real Estate Investing; Allen Cymrot's Strategies for Increasing Your Net Worth along with more than 100 articles on real estate.

    • Has made numerous radio and television appearances in addition to having conducted seminars to more than 50,000 people, ranging in experience from first-time owners to sophisticated investors.


    # 2 – Information / Data Retrieval Tools for the Real Estate Investor


    Guest Speakers: Melody Starr and Michael Veprin with DataQuick Information Systems

    DataQuick has been a leading provider of real estate data solutions designed to enhance productivity and the decision making processes of real estate investors and lending professionals since 1979. DataQuick's intuitive Internet and Online marketing and research tools, coupled with their convenient software solutions, provides easy access to everything you want to know about one or more properties.

    Their information searches include; private seller carrybacks, notices of default, notices of trustee sales and property sale comparables for the properties in question.

    Michael and Melody are long time DataQuick associates and are heavily versed in all facets of real property information retrieval. Their discussion will cover two aspects of Real Estate Investing. # 1 locating privately held notes carried back by sellers and # 2 researching investment properties using the DataQuick databases. Questions will be most welcomed.


    Wednesday February 12th, 2003

    Bottom Fishing; How to buy houses cheap!

    Guest Speaker: Bruce Norris

    About our Speaker:
    Bruce has twenty years of comprehensive experience in property acquisitions, negotiation, sales, and management. He has purchased and sold approximately $20,000,000 worth of real estate at bargain prices. He has authored and self-published several books and workshops including; Food Stamps to Fortune, The Sweat Equity System, Power Profits, and a remarkably prophetic 200 page report on the California Economy called The California Comeback. His workshops, speaking style, and expertise is readily apparent as his teaches California investors a variety of methods of buying Real Estate.

    Streamline your efforts and increase your profits. Learn from the man who has deals finding him! How does he do that? By knowing how to implement the best buying system appropriate to the current economy.

    Some of the Topics to be discussed:

    • Learn about real estate cycles…and how to make money…no matter what the market cycle
    • Learn how this business can revolutionize your life
    • Systematically buy houses cheap!
    • Make your real estate business explode!
    • The Seven Secrets of real estate investing that will make you rich
    • 15 +/- buying systems that work hard so you don’t have to
    • How to find real estate bargains in a hot market 5 strategies
    • for making money as a wholesale buyer
    • How to buy nice houses with no credit and little cash
    • How to stand up for your offers
    • How to calculate offers in your head
    • How to become a savvy deal maker
    • How to find a Realtor to work with Wholesaling properties to other investors
    • Retailing to owner-occupants


    Wednesday March 12, 2003

    Tax Saving Strategies for the Savvy Real Estate Investor

    Learn How To Legally and Ethically Hammer the IRS!

    By John Hyre, Tax Attorney, Accountant, Real Estate Investor

    Taxes are probably your #1 expense. I’d like to help you change that. As a tax attorney, accountant and real estate investor, I’m well equipped to do just that. On Wednesday, March 12th,2003, I will teach you how to legally and ethically lower your taxes. I will speak for approximately 1.5 hours on how I do it for my clients – ALL of whom are real estate investors. The speech will be full of substance, not sales hype. You will learn what the IRS is good at, what it’s not good at, and how to take advantage of both situations. You will learn how to squeeze the most out of depreciation, which entities are best for you and how to get the deductions you deserve.

    With your indulgence, I will take just 5 minutes of the presentation to tell you why my BAWB sponsored Full Day, Saturday March 15th, workshop, The Real Estate Investors KISS Guide to Bookkeeping will save you far more than its cost. That’s it. Five minutes of crass marketing and 90 minutes of dead-on substance. You can’t help but make money by showing up!

    Speaking of crass marketing, here is a description of why good bookkeeping is so important to your business:

    Save on Professional Fees: Every year, I get clients who hand me shoe-boxes full of receipts, check-stubs, and the like. Or books that make less sense than Jane Fonda’s politics. Or well-organized records that still fall short of qualifying as “books”. These clients often pay as much- or more- to have their books properly completed as they do for tax returns or planning advice. Had these clients properly kept their books from the get-go, they’d have saved plenty in professional fees alone. Learn to keep the books and stop overpaying your tax preparer!

    Get the Deduction, Avoid the Penalties: A much higher cost of poor records is incurred upon audit. The IRS’ #1 weapon is poor record-keeping by taxpayers. When audited, taxpayers with lousy records or substandard books lose billions of dollars in legitimate deductions every year. If taxpayers cannot prove what their income and deductions were, the IRS will determine such numbers for taxpayers. Here’s a big surprise (Not!): the IRS tends to guess high on income and low on deductions- and the courts usually back them up. To add insult to injury, taxpayers pay automatic penalties and interest for failure to keep adequate books and records. The best tax planning from the most expensive advisors are worthless if a taxpayer cannot convincingly and accurately demonstrate his income and deductions. Do the books right and get the deductions you deserve!

    Get the Most (out of) Depreciation: Depreciation deductions give real estate a HUGE advantage over other investments. One way to maximize this advantage is to break out certain assets….instead of putting non-depreciable land on the books, record depreciable sidewalks, driveways, trees, fences and plumbing…and so on. While most investors are aware of this technique, very few of them actually know exactly how to pull it off. I will show you how. The tax savings on a $450,000 rental: $6,000 to $18,000 in today’s money.

    Mind Your Business: Finally, and most importantly, the books tell the story of your business- that’s why they’re called “the books”. No matter how good your “gut feel” for your business’ performance, if your books are not properly kept, you do NOT know how your business is truly doing. It is inconceivable that a business owner could make informed decisions without knowing his business’ assets, liabilities and income. Taxes are moot if the business makes no profit due to poor or incomplete information. This material will allow you to track your real estate business on a per property basis. You will know exactly what you have in each property, and exactly how much you’ve made (or lost!) on each property. Knowing how each property is performing will sharpen your decisions and increase your profits!

    Bottom line: Consistently good business can only flow from good information, and good information flows from good book-keeping. Lousy books increase professional fees and taxes- or make those expenses moot by killing the business altogether.


    My FULL DAY workshop, The Real Estate Investor’s KISS Guide to Bookkeeping, will teach you to keep proper books using Intuit’s QuickBooks Program. My course will save your real estate business THOUSANDS of dollars. Read on:

    For People Who HATE Accounting

    Most real estate investors are far more interested in making money on RE deals than in learning the intricacies of tax law and accounting entries. This book is for you.

    Most people learn best by example. So I’ve included lots of them in the workshop book. You still should read the text. But to help you put it all together, there are plenty of examples with numbers plugged in. Examples written in English, not “tax speak”.

    Train Your Accountant

    Most accountants have no clue when it comes to real estate investing. Most of the work that I’ve seen accountants perform for real estate investors is plain wrong. The advice given or bookkeeping provided often constitutes flat-out malpractice. It’s not their fault, they don’t know any better…but you can bet you’ll still get a bill. If an accountant keeps your books, he needs to understand how it’s done for real estate. Give your accountant my course materials and watch him get a clue. Talk about the gift that keeps on giving!

    QuickBooks Saves You Time

    This entire workshop course is geared towards using QuickBooks 2002 (sold separately). Using QuickBooks saves you lots of TIME, because the computer performs the tedious, time-consuming calculations and quickly summarizes relevant information for you. In addition, using QuickBooks eliminates the need to learn a bunch of traditional accounting tasks (e.g. - posting accounts, preparing a trial balance, etc.). The program is well worth the $170 or so that you will pay for it. If you already have an older version of QuickBooks, acquiring the 2002 version should run you approximately $80, because Intuit (the company that created the program) sends a hefty rebate for upgrades.

    To reiterate: The workshop course is designed for the investor with little or no accounting, tax or QuickBooks knowledge. There are many different ways to do the same thing in QB. I tend to teach just one way to do things, over and over and over again. That keeps things simple and drives home the lesson for non-accountants.

    Feedback & Questions

    I’d like to think that my workshop manual covers most of the situations that you will run into. Unfortunately, given the breadth of the field, and plain human imperfection, there will inevitably be questions not answered in this course. To get feedback to me, and answers to some general questions from me, I have set up a Frequently Asked Questions (“FAQ”) board. Attending the workshop or buying the course gets the original buyer one year of free access to the FAQ board. Each original buyer of this course can email me their name, address and email for the site address and a password. Once I provide that information, the original buyer can participate in providing feedback and asking questions. I won’t answer every single question, but I will answer many of them.

    Bottom Line: You can pay a reasonable and nominal sum to attend my Saturday FULL DAY March 15th, 2003 workshop now, or you can pay MUCH more when:

    1) Your accountant quickly does the books at a high billing rate to squeeze out your return at the last minute;
    2) The IRS figures your taxable income for you (it’ll be high!) and charges penalties and interest;
    3) You miss out on the deductions that are your LEGAL right; and
    3) You make the wrong decisions for your business due to incomplete information.

    It’s your call…attend the Wednesday March 12th, 2003 evening meeting and Full Day Saturday March 15th, 2003 workshop, or pay much more later!


    Wednesday April 9, 2003

    Negotiations:
    The $10,000.00 per hour skill

    Guest Speaker: Bernard “Barney” Zick

    We all continuously negotiate-whether we know it or not.

    How to Get More by Giving More…..A simple negotiating method that will show you how to get more of what you want while making the other guy feel they won.

    Learn how to add thousands of extra dollars per year to your income by learning simple yet profound techniques to win the battle of trading concessions

    Using real -life examples, Barney's concept goes beyond the popular Win-Win or Win-Lose negotiating strategy and shows how highly successful people easily negotiate their way through life--not by strong arm tactics but by giving more to get more.


    About our Speaker:
    Combine two key elements; education and experience with equal parts of humor and empathy, and you create a blend that has made "Barney" Zick one of the most sought after Real Estate educators in America.

    This promises to be a great meeting – Don’t Miss it!

    Barney will also be conducting a Full Day Saturday April 12th, 2003 workshop titled:

    "Getting Started"

    32 Millionaires avoided "The BIG MISTAKES" that could have cost them their fortune! Will you?
    A powerful information filled full day workshop with Bernard "Barney" Zick.

    Click Here for more information on this workshop.


    Wednesday May 14, 2003

    Two (2) Great Speakers and Topics you don’t want to miss!

    • Cynthia Stringer, Success By Design, an Executive Coach, Inspiring Educator, and Networker.

    • Mary Morrrongiello, Investor, Renovation specialist, Discusses; How to Write an Offer

    Cynthia Stringer:

    Cynthia Stringer, Founder in 1990 of Success By Design, is an Executive Coach and inspiring educator and networker. She is known as the network expert. She has worked with a diverse array of executives and business owners over the past 10 years; serving over 10,000 people. She is known for her ability to assess situations quickly and efficiently and design with her clients a constructive and powerful plan of action. Clients and workshop participants report feeling more clarity, motivation and confidence leading to comprehensive and effective results.

    Ms. Stringer specializes in unique and powerful marketing strategies, leadership development, work-life enjoyment, presentation management, career enhancement and Character Development. Her style is direct, intuitive, and comprehensive. She engages various styles of learning to facilitate your results.

    This presentation is designed to provide context, information and inspiration to challenge you to secure or enhance your ideal wealth generation goals in these unique economic times. You will explore and learn proven strategies to assist you with your confidence, momentum and personal contacts. Interactive and engaging exercises will be provided along with handouts with further explanation. You can learn more about her here: graceful style she'll inspire you to think and act differently. You may learn more about Cynthia Stringer here.

    Learn the 7 principles of effective and profitable relationship building for business project acceleration. Develop strategies which bring investors, resources and opportunities. The concept of life long networking and relationship design will be explored.

    Key objectives:

    • Networking is a lifestyle not an activity.
    • Understand and appreciate the real nature of networking
    • Identify who you know and how they can help you
    • Identify organizations (both for profit and non profit) that are aligned with your goals
    • Inventory your existing relationships and contacts and create a game plan for expanding and upgrading them
    • Refine your networking and conversational skills to
      eliminate the fear of networking. Learn to talk to anyone.
    • Learn new tools and tips that will make you graceful
      in any situation
    • Create your own "Networking BluePrint" based on what you
      want and need and have to offer
    • Learn the powerful exercise of "What I need next is"
    • Develop your skills of being of service and finding out what others need!
    • Create your own system for the imperative follow up

    Participants frequently request tips on how to network more
    effectively - learn the concept of quality verses quantity. Focus on valuing your time and that of others.


    Mary Morrongiello – Discusses “How to Write an Offer”

    Mary will walk you through a Purchase Contract one paragraph at a time while providing amusing and informative antidotes. She will also discuss the ways to handle objections to “creative offers”.


    Wednesday June 11, 2003

    Learn How to Get Banks to Accept Foreclosure Short Sales

    NO EQUITY = BIG BUCKS

    Don't Miss!

    The story of how two single ladies made a

    Fortune in Foreclosures

    On Wednesday, June 11th, Dwan Bent-Twyford & Sharon Restrepo will be the featured speakers at our regular monthy meeting. With over 15 years combined experience, this dynamic duo will amaze you with their knowledge of the foreclosure business as they show you how to make big profits—fast—by getting banks to accept less than what is owed!

    “LET OUR NO EQUITY SHORT SALE SYSTEM WORK FOR YOU”

    • Learn how to “short sale;” properties by negotiating with banks and put thousands of dollars in your pocket!
    • Hear how one of Dwan & Sharon’s students turned a $10 deposit into $25,000 cash in less than 30 days from a $40 advertisement!
    • See how another student mailed 100 postcards and bought THREE foreclosures his first week!
    • Learn how a student got the bank to accept 50% of what was owed—and made over $40,000 profit!
    • See how Cathi got a $70,000 “short sale” accepted!
    • Discover how to get Freddie MAC to accept “short sales”!
    • Hear how a new student earned $7,800 from a deal they passed on just one week earlier!

    LOOK WHAT FOLKS ARE SAYING ABOUT THIS INCREDIBLE TRAINING SYSTEM…

    Elizabeth R. Northern Florida… “I’ve listened to a lot of tapes and read a lot of books on how to do this stuff, but this weekend has been by far the best information I have ever received!”

    Glendon R. Fort Lauderdale, Florida… “Dwan and Sharon have done an excellent job at explaining the foreclosure process and other related topics. Real estate investing is new to me and I felt really comfortable in the class. Their explanations were very clear. I’m ready to get started!”

    Steve W. Nashville, Tennessee… “Dwan and Sharon were amazing. Their techniques work nationwide and I can’t wait to get started when I get home from the boot camp. This week was by far the best investment I have made. I liked the beach, too.”

    Don M. Fort Lauderdale, Florida… “I appreciate the opportunity to learn about this business from charismatic and ethical people like Dwan and Sharon,- wish I would have met you sooner!”

    The Dynamic Duo of Foreclosures

    Dwan and Sharon learned the foreclosure business the old-fashioned way, by knocking on doors. Dwan's motivation to become an investor came out of sheer desperation. She went through a divorce and found herself a single mom not wanting to raise her child in daycare. She needed a career that would allow> her the freedom of working from home and raising her daughter at the same time. Investing in foreclosures was the perfect solution. She made $22,000 her first deal and never looked back.

    Sharon was a real estate paralegal who loved the real estate business, but disliked her boss. She just could not imagine herself going to work day in and day out, until retirement age. She sat by and watched her boss become rich investing in real estate until she couldn't take it any longer. It was time to take a leap of faith. She quit her paralegal job, bought her first foreclosure, and has been loving life since.

    Together they successfully handle every aspect of buying, rehabbing, marketing, and financing foreclosure and distressed properties.

    In a world dominated by men, these amazing women have certainly made their mark buying, rehabbing, and successfully selling real estate for almost a decade. Their niche is finding foreclosures with no equity, negotiating with the banks to accept less than what is owed, thus creating a "Short Sale." Their goal is simple_to teach you how to become a "superstar investor" using their proven techniques, strategies, and concepts.

    When they are not busy running the Florida Real Estate Investors Association or buying-up South Florida, they spend their time teaching their highly successful four-day boot camp: The Foreclosure Fortune Hunt.

    Join these exciting ladies on Wednesday, June 11th at our regular monthly meeting.


    Wednesday July 9th, 2003

    Topic: Why I own Rental Investment Property?

    Don’t miss this informative meeting as we will have a panel of your peers, local Bay Area Investors, share with us their thoughts surrounding their rental property investments.

    Some topics to be discussed:

    Where have I invested and why?

    What is my overall philosophy in acquiring and owning Rental Investment properties?

    What type of property do I favor or look for and why?

    What type of financing do I look for?

    How have these properties realistically performed and what is the real truth about the so called “thrill of management”?

    If I was just starting out again today what would my game plan be?

    What are my current and future thoughts about the marketplace and the investment potential for Rental property?

    If you have questions, fears, concerns, or just some nagging questions you simply have to get off your chest, our distinguished panel will field questions at the end of the program.

    Remember Financial Independence is achieved through Education – join us this month for some wonderful discussion.


    Wednesday August 13th, 2003

    Guest Speaker: Jay P. DeCima, "Fixer Jay"

    “Fixer Jay” returns to discuss

    "SHARE THE WEALTH - SMALL PARTNERSHIPS"

    You’ve found a deal, but lack the financial resources to put it together OR
    You have the financial wherewithal but can’t seem to find profitable opportunities. Don’t miss this session where Jay will discuss various ways to leverage your resources into making deals happen. Equity sharing, options, “Sweat equity”, and using your investment of time and expertise to create transactions will be explored and discussed.


    About our Speaker:
    Don’t miss this opportunity to listen to this seasoned “Old Timer” and the wisdom he shares with Real Estate investors around the country.

    Jay P. DeCima, known to many as "Fixer Jay", is a seasoned real estate investor with more than 40 years of hands on experience; nearly half that time has been devoted to Jay's specialty - fixing-up rundown houses and adding value. In 1980, Jay quit his 23K-year telephone job to pursue real estate investing full time. Today, Jay is widely regarded as the undisputed king of fixer-upper houses on the national teaching circuit. He spends a great deal of his time overseeing his 200 house empire in Redding, California, and writing about his experiences.

    Since Jay's favorite recreation is the same as his day to day activities. He always enjoys sharing his knowledge with the various investor clubs around the country.


    Wednesday September 10th, 2003

    Topic: “Savvy Real Estate Tax Strategies under the New Bush Tax Law”

    Guest Speaker: Dennis Kamensky

    Dennis Kamensky had been a tax accountant for 30 years. Through his real estate investments he was able to retire early and continue as a real estate investment consultant. Today, together with his wife Susan (who has her own tax practice), they work with clients to develop strategies to pay less taxes and increase their wealth though real estate investing. Their specialty is the Tax Advantages of Real Estate, and Small Businesses.

    Dennis is the author of the books, “Women and Taxes”, “Winning On Your Income Taxes”, and the software programs “Hyper Tax,” and “Tax Tutor Plus.” He has also appeared on over 250 radio and TV shows including Larry King and Good Morning America. He has been a regular guest on KGO radio, and most Bay Area radio and TV programs.

    Here is what you will learn:

    • Why you need to Get off your ass and take charge of your tax situation.
    • Why Everyone can and should own at least $833,333.00 of investment Real Estate
    • How to get around the $25,000 passive loss -active limitation rules
    • NEVER pay Taxes when selling your property
    • The “Methusala” tax limit on capital losses when selling stocks.
    • Understanding the so called “Nomad Tax Act of 1991”
      (The greatest tax rule in history)
    • What is Depreciation on a Rental property? Learn where and how everything is paid by your tenants and you get the second greatest tax benefit!
    • The “ABC system” of real estate investing


    Plan on being with us for this informative meeting….


    Wednesday October 8th, 2003

    Topic: Purchasing Real Estate with your Self-Directed IRA

    Guest Speakers: Thomas W. Anderson and Patrick W. Rice

    Don’t miss this unique opportunity to learn more on investing in real estate using IRA qualified funds from two of the most experienced guys in the field!

    The topics will include a review of possible real estate investment options: the "do's and don'ts" of investing to avoid prohibited transactions; note and loan servicing for first and second mortgage investing; success stories and many practical examples of successful and effective real estate investing.

    About the Speakers:

    Tom Anderson is the President and CEO of PENSCO Trust Company, the leader of Self-Directed IRA custodians. PENSCO has specialized in the administration of real estate investments and private placements for over fourteen years. For more information on PENSCO, go to www.PENSCO.com.

    Pat Rice is the owner of IRA Resource Associates and has more than 22 years of experience with commercial real estate. He has recently published “IRA Wealth” the first book that thoroughly discusses Real Estate in your IRA. For more information on Pat Rice and IRA Resource Associates, go to www.IRAResource.com.


    Wednesday November 12th, 2003

    Topic: Equity sharing, Asset Protection and Investor-suited Real Estate Brokerage Services

    Guest Speaker: Marilyn Sullivan

    MARILYN SULLIVAN, attorney, real estate broker and author will spend the evening of November 12 with us sharing her wisdom on equity sharing, asset protection and investor-suited real estate brokerage services. Marilyn’s new book The Complete Idiot’s Guide to Success as a Real Estate Agent will be released by Penquin-Putnam in Nov. 2003.

    Marilyn is the national expert on equity sharing, having written two books on the subject and facilitated thousands of transactions nationwide, including direct real estate purchases with retirement funds. She is also an advocate of asset protection as a way of legally insulating assets from liability and reducing estate taxes at death. Finally, Ms. Sullivan will share information on the real estate brokerage services she has customized to real estate investors. Marilyn practices real estate law and real estate brokerage in Ross, California. She also gives weekly free seminars on these subjects in Marin County. See the schedule on her web site at www.msullivan.com/seminars/index.html.

    Equity sharing is a popular method of co-owning property. Its traditional format is an investor who puts up the down payment funds and an occupier who lives in the property and pays its expenses. The Investor and Occupier are on title and share the property’s tax benefits and appreciation. Other formats gaining popularity are retirement account owners directly purchasing real estate with other retirement account owners. The equity share format is basically co-ownership of real estate hand-tailored to fit any situation. See www.msullivan.com/equity_sharing/index.html for more information.

    Asset Protection is something every real estate investor should implement. Ms. Sullivan will explain how she has simplified and developed workable asset protection plans designed to accommodate the needs of each person to both reduce estate taxes and insulate assets from taking. Now, with the ever-present threat of lawsuits, business losses brought about by dot.com and stock market reversals, and an increase in divorce and government regulation, everyone should be aware of the need to protect their assets. And with the estate taxation laws in a state of flux, most Americans are wise to implement an asset protection plan to reduce the value of their assets for estate taxation purposes. Learn about the Asset Segregation plan whereby your assets are segregated and sheltered and then transferred to your living trust. Go to www.msullivan.com/asset_protection/index.html for information on this important subject.

    To learn more about the Investor customized real estate brokerage services she provides, go to www.msullivan.com/for_sale/index.html.

    We are pleased to announce that Ms. Sullivan has joined our organization as a preferred vendor under the category of attorney and real estate broker.


    Wednesday December 10th, 2003

    This is our final meeting of the year!

    This was judged by our members to be one of the BEST meetings we had all of last year. It's a great way to learn what others are doing, the genesis of their individual transactions, and more importantly where the profit centers are…you'll be amazed at how many different perspectives to doing a deal there are.

    This also will be a great meeting to get to better know your fellow attendees. Come join us for a festive time of the year meeting that will feature some refreshments and Holiday cheer in an open forum setting.

    Do you know of a BAWB member who did a Killer deal this past year?

    Nominations are encouraged for our annual "BAWB 2003 Deal of the Year" awards.

    The nominees will tell us their "deal story" which promises to be informative and fun. It's been an incredible year filled with change, tough lessons, and successes. We hope some of you will share a hard lesson or success from the past year



     

    Workshops in 2003


    Saturday March 15th, 2003

    FULL DAY WORKSHOP

    Learn How to Legally and Ethically Hammer the IRS

    AN INTRODUCTION TO THE REAL ESTATE INVESTOR’S “KISS” GUIDE TO BOOKKEEPING

    For Workshop Details, a Brochure, and Registration information please Click Here. (requires Adobe Acrobat)

    See what others have said about this Workshop; For Testimonials & Feedback: click here


    Saturday April 12th, 2003

    FULL DAY WORKSHOP

    "Getting Started"

    32 Millionaires avoided "The BIG MISTAKES" that could have cost them their fortune! Will you?

    A powerful information filled full day workshop with Bernard "Barney" Zick

    Sponsored by BAWB

    If you start without a plan, and if you start without knowing what could go wrong with some of the suggested approaches to building wealth, you might waste years to only end up financially worse than where you started.

    Do what 32 successful real estate millionaires did, start out by hearing BERNARD ZICK! Don't miss this opportunity!

    For Workshop Details, a Brochure, and Registration information please Click Here. (requires Adobe Acrobat)


    Saturday October 18th, 2003

    FULL DAY WORKSHOP

    "Reap What you Sow in 18 Short Months"

    Learn how you can Maximize the next 18 months and profit using little of your own money...

    A powerful information filled full day workshop with Bruce Norris

    Learn from Bruce how to “talk the talk and walk the walk” in speaking to; People in Foreclosure, Brokers, Lenders, Ad Calls, Mailer Responses, Property Managers, Lawyers & Fellow Investors.

    Sponsored by BAWB

    For Complete Workshop Details, a Brochure, and Registration information please Click Here. (requires Adobe Acrobat)


    Meetings in 2002

    General Monthly Meeting for February 20th, 2002:

    "Show me the Money!"

    Our Guest Speakers:

    • Harry Coffey from Investors Trust Mortgage
    • Tom Ellis from All California Mortgage

    Whether you're just starting out, or have a lot of experience under your belt, access to quick cash funds is often of paramount importance in successful negotiations of below-market transactions. With the right deal structure, you will never experience a shortage of funds.

    Visit with us and learn from our two money experts about how some creative investor loan products along with "hard money" programs can become easy money to facilitate yours deals.


    Wednesday March 20th, 2002

    Jon Richards -Topic: Evaluating Income Properties

    There are a number of variables that must be investigated and reviewed before making the decision to invest in an income producing property. Regardless of whether your considering individual rental homes or multiple rental units understand the fundamentals of income property investments.

    About Jon Richards

    A licensed Real Estate Broker, long time Real Estate investor and an expert in finding, appraising, buying and brokering discounted notes and mortgages. He is the professor and tenured instructor of Real Estate at the College of Alameda in California and has been at the College since 1973. He is considered an expert in the mathematical calculations of cash flows and the author of the best selling book in the industry: Calculator Power and More Calculator Power.

    He has published articles in many real estate related journals and is a regular columnist for Creative Real Estate magazine.

    Also at March's meeting:

    Mary Morrongiello - Topic: Anatomy of a Bay Area Fixer Upper Deal

    Relatively new to the Bay Area Real Estate scene, Mary acting as her own "GC" General Contractor has completed a remarkable numberl of profitable fixer upper projects to date. Join us as she shares with us pointers surrounding various design concern issues, what materials to choose from or use, cost cutting measures to consider, the human resource element, and how to get a project completed on time.

    About Mary Morrongiello

    She relocated with her family from Florida to the Bay Area approximately 3 years ago. She has an extensive background in Real Estate mortgage financing, having run a Florida based statewide mortgage lending operation for over 12 years and was the creator and instructor for the popular "fundamentals of mortgage loan brokering" seminar series.

    She thoroughly enjoys renovating run down, "fixer" houses not only for the profits that can be realized but also because it allows her the opportunity for creative decisions to be made in formulating exactly what can and cannot be done to make a property marketable and attractive to prospective retail buyers.


    Wednesday April 17th, 2002

    Guest Speaker: Peter Fortunato

    "That can't be done here…"

    Often we hear this statement from folks who live and invest in California. However there are certain fundamental negotiating and investment techniques that are universal regardless of your location.

    This month's featured speaker is Peter Fortunato. Nationally known as an expert in using Real Estate creatively coupled with "paper" to formulate profitable Real Estate Transactions for the buyer, seller, and investor.

    Learn how to create Transactions, Income and Wealth.

    Discover negotiating techniques and paperwork which make the numbers work and allow for deals to happen.

    Visit with us and learn from one of the Masters on how to "Construct" Deals. Hear Pete's clear, patient explanations, and practical insights. You Do NOT want to miss this month's meeting, plan on being with us!

    Pete's wonderful Real Estate Acquisition Course is in Anaheim, CA April 20th & 21st


    Wednesday May 15th, 2002

    Guest Speaker: Michael T. Morrongiello

    Topic:
    The Unity of Real Estate & "Paper" - Make the Profitable Connection!

    About our Speaker:

    Michael T. Morrongiello is an active investor who specializes in Real Estate & Real Estate "Paper" investments. He has bought, sold or held for investment multiple properties in several states and thousands of Real Estate secured Mortgages securing all types of residential properties, apartments, mobile home parks, office buildings, development land, businesses, and commercial property, in every state in the Union from Alaska to Hawaii and Florida to California. His tips, tricks, and traps articles appear in industry publications like the American Cash Flow Journal, the Paper Source, Noteworthy Newsletter, Real Estate Link, and Creative Real Estate, and he has also appeared in the Wall Street Journal.

    His family and he recently re-located to the "Valley of the Moon" wine country region of Sonoma, CA and the greater San Francisco Bay Area which generally is considered to be one of the most expensive housing regions in the nation. He continues to implement creative money making techniques even in this region.

    Having run a mortgage lending operation in the past, along with dealing in both Real Estate and Mortgage investments, he strongly believes in the powerful Unity that exists which allows solutions to be generated when Real Estate opportunities are creatively coupled with "paper".

    Note: We also have a "Unity of Real Estate & Paper" full day workshop scheduled for Saturday May 18th, 2002 from 8:30 Am to 4:30 Pm Cost is $79.00 for Members, $99.00 Non Members only if pre-registered. Otherwise $119.00 at the door the day of the workshop.

    ALSO This Month:

    Topic:
    Landlord / Tennant Laws in the Bay Area - Tips, Tricks, Travesties

    Speaker: Karen Y. Uchiyama, ESQ

    About our Speaker:

    Karen is a Bay Area attorney who is also a property owner and landlord. Her practice places a strong emphasis on Landlord representation. Join us in Learning more about some of the legal Do's and Don'ts, along with the In's and Out's involving Bay Area property management laws, evictions, Breach of lease covenants, In Law units, Habitual late or Non payment of rent problems, rent control, and other related issues. If you currently manage property, plan to manage property, or pay someone to manage your property - Know your rights!


    Wednesday June 19th, 2002

    Guest Speaker: Bruce Norris

    Topic:
    Making Power Property Profits with Buying Systems - Learn how to make money in any market by using the right buying system!

    About our Speaker:

    Bruce has twenty years of comprehensive experience in property acquisitions, negotiation, sales, and management. He has purchased and sold approximately $20,000,000 worth of real estate at bargain prices. He has authored and self-published several books and workshops including; Food Stamps to Fortune, The Sweat Equity System, Power Profits, and a remarkably prophetic 200 page report on the California Economy called The California Comeback. His workshops, speaking style, and expertise is readily apparent as his teaches California investors a variety of methods of buying Real Estate.

    Streamline your efforts and increase your profits. Learn from the man who has deals finding him! How does he do that? By knowing how to implement the best buying system appropriate to the current economy.

    Some of the Topics to be discussed:

    • 15 +/- buying systems that work hard so you don’t have to
    • How to find real estate bargains in a hot market 5 strategies for makingmoney as a wholesale buyer
    • How to buy nice houses with no credit and little cash
    • How to stand up for your offers
    • How to calculate offers in your head
    • How to become a savvy deal maker
    • How to take advantage of real estate cycles no matter which way they go
    • How to find a Realtor to work with Wholesaling properties to other investors
    • Retailing to owner-occupants
    • How to create non-qualifying financing
    • How to profit using real estate options
    • Long term wealth: Holding the right properties

    Wednesday July 17th, 2002

    Two Great Speakers and Topics ! - Come Join Us!

    Guest Speaker: Always entertaining with his straightforward practical tips speaking style, Attorney Al Seastrand

    Topic: A Visit to California's "Foreclosure World"

    About our Speaker:

    Al Seastrand is a Sacramento area attorney specializing in real property title and foreclosure matters. His clients include individuals, investors, mortgage and real estate brokers, financial institution, attorneys, and other professionals who require assistance in real property matters. He also serves as a trustee for mortgage holders who want to foreclose. His work also includes assessing properties with title problems.

    In addition to his legal practice, Mr. Seastrand is a Real Estate Broker and State-licensed General Contractor with 25 years of experience in the Sacramento area. Since the late 1970's, he has purchased and sold over 100 properties locally, handling the renovation of numerous distressed properties. Mr. Seastrand was featured in news stories in the Sacramento Bee and San Francisco Examiner after he secured title to five properties valued at over $500,000 for a $2,000 bid he made at the Reclamation District 1000 Lien Sale in Sacramento.

    ALSO Featuring:

    Guest Speaker: Thomas K. Standen, North American Loan Servicing

    Topic: The Truth about Note and Contract Servicing

    Some Issues to be discussed and covered:

    • The Misconception's of Servicing and Collection on Loans
    • Servicing of Loans and the use of the "Land Trust" title holding vehicle
    • Keeping out of the DRE's Grease with Fractionated and Multiple Investor Notes
    • Servicing for Partial Income Streams
    • The Importance of Third Party Authority
    • Keeping Control of the Note
    • Ways to Sanitize, Debug and "Tone the Note"
    • Servicing Notes in your IRA or retirement accounts as investments
    • Some Safeguards in Note Modification
    • Practical Note Servicing and Risk Management tips

    About our Speaker:

    Thomas K. Standen, Corporate Executive Officer of NORTH AMERICAN LOAN SERVICING is one of the Founding Directors of the California Trust Deed Brokers Association. As Past Vice President of this prestigious organization, he also sat on the Board of Directors as Legislative Co-chairman, representing the organization at an advocacy level at the State Capital in Sacramento.

    In addition to his position with North American Loan Servicing, he is the President, organizer and founder of California Equity Management Services and Equity Holding Corporation involved in the management of the Land Trust. His experience covers a wide spectrum of Real Estate Finance including the operation and management of California Equity Investors, LLC, a Private Mortgage Pool invested primarily in the financing of "bridge loans" for Developers.

    Tom is a man of vision with enormous entrepreneurial skill and ability. He has been involved in the Real Estate and Mortgage Industry since 1976.

    A frequent speaker at the Noteworthy, American Cash Flow and National Council of Exchangor Conventions, Tom's articles have appeared in several Cash Flow Publications.

    Tom attended the University of California at San Diego and is a graduate of the FBI National Academy. He holds a lifetime teaching credential and has a background of over 20 years in Law Enforcement both in Command and Administrative Positions, retiring in 1979 as an Area Commander with the California Highway Patrol.


    Wednesday August 21, 2002

    Guest Speaker: Jay P. DeCima, "Fixer Jay"

    "Making BIG Money Fixing Up Ugly Houses"

    About our Speaker:

    Jay P. DeCima, known to many as "Fixer Jay", is a seasoned real estate investor with more than 40 years of hands on experience; nearly half that time has been devoted to Jay's specialty - fixing-up rundown houses and adding value. In 1980, Jay quit his 23 year telephone job to pursue real estate investing full time. Today, Jay is widely regarded as the undisputed king of fixer-upper houses on the national teaching circuit. He spends a great deal of his time overseeing his 200 house empire in Redding, California, and writing about his experiences.

    Since Jay's favorite recreation is the same as his day to day activities. He always enjoys sharing his knowledge with the various investor clubs around the country. The two most frequently asked questions: How much are the profits? And how long will it take to become financially independent? According to Jay, the answers will vary, but the faster you can educate your self, the more profitable this business becomes!

    Plan on joining us to find out which kind of properties earn the biggest profits and why. Hear Jay's valuable tips, tricks, and traps to avoid and learn from his vast experience fixing ugly houses for money.

    Note: BAWB is sponsoring a Full Day "Making BIG Money Fixing up Ugly Houses" Workshop Saturday August 24, 2002 with "Fixer Jay" DeCima. Seating will be very limited, so pre-register early to avoid disappointment. Only if pre-registered, the cost for BAWB members and paid "Trade Secrets" subscribers is $129.00. Cost for all others, including at the door registrations, is $149.00 (space available on a first come basis). Click here to view a workshop brochure which can be printed for registration purposes. (Requires Adobe Acrobat).


    Wednesday September 18, 2002

    Guest Speaker: Richard Desich

    Self-Directed IRAs for the Real Estate Investor:
    Your Knowledge + Your Expertise = Your Profits… Earned Tax Free with the use of government sponsored retirement plans.

    One of the greatest (and least known) tools available to real estate investors are government sponsored retirement plans. Most real estate investors believe that their only IRA investment options are bank CDs or the stock market. Very few realize that they have the option to truly self direct their IRAs in areas where they have knowledge and expertise such as real estate.

    Topics to be discussed in the presentation include:

    • How IRAs and retirement plans work
    • Benefits of retirement plans- including tax-free growth and the power of compounding interest
    • How to maximize your contributions and receive great tax deductions
    • Basic Guidelines for real estate investments in self directed IRAs
    • Self-Directed IRAs for Estate Planning Purposes

    About our Speaker:

    Mr. Desich is a general principal at Mid Ohio Securities; one of the nations leading self directed IRA custodians. He has spoken to numerous real estate investor groups around the country about the benefits of real estate IRAs. Mr. Desich is a graduate of the Culver Military Academy and the Ohio State University, and holds several professional licenses with the NASD.


    Wednesday October 16, 2002

    Guest Speaker: Lisa Moren

    Soup to Nuts - The Seminar for the Serious Real Estate Investor

    Brand new for 2002, Lisa Moren, an expert on Real Estate investing will share her marketing and business strategies to help you find, finance, hold, sell and manage your real estate investments. With the changes in the economy, this interactive hands-on session is a must for anyone trying to get ahead in today's real estate marketplace.

    Here is a sampling of what topics will be touched on:

    • Finding Properties
    • Negotiating
    • Financing
    • Property Management
    • Selling Property

    Also in October:

    Saturday October 5, 2002

    BAWB is proud to sponsor a full-day workshop:

    Peter Fortunato's Fundamentals of Transaction Making
    - This extremely valuable course is limited to no more than 50 attendees. Click here to view a workshop brochure which can be printed for registration purposes. (Requires Adobe Acrobat).



    Wednesday November 20, 2002

    Two (2) great speakers and subjects to be discussed - Don't miss this discussion.

    1) Title Insurance - The mystery unraveled

    Some say don't buy a property without it!

    What really is title insurance?
    Why should a buyer or lender purchase title insurance?
    What is the difference between a CLTA policy and an ALTA policy?
    What coverage do these policies provide?
    Is a policy of title insurance really enough - should additional coverage (policy endorsements) be purchased also?

    What you absolutely must know and understand when reading a preliminary title report.

    Our speaker is:

    Mark Shepherd, Vice President and Underwriter for Old Republic Title Company in the San Francisco, CA office

    Mark is both knowledgeable and experienced in all title insurance matters. He has worked in the title insurance industry for the past 24 years, the last 12 years with Old Republic Title Company. During his 24 years in the title industry, Mark has held the positions of title examiner, title officer, chief title officer, title department manager, joint plant
    manager, escrow branch manager and underwriter. Mark regularly speaks on title insurance topics.


    2) Foreclosure and Related Title Insurance Topics

    Foreclosure trends - Where are they? Are foreclosures up or down?
    What gives the beneficiary the right to foreclose?
    Does notice have to be given before starting a foreclosure action?
    How long must a breach in the Trustor's obligations exist before the beneficiary starts a foreclosure action?

    Judicial foreclosure vs. Non judicial foreclosure a/k/a "Trustee's sale"
    What is the Non judicial foreclosure process (i.e., what are the steps, how long does it take)?
    Bidding at a trustee's sale. Surplus proceeds - what are they and who is entitled to receive them?
    The trustee's sale guarantee ("TSG") - What is it?
    What you should know when reading a TSG.
    Bankruptcy - How does it affect the foreclosure process?
    What is a short payoff and short sale?
    What information is available to someone interested in purchasing distressed Real Estate notes or Real property in foreclosure?

    Our speaker is:

    James "Jim" A. Nordell, assistant vice president and Manager of Old Republic Title's Default Service Center, which provides foreclosure services anywhere in California, Arizona and Nevada.

    Jim is currently a member of RMA (Risk Management Association) and serves on the Board of Directors of RMA - Sacramento Chapter.

    For almost 20 years, Jim has managed and worked in the foreclosure industry. Jim's knowledge and experience are best characterized by his accomplishments, which include the following: past President of California Trustee's Association ("CTA") Capital Region Chapter; past member of the State Board of Directors of the CTA; former Vice Chairman of the CTA Political Action Committee; former editor of the California Trustee's Association Newsletter; expert witness in court litigation, testifying in regard to both Non judicial foreclosures and title insurance matters; researcher, preparer and editor of technical materials for seminars on foreclosure topics, speaker on foreclosure topics - making presentations to lenders, law firms and real estate trade organizations including RMA and SBA; and co-author of the 1989 California Department of Real Estate publication entitled "Trust Deed Investments - What You Should Know."


    Wednesday December 18, 2002

    This is our last meeting of the year.  This will be a great meeting to get to know your fellow attendees. Come join us for a festive meeting that will feature some refreshments and Holiday cheer in an open forum setting.

    Do you know a BAWB member who did a Killer deal this past year?

    Nominations are encouraged for our first annual "BAWB 2002 Deal of the Year" award.

    The nominees will tell us their “deal story” which promises to be informative and fun. Its been an incredible year filled with change, tough lessons, and successes. We hope some of you will share a hard lesson or success from the past year.


    Workshops in 2002


    Saturday August 24, 2002 

    "Making BIG Money Fixing Up Ugly Houses"

    Jay P. DeCima, "Fixer Jay"

    BAWB is sponsoring a Full Day "Making BIG Money Fixing up Ugly Houses" Workshop Saturday August 24, 2002 with "Fixer Jay" DeCima. Seating will be very limited, so pre-register early to avoid disappointment. Only if pre-registered, the cost for BAWB members and paid "Trade Secrets" subscribers is $129.00. Cost for all others, including at the door registrations, is $149.00 (space available on a first come basis). Click here to view a workshop brochure which can be printed for registration purposes. (Requires Adobe Acrobat).


    Saturday October 5, 2002

    BAWB is proud to sponsor a full-day workshop:

    Peter Fortunato's Fundamentals of Transaction Making
    - This extremely valuable course is limited to no more than 50 attendees. Click here to view a workshop brochure which can be printed for registration purposes. (Requires Adobe Acrobat).



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