BAWB May 20th 2010 Meeting
HOW TO
KEEP WHAT YOU'VE GOT IN SPITE OF HYPERINFLATION OR
DEPRESSION
Always willing to
share his thoughts and often Controversial...
John T.
Reed, Author, Investor, Publisher
From his New
Book:
"How To
Protect Your Life Savings from Hyperinflation and
Deflation"
John will discuss
and cover:
•
Why Federal spending is a Runaway train
•
Why the government only has five choices when investors stop
buying U.S. Bonds to Finance our deficits: the most probable is
Hyperinflation
•
Hyperinflation and Depression will wipe out certain persons and groups
financially and leaves others unscathed and sometimes better off- Which
Group are you in?
•
There is still time to get out of the way of this runaway train
but you must consider certain steps...find out which steps to take
NOW!
•
Why the following do NOT protect you from hyperinflation:
TIPs, Savings Bonds, Gold, and Cost-of-Living clauses
•
Why even Real Estate & Common Stocks are unreliable when it comes
to protecting you from hyperinflation and depression
•
Learn why Foreign Currencies, Bonds, & Stocks offer little
protection
•
Why Liquidity is Crucial and often Overlooked: You gotta be both
Wealthy and Liquid to STAY Wealthy
•
What it comes down to Is having the RIGHT mindset and types of Assets
& Debts—if you got ‘em, you’re a spectator to
hyperinflation/depression; if not, you become a
victim
About
John T. Reed: John T. Reed is a self-publisher of books and a
national newsletter on real-estate investment, and books on football
coaching and baseball coaching and self-publishing. He has been a
columnist on football coaching for American Football Quarterly
magazine. He has sold over 160,000 books and 3 million newsletters. He
has been quoted regularly in the national news media since the 1970’s
and has appeared on numerous radio and TV shows including Larry King
Live, Good Morning America, and 60 Minutes. He was a real-estate
investor for 23 years. He also worked as a bartender, property manager,
real-estate salesman, banker, football coach, and volleyball coach. He
has been married since 1975 and has three sons.
He
was an Army officer in the U.S. and Vietnam and graduated from Army
Airborne (paratrooper) and Ranger schools. Mr. Reed holds a Bachelor of
Science degree from West Point and a Master of Business Administration
degree from Harvard Business School.
BAWB April 15th, 2010 Meeting
What is Working Now?
Join us for a Panel discussion with several local investors who will
share their insights about what is currently working for them in
this protracted downtrodden Real Estate market.
- REO's - is all the "low hanging fruit" gone?
- Are Foreclosures for the bottom feeders...
- Credit & Investor Capital and where to obtain it
- Should you be a BUY & HOLD investor
or BUY & SELL dealmaker...?
- How to negotiate, structure, and put together the deal
- What are their projections for the foreseeable future?
- Lots of Q & A and your chance to get your questions
answered
Join Us and Find out!
Invite a business associate, friend, family member or loved one to
attend as this promises to be a very informative meeting you don't want
to miss!
BAWB March 18th, 2010 Meeting
After the Fall: Saving capitalism from Wall Street—and
Washington
SPEAKER: Author, Nicole Gelinas
But it doesn’t have
to be this way.
You see the government gradually adopted a "too big to fail" policy for
the largest or most complex financial companies, saving lenders to
failing firms from losses. As a result, these companies became
impervious to the vital market discipline that the threat of loss
provides.
Adding to the problem, Wall Street created financial instruments that
escaped other reasonable limits, including gentle constraints on
speculative borrowing and requirements for the disclosure of important
facts.
The financial industry eventually posed an untenable risk to the
economy—a risk that culminated in the trillions of dollars' worth of
government bailouts and guarantees that Washington scrambled starting
in late 2008.
Even as banks and markets seem to heal, lenders to financial companies
continue to understand that the government would protect them in the
future if necessary. This implicit guarantee harms economic growth,
because it forces good companies to compete against bad.
History and recent events make clear what Washington must
do.
First, policymakers must reintroduce market discipline to the financial
world. They can do so by re-creating a credible, consistent way in
which big financial companies can fail, with lenders taking their
warranted losses. Second, policymakers can reapply prudent financial
regulations so that markets, and the economy, can better withstand
inevitable excesses of optimism and pessimism. Sensible regulations
have worked well in the past and can work well again.
Don't miss this incredibly informative
meeting!
About Nicole Gelinas:
Nicole Gelinas is the Searle Freedom Trust Fellow at the Manhattan
Institute and a contributing editor of City Journal. Gelinas
writes on urban economics and finance, municipal and corporate finance,
business issues, and crime. She is a Chartered Financial Analyst (CFA)
and a member of the New York Society of Securities Analysts.
Copies of her book will be available for purchase and autograph at the
meeting.
In
After the Fall, Nicole Gelinas shows how the financial crisis
that began in 2008 was not a failure of markets, but a failure of
government to understand its proper role in markets.
She explains how Washington helped bring on the economic crisis in two
ways: through its "too big to fail" policy, and by its failure to apply
proven, prudent regulatory principles to modern financial markets and
firms. In the absence of market discipline and prudent regulation, the
government is now deciding which companies and people should receive
investment capital, and on what terms—harming our economic
competitiveness.
BAWB February 18th, 2010 Meeting
A TWO (2) PART MEETING YOU MUST NOT
MISS! 
PART # 1 -
Author & CalWatchdog's Editor in Chief; Steven
GreenhutAuthor
of the Book:“Plunder! How Public Employee Unions are Raiding
Treasuries, Controlling Our Lives and Bankrupting the Nation.”His Op-Ed
article for the Wall Street Journal; "Plundering California" is a must
read. Here is the link:http://liberty.pacificresearch.org/press/plundering-california
-
The 2010 California Budget shortfall is projected to be $20B or
more!
-
This Shortfall is larger than the entire state budgets of all
but a handful of other States
-
The California Legislature continues to use budget
gimmicks, including unrealistic assumptions of new revenue and
accounting tricks employed to effectively borrow from future
year.
-
California as a state enacted the largest tax increase ever
imposed by any statehouse in the history of America.
The
results
were predictable: Like the tax increase of 1991, California plunged
deeper into recession and produced less revenue.
-
The inability of politicians to restrain their spending of taxpayer
dollars is the direct result of the forceful application of
political power. And, in California, there are no greater
political influences than thepublic
employee unions.
To make a difference, lovers of liberty ought not only to buy Steven
Greenhut’s book, but buy several copies to distribute to friends and
family.
To win the battle, we have to educate voters and Plunder! will
not only educate, it will enrage. And in this case, a little rage is a
good thing.Don't miss this opportunity to listen to Steven Greenhut
LIVE! - books will be available for purchase and
autograph.
About Steven Greenhut:
Steven Greenhut is director of PRI's Journalism Center, which will be
launched in January 2010 to provide in-depth news coverage of
California government, with a focus on uncovering waste, fraud and
misuse of taxpayer dollars.
Previously, Greenhut was deputy editor and columnist for The Orange
County Register in Santa Ana, Calif. He joined the
Register's editorial page staff in 1998, after serving as
editorial page editor of The Lima News, a daily newspaper in
northwest Ohio. Both newspapers are owned by Irvine-based Freedom
Communications. He is author of the 2004 book, “Abuse of Power: How the
Government Misuses Eminent Domain." His columns have been published in
newspapers across the country including the Wall Street
Journal.
In 2005, Greenhut won the Institute for Justice’s Thomas Paine Award
for his writing promoting freedom. He is a senior fellow at the
Goldwater Institute in Phoenix. His new book on public employee unions
will be out in November. It is titled, "Plunder: How Public Employee
Unions are Raiding Treasuries, Controlling our Lives and Bankrupting
the Nation." He graduated from George Washington University, is married
and has three daughters.
PART # 2 - Author, Investor,
Exchangor, Educator; Jack Shea
Co-Authored the
Book;
Land Trust's For Privacy & Profit
*************************************
About Jack Shea:
Jack Shea
was raised in Chicago and attended the University of Illinois where he
received a BS degree in Engineering with a minor in business. He spent
seven years as an Air Force pilot flying four-engine transports. He was
an aircraft commander and flight examiner, and lived in France and
Japan. He spent over ten years in the aviation and technology industry
serving as head of marketing, and as an officer for several New York
Stock Exchange corporations.
Jack moved
to Florida in 1978, and began investing in real estate. He is a
licensed Realtor and Mortgage Broker. He has done syndications and
mobile home development. He also has bought and sold mortgages and
notes on personal property. He has concentrated on buying and selling
options on real estate, and has been and continues to be an active
investor in single-family houses and mobile homes. Jack operates a 1031
exchange facilitator business with his wife, Merle, and his son Daniel
as well as conducts classes and briefings on the details of tax-free
sales and purchases. He has taught in the MBA program for FIT and to
numerous investors around the country on the benefits of using
lease-purchase contracts, discounted note investments, and using Land
Trusts.
A few of the uses and
benefits of land trusts:
• Avoid Deficiency Judgments
• Protect from
Foreclosure Judgments
• Use a Trust
Director
• Limit
Liability
• Avoid
Probate
• Keep Your Ownership
Private
• Buy
Foreclosures
• Avoid Gift
Taxes
• Keep Tax Assessments
Low
• Avoid Brokerage
Laws
• Safer
Lease-Options
• Get Around “Due On
Sale"? Clause
• Use Land Trusts for
“Simple"? Partnerships
• A First Line of
Defense for Asset Protection
• Use a Land Trust to
Return a House to a Lende
Upcoming
Workshop
Saturday Feb. 20th 2010:
LAND
TRUST’s FOR PRIVACY & PROFIT
A
Practical understanding and myriad number of ways you can use the Land
Trust including the specific nuts & bolts of how to safely acquire
properties “subject to” existing financing using the Land
Trust.
Jack
Shea & Michael Morrongiello will be conducting a FULL DAY Workshop
on Sat. 2-20-2010 at the South San Francisco Airport Conference Center
you don't want to miss.
BAWB Thursday January 21st 2010
Meeting
Is this the Right Time to Buy? Have we reached the bottom of the Market
as other so called experts are saying? Is stabilization of the
Marketplace near?
IMPORTANT MEETING LOCATION CHANGE- The January Meeting will be held
in San Francisco at:
Holiday Inn Golden Gateway
1500 Van Ness Ave
San Francisco, CA 94109
(415) 441-4000- Hotel Direct #
Start
off the New Year Informed –listen and learn from our
own industry expert…
Speaker: Author of Timing the Real Estate Market,
Statistician, & Investor; Robert Campbell
Topic: 2010 Housing
Forecast -What Will Happen & Why
Program Director Note:
“Robert has spoken at our meetings in the past and has been incredibly
prescient in accurately predicting California Real Estate Market
trends. Don't miss his insight at this months meeting…”
***********************************************
The Campbell Method:
A Proven Timing
System that Tells You EXACTLY When to Buy
and Sell Real Estate to Make Maximum Profits!
Dear Real Estate
Investor:
Imagine for a moment how you would feel if you could predict major
turning points in the real estate market.
Suppose somebody handed you
a 21-year time-tested system that would tell you ahead
of time when property values were going to hit a peak … and then when
prices were going to hit bottom years later.
If you could anticipate
these kinds of critical real estate events in advance … then not only
could you make spectacular profits, but you could protect your money as
well.
Sounds pretty amazing, doesn't it?
Actually, it's not. The real
estate market does signal its future intentions if you know where to
look.
Hello. My name is Robert Campbell and I wrote Timing the Real
Estate Market to help both professionals and ordinary people
make the most money in real estate with the least amount of risk. I
also have my web site; www.realestatetiming.com Based on a major breakthrough in
tracking and predicting real estate trends, my book reveals the real
estate timing technique that I call The Campbell
Method .
As far as I know,
The Campbell Method is the only proven method in the
world that shows how to accurately anticipate upcoming changes in your
local real estate market.
What this means is that when
you read Timing the Real Estate Market , you are going
to learn how to make – and protect – your fortune in real estate in the
same way that J. Paul Getty, the Rockefellers, Warren Buffett, and
other super-rich investors made their fortunes: by focusing on WHEN to
buy and sell.
It's true. When it comes to
making money in real estate, nothing beats good timing.
The reason that The
Campbell Method is going to change the way you think about how
to buy and sell real estate is that I share my truly remarkable
discovery of five key real estate indicators. I call them “Vital
Signs," and they're able to predict the peaks and valleys of real
estate cycles with an almost uncanny accuracy. As “leading indicators”
to what's looming on the horizon for real estate prices, these Vital
Sign indicators act like windows into the future, giving you advance
notice of approaching trend changes from three to six months before
they become obvious to the general public.
Author's Note:
Timing the Real Estate Market is used at the University of San
Diego by Professor Elaine Worzala. The class: Real Estate Investment.
"The logic behind these Vital Sign indicators is air-tight," says
Professor Worzala. "I'm very impressed, and my students love your
book."
Copies of Timing the
Real Estate Market will be available for purchase and autograph by
Robert Campbell at the meeting.
BAWB Thursday November 19th 2009 Meeting
SPEAKER: Jason
Clemens, Director of Research, Pacific Research
Institute
- The "Golden State" is experiencing a world of hurt right
now...
- Some Politicians feel that we must raise taxes in order to continue
to operate
- Businesses are leaving, People are leaving, and the economy is
stagnant
- What makes for "good policy" that will once again create a postive
business
climate in California?
- Is there really true Taxation with Representation for
Californians?
Don't miss this months insightful meeting about our State and Where we
may be heading...
About Jason Clemens:
Jason Clemens is the Director of Research at the Pacific Research
Institute. He also directs strategic planning and budgeting for the
Institute. Prior to joining PRI he held a number of positions at the
Canadian-based Fraser Institute over a ten-plus year period, including
the director of research quality, resident scholar in fiscal studies,
and the director of strategic planning and budgeting. He has an Honors
Bachelors Degree of Commerce and a Masters’ Degree in Business
Administration from the University of Windsor as well as a Post
Baccalaureate Degree in Economics from Simon Fraser
University.
He has published over 50 major studies on a wide range of topics,
including taxation, government spending, labor market regulation,
banking, welfare reform, productivity, entrepreneurship, public choice
economics, and economic prosperity. He has published over 200 shorter
articles, which have appeared in such newspapers as The Wall Street
Journal, Investors Business Daily, The National Post, The Globe &
Mail, and all major daily papers in Canada as well as in major U.S.
papers and websites such as the Washington Post, L.A. Daily News, San
Francisco Chronicle, San Diego Union-Tribune, Detroit Free Press and
Detroit News, Pittsburgh Tribune-Review, Sacramento Bee, Human Events,
Townhall.com, and the Flash Report. Mr. Clemens has been a guest on
numerous radio and television programs across Canada and the United
States, including ABC News. He has appeared before committees of both
the House of Commons and the Senate in Canada as an expert witness and
briefed state legislatures in California. In 2006, he received the
prestigious Canada’s Top 40 Under 40 award presented by Caldwell
Partners as well as an Odyssey Award from the University of
Windsor.
DON'T WAIT - REGISTER TODAY FOR UPCOMING
WORKSHOP!
Tell The Recession to Take a Hike!
Attend the UPCOMING Taxes & Tidings Workshop
Creative Deal Structuring & Keeping the Tax Man from
Coming...
Saturday November 14th, 2009 - South San Francisco Conference
Center
Making Real Estate Deals Work in Today's Market
Featuring John Groom & Michael Morrongiello
A CPA who is in the Real Estate "game" and a True Real Estate &
"paper" guru teaching together for the first time.
BAWB
Thursday
October 15th 2009 Meeting
WHAT's WORKING IN TODAY's MARKET
Join us for a discussion about what other investors are doing in
today's topsey turvey marketplace.
Is the Recession Over?
Have we reach a strategic Bottom...?
What are Investors doing today?
Are they sitting on the sidelines with a Deer in the headlights look?
stuck in Neutral...Or are some working Pre-Foreclosures? Foreclosures?
REO's?, Short Sales, Divorce or Probate leads? Private Party
Sellers?, Repairing Credit,
Fixing & Flipping, etc.
WHO are they renting to? WHO are they Selling to?
How Hard is it for buyers and sellers and investors to obtain
financing?
This promises to be a very informative meeting and your chance to ask
questions
of our panel and the audience.
Don't Miss it!
Tell The Recession to Take a
Hike!
Attend the UPCOMING Taxes & Tidings
Workshop
Creative Deal
Structuring & Keeping the Tax Man from
Coming...
Saturday November 14th, 2009 - South San
Francisco Conference Center
Making Real Estate Deals Work in Today's Market
Featuring John Groom & Michael Morrongiello
A CPA who is
in the Real Estate
"game" and a True Real Estate & "paper" guru teaching together for
the first time.
BAWB Thursday September 17th 2009
Meeting
Show Me the Money! -
2009
Its a new
day and age in the world of Real Estate Finance.
Proper
and timely funding is the grease the "squeaky wheel" continues to
need in order for properties to continue to be bought and sold and
for any chance of a housing recovery to take hold.
With
mortgage lending activities severely restricted and the
availabiltiy of funds for both buyers and sellers limited- this
months meeting involves a panel of several different lenders who
offer different niche lending programs that cater to activities
such as:
* Fixer
Upper Loans - both from an institiuional lender standpoint and from
a private money lending vantage point.
* First
Time and current Home buyers FHA, VA, and Conventional financing
programs.
Does
Title seasoning of ownership matter?
What
about the new HVCC- Home Valuation Code of Condut appraisal
rules?
What are
the various down payment and qualifying criteria?
*
Investor loan programs for the investor looking both Purchase and
also Refinance Non Owner Occupied Investor properties
*
Short &
Long Term Private Money lending
* Hard
Money- Asset based Lending
Its
important to be aware of what is out there in the marketplace as it
may affect you - regardless of whether you are an investor looking
to acquire properties or to pull cash out through refinancings, or
a seller seeking to get cashed out upon the resale of one of your
properties.
Join us
for what promises to be a very informative meeting.
BAWB Thursday August 27th 2009
Meeting
Steve Dexter
Investor, Mortgage
& Foreclosure Expert, Educator, Author of; "Real Estate Debt Can
Make You Rich" & "Prospering in the Rising Wave of Bank
Foreclosures"
Beat the Banks-
Prospering during the Tsunami wave of Bank
Foreclosures
Who is Steve
Dexter?
Steve is an invited expert
commentator for CNN/Money, CBS Radio, Fox TV and numerous other
newspapers and media outlets.
Here's what others
are saying:
Great advice about foreclosures…Steve Dexter is the expert on
everything foreclosure, and reveals how to profit in today's volatile
market."-Jaclyn Kessler, publisher, Creative Real Estate Magazine
"If you ever wanted in on the real estate market, buy this book and
start using Steve Dexter as your guide"- Kenn Ricci, author of
"Management by Trust"
"This book is gold-a how to that can help you start making money as
fast as you can open it up and start turning the pages."- Christopher
Cerda, author of Serious Money Investing
"If you want a solid, professional system from somebody who has
actually done what he's talking about, then Beat the Banks is for you-
Said Darwazah, author of Building a Global Success
He is an active real estate investor and owns 27 investment houses in
Southern California and around the country. Steve Dexter continues to
offer mentoring to hundreds of investors across the nation. He
teaches courses in investing and real estate finance at colleges across
Southern California. He writes a free bi-monthly E-Newsletter,
“Economic News You Can Use”. He has been a distinguished speaker at the
Harvard Business School, Harvard Law School and their Graduate School
of Design and has mentored many of their students about
entrepreneurship and real estate investing. He also has spoken at
Northwestern University’s Kellogg School of Business Management located
in Chicago. Steve’s has just finished his second book, “Prospering in
the Rising Wave of Bank Foreclosures” which can be purchased on Amazon
or his website, www.moneyforeclosures.com
He is author of the
book “Real Estate Debt Can Make You Rich” published by McGraw-Hill. The
book was rated one of the top 5 real estate books of the year by Bob
Bruss, a nationally syndicated columnist of the Washington Post Media
Group.
BAWB Thursday July 16th 2009
Meeting
A
Two Part Program;
Part
1-
Wholesaling Properties for
Profit
A Panel
Discussion about how to effectively find, negotiate, tie up, finance,
and then WHOLESALE properties for Quick Cash Profits
Part 2 -
"Getting Rich in today’s market with bank-owned Foreclosures
and ‘Rent-Smart’ Lease Options”
Presented by Andy Heller of Regular Riches: Real
Estate Riches for Regular People
Don't Miss the Follow up FULL DAY
WORKSHOP
Sat. July 25th in San Francisco
There will be a Follow up FULL DAY Workshop on
Saturday July 25th, 2009 - held in San Francisco with Andy
Heller - the cost to attend is as little as $49.00 - and we have
(2) two valuable FREE Bonuses for you
if you Pre-Register. For more
details about the workshop and to register please click
here.
About
Andy Heller:
Andy Heller is a nationally recognized real estate expert, and has been
interviewed and prominently featured in respected publications
including Kiplinger, WallStreetJournal.com, TheStreet.com, Personal
Excellence, Money Magazine, and MarketWatch.com.
There are literally hundreds of wealth-building strategies available
for real estate investors. Some are more lucrative than others, and
many are simply way to much work for the money that an investor hopes
to make. Fortune Magazine is arguably the leading magazine in North
America today that teaches people how to make money. “Regular Guy” Andy
Heller, will show you why of the hundreds of wealth-building formulas,
Fortune Magazine recommended Andy Heller’s “Buy Low, Rent Smart, Sell
High” strategy among the top five recommended strategies for real
estate investors.
Andy and his story will inspire and connect with you, as it is a
“regular guy” get rich story. Like so many of us, Andy started
investing part time, pulling aside a few hours each week for his hobby.
The lack of success of Andy and his partner Scott’s “buy and flip”
plans led them literally by accident to a goldmine called buy low, rent
smart, sell high.
When Andy and Scott found buying properties from distressed sellers to
be tedious, hard work, and depressing they discovered by accident a
hidden gem in the foreclosure process…BANK OWNED REAL ESTATE. With
bank-owned real estate an investor is able to purchase MULTIPLE
PROPERTIES from single sources, without emotions, and with clean and
clear title.
Once purchased, when Andy and Scott were then unable to flip their
first home after 9 months on the market, they modified the typical
lease/purchase deal to come up with their unique rent smart and sell
high formula. Their SHORTEST lease is 3 years, and each of their
tenants (gladly) accepts responsibility for repairs and maintenance.
High turnover, nightmare tenants, and lengthy vacancies are non-issues
when you “rent smart”
How profitable is their formula? The last home Andy and Scott sold
required about 20 hours of effort, and netted a profit of $57,400. That
is $2,870/per hour. But don’t leave your day job just yet. Come hear
Andy speak and he will cover:
• Why today’s COOLING market is a RED HOT opportunity for
investors
• Buying Low: Learn about the untapped fortunes with
bank-owned real estate
• Why especially today bank owned properties offer investors of
all means unlimited deals
• WHY ESPECIALLY TODAY AN INVESTOR CAN MAKE ENOURMOUS PROFITS
BUYING
BANK-OWNED FORECLOSURES!!!
• Why bank-owned properties may be the best SOURCE for investors
who have limited cash
and/or credit
• How to calculate the EXACT price you need to buy properties at
in order to maximize
your profits
• What types of properties can you buy from banks
• Why a MOTIVATED tenant is the key to landlording
fortunes
• How the “typical” lease options minimize, not maximize, an
investor’s profits
• How to make a fortune in real estate AND help your tenants at
the same time
• How to sell for top dollar WITHOUT paying real estate
commissions
• Achieve your REGULAR RICHES: Real estate fortunes for
regular people…without the hassles
Andy will explain why the “Buy Low, Rent Smart, Sell High” strategy is
specifically positioned to take advantage of two dominant
characteristics of today’s real estate market. First, on the
buying end, we are seeing record foreclosures, and the lucrative
post-foreclosure market has been their favorite hunting ground for
deals for close to 20 years. Secondly, on the marketing end, their
unique lease/purchase strategy positions today’s investor to take
advantage of a rapidly strengthening rental market.
BAWB Thursday June
18th 2009 Meeting
“Investing in
Non-Performing Bank Notes – Catch a Falling Knife?”
When a lender's loan stops
performing or defaults all sorts of headaches can arise. However their
bad news creates tremendous opportunity for the savvy investor. Visit
with us this evening to get an introduction into the world of
sub-performing and non-performing "paper"
• Are you
invested in non-performing notes today? (Are you sure?) • Mutual funds,
Toxic Assets, and you – how you may already be invested
inToxic Assets – you just don’t know it • How to “unlock”
these Toxic Assets and control them for profit • Case studies on
investing in non-performing notes • How to get started buying
non-performing notes from banks SPEAKER: Investor, Author, Dean
Engle
About Dean
Engle:
Mr. Engle is
an investment manager focused on residential distressed debt
investments. He has over 10 years experience in financial services, and
has managed or brokered over $26MM in non-performing residential
mortgages. Mr. Engle is CEO of Note Portfolio Advisors, LLC, where he
has responsibility for acquisitions and underwriting.
Earlier in his
career, Mr. Engle worked as a retail bank strategist at JPMorganChase.
He began his career in finance as an associate at the Mitchell Madison
Group, a New York-based management consulting firm, in 1998.
Mr. Engle
received a B.A. (with Honors) in English from Dartmouth College, and an
M.A. in International Economics from John Hopkins' School of Advanced
International Studies. He is a Fulbright Scholar.
May 2009:
THE BLOCKBUSTER WORKSHOP
EVENT OF THE YEAR!

BAWB
Thursday May
28th 2009 Meeting
IMPORTANT NOTE: This
months meeting is not
being held at the Mill Valley Community Center - Please Note the
Special Event & Location This months Regular BAWB monthly meeting
is being held the evening before the Blockbuster Cash Flow
Workshop Event with Jack Miller, Peter Fortunato, and John
Schaub in San Francisco and will be held as a kick off event to this
Historic workshop at the Holiday Inn Golden Gateway Hotel at 1500 Van
Ness Ave., San Francisco, CA 94109 - Hotel Direct #
415-441-4000
WHICH IS THE
BETTER INVESTMENT?
Owning REAL
ESTATE Vs Owning the "PAPER" secured by the Real Estate What should you
choose to invest in EQUITY or invest in DEBT?
In the Stock market you have
Stock or Equity Investors primarily seeking growth and some income and
Bond Investors who seek a coupon clipping return on their invested
capital. Well equity (owning the property) and debt (owning the
Mortgage on the property) also exists in the Real Estate Investment
arena. Do you like to deal with Tenants & Toilets & Management?
or do you favor a more passive management free income stream?We have
quite a battle planned for tonight where Jack, Pete, and John -
our Master "Deal Makers" will make their case for WHY one type of
investment is far better than the other. This is a MUST
Attend Meeting! Listen & Learn from the Collective
Wisdom of;Jack Miller, Peter Fortunato & John
Schaub Each of them will share with you their thoughts on
why they may favor one type of investment over the
other...HINT: They don't always agree It promises to
be a lively, spirited, and informative discussion you simply do not
want to miss. REMINDER: Special May 28th 2009
only Meeting location:Holiday Inn Golden Gateway Hotel1500 Van Ness
Ave.
San Francisco, CA
94109 - Hotel Direct # 415-441-4000
BAWB
Thursday April 16th 2009
Meeting
TOPIC:
HOW TO HIRE A
$50,000
PER
YEAR
ASSISTANT
WHO PAYS FOR
THEMSELF
SPEAKER:
Author, Investor,
Educator, Creator of Key Elements Training;
ALAN
BRYMER
A Personal
Assistant – Who Pays Their Own
Salary
Most entrepeneurs, business owners, and
investors know how to buy and sell, but find that their business
and also investing in real estate is taking over their free time
and running them ragged.
Alan Brymer is the only speaker whose sole
focus is to show business owners and real estate investors how to
cut the number of hours they work by 50-80%, while doing more deals with less hassle. The
key is having systems, and having someone in place to take care of
the myriads of time-consuming phone calls and busy work for
you.
Alan teaches a system of strategies
designed to help any business owner or investor, whether new or
experienced, to hire and train an assistant to run their errands,
make their calls, run their marketing campaigns, find them deals,
sell their houses, and more. The techniques Alan covers
will…
• Let you work HALF as
much – or get twice as much done – with less
effort
• Cut your working hours
down by 50-80% each week, and
• Allow you to do ONLY
the work that YOU want to/can do – so you can have a life
again!
Here’s just a
sampling of the important topics covered by Alan in his
presentation:
• Sure fire, inexpensive
ways to attract hundreds of the right kind applicants
•
Tips that zero in on separating the diamonds from the duds, so you
are left with only the most qualified
•
How to get an assistant who will do personal errands for you as
well as business tasks
•
How much should you pay an assistant, and how? Hourly? Salary?
Commission?
•
What kinds of things can they do for you?
•
At what point of your business do you recommend getting an
assistant?
•
The amazing secret of having an assistant that makes you several
times more money than you are paying them.
•
The pros and cons of hiring someone in your town vs. another state,
or even another country
•
How to professionally manage people to minimize headaches and
hassles, so your business flows smoothly and
efficiently.
•
How to train your assistant in the least amount of time and get the
very the best results.
•
How can I learn to LET GO and not be a control freak?
•
Independent Contractors vs employees…And MORE!
How many business owners and investors got
into business or real estate so they could retire early, travel the
world, or live a comfortable life? And how few are actually doing
that now?
Business owners and Investors want to know
how to get the things they want most out of life, and that is
exactly what Alan teaches. And, that’s exactly why people must
learn about The Assistant Who Pays Their Own Salary.
This is a VERY valuable presentation you
don't want to miss.
Who is Alan
Brymer?
Alan Brymer is the
creator of The Assistant Who Pays Their Own Salary and the Founder
and President of the Utah Valley Real Estate Investors Association.
He has been a full-time investor since his first property at the
age of 22. By creating a structured, organized approach to his
business, Alan has raised millions of dollars in private funding
and has become an expert in creative real estate
transactions.
Alan’s real estate
investment company was named by the Utah Valley Entrepreneurial
Forum as one of the "Top 25 Companies Under Five Years Old."
Competing companies were judged based on profit, growth, funding,
job creation, and job quality.
He is a frequent guest
expert for the news media, having made TV appearances on KSL’s
Studio 5 Morning Show, iProvo, and Spotlight with Dana Robinson. He
has also been published or highlighted in The Salt Lake Tribune,
Deseret Morning News, The Daily Herald, Utah Business Magazine,
Connect Magazine, The Provo/Orem Chamber Insider, Intermountain
Investor, Mortgage Mag Weekly, The Scotsman Magazine, Utah Valley
Business Quarterly, and The Salt Lake Enterprise.
In addition to his real
estate experience, Alan is an expert at systemizing businesses to
run without the owner. Like many, he attended seminars and
bought courses but found that while the techniques of real estate
are frequently taught, there were no courses that showed how to
streamline and run a business in the level of detail and freedom
that he was searching for.
He began to develop
systems for his own real estate business, which has allowed him to
do more deals in less time each month. He has incorporated these
into his consulting and is now presenting them as complete systems
modules. Today, serious real estate investors can, for the
first time, take their investing to the next level with the world’s
first system designed to streamline the real estate investing
business and increase profitability.
BAWB Thursday
March 19th 2009 Meeting
Topic:
The Age of Obama...
Whose Taxes will Dip or Rise under the new
Tax Proposals...
*Tax
cuts and Tax increases
*Tax
rate increases to as much as 39.6%
*Expanded
Tax credits for families, individuals, college expenses
*Where
will capital gains Tax rates go
What you need to know about Taxes-
From Real Estate to Your Income.
Speaker:
Steve Moskowitz, Tax Attorney
Undoubtedly
you've heard Steve on the Bay area radio airwaves. His law firm
specializes in all types of taxation matters. Visit with us this
evening to listen and learn from his years of insight and expertise
about:
• Bankruptcy Options and
Strategies
• When you can't pay the
IRS or State of California - What to do?
• Real Estate Losses are
substantial
• Using the treat of
bankruptcy
• How to survive an audit
with sanity
• How to manage your Real
Estate and finances with regard to taxes
• Q & A on areas chosen
by the audience
About the Speaker:
Steve Moskowitz,
is the Senior Partner of the Law Offices of Stephen Moskowitz, LLP,
located in the Financial District in San Francisco, California.
The law firm representing clients with individual and business tax
matters at a local or national level, as well as, representing clients
with International tax matters.
For over thirty
years, Steve has successfully helped tens of thousands of clients with
tax representation and resolving any and all types of tax situations
that can arise with Federal or State taxes. His services include
Audit Representation, Tax Planning, Preparation of Current and
Delinquent Tax Returns, Tax Disputes, Criminal Tax Representation,
Defense of Money Laundering, Tax Levy Release, Defense of Investors and
Promoters of Offshore Tax Shelters, Payroll or Sales Tax Disputes and
International Tax Planning and Representation.
Steve has earned
all his degrees with Honors; including a Bachelors Degree in Accounting
from Drexel University in Philadelphia, PA., an M.B.A. from New York
University in New York City, a Law Degree from New York Law School and
an Advanced Law Degree specializing in Tax from Golden Gate University
Law School in San Francisco, CA.
Steve's licensing includes the State Bar of California, the State Bar
of New York (inactive), CPA (New York-inactive), United States Tax
Court, U.S. District in all Districts in California, Federal Court of
Claims, Federal Appeals Court and U.S. Supreme Court.
Some of Steve's
accomplishments include articles featured in several publications on
the subject of How to Reduce your Taxes, Avoiding Tax Return
Preparation Penalties, Tax Aspects of Financial Planning and Hong Kong
Revenue Law to mention a few. Steve has conducted countless
seminars on such topics as the Tax Aspects of Financial Planning, Legal
Liability of Certified Public Accounts, and Tax Planning for Small
Business, Tax Saving Through Year-End tax planning and taxation of
Individuals.
Steve's media
accomplishments include seven years as the Fox TV-Bay Area Legal
Analyst, hosting his own Talk Show on KNBR Radio-San Francisco and
numerous appearances on Bay Area radio and television stations.
Steve speaks on all legal and tax issues.
Steve taught for
eight years at Golden Gate University in San Francisco as well as the
University of San Francisco.
BAWB Thursday
February 19th 2009 Meeting
TOPIC:
Strategies For Growing Your Home Renovating Business
Buying and Selling Houses in a Down Market
Speaker; Robyn Thompson
"The Queen of Rehab"
Robyn
became financially independent renovating houses, and you can do the
same;however, if you aren't prepared, the process can become completely
overwhelming...
Many real estate
investors shy away from the "ugly" house business because they fear
hiring contractors and tradesmen. However the BEST deals whether they
are from REO lenders or private party sellers are typically found where
a property needs lots of fix up work.
We have all heard
the horror stories of rehabbers who loose their shirt because a
contractor took them to the cleaners, they did not properly estimate
the costs for materials and labor, or forgot about the invariable
unknowns.
Learn how the
beginning novice real estate investor and even the seasoned pros
make
correct choices when tackling a renovation project.
How to engage
your "Team"; contractors, and tradesmen so that they are hard working
team players that get the job done on time, on budget and at a high
standard of quality.
*********************************************************************************
Who Is Robyn Thompson?
Robyn Thompson is
the nations leading expert on buying, renovating and selling homes for
huge chunks of cash and is known throughout the United States and
Canada as “The Queen of Rehab”.
After spending 9
years working a dead end corporate job, Robyn realized that her hard
work and dedication for IBM was not going to provided financial
independence. She walked away from her secure paycheck and never
looked back.
Over the past 11
years since Robyn left IBM, she has bought, fixed and sold 260 homes
with price ranges as low as $8,000 to as high as $4,000,000. She
has spent as much as $2,100,000 in labor and materials in one year to
renovate properties with more than 22 contractors working full time to
take the ugly homes she bought and turn them into little castles at
lightening speed.
Robyn will be
sharing her strategies on: 1) How to find the profitable homes that
need to be renovated, 2) How to find and control the contractors to get
the job done and 3) Selling houses quickly for huge chunks of
cash.
Robyn has taught
thousands of students throughout the United States how to become
financially independent. She has shared the stage with Donald Trump, Dr
Phil, Mark Victor Hansen, Ron LeGrand, Marshall Sylver & many more
legends.
Robyn uses her
success in the real estate business to help those less fortunate. The
most recent construction project that Robyn completed was an orphanage
in Haiti for 165 children that opened on February 21st,
2007.
**********************************************************************************
Robyn Thompson -
"The Queen of Rehab" FULL DAY WORKSHOP
Buying & Selling
Houses in a Down Market
Learn How to put
$20,000 Cash in the Bank each month,
Finding, Fixing,
& Flipping
the
Right Properties in today's Marketplace.
Robyn will be
conducting a FULL DAY Workshop on Sat. 2-21-2009 at the
South San Francisco Airport Conference Center you don't want to
miss.
For more information about the workshop, a workshop brochure,
and registration form please click here.
FREE PRE-REGISTRATION
BONUS
Pre- Register for
the Workshop by Monday February 16th, 2009 and receive as
a
FREE
pre-registration
Bonus Robyn's recent report; "Selling Houses in a Down
Market".
For a copy of Robyn's report;
"Nine Strategies for Growing your Home Renovation
Business" please click here
BAWB Thursday
January 15th 2009 Meeting
Start off
the New Year Informed –listen and learn from our own industry
expert…
Speaker:
Author of Timing the Real Estate Market, Statistician, & Investor;
Robert Campbell
Topic:
2009 Housing Forecast -What Will Happen & Why
Program Director
Note: “Robert has spoken at our meetings in the past and has been
incredibly prescient in accurately predicting California Real Estate
Market trends. Don't miss his insight at this months
meeting…”
***********************************************
The
Campbell Method: A Proven Timing
System that Tells You EXACTLY When to Buy
and Sell Real Estate to Make Maximum Profits!
Dear Real Estate
Investor:
Imagine for a moment how you would feel if you could predict major
turning points in the real estate market.
Suppose somebody handed you a 21-year time-tested
system that would tell you ahead of time when property values
were going to hit a peak … and then when prices were going to hit
bottom years later.
If you could anticipate these kinds of critical real estate events in
advance … then not only could you make spectacular profits, but you
could protect your money as well.
Sounds pretty amazing, doesn't it?
Actually, it's not. The real estate market does signal its future
intentions if you know where to look.
Hello. My name is Robert Campbell and I wrote Timing the Real
Estate Market to help both professionals and ordinary people
make the most money in real estate with the least amount of risk. I
also have my web site; www.realestatetiming.com Based on a major breakthrough in
tracking and predicting real estate trends, my book reveals the real
estate timing technique that I call The Campbell
Method .
As
far as I know, The Campbell Method is the only proven
method in the world that shows how to accurately anticipate upcoming
changes in your local real estate market.
What this means
is that when you read Timing the Real Estate Market ,
you are going to learn how to make – and protect – your fortune in real
estate in the same way that J. Paul Getty, the Rockefellers, Warren
Buffett, and other super-rich investors made their fortunes: by
focusing on WHEN to buy and sell.
It's true. When
it comes to making money in real estate, nothing beats good
timing.
The reason that
The Campbell Method is going to change the way you
think about how to buy and sell real estate is that I share my truly
remarkable discovery of five key real estate indicators. I call them
“Vital Signs," and they're able to predict the peaks and valleys of
real estate cycles with an almost uncanny accuracy. As “leading
indicators” to what's looming on the horizon for real estate prices,
these Vital Sign indicators act like windows into the future, giving
you advance notice of approaching trend changes from three to six
months before they become obvious to the general public.
Author's
Note: Timing the Real Estate Market is used at the University
of San Diego by Professor Elaine Worzala. The class: Real Estate
Investment. "The logic behind these Vital Sign indicators is
air-tight," says Professor Worzala. "I'm very impressed, and my
students love your book."
Copies of
Timing the Real Estate Market will be available for purchase and
autograph by Robert Campbell at the meeting.
Meetings in
2008
Thursday
December 18, 2008
This is our final
meeting of the year!
DON'T MISS OUR DEAL OF THE YEAR
HOLIDAY GATHERING
This is always
judged by our attendees to be one of the BEST meetings we have all
year. It's a great way to learn what others are doing, the genesis of
their individual transactions, and more importantly where the profit
centers are...you'll be amazed at how many different perspectives to
doing a deal there are.
This also will be
a great meeting to get to better know your fellow attendees. Come join
us for a festive time of the year meeting that will feature some
refreshments, wine, finger foods, and Holiday cheer in an open forum
setting. You are invited to bring your spouse or a loved one for a
night out and to better see what our meetings are all
about.
Do you
know of a BAWB member who did a Killer deal this past
year?
Nominations are
encouraged for our annual "BAWB 2008 Deal of the Year"
awards.
Click here to
obtain one of the nomination forms which can be sent
in.
Each of the
selected nominees will tell us their "deal story" which promises to be
informative and fun. It's been an incredible year filled with change,
tough lessons, and successes. We hope some of you will share a hard
lesson or success from the past year.
Thursday
November 20, 2008
A TWO PART
PROGRAM
PART
ONE
Don't miss this
revealing meeting!
CHAIN OF
BLAME
How Wall Street Caused the Mortgage and Credit Crisis
by Paul Muolo and Mathew Padilla
 |
|
The true extent
of Wall Street's role in the current mortgage and credit crisis is
revealed for the first time by authors Paul Muolo and Mathew Padilla,
two acclaimed journalists who have long tracked the financial industry.
In CHAIN OF BLAME: How Wall Street Caused the
Mortgage and Credit Crisis (Wiley; $27.95; July
2008, Hardcover), the authors spin a tale of greed and
recklessness all around Countrywide Chief Angelo Mozilo, whom Muolo has
known for 20 years. Going behind the scenes of Mozilo's dramatic rise
and fall, the book outlines his love-hate relationship with The Street,
and how he paved the way for mortgage banking firms to use loan brokers
who had "no skin" in the lending game. The idea was to fund loans as
quickly as possible and securitize them through Wall Street. It was
then Wall Street's job to transform the mortgages into "investments"
and find people (sometimes suckers) to buy them. The whole system
became concerned with one thing: earning a commission.
Muolo and Padilla
chronicle this disaster, and explain in detail what went wrong at the
nation's top subprime lending institutions including Countrywide, and
non-banks such as New Century Financial, Ameriquest Mortgage and its
sister firm, Argent Mortgage, the latter two of which were owned by the
late Roland Arnall, former ambassador to the Netherlands, and a large
political donor to the George W. Bush. (Many of the nation's largest
non-bank subprime firms were backed by such Wall Street giants as Bear,
Stearns, Credit Suisse, Merrill Lynch, Lehman Brothers and Greenwich
Capital, among others.
Revelations from CHAIN OF BLAME include the following
(and more):
-
Wall
Street firms like Merrill Lynch and Bear Stearns were using
sweat shop contract underwriting firms to review billions
of dollars worth of mortgages from 2004 to early 2007. Some
workers interviewed by Muolo and Padilla believed the edict
was to review one loan an hour or never get called again
for a job.
-
Some
workers told the authors that certain supervisors working
for the contract underwriting firms of Clayton Holdings and
the Bohan Group changed the ratings on loans to please
their Wall Street clients. At the same time Wall Street
supervisors didn't seem to care too much about quality
because they were more interested in quantity: they had
loans to securitize and bond investors to sell those
securities too-especially overseas.
-
The
inside story of went wrong at Angelo Mozilo's Countrywide
Financial, the nation's largest home lender.
-
How
various lenders kept lists (such as Countrywide's "Friends
of Angelo's") in order to give special concessions and
deals to influential people
-
An
inside look at the rise and fall of the Bear Stearn hedge
funds, based on subprime assets, created by Ralph Cioffi
and Matthew Tannin who currently face federal
prosecution.
-
How
America's subprime debacle sparked a worldwide credit
crisis.
-
Which
reputable Wall Street firms couldn't resist the gold rush
despite growing evidence that subprime delinquencies were
growing.
-
What
led to the rise and fall of Ameriquest Mortgage, the
nation's largest subprime lender.
-
The
first definitive history of subprime lending in America
with juicy details about how this business started out with
'Repo Men' throwing bald grannies out of their homes.
-
The
reasons why it could be a full decade before the U.S
housing market recovers from the losses and price declines
of the past 18 months.
CHAIN OF
BLAME is a sweeping, narrative of greed run amok, one that has
not come down the pike since James B. Stewart's Den of Thieves
and Michael Lewis's Liar's Poker.
About the
authors:
Paul
Muolo is the co-author of the bestselling "Inside Job: The
Looting of America's Savings and Loans." He is the executive editor of
National Mortgage News, which won a Polk Award in 1990 for its
reporting on the S&L Crisis. His freelance work has appeared in
The New York Times, The Washington Post, Barron's,
Playboy, and various other publications.
Mathew
Padilla (Santa Ana, CA) is a business reporter for The
Orange County Register and a regular business news commentator on
KOCE and KDOC television. His work on the subprime crisis was
recognized by the Society of American Business Editors and Writers and
was nominated for a Pulitzer Prize. He also hosts the popular Mortgage
Insider blog website, which has been featured on CNBC, MarketWatch, and
Editor & Publisher.
Copies of the book will be available for purchase and autograph
at the meeting.
Thursday October 16th
2008
Topic:
CONFESSIONS OF A REAL ESTATE
ENTREPRENEUR
WHAT IT TAKES TO
WIN IN HIGH-STAKES
COMMERCIAL REAL ESTATE
SPEAKER: Author,
commercial Real Estate Attorney, Real Estate Broker and
investor;
James A. Randel
Everything You
Need to Know To Make It Big In Real Estate
Confessions
of a Real Estate Entrepreneur: What It Takes to Win in High-Stakes
Commercial Real Estate will be of great interest to anyone
interested in real estate or entrepreneuring. Full of real-world wisdom
from successful investor James Randel, this discussion will be packed
with detailed examples of real-life deals, demonstrating strategies to
help you avoid the mistakes that Randel and other investors learned the
hard way.
Randel is NOT a
get-rich-quick, no money down proponent. His approach to the
accumulation of wealth, using real estate, is aggressive and creative
but by no means, risk-free. Inside you'll learn first hand lessons and
secrets about:
-
Researching
properties
-
Financing
strategies that maximize your buying power
-
Legal
terms, issues, and conditions you should understand
-
Profiting
through option agreements
-
The
most vital skills for real estate success
Below are two
endorsements written by leaders of two of the largest commercial real
estate companies in the United States:
"I've tracked
Jimmy's incredible run of successful real estate investments for 20
years and more recently invested very profitable with him. His latest
book, Confessions of a Real Estate Entrepreneur,
provides all the tools for analyzing, buying, improving and profiting
from the investment in income producing properties. It is a must read
for anyone interested in real estate investing."
Jeff Dunne, Vice Chairman, CB Richard Ellis.
"Jim Randel's
book, Confessions of a Real Estate Entrepreneur,
expounds on all of the exciting elements of commercial real estate.
Jim's focus on the building blocks, the creativity and the strategy of
deal making gives its readers a front row seat into this high stakes,
and richly rewarding game. I have completed many transactions with Jim
and have found his excerpts to be a true and readable accounting of
just some of his dealings. For all the real estate professionals who
work for me, this is a must read."
Jim Fagan, Managing Director, Cushman &
Wakefield.
Don't Miss this
outstanding evening and a chance to listen and learn from the author of
the book; Confessions of a Real Estate Entrepreneur -
the book that the late Bob Bruss reviewed and stated;
"Hidden under
that shell is one of the best real estate investment books I've ever
read. On my scale of one to 10, this unique book rates an off-the-chart
12…."
To Read
the entire Bob Bruss book review click here
Who is James A. Randel?
JAMES A.
RANDEL
Commercial Real Estate Attorney, Real Estate Broker,
Investor
Jim Randel is a
graduate of the Columbia University College and Law School. Since
graduating law school, he has been buying/selling, brokering and
lawyering real estate deals. His earliest ventures relied on creative
financing partnerships. With time, he moved into more aggressive real
estate strategies. Today Randel is a leader in "added value"
investing,
an approach to real estate that attempts to boost the value of a
property well beyond normal appreciation or inflation. His strategies
have been followed by many investors around the country.
Randel is also
the author of two books. His first book, THE REAL ESTATE GAME AND HOW
TO WIN IT, was published in March of 1985. His second book, CONFESSIONS
OF A REAL ESTATE ENTREPRENEUR, came out in January, 2006 and
demonstrates commercial real estate investment strategies through
examples of detailed real-life deals.
Randel has also
been a daily commentator on real estate issues on television and has
spoken at national real estate conferences around the United States,
including Harvard Business School.
And don't
miss the exciting Peter Fortunato's exciting October
Workshop:
Taught for First Time in over a Decade on the West Coast! - Don't Miss
this Opportunity to learn from the Master
Dealmaker
Peter Fortunato's
Real Estate Acquisition Techniques Class
Peter will
present (2) two days of lecture and discussion, with case studies,
regarding the acquisition and control of Real Property. Questions &
Discussion are encouraged!
PRE - REGISTER
TODAY for the Upcoming BAWB sponsored
FULL DAY WORKSHOP - Saturday & Sunday October
11-12
For more
information on this fabulous workshop event please CLICK HERE!
Thursday
September 18, 2008
Speaker: Master
Dealmaker; Peter Fortunato
TOPIC:
Real Estate Acquisition
Techniques
In what may
represent one of the greatest buying opportunities in ones lifetime to
creatively acquire or control Real property which will produce income,
growth, and lifestyle for you and your family for years to come - don't
miss this opportunity to listen and learn from the Master Dealmaker
himself;
Peter Fortunato
Whether
you're just starting out or consider yourself a seasoned pro you don't
want to miss month's meeting and the follow up Saturday and Sunday
workshop.
Invite a friend,
associate, family member or loved one for a wonderful evening out of
education, discussion, and networking.
Pete will
outline his views about:
* Capitalism and
Freedom
* The
subjectivity about Value for property
* What do you
want?
Income, Growth, Tax Benefits, Amortization, Management, or
Use?
* Why the
statement; "I need Cash…" is often a BIG lie
* How to get
started
* Equity
Financing and Equity Participation agreements
* How to involve
other investors, family and friends in your investments
* Why non
institutional financing is far better than "off the rack"
financing
* Dealing with
Promises to Property
Thursday
August 14, 2008
Speaker: Steve
Moskowitz, Attorney, CPA
TOPIC:
Winning on your
Taxes
Undoubtedly
you've heard Steve on the Bay area radio airwaves and seen him on TV.
His law firm specializes in taxation matters and negotiation with the
IRS. Visit with us this evening and learn from his expertise
about;
* What
Real Estate investors need to know about their investments and
taxes?
* What happens if you don't file or file truthfully
* Audit trigger issues and preparedness
* IRS penalties and defenses
* And so much more…
About the Speaker:
Steve Moskowitz, is the Senior Partner in the Law Office of Steven
Moskowitz, LLP, located in San Francisco, California. Steve Moskowitz,
LLP, also represents clients with local, national and International
needs.
The Steve
Moskowitz tax law firm specializes in civil and criminal business and
individual tax law. For over thirty-five years, Steve Moskowitz has
successfully helped thousands of clients with tax representation and
resolving different types of tax situations that can arise with the IRS
or State. His services include Criminal Tax Representation, Audit
Representation, Civil and Criminal Representation, Tax Planning,
Current and Delinquent Tax Returns, Tax Disputes, Money Laundering, Tax
Levy Release, Offshore Tax Shelter, Employment or Payroll Taxes and
International Tax Representation.
The Steve
Moskowitz tax law firm includes a professional staff of attorneys,
certified public accountants, paralegals and administrative
assistants.
Steve Moskowitz
has earned an advanced law degree specializing in tax, in addition to
the regular law degree. His degrees all with Honors include an M.B.A.
Specializing in Accounting from New York University and a Bachelor
Degree, Specialization in Accounting from Drexel University. His
licensing include, State Bar of California and the State Bar of New
York, Certified Public Account-New York, United States Tax Court,
Federal Appeals Court, United States Supreme Court, Northern District
of California, Eastern District of California, Southern District of
California and Central District of California.
Steve has
published articles featured in a variety of publications on the subject
of Tax Law, How to Reduce your Taxes, Avoiding Tax Return Preparation
Penalties, Tax Aspects of Financial Planning and Hong Kong Revenue Law
to mention a few. He has conducted seminars on such topics as Tax
Aspects of Financial Planning, Legal Liability of Certified Public
Accounts, and Tax Planning for Small Business, Tax Saving Through
Year-End tax planning and taxation of Individuals and
business.
Steve Moskowitz
media accomplishments include being the Fox TV Legal Analyst for seven
years, Talk Show Host for KNBR-San Francisco and KGO and KSFO Talk
Radio-San Francisco speaking about legal and tax
issues.
As
a tax attorney, Steve taught for ten years in Law School, Graduate Tax
School and University.
Thursday
July 17, 2008
Speaker:
Master Dealmaker; Peter Fortunato
TOPIC:
The ART of the
Deal
Good
Deals are not found…Opportunities are located or locate you….Then
good deals (Transactions) are constructed…
There are
certain fundamental negotiating and investment techniques that are
universal regardless of your location.
This month's
featured speaker is Peter Fortunato. Nationally known as an expert
in using Real Estate creatively coupled with "paper" to formulate
profitable Real Estate Transactions for the buyer, seller, and
investor.
Learn how to
create profitable Transactions, Income and Wealth- often without
cash, credit, or extensive connections.
Discover
negotiating techniques and paperwork which make the numbers work
and allow for deals to happen.
Visit with us
and learn from one of the Masters on how to "Construct" Deals. Hear
Pete's clear, patient explanations, and practical insights. You Do
NOT want to miss this month's meeting, plan on being with
us!
Taught for First Time in over a Decade on the West Coast! - Don't
Miss this Opportunity to learn from the Master
Dealmaker
Peter
Fortunato's Real Estate Acquisition Techniques
Class
Peter will
present (2) two days of lecture and discussion, with case studies,
regarding the acquisition and control of Real Property. Questions
& Discussion are encouraged!
PRE -
REGISTER TODAY for the Upcoming BAWB sponsored
FULL DAY WORKSHOP - Saturday & Sunday October
11-12
For more
information on this fabulous workshop event please CLICK HERE!
Thursday
June 19, 2008
Speaker:
Author,
investor, educator,
Michael Morrongiello
TOPIC:
"Paper" into Cash - The Convertible
Currency
How to
Manufacture Your Own Financing
Don't
just survive the credit crunch - THRIVE during changing market
cycles!
Discover how
to effectively create marketable real estate-secured Notes that can
be easily and readily converted into a cash lump sum. With the real
estate markets softening, Wall Street no longer buying certain
loans, and qualifying criteria becoming more stringent - with the
right knowledge, you can fill the void in the marketplace by
offering seller financing for both the acquisition and disposition
of properties.
What
is Seller Carryback financing?
When a
property seller assists the buyer by acting as the lender, the
property seller may finance part or all of the sale. The term given
to such seller financing is "carryback financing." A seller is
literally carrying back part or all of the financing on the
property instead of a financial institution.
In today's tight credit Market; Seller carryback financing is vital
to a successful sales program. It is so important that if more
property sellers, their agents, buyers, and Real Estate Investors
understood the principles of seller carryback financing, more real
estate activity would be generated across the country than with any
other marketing tool!
A Few
Advantages of Seller Carryback Financing:
It makes a
listing more salable.
It provides
the seller with an interest return (yield) on their note that
exceeds savings accounts, CD's and money market
accounts.
The seller
carryback note(s) can be an extremely safe
investment.
The seller
carryback note(s) can be made salable, should the holder need cash
in the future.
At
this Meeting you will learn About;
-
Understanding
"Paper" - WHY use seller financing to buy or
sell
-
Different
types of security instruments which can be used
-
Relationship
between PRICE vs. TERMS
-
Wrap's
-- Your Multi Purpose Financing Tool
-
Magnifying
yield & capturing amortization
-
Deal
Structuring tips, tricks, and techniques
-
Using
other collateral
-
The
some NOW, some LATER concept
-
Generating
solutions and how to profit with "paper"
* The type of
notes preferred by "paper" investors or note buyers. Owner-occupied
homes are the most desirable. History has proven them the most
stable. Notes secured by land usually have the greatest
risk.
* Real estate
values fluctuate both up and down over time, even in good areas.
Why a note holder's best protection against loss is
protective equity established at the time
he acquires a note. An owner with a substantial equity who is
paying on a note will be motivated to protect his/her equity
position.
Some
Terms & Concepts to become familiar
with:
Your
Financial Calculator:
TIME:
Expressed in months or years (Calculator symbol =
N)
INTEREST:
The rate of interest or yield desired usually expressed per month
or per year (Calculator symbol = I). The annual interest rate must
be divided by the number of payments that the note requires during
the year. Monthly + by 12, Quarterly + by 4, semi-annually + by 2,
etc.
PRESENT
VALUE: The dollar value today of dollars to be received in
the future. (PV is the symbol.)
PAYMENT:
The amount of money paid periodically on the note. In the above
example, payment includes principal and interest. (Payment is the
PMT symbol on a financial calculator.)
FUTURE
VALUE: As a seller carried back of a note to be fully
amortized over 10 years, the future value (FV on the financial
calculator) would be zero. However, suppose a note has a future
balloon payment due before it fully amortizes. If you are solving
for PV, you must first calculate the amount of the balloon or the
Future Value (FV) before you can calculate or solve for the
discounted PV value.
More
Terms
PROTECTIVE
EQUITY: Is the current market value of the property less
the total debt on the property. It is the sellers' or lenders'
cushion against possible loss. The larger the protective equity,
the more protection for the lender. Note: Having substantial
protective equity is the best way to take back a mortgage without
being taken.
LOAN-TO-VALUE
(LTV) ratio is the amount of debt on a property
expressed as a percentage of the Fair Market Value (FMV) of the
property. Example: A property valued at $100,000 has a first loan
of $50,000 and a second loan of $20,000. The $70,000 total debt
divided by the $100,000 Fair Market Value (FMV) = 70% LTV. The
lower the loan-to-value ratio, the more equity an owner has. For
example, with only $50,000 debt, the same property would have a LTV
ratio of 50%.
About
the Speaker:
Michael T.
Morrongiello is an active investor who specializes in Real Estate
& Real Estate "Paper" investments. Widely known as having one
of the most knowledgeable and creative minds in the paper business,
Michael started creating paper as a result of his own Real Estate
investment activities in the early 1980s. He has bought, sold or
held for investment multiple properties in several states as well
as thousands of real estate-secured mortgages. He has creatively
used seller financed mortgages to secure all types of residential
properties, apartments, mobile home parks, office buildings,
development land, businesses, and commercial properties in every
state in the Union from Alaska to Hawaii and Florida to California.
His tips, tricks, and traps articles often appear in industry
publications.
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Thursday May 15th,
2008
Speaker: Marko Rubel
|
 |
Topic:
"How to make $20,000 to $50,000 per month Buying Houses Part
Time"
Take Advantage of the Tidal Wave of Opportunities that currently
exist and will continue through this market
"correction"
Don't
Miss this opportunity to listen and learn what is working for Marko
under today's market conditions
Join the
growing number of groups and members around the country who are
embracing a fascinating personal story as well as an original voice
the real estate investing field. When Marko comes to speak for your
group, you will learn
to:
-
How
to Dominate the Foreclosure market more efficiently
-
Learn
to automate your Direct Mail program and
Skip-Tracing
-
How
to find REAL motivated sellers consistently
-
How
to better analyze deals for greater profits
-
How
to move quickly and efficiently to formulate offers, tie up
the deal, and then get it closed
-
And
much, much more-you don't want to miss this meeting.
In over 5
years as a full time investor, Marko has completed several hundred
highly profitable transactions. Last year alone his automated
business produced over $1,000,000 in profits.
Marko
contributes his success to Marketing and Automating how he runs his
business. He will reveal one of his secret automation tools that
allowed him to systemize his operation. This proven system alone
was responsible for doubling his profits and
cutting his active involvement down to only several hours
per deal!
This
eye-opening presentation will blow you away! Marko will teach you
why setting up a "Motivated Seller Attraction
System" and a "Lazy Man's Back Office
System" is the key to doubling profits and at the same
time tripling your free time! You don't want to miss
it!
Don't let
your competition get there first!
Thursday
April 17th, 2008
Speaker: Richard
Desich - Equity Trust Company
Topic:
Accelerating Wealth with Self-Directed IRAs
Self-Directed
IRAs for the Real Estate Investor:
Your Knowledge + Your Expertise = Your Profits… Earned Tax Free with
the use of government sponsored retirement
plans.
One of the
greatest (and least known) tools available to real estate investors are
government sponsored retirement plans. Most real estate investors
believe that their only IRA investment options are bank CDs or the
stock market. Very few realize that they have the option to truly self
direct their IRAs in areas where they have knowledge and expertise such
as real estate.
-
Choosing
the right self directed custodian
-
A
review of your retirement plan Options
-
Creative
and high yielding Investment Options- Real Estate, Notes,
Options, Private Placements and much more…
-
Rules
and Regulations/Prohibited Transactions
-
How
to Create Tax-Free income for life
-
Plenty
of Questions and answers
About our
Speaker- Who is Richard Desich?
Richard Desich
As a Vice
President of Equity Trust Company, Richard Desich Jr. is a nationally
recognized, pre-eminent authority on non-traditional investing in IRAs
and qualified plans. An experienced real estate investor, Rich holds
Series 7, 24, 55 and 63 licenses with the NASD. A graduate of Ohio
State University, he joined Equity Trust in 1998, and now travels
throughout the country educating numerous investor associations and
groups each year on the advantages of self-directed real estate IRAs.
Rich has been quoted in prestigious financial publications including
the Wall Street Journal and Investor's Business Daily, and investors of
all levels and experience benefit from his expertise.
About Equity
Trust Company
With more than 32
years experience, Equity Trust Company is a leading custodial provider
of self-directed IRAs and small business retirement plans. Clients
benefit from our extensive expertise, dedication and customer-focused
support in providing truly self-directed IRAs, and our clients increase
financial wealth by investing in variety of opportunities from real
estate and private placements to stocks and bonds. Equity Trust Company
manages more than 30,000 accounts for clients in all 50
states.
SPECIAL
WORKSHOP EVENT:
Tax-Free Wealth Seminar
Stop Paying Taxes On Real Estate and Other Non-Traditional Investments
Today!
When: Saturday
April 19th 2008
Where:
Embassy Suites
South San Francisco Airport
250 Gateway Blvd.
San Francisco, CA 94080
# 650-589-3400
Time: 9
Am to 4 Pm - check in begins 8:30 am
For more
information on this workshop, please click here
March 20th,
2008
Speaker: author,
investor, educator; John Schaub
Topic:
Creating Wealth During Uncertain Times
Don't
miss the wonderful opportunity to listen and learn from John
Schaub
* Buying from
sellers and lenders who are in trouble
* Using Investor
money for your down payments
* Structuring
financing that gives you the cash flow
* Buying property
with the greatest profit potential
* Attracting and
keeping the best tenants in your town.
* Selling quickly
at market prices in a soft market
About
John Schaub:
John has survived
eight Presidents and prospered for 30 years as a landlord. He authored
the original single family house seminar in 1976 which launched
thousands on their way to successful investing. He is still an active
buyer and engaged in managing his business and investments, when not
traveling with his family, or building homes for Habitat for
Humanity.
John is a
reformed "Big Deal" guy, who discovered that most of the big talkers
had small bank balances. John stresses keeping it simple. He talks only
about what he has done and what has worked and sometimes not worked for
him. John spends nearly all of his working time making deals and
managing his properties. He teaches only three seminars a
year.
He stresses
buying better, well located houses as opposed to less expensive houses
or other income properties. Better houses are much more profitable and
far less trouble. He advocates paying off debt, owning properties free
and clear and maximizing cash flow by only buying properties with
larger profit potential, financed so they produce immediate cash
flow.
John graduated in
1970 from the University of Florida College of Business, was an active
Realtor for 10 years and served as President of both the Sarasota and
Florida Real Estate Exchangers. He is listed in the Hall of Fame of
Who's Who in Creative Real Estate, featured on the cover of Personal
Finance magazine and was recently quoted in Forbes.
He is an advocate
for privately owned affordable housing. He served 7 years on the
International Board of Habitat for Humanity and has served four terms
as President of the Sarasota Habitat Affiliate and served 17 years on
their board.
John's wife
Valerie, a real estate attorney, and their three perfect children enjoy
skiing, boating, diving, horseback riding, and touring the country in
John's plane. John is an instrument rated pilot and has been flying his
own plane since 1973.
IMPORTANT WORKSHOP DATE CHANGE
The John Schaub
WORKSHOP event has been changed to a new date from Sat. 3-22-2008 to
the NEW date of Saturday 3-29-2008 - same times, same
location.
PRE-
REGISTER TODAY for John Schaub's
Full Day Sat. 3-29-2008 Workshop
Event
Creating Wealth
During Uncertain Times
Time: 9 Am to 4
Pm
When: Saturday
March 29
South San
Francisco Conference Center
Near SFO
This will be a
powerful information filled event you simply must attend.
* Special Bonus
Material to also be presented by Michael Morrongiello on using
alternative & creative financing techniques
Seating
is VERY limited! - Don't Wait - Pre-Register Today!
For a workshop
brochure, registration form and more information click
here
February 21st,
2008
Speaker: Jay P.
DeCima a/k/a "Fixer Jay"
Topic:
Investing in small Mixed use and Multi Unit
properties
About our
Speaker:
Author of the fabulous "Making BIG Money Fixing Ugly Houses" book and
"Trade Secrets" newsletter we distribute to all new BAWB members as
part of their membership package Jay will discuss a topic he knows very
well. How to invest in and make money with smaller mixed use and Multi
unit rental investment properties.
Don't miss this
opportunity to listen and learn from this seasoned "Old Timer" and the
wisdom he shares with Real Estate investors around the
country.
Jay P. DeCima,
known to many as "Fixer Jay", is a seasoned real estate investor with
more than 40 years of hands on experience; nearly half that time has
been devoted to Jay's specialty - fixing-up rundown houses and adding
value. In 1980, Jay quit his 23K-year telephone job to pursue real
estate investing full time. Today, Jay is widely regarded as the
undisputed king of fixer-upper houses on the national teaching circuit.
He spends a great deal of his time overseeing his 200 house empire in
Redding, California, and writing about his
experiences.
Since Jay's
favorite recreation is the same as his day to day activities. He always
enjoys sharing his knowledge with the various investor clubs around the
country.
If you
wish to get your book autographed - bring it to the
meeting.
January
17th 2008 Meeting
A (2) Two
Part Information filled Program you do not want to
miss!
The Campbell
Method: A Proven Timing System that Tells You EXACTLY When to Buy and
Sell Real Estate to Make Maximum Profits!
&
The Mortgage Meltdown Freeze = Fraud
Part 1 –
San Mateo, CA Attorney, freelance writer;
Sean Olender
MORTGAGE MELTDOWN
Interest rate 'freeze' - the real story is fraud
Bankers pay lip service to families while scurrying to avert suits,
prison
Excerpt:
…unfortunately, the "freeze" is just another fraud - and like the other
bailout proposals, it has nothing to do with U.S. house prices, with
"working families," keeping people in their homes or any of that
nonsense.
The sole goal of
the freeze is to prevent owners of mortgage-backed securities, many of
them foreigners, from suing U.S. banks and forcing them to buy back
worthless mortgage securities at face value - right now almost 10 times
their market worth.
The ticking time
bomb in the U.S. banking system is not resetting subprime mortgage
rates. The real problem is the contractual ability of investors in
mortgage bonds to require banks to buy back the loans at face value if
there was fraud in the origination process.
And, to be sure,
fraud is everywhere. It's in the loan application documents, and it's
in the appraisals. There are e-mails and memos floating around showing
that many people in banks, investment banks and appraisal companies -
all the way up to senior management - knew about it.
To
read the rest of this insightful article go to:
www.sfgate.com/cgi-bin/article.cgi?file=/c/a/2007/12/09/IN5BTNJ2V.DTL
Part 2 –
Author of Timing the Real Estate Market, Statistician, &
Investor;
Robert
Campbell
The Campbell
Method: A Proven Timing
System that Tells You EXACTLY When to Buy
and Sell Real Estate to Make Maximum Profits!
"Is now a good time to buy ...
or should I wait?"
"Should I sell now ...
or will housing prices go even higher?"

|
|
Dear Real Estate
Investor:
Imagine for a moment how you would feel if you could predict major
turning points in the real estate market.
Suppose somebody handed you a 21-year time-tested
system that would tell you ahead of time when property values
were going to hit a peak … and then when prices were going to hit
bottom years later.
If you could anticipate these kinds of critical real estate events in
advance … then not only could you make spectacular profits, but you
could protect your money as well.
Sounds pretty amazing, doesn't it?
Actually, it's not. The real estate market does signal its future intentions
if you know where to look.
Hello. My name is Robert Campbell and I wrote Timing the Real
Estate Market to help both professionals and ordinary people
make the most money in real estate with the least amount of risk. Based
on a major breakthrough in tracking and
predicting real estate trends, my book reveals the real estate timing
technique that I call The Campbell
Method.
As
far as I know, The Campbell Method is the only proven
method in the world that shows how to accurately anticipate upcoming
changes in your local real estate market.
What this means
is that when you read Timing the Real Estate Market,
you are going to learn how to make – and protect – your fortune in real
estate in the same way that J. Paul Getty, the Rockefellers, Warren
Buffett, and other super-rich investors made their fortunes: by
focusing on WHEN to buy and sell.
It’s true. When
it comes to making money in real estate, nothing beats good
timing.
The reason that
The Campbell Method is going to change the way you
think about how to buy and sell real estate is that I share my truly
remarkable discovery of five key real estate indicators. I call them
“Vital Signs," and they're able to predict the peaks and valleys of
real estate cycles with an almost uncanny accuracy. As “leading
indicators” to what’s looming on the horizon for real estate prices,
these Vital Sign indicators act like windows into the future, giving
you advance
notice of approaching
trend changes from three to six months before they become obvious to
the general public.
Author's
Note: Timing the Real Estate Market is used
at the University of San
Diego by Professor Elaine Worzala. The class: Real Estate
Investment. "The logic behind these Vital Sign indicators is
air-tight," says Professor Worzala. "I'm very impressed, and my
students love your book."
Copies of
Timing the Real Estate Market will be available for purchase and
autograph by Robert Campbell at the meeting.
Workshops in
2008
Saturday
April 19th 2008
SPECIAL WORKSHOP
EVENT:
Tax-Free Wealth Seminar
Stop Paying Taxes On Real Estate and Other Non-Traditional Investments
Today!
Equity
Trust Company's Tax-Free Wealth Seminar is coming to
the SF Bay Area to educate you on how limited investment options and
taxes that drain profits can be problems of the past...
Where:
Embassy Suites
South San Francisco Airport
250 Gateway Blvd.
San Francisco, CA 94080
# 650-589-3400
Time: 9 Am to 4
Pm - check in begins 8:30am
One of the
nation's leading custodian for self-directed IRAs, details the amazing
benefits that self-directed IRAs can provide you today and in the
future. This day-long event showcases the power and astounding growth
potential of self-directed IRAs and below is some of what you'll
learn:
·
Quick turn real estate and Note deals TAX-FREE
· Raise millions of dollars hassle-free to fund your deals
· Compound your profits TAX-FREE for over 100 years
· Make your children or grandchildren millionaires
Sign-up Today!
It's easy, just click below to obtain the workshop registration form,
fill it out and mail or fax it in.
The Pre-registration deadline expires Tuesday April 15th
2008
If
you pre-register in
advance, your cost is just $99 per person, $149 per
couple.
After the
deadline and on a space available basis at the door the cost will be
$199 per person or $249 per couple-no exceptions
FREE
Bonuses available only to you but only if you
PRE-REGISTER!
Sign up in
advance and receive $410 worth of fabulous educational products
including:
*
Two FREE months of Investor Insights - a private teleconference with
Dick Desich held the 1st Wednesday of each month- a $300
value.
*
Dick Desich's book, "Proven Wealth Building Secrets for You and Your
Children"
-a $50 value.
*
Dick Desich's lease option report
- $20 value.
*
Equity Trust's guide to "Stop Paying Taxes to Your Real Estate Profits
Today!"
- a $40 value.
The FREE Bonuses are yours but you must
PRE-Register BEFORE the deadline date!
Don't
Miss This Incredible Opportunity To Learn From A Nationally Recognized
Expert!
For a workshop
brochure, registration form and more information click here
March 29, 2008
PRE-
REGISTER TODAY for John Schaub's
Full Day Sat. 3-29-2008 Workshop
Event
Creating Wealth
During Uncertain Times
Time: 9 Am to 4
Pm
When: Saturday
March 29
South San
Francisco Conference Center
Near SFO
This will be a
powerful information filled event you simply must attend.
* Special Bonus
Material to also be presented by Michael Morrongiello on using
alternative & creative financing techniques
Seating
is VERY limited! - Don't Wait - Pre-Register Today!
For a workshop
brochure, registration form and more information click
here
And don't
miss the exciting Peter Fortunato's exciting October
Workshop:
Taught for First Time in over a Decade on the West Coast! - Don't Miss
this Opportunity to learn from the Master
Dealmaker
Peter Fortunato's
Real Estate Acquisition Techniques Class
Peter will
present (2) two days of lecture and discussion, with case studies,
regarding the acquisition and control of Real Property. Questions &
Discussion are encouraged!
PRE - REGISTER
TODAY for the Upcoming BAWB sponsored
FULL DAY WORKSHOP - Saturday & Sunday October
11-12
For more
information on this fabulous workshop event please CLICK HERE!